Missouri/Nationwide by Line of Business, Loss Ratios, 2006
| Line of Business | Missouri Loss Ratio |
Countrywide* Loss Ratio |
Difference |
|---|---|---|---|
| All Property & Casualty Lines (Excludes A&H) | 72.7% | 52.0% | 20.7% |
| Fire & Allied Lines | 54.0% | 51.5% | 2.5% |
| Farmowners | 115.5% | 56.5% | 59.0% |
| Homeowners | 133.0% | 49.8% | 83.2% |
| Commercial Multi-Peril | 83.2% | 43.4% | 39.8% |
| Mortgage Guaranty | 54.5% | 41.4% | 13.1% |
| Ocean & Aircraft | 73.7% | 49.0% | 24.7% |
| Inland Marine | 59.6% | 44.7% | 14.9% |
| Financial Guaranty | 17.6% | 7.7% | 9.9% |
| Medical Malpractice | 33.7% | 34.7% | -0.9% |
| Earthquake | 0.5% | -1.5% | 2.0% |
| Workers Compensation | 54.7% | 58.4% | -3.7% |
| Other Liability | 69.7% | 55.0% | 14.7% |
| Product Liability | 38.8% | 20.5% | 18.3% |
| Private Passenger Automobile - Total | 66.8% | 57.7% | 9.2% |
| Private Passenger Automobile - Liability | 60.7% | 59.2% | 1.5% |
| Private Passenger Automobile - Physical Damage | 74.5% | 55.5% | 19.0% |
| Commercial Automobile - Total | 56.5% | 52.5% | 3.9% |
| Commercial Automobile - Liability | 50.7% | 53.0% | -2.3% |
| Commercial Automobile - Physical Damage | 72.5% | 51.0% | 21.5% |
| Fidelity & Surety | 28.1% | 21.3% | 6.8% |
| Credit | 40.1% | 43.0% | -2.8% |
| Title | 26.6% | 9.6% | 17.0% |
| Line of Business | Missouri Loss Ratio |
Countrywide* Loss Ratio |
Difference |
|---|---|---|---|
| Total Accident & Health | 78.0% | 73.4% | 4.6% |
| Individual Accident & Health | 71.7% | 70.9% | 0.8% |
| Group Accident & Health | 80.5% | 76.2% | 4.4% |
| Credit Accident & Health | 34.2% | 35.7% | -1.6% |
Countrywide: National results only for companies licensed in Missouri.