Small Business Insurance Topics
Small business owners have a lot to juggle: they are often selling, hiring, keeping the books and even mopping the floors at their companies. One thing that's important not to overlook is making sure your business is adequately protected through property insurance, liability insurance and other types. Also, staying competitive often means providing insurance benefits for your employees. DCI and the National Association of Insurance Commissioners offer this site as a resource for small businesses.
Insurance for your business
- Business interruption insurance
- Consumer Alert: Business Interruption Insurance and COVID-19
- Coverage for your / in the event of an unforeseen event
- Commercial auto
- Protecting your small business vehicle fleet
- Property insurance
- Coverage for your building, inventory or other property in the event of damage or theft
- Liability insurance
- Protecting your small business against lawsuits; also known as Commercial General Liability (CGL)
- Home-based business considerations
- The smallest of small businesses have unique insurance needs
Insurance for your employees
- Workers' compensation
- Compare rates, get FAQs, find out how to resolve disputes
- Group health insurance (including federal health care reform)
- Options to consider in providing health coverage for your employees
- Tax-protected accounts (cafeteria plans, HSAs, HRAs)
- Savings accounts can help your employees pay their health care expenses
Resources from DCI & NAIC
- Insurance Consumer Hotline
- File complaints, verify an agent or company are licensed, or ask general questions about insurance
- Insurance glossary
- Definitions of commonly used insurance terms
- Market share reports
- Find out what insurance companies offer the coverage small businesses need
- Consumer complaint index
- Find out what companies have the highest consumer complaint rates