Company search
Company Details
STATE AUTOMOBILE MUTUAL INSURANCE COMPANY License Status :
Active
NAIC Number :
25135
Phone Number:
6144645000
Company Address:
518 East Broad Street
Columbus, OH 43215
Description:
Property and Casualty
License Number:
B422559
Date Admitted:
1939-08-23
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2022 | Total Property & Casualty | 0.21% | $76,430,997 | $71,465,369 | $40,344,505 | $48,025,133 | 67.20 % |
| 2022 | Total Fire & Allied Lines | 0.93% | $10,878,741 | $8,966,661 | $5,569,049 | $5,643,046 | 62.93 % |
| 2022 | Commercial Fire & Allied Lines | 1.57% | $10,878,741 | $8,966,661 | $5,569,049 | $5,643,046 | 62.93 % |
| 2022 | Farmowners Multi-Peril | 0.79% | $6,443,766 | $5,794,899 | $3,043,874 | $2,560,444 | 44.18 % |
| 2022 | Total Homeowners | 0.34% | $24,447,268 | $23,759,605 | $13,970,457 | $15,087,136 | 63.50 % |
| 2022 | Homeowners Multi-Peril | 0.35% | $24,447,268 | $23,759,605 | $13,970,457 | $15,087,136 | 63.50 % |
| 2022 | Commercial Multi-Peril | 0.29% | $7,710,316 | $6,862,931 | $2,418,019 | $5,013,576 | 73.05 % |
| 2022 | Ocean Marine | 0.00% | $2,529 | $2,470 | $0 | $26 | 1.05 % |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.02% | $357,627 | $326,754 | $156,203 | $228,005 | 69.78 % |
| 2022 | Earthquake | 0.29% | $1,002,970 | $935,120 | $0 | $0 | 0.00 % |
| 2022 | Direct Workers Compensation | 0.01% | $198,370 | $243,010 | $2,584 | $50,133 | 20.63 % |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.10% | $2,365,495 | $1,946,751 | $387,889 | $1,188,110 | 61.03 % |
| 2022 | Products Liability | 0.04% | $39,518 | $40,166 | $0 | $15,856 | 39.48 % |
| 2022 | Total Private Passenger Automobile | 0.13% | $13,461,375 | $13,763,948 | $10,587,603 | $10,757,135 | 78.15 % |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.13% | $3,552,188 | $3,626,958 | $5,135,608 | $5,827,820 | N/A |
| 2022 | Private Passenger Auto Liability Property Damage | 0.13% | $2,185,684 | $2,231,686 | $479,416 | $223,336 | 10.01 % |
| 2022 | Private Passenger Auto Medical Payments | 0.14% | $272,434 | $278,133 | $107,408 | $47,066 | 16.92 % |
| 2022 | Private Passenger Uninsured Motorists | 0.07% | $402,842 | $411,263 | $0 | $-238,408 | -57.97 % |
| 2022 | Private Passenger Underinsured Motorists | 0.41% | $634,687 | $648,018 | $291,743 | $478,450 | 73.83 % |
| 2022 | Private Passenger Accidential Death & Disab/Dism | 0.03% | $1,416 | $1,138 | $0 | $1,224 | N/A |
| 2022 | Private Passenger Auto Comprehensive | 0.09% | $1,772,461 | $1,815,200 | $1,416,168 | $1,260,387 | 69.44 % |
| 2022 | Private Passenger Auto Collision | 0.17% | $4,639,663 | $4,751,552 | $3,157,260 | $3,157,260 | 66.45 % |
| 2022 | Total Commercial Automobile | 0.40% | $9,395,477 | $8,715,848 | $4,205,934 | $7,472,383 | 85.73 % |
| 2022 | Commercial Auto Liability Bodily Injury | 0.47% | $5,390,291 | $4,985,506 | $1,651,231 | $4,358,457 | 87.42 % |
| 2022 | Commercial Auto Medical Payments | 1.29% | $238,770 | $220,809 | $73,143 | $193,047 | 87.43 % |
