Missouri/Nationwide by Line of Business, Loss Ratios, 2003
| Line of Business | Missouri Loss Ratio |
Countrywide* Loss Ratio |
Difference |
|---|---|---|---|
| All Property & Casualty Lines (Excludes A&H) | 65.6% | 61.9% | 3.8% |
| Fire & Allied Lines | 67.8% | 55.4% | 12.4% |
| Farmowners | 82.2% | 56.5% | 25.7% |
| Homeowners | 80.2% | 59.9% | 20.3% |
| Commercial Multi-Peril | 55.9% | 49.3% | 6.6% |
| Mortgage Guaranty | 46.8% | 37.9% | 8.9% |
| Ocean & Aircraft | 28.1% | 47.7% | -19.6% |
| Inland Marine | 37.0% | 43.8% | -6.8% |
| Financial Guaranty | -2.4% | 6.1% | -8.5% |
| Medical Malpractice | 96.7% | 82.2% | 14.4% |
| Earthquake | 0.6% | 24.5% | -24.5% |
| Workers Compensation | 68.3% | 72.7% | -4.4% |
| Other Liability | 76.4% | 80.2% | -3.8% |
| Product Liability | 122.5% | 108.6% | 13.9% |
| Private Passenger Automobile - Total | 63.2% | 63.2% | 0.0% |
| Private Passenger Automobile - Liability | 63.6% | 66.4% | -2.8% |
| Private Passenger Automobile - Physical Damage | 62.7% | 58.6% | 4.2% |
| Commercial Automobile - Total | 62.8% | 57.9% | 4.9% |
| Commercial Automobile - Liability | 68.8% | 61.6% | 7.2% |
| Commercial Automobile - Physical Damage | 49.6% | 47.7% | 1.8% |
| Fidelity & Surety | 18.5% | 45.2% | -26.8% |
| Credit | 38.5% | 45.0% | -6.4% |
| Title | 11.9% | 4.2% | 7.4% |
| Line of Business | Missouri Loss Ratio |
Countrywide* Loss Ratio |
Difference |
|---|---|---|---|
| Total Accident & Health | 74.8% | 71.0% | -1.9% |
| Individual Accident & Health | 63.3% | 61.9% | -1.7% |
| Group Accident & Health | 71.5% | 76.6% | -3.9% |
| Credit Accident & Health | 38.1% | 41.8% | -7.4% |
Countrywide: National results only for companies licensed in Missouri.