Missouri law authorizes the Department to issue no-action letters to insurance companies related to matters arising out of the business of insurance in Missouri. A no-action letter is only binding as to the specific underwriting company submitting the request and is based upon the specific facts and circumstances presented. Under Missouri law, a no-action letter is not considered a statement of general applicability that would require promulgation by rule.

For more information about no-action letters, including definitions and other requirements, please see Section 374.018 RSMo.

Pursuant to Section 374.018.13 RSMo., insurance company requests for a no-action letter, the Department’s response and all supporting information that is not proprietary or trade secret are considered a public record as of the date of the Department’s response.

Below are requests for no-action letters and responses issued by the Department.

2018

NAIC # Company Line of Insurance Statute or Regulation Documents
39012 Safeco Insurance Company of Illinois Private Passenger Automobile Section 379.470 Request
Response
60040 Cox Health Systems Insurance Company Health Section 376.454 Request
Response

25941

25968

18600

21253

United States Automobile Association

USAA Casualty Insurance Company

USAA General Indemnity Company

Garrison Property and Casualty Company

Homeowners Section 379.318.4 Request
Response
18988 Auto-Owners Insurance Company Homeowners Section 379.318.4 Request
Response

2017

NAIC # Company Line of Insurance Statute or Regulation Documents
47171 Blue Cross Blue Shield of Kansas City Health Section 376.454 Request
Response