Missouri/Nationwide by Line of Business, Loss Ratios, 2009
| Line of Business | Missouri Loss Ratio |
Countrywide* Loss Ratio |
Difference |
|---|---|---|---|
| All Property & Casualty Lines (Excludes A&H) | 58.7% | 61.5% | -2.7% |
| Fire & Allied Lines | 60.8% | 48.1% | 12.7% |
| Farmowners | 92.6% | 63.9% | 28.7% |
| Homeowners | 61.7% | 60.6% | 1.2% |
| Commercial Multi-Peril | 62.1% | 45.1% | 17.0% |
| Mortgage Guaranty | 121.6% | 214.4% | -92.8% |
| Ocean & Aircraft | 28.4% | 47.7% | -19.3% |
| Inland Marine | 37.3% | 46.3% | -9.1% |
| Financial Guaranty | 0.0% | 241.0% | -241.0% |
| Medical Malpractice | 29.5% | 32.9% | -3.3% |
| Earthquake | 0.1% | 0.7% | -0.5% |
| Workers Compensation | 52.6% | 66.7% | -14.2% |
| Other Liability | 58.1% | 56.7% | 1.4% |
| Product Liability | 64.0% | 22.4% | 41.6% |
| Private Passenger Automobile - Total | 61.1% | 64.8% | -3.7% |
| Private Passenger Automobile - Liability | 64.3% | 69.5% | -5.1% |
| Private Passenger Automobile - Physical Damage | 57.1% | 57.9% | -0.8% |
| Commercial Automobile - Total | 55.4% | 52.7% | 2.7% |
| Commercial Automobile - Liability | 56.4% | 52.1% | 4.3% |
| Commercial Automobile - Physical Damage | 52.5% | 54.5% | -2.0% |
| Fidelity & Surety | 13.9% | 24.3% | -10.3% |
| Credit | 151.2% | 101.0% | 50.2% |
| Title | 22.0% | 63.1% | -41.2% |
| Line of Business | Missouri Loss Ratio |
Countrywide* Loss Ratio |
Difference |
|---|---|---|---|
| Total Accident & Health | 78.6% | 74.6% | 4.0% |
| Individual Accident & Health | 75.6% | 84.8% | -9.3% |
| Group Accident & Health | 80.1% | 78.8% | 1.3% |
| Credit Accident & Health | 81.7% | 44.0% | 37.8% |
Countrywide: National results only for companies licensed in Missouri.