Missouri/Nationwide by Line of Business, Loss Ratios, 2005
| Line of Business | Missouri Loss Ratio |
Countrywide* Loss Ratio |
Difference |
|---|---|---|---|
| All Property & Casualty Lines (Excludes A&H) | 53.4% | 67.5% | -14.2% |
| Fire & Allied Lines | 44.1% | 162.2% | -118.2% |
| Farmowners | 44.2% | 49.8% | -5.6% |
| Homeowners | 45.1% | 70.7% | -25.6% |
| Commercial Multi-Peril | 39.2% | 59.3% | -20.1% |
| Mortgage Guaranty | 54.0% | 35.7% | 18.2% |
| Ocean & Aircraft | 42.9% | 67.2% | -24.3% |
| Inland Marine | 45.3% | 73.8% | -28.5% |
| Financial Guaranty | 24.0% | 11.0% | 13.0% |
| Medical Malpractice | 46.0% | 52.5% | -6.5% |
| Earthquake | -1.3% | 19.8% | -21.2% |
| Workers Compensation | 61.4% | 64.3% | -3.0% |
| Other Liability | 72.7% | 71.7% | 1.0% |
| Product Liability | 10.2% | 70.9% | -60.7% |
| Private Passenger Automobile - Total | 58.3% | 60.3% | -2.0% |
| Private Passenger Automobile - Liability | 63.6% | 62.2% | 1.4% |
| Private Passenger Automobile - Physical Damage | 51.9% | 57.6% | -5.7% |
| Commercial Automobile - Total | 51.3% | 53.1% | -1.8% |
| Commercial Automobile - Liability | 53.1% | 53.9% | -0.9% |
| Commercial Automobile - Physical Damage | 46.6% | 50.7% | -4.0% |
| Fidelity & Surety | 38.1% | 38.8% | -0.7% |
| Credit | 53.1% | 44.0% | 9.1% |
| Title | 44.5% | 5.6% | 38.8% |
| Line of Business | Missouri Loss Ratio |
Countrywide* Loss Ratio |
Difference |
|---|---|---|---|
| Total Accident & Health | 77.8% | 70.7% | 7.2% |
| Individual Accident & Health | 65.6% | 68.4% | -2.8% |
| Group Accident & Health | 81.6% | 75.8% | 5.9% |
| Credit Accident & Health | 38.9% | 36.8% | 2.1% |
Countrywide: National results only for companies licensed in Missouri.