About Us

2013 Missouri DIFP Annual Report

2013 DIFP Annual Report

The State of Missouri is part of the U.S. insurance regulatory framework which is a highly coordinated state-based national system designed to protect policyholders and to serve the greater public interest through the effective regulation of the U.S. insurance marketplace. Through the National Association of Insurance Commissioners (NAIC), U.S. insurance regulators, establish national standards and best practices, conduct peer reviews and coordinate their regulatory oversight to better protect the interests of consumers while ensuring a strong, viable insurance marketplace. U.S. insurance regulators also participate in the International Association of Insurance Supervisors (IAIS) along with the NAIC by participating in all its major standard setting initiatives, including working with fellow regulators from around the world to better supervise cross-border insurers, identifying systemic risk in the insurance sector, and creating international best practices.

Office of the Director

John M. Huff, Director
Jim McAdams, Deputy Director

The director’s office includes the department director, deputy director and general counsel, enforcement counsel, public information staff, legislative coordinator and support staff. The director’s office is responsible for policy decisions, regulation, legislation and communications. The director’s office also includes the Receivership and Legal sections. When a judge orders an insurance company into receivership, the director is responsible for either rehabilitating the company or liquidating it. The Legal Section represents the department director in circuit court and administrative procedings.

Past directors

Insurance Consumer Affairs Division

Carrie Couch, Acting Director

Insurance Company Regulation Division

John Rehagen, Acting Director

Insurance Market Regulation Division

Angela Nelson, Director

Administration Division

Grady Martin, Director