Missouri/Nationwide by Line of Business, Loss Ratios, 2008
| Line of Business | Missouri Loss Ratio |
Countrywide* Loss Ratio |
Difference |
|---|---|---|---|
| All Property & Casualty Lines (Excludes A&H) | 65.7% | 47.8% | 17.9% |
| Fire & Allied Lines | 85.7% | 70.1% | 15.6% |
| Farmowners | 94.8% | 77.8% | 17.0% |
| Homeowners | 84.8% | 72.2% | 12.6% |
| Commercial Multi-Peril | 51.4% | 55.8% | -4.4% |
| Mortgage Guaranty | 138.4% | 212.6% | -74.2% |
| Ocean & Aircraft | 57.1% | 57.4% | -0.3% |
| Inland Marine | 58.1% | 53.4% | 4.7% |
| Financial Guaranty | -3.3% | 381.7% | -385.0% |
| Medical Malpractice | 15.9% | 31.1% | -15.2% |
| Earthquake | -0.1% | -1.9% | 1.9% |
| Workers Compensation | 60.4% | 63.3% | -2.9% |
| Other Liability | 59.1% | 55.6% | 3.5% |
| Product Liability | 116.7% | 93.1% | 23.6% |
| Private Passenger Automobile - Total | 65.6% | 64.1% | 1.5% |
| Private Passenger Automobile - Liability | 67.0% | 66.7% | 0.3% |
| Private Passenger Automobile - Physical Damage | 63.9% | 60.4% | 3.5% |
| Commercial Automobile - Total | 48.1% | 55.0% | -6.9% |
| Commercial Automobile - Liability | 43.0% | 53.7% | -10.7% |
| Commercial Automobile - Physical Damage | 61.1% | 59.0% | 2.1% |
| Fidelity & Surety | 18.9% | 18.4% | 0,5 |
| Credit | 91.5% | 151.7% | -60.2% |
| Title | 25.9% | 11.7% | 14.2% |
| Line of Business | Missouri Loss Ratio |
Countrywide* Loss Ratio |
Difference |
|---|---|---|---|
| Total Accident & Health | 77.9% | 75.3% | 2.6% |
| Individual Accident & Health | 70.7% | 69.3% | 1.4% |
| Group Accident & Health | 79.7% | 78.9% | 0.8% |
| Credit Accident & Health | 28.8% | 32.8% | -4.0% |
Countrywide: National results only for companies licensed in Missouri.