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Company Details

  STATE AUTOMOBILE MUTUAL INSURANCE COMPANY License Status :
Active

NAIC Number :

25135


Phone Number:

6144645000


Company Address:

518 East Broad Street 
Columbus, OH  43215

Description:

Property and Casualty


License Number:

B422559


Date Admitted:

1939-08-23


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2021 Total Property & Casualty 0.20% $64,115,804 $55,586,335 $30,546,412 $39,049,073 70.25 %
2021 Total Fire & Allied Lines 0.46% $6,916,619 $5,337,106 $4,046,584 $4,250,417 79.64 %
2021 Commercial Fire & Allied Lines 1.15% $6,916,619 $5,337,106 $4,046,584 $4,250,417 79.64 %
2021 Farmowners Multi-Peril 0.73% $5,351,399 $4,911,335 $1,710,620 $3,116,061 63.45 %
2021 Total Homeowners 0.35% $22,248,969 $19,932,614 $13,096,749 $15,302,967 76.77 %
2021 Homeowners Multi-Peril 0.37% $22,248,969 $19,932,614 $13,096,749 $15,302,967 76.77 %
2021 Commercial Multi-Peril 0.25% $5,939,841 $4,730,107 $1,180,422 $2,077,998 43.93 %
2021 Ocean Marine 0.00% $1,917 $1,361 $0 $4 0.29 %
2021 Inland Marine (Incl Auto Cargo) 0.02% $252,973 $199,587 $18,754 $16,725 8.38 %
2021 Earthquake 0.26% $836,131 $730,467 $0 $16,902 2.31 %
2021 Direct Workers Compensation 0.01% $273,344 $190,957 $28,144 $-10,531 -5.51 %
2021 Other Liability - Bodily Injury & Property Damage 0.06% $1,361,705 $977,058 $89,973 $69,050 7.07 %
2021 Products Liability 0.04% $39,058 $38,985 $0 $-5,660 -14.52 %
2021 Total Private Passenger Automobile 0.14% $13,129,447 $12,336,804 $7,624,638 $9,492,697 76.95 %
2021 Private Passenger Auto Liability Bodily Injury 0.27% $6,884,779 $6,519,066 $4,026,028 $5,732,795 87.94 %
2021 Private Passenger Auto Comprehensive 0.34% $6,244,668 $5,817,738 $3,598,610 $3,759,902 64.63 %
2021 Total Commercial Automobile 0.36% $7,684,598 $6,136,991 $2,750,528 $4,723,355 76.97 %
2021 Commercial Auto Liability Bodily Injury 0.39% $4,387,315 $3,488,220 $1,186,243 $2,799,126 80.25 %
2021 Commercial Auto Liability Property Damage 0.00% $564 $1,885 $499 $698 37.03 %
2021 Commercial Auto Medical Payments 1.22% $194,342 $154,494 $52,546 $123,973 80.24 %
2021 Commercial Auto Uninsured Motorists 0.83% $593,473 $471,778 $160,463 $378,578 80.24 %
2021 Commercial Auto Comprehensive 0.53% $1,235,610 $995,120 $665,244 $699,818 70.32 %
2021 Commercial Auto Collision 0.33% $1,273,294 $1,025,494 $685,533 $721,162 70.32 %
2021 Fidelity 0.00% $241 $161 $0 $-106 -65.84 %
2021 Surety 0.00% $0 $0 $0 $-296 N/A
2021 Burglary & Theft 0.03% $6,419 $2,305 $0 $-5 -0.22 %
2021 Boiler & Machinery 0.08% $73,143 $60,497 $0 $-505 -0.83 %
2020 Total Property & Casualty 0.16% $47,893,167 $44,331,898 $26,245,239 $28,467,839 64.22 %
2020 Total Fire & Allied Lines 0.34% $4,388,852 $3,941,564 $2,290,388 $3,606,130 91.49 %
