Homeowners Insurance

Since 2001, homeowners insurers in Missouri have been more selective about which business they will renew and the new policyholders they will accept. Consumers report increasing difficulty in obtaining new coverage, particularly if they have filed a claim in the past three years. This page provides consumers with more assistance as they try to find policies for new homes or replacement coverage.

Homeowners insurers, by county
For your county, retrieve the list of active homeowners insurers and their contact numbers.
Companies offering earthquake insurance
Top 20 homeowners insurance companies writing policies for new customers.
Home inventory checklist
Creating a list of your possessions will help you file an insurance claim in case of theft, fire or other damage.
Frequently asked questions
FAQs about homeowners insurance.
Glossary of terms (categorized)
Frequently used terms about auto, homeowners, workers comp and other insurance.
Insurance Consumers Guide to Homeowners and Renters Insurance
Basic information needed when buying or using your homeowners coverage.
Consumer Complaint Index
Companies with the highest and lowest consumer complaint rates.
Credit history use
How the ten largest homeowners insurers use credit history.
Severe weather or catastrophic events
Preparing for severe weather or catastrophic events.