Topics for Consumers

Federal health care reform

• Explanation of provisions for consumers, employers and others from the National Association of Insurance Commissioners (NAIC).
• Health Reform Hits Main Street - animated video from the Kaiser Family Founation explaining the new law.

Missouri's new autism law

• Frequently asked questions.

Health care costs

• Understanding the costs associated with your health care plan.

Health insurers' rate increase filings

• View a list of Missouri-licensed health insurers with rate increase filings of 10 percent or more.

Frequently asked questions

• Information on group & individual health plans, COBRA and more.

Seniors & health insurance

• Medicare, CLAIM program, Medigap plans & more.

Long-term care

• Insurance coverage for consumers needing help with daily activities.

Small business health insurance

• Health insurance options for small business owners.

Consumer Complaint Index

• Look up complaints against health insurers in Missouri.

Missouri Health Insurance Pool

• An option when your health keeps you from getting insurance coverage.

Mandated health coverage

• Coverage requirements for health plans under Missouri law.

Health care provider resources

• Filing a complaint against an insurance company.

Health maintenance organizations

• Find HMO service areas and complaint figures.

H1N1 (Swine Flu) information

Questions to ask your health insurer about coverage.

Premium-only plans (POP)

• Changes with the passage of HB 818 (2007).

Glossary of terms

• Frequently used terms about auto, homeowners, workers' comp and other insurance.

Medical loss ratio hearings

• Review of federal MLR requirements for health insurers.