| 2022 | Commercial Auto Uninsured Motorists | 0.83% | $729,146 | $674,284 | $223,363 | $589,512 | 87.43 % |
| 2022 | Commercial Auto Comprehensive | 0.55% | $1,495,825 | $1,396,314 | $1,112,139 | $1,148,175 | 82.23 % |
| 2022 | Commercial Auto Collision | 0.36% | $1,541,445 | $1,438,935 | $1,146,058 | $1,183,192 | 82.23 % |
| 2022 | Fidelity | 0.00% | $2,096 | $1,128 | $0 | $92 | 8.16 % |
| 2022 | Burglary & Theft | 0.08% | $16,205 | $11,979 | $0 | $818 | 6.83 % |
| 2022 | Boiler & Machinery | 0.12% | $109,244 | $94,099 | $2,893 | $8,373 | 8.90 % |
| 2021 | Total Property & Casualty | 0.19% | $64,115,804 | $55,586,335 | $30,546,412 | $39,049,073 | 70.25 % |
| 2021 | Total Fire & Allied Lines | 0.44% | $6,916,619 | $5,337,106 | $4,046,584 | $4,250,417 | 79.64 % |
| 2021 | Commercial Fire & Allied Lines | 1.13% | $6,916,619 | $5,337,106 | $4,046,584 | $4,250,417 | 79.64 % |
| 2021 | Farmowners Multi-Peril | 0.71% | $5,351,399 | $4,911,335 | $1,710,620 | $3,116,061 | 63.45 % |
| 2021 | Total Homeowners | 0.34% | $22,248,969 | $19,932,614 | $13,096,749 | $15,302,967 | 76.77 % |
| 2021 | Homeowners Multi-Peril | 0.35% | $22,248,969 | $19,932,614 | $13,096,749 | $15,302,967 | 76.77 % |
| 2021 | Commercial Multi-Peril | 0.24% | $5,939,841 | $4,730,107 | $1,180,422 | $2,077,998 | 43.93 % |
| 2021 | Ocean Marine | 0.00% | $1,917 | $1,361 | $0 | $4 | 0.29 % |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.02% | $252,973 | $199,587 | $18,754 | $16,725 | 8.38 % |
| 2021 | Earthquake | 0.26% | $836,131 | $730,467 | $0 | $16,902 | 2.31 % |
| 2021 | Direct Workers Compensation | 0.01% | $273,344 | $190,957 | $28,144 | $-10,531 | -5.51 % |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.06% | $1,361,705 | $977,058 | $89,973 | $69,050 | 7.07 % |
| 2021 | Products Liability | 0.04% | $39,058 | $38,985 | $0 | $-5,660 | -14.52 % |
| 2021 | Total Private Passenger Automobile | 0.14% | $13,129,447 | $12,336,804 | $7,624,638 | $9,492,697 | 76.95 % |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.26% | $6,884,779 | $6,519,066 | $4,026,028 | $5,732,795 | 87.94 % |
| 2021 | Private Passenger Auto Comprehensive | 0.33% | $6,244,668 | $5,817,738 | $3,598,610 | $3,759,902 | 64.63 % |
| 2021 | Total Commercial Automobile | 0.35% | $7,684,598 | $6,136,991 | $2,750,528 | $4,723,355 | 76.97 % |
| 2021 | Commercial Auto Liability Bodily Injury | 0.38% | $4,387,315 | $3,488,220 | $1,186,243 | $2,799,126 | 80.25 % |
| 2021 | Commercial Auto Liability Property Damage | 0.00% | $564 | $1,885 | $499 | $698 | 37.03 % |
| 2021 | Commercial Auto Medical Payments | 1.20% | $194,342 | $154,494 | $52,546 | $123,973 | 80.24 % |
| 2021 | Commercial Auto Uninsured Motorists | 0.82% | $593,473 | $471,778 | $160,463 | $378,578 | 80.24 % |
| 2021 | Commercial Auto Comprehensive | 0.52% | $1,235,610 | $995,120 | $665,244 | $699,818 | 70.32 % |
| 2021 | Commercial Auto Collision | 0.33% | $1,273,294 | $1,025,494 | $685,533 | $721,162 | 70.32 % |
| 2021 | Fidelity | 0.00% | $241 | $161 | $0 | $-106 | -65.84 % |
