Long-term care insurance helps cover the costs of a nursing home, an assisted living facility, home health care and other services to assist with daily activities like dressing, eating and bathing. Many Missourians believe Medicare covers long-term care costs, but Medicare offers very limited coverage for these services, generally for no more than a few months.

Consumers should talk to their financial advisors about how to cover any needed long-term care, whether that’s paying those costs directly, buying long-term care coverage from a private insurance company or qualifying for Medicaid. This page provides consumers with assistance in answering these questions.

Frequently asked questions

General information on long-term care, the costs, insurance coverage and more.

Understanding partnership policies

A special kind of long-term care insurance that makes it easier to qualify for Medicaid.

Long-term care costs

Average costs for long-term care in the United States.

Glossary of Terms (categorized)

Links & resources

Contact information for financial, health and insurance help in Missouri.