Missouri car owners and drivers are encouraged to know the basics of auto insurance coverage. Our video covers the basics while the downloadable publication below provides more information.

Link to Auto Insurance Guide

Auto Insurance Guide

  • Brochure helps you understand the purpose of auto insurance, what is required by state law, optional coverage, what to do when you have an accident and how to file a claim.

Teen Driver Contract

  • This contract helps parents set rules and expectations for teens when on the road, at home and in the classroom.

Auto policies

  • View policies from some of the state's largest insurance companies.

Consumer guide to automobile insurance

  • Shopping tips for consumers.

Frequently asked questions

  • Check here before you write or call.

What to do after an accident

  • NAIC's WreckCheck mobile application for step-by-step process.

Glossary of terms

  • Frequently used terms about auto, homeowners, workers' compensation and other insurance.

Consumer complaint index

  • Complaint index of all auto insurers in Missouri.

Credit history use

  • How the 10 largest auto insurers use credit history.

Mandatory automobile liability insurance

  • If you own or operate a motor vehicle in Missouri, you are required by law to insure that automobile with coverage for injuries you cause to another, for at least $25,000 per person, $50,000 per accident, and $10,000 for property damage. The Department of Revenue is now tracking drivers to make sure they keep their liability insurance policies in force. If you let your coverage lapse you will be subject to suspension of the vehicle's registration and possibly your driver's license.