Missouri/Nationwide by Line of Business, Loss Ratios, 2002
| Line of Business | Missouri Loss Ratio |
Countrywide* Loss Ratio |
Difference |
|---|---|---|---|
| All Property & Casualty Lines (Excludes A&H) | 66.9% | 68.6% | -1.7% |
| Fire & Allied Lines | 62.4% | 55.6% | 6.8% |
| Farmowners | 59.1% | 59.8% | -0.6% |
| Homeowners | 78.6% | 64.0% | 14.7% |
| Commercial Multi-Peril | 52.9% | 54.2% | -1.3% |
| Mortgage Guaranty | 42.2% | 28.9% | 13.4% |
| Ocean & Aircraft | 88.5% | 59.9% | 28.6% |
| Inland Marine | 40.5% | 44.3% | -3.9% |
| Financial Guaranty | -5.9% | 7.1% | -13.0% |
| Medical Malpractice | 108.0% | 102.1% | 5.9% |
| Earthquake | 0.4% | 48.3% | -47.9% |
| Workers Compensation | 70.6% | 76.2% | -5.6% |
| Other Liability | 73.8% | 93.3% | -19.5% |
| Product Liability | 253.4% | 258.8% | -5.4% |
| Private Passenger Automobile - Total | 63.6% | 68.2% | -4.6% |
| Private Passenger Automobile - Liability | 66.4% | 72.8% | -6.5% |
| Private Passenger Automobile - Physical Damage | 60.4% | 61.8% | -1.4% |
| Commercial Automobile - Total | 68.9% | 67.5% | 1.4% |
| Commercial Automobile - Liability | 76.3% | 72.2% | 4.1% |
| Commercial Automobile - Physical Damage | 53.1% | 54.7% | -1.6% |
| Fidelity & Surety | 29.2% | 60.3% | -31.1% |
| Credit | 17.6% | 52.6% | -35.0% |
| Title | 14.4% | 4.5% | 9.9% |
| Line of Business | Missouri Loss Ratio |
Countrywide* Loss Ratio |
Difference |
|---|---|---|---|
| Total Accident & Health | 72.9% | 73.1% | -0.3% |
| Individual Accident & Health | 61.4% | 65.0% | -3.5% |
| Group Accident & Health | 77.7% | 78.4% | -0.7% |
| Credit Accident & Health | 42.0% | 45.5% | -3.5% |
Countrywide: National results only for companies licensed in Missouri.