2020 Commercial Fire & Allied Lines 0.88% $4,388,852 $3,941,564 $2,290,388 $3,606,130 91.49 %
2020 Farmowners Multi-Peril 0.62% $4,223,106 $3,868,270 $2,363,813 $2,581,792 66.74 %
2020 Total Homeowners 0.30% $17,977,476 $16,289,774 $9,489,652 $10,437,729 64.08 %
2020 Homeowners Multi-Peril 0.32% $17,977,476 $16,289,774 $9,489,652 $10,437,729 64.08 %
2020 Commercial Multi-Peril 0.16% $3,455,594 $2,559,493 $696,665 $855,859 33.44 %
2020 Ocean Marine 0.00% $701 $576 $0 $-1 -0.17 %
2020 Inland Marine (Incl Auto Cargo) 0.01% $164,773 $148,849 $73,168 $76,803 51.60 %
2020 Earthquake 0.23% $680,083 $661,279 $0 $0 0.00 %
2020 Direct Workers Compensation 0.01% $163,382 $149,235 $20,207 $-143,473 -96.14 %
2020 Other Liability - Bodily Injury & Property Damage 0.05% $900,264 $798,360 $109,682 $83,426 10.45 %
2020 Products Liability 0.03% $26,597 $27,158 $0 $-8,657 -31.88 %
2020 Total Private Passenger Automobile 0.14% $11,915,023 $13,123,667 $9,836,712 $8,873,321 67.61 %
2020 Private Passenger Auto Liability Bodily Injury 0.26% $6,301,382 $6,881,821 $6,518,098 $5,697,630 82.79 %
2020 Private Passenger Auto Comprehensive 0.35% $5,613,641 $6,241,846 $3,318,614 $3,175,691 50.88 %
2020 Total Commercial Automobile 0.21% $3,936,810 $2,701,705 $1,364,656 $2,116,253 78.33 %
2020 Commercial Auto Liability Bodily Injury 0.23% $2,247,626 $1,557,836 $491,213 $1,148,374 73.72 %
2020 Commercial Auto Liability Property Damage 0.00% $2,858 $1,309 $0 $89 6.80 %
2020 Commercial Auto Medical Payments 0.46% $99,561 $68,997 $0 $0 0.00 %
2020 Commercial Auto Uninsured Motorists 0.50% $304,037 $210,696 $0 $0 0.00 %
2020 Commercial Auto Comprehensive 0.30% $631,731 $424,948 $873,443 $967,790 N/A
2020 Commercial Auto Collision 0.19% $650,997 $437,919 $0 $0 0.00 %
2020 Fidelity 0.00% $58 $58 $0 $-1,285 -2,215.52 %
2020 Surety 0.00% $0 $54 $296 $-10,188 -18,866.67 %
2020 Burglary & Theft 0.01% $1,354 $1,354 $0 $-43 -3.18 %
2020 Boiler & Machinery 0.08% $58,910 $60,320 $0 $173 0.29 %
2020 Title 0.00% $184 $182 $0 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2021 Private Passenger Auto 0.29% 6 128
2021 Homeowners 0.85% 5 66
2020 Private Passenger Auto 0.33% 5 91
2020 Homeowners 0.72% 7 124


Company Changes

Effective Date: 08/01/2001

Comments: Meridian Mutual Insurance Co. merged with and into State Automobile Mutual Insurance Co.

Effective Date: 12/09/2008

Comments: Plaza Insurance Co. by State Automobile Mutual Insurance Co.

Effective Date: 07/02/2014

Comments: Effective 07/02/14 Meridian Mutual Insurance Company merged with and into State Automobile Mutual Insurance Company.


Market Conduct

Date: 04/26/2010

StateAutoInsurance.pdf

Date: 01/29/2015

StateAutomobileMutualMC.pdf

Date: 06/13/2022

SAMIC622.pdf


Financial Exams

This company does not have any financial exams.