| 2021 | Surety | 0.00% | $0 | $0 | $0 | $-296 | N/A |
| 2021 | Burglary & Theft | 0.03% | $6,419 | $2,305 | $0 | $-5 | -0.22 % |
| 2021 | Boiler & Machinery | 0.08% | $73,143 | $60,497 | $0 | $-505 | -0.83 % |
| 2020 | Total Property & Casualty | 0.15% | $47,893,167 | $44,331,898 | $26,245,239 | $28,467,839 | 64.22 % |
| 2020 | Total Fire & Allied Lines | 0.32% | $4,388,852 | $3,941,564 | $2,290,388 | $3,606,130 | 91.49 % |
| 2020 | Commercial Fire & Allied Lines | 0.87% | $4,388,852 | $3,941,564 | $2,290,388 | $3,606,130 | 91.49 % |
| 2020 | Farmowners Multi-Peril | 0.61% | $4,223,106 | $3,868,270 | $2,363,813 | $2,581,792 | 66.74 % |
| 2020 | Total Homeowners | 0.29% | $17,977,476 | $16,289,774 | $9,489,652 | $10,437,729 | 64.08 % |
| 2020 | Homeowners Multi-Peril | 0.31% | $17,977,476 | $16,289,774 | $9,489,652 | $10,437,729 | 64.08 % |
| 2020 | Commercial Multi-Peril | 0.15% | $3,455,594 | $2,559,493 | $696,665 | $855,859 | 33.44 % |
| 2020 | Ocean Marine | 0.00% | $701 | $576 | $0 | $-1 | -0.17 % |
| 2020 | Inland Marine (Incl Auto Cargo) | 0.01% | $164,773 | $148,849 | $73,168 | $76,803 | 51.60 % |
| 2020 | Earthquake | 0.22% | $680,083 | $661,279 | $0 | $0 | 0.00 % |
| 2020 | Direct Workers Compensation | 0.01% | $163,382 | $149,235 | $20,207 | $-143,473 | -96.14 % |
| 2020 | Other Liability - Bodily Injury & Property Damage | 0.05% | $900,264 | $798,360 | $109,682 | $83,426 | 10.45 % |
| 2020 | Products Liability | 0.03% | $26,597 | $27,158 | $0 | $-8,657 | -31.88 % |
| 2020 | Total Private Passenger Automobile | 0.13% | $11,915,023 | $13,123,667 | $9,836,712 | $8,873,321 | 67.61 % |
| 2020 | Private Passenger Auto Liability Bodily Injury | 0.25% | $6,301,382 | $6,881,821 | $6,518,098 | $5,697,630 | 82.79 % |
| 2020 | Private Passenger Auto Comprehensive | 0.32% | $5,613,641 | $6,241,846 | $3,318,614 | $3,175,691 | 50.88 % |
| 2020 | Total Commercial Automobile | 0.21% | $3,936,810 | $2,701,705 | $1,364,656 | $2,116,253 | 78.33 % |
| 2020 | Commercial Auto Liability Bodily Injury | 0.23% | $2,247,626 | $1,557,836 | $491,213 | $1,148,374 | 73.72 % |
| 2020 | Commercial Auto Liability Property Damage | 0.00% | $2,858 | $1,309 | $0 | $89 | 6.80 % |
| 2020 | Commercial Auto Medical Payments | 0.45% | $99,561 | $68,997 | $0 | $0 | 0.00 % |
| 2020 | Commercial Auto Uninsured Motorists | 0.50% | $304,037 | $210,696 | $0 | $0 | 0.00 % |
| 2020 | Commercial Auto Comprehensive | 0.29% | $631,731 | $424,948 | $873,443 | $967,790 | N/A |
| 2020 | Commercial Auto Collision | 0.19% | $650,997 | $437,919 | $0 | $0 | 0.00 % |
| 2020 | Fidelity | 0.00% | $58 | $58 | $0 | $-1,285 | -2,215.52 % |
| 2020 | Surety | 0.00% | $0 | $54 | $296 | $-10,188 | -18,866.67 % |
| 2020 | Burglary & Theft | 0.01% | $1,354 | $1,354 | $0 | $-43 | -3.18 % |
| 2020 | Boiler & Machinery | 0.08% | $58,910 | $60,320 | $0 | $173 | 0.29 % |
| 2020 | Title | 0.00% | $184 | $182 | $0 | $0 | 0.00 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Homeowners | 0.93% | 9 | 100 |
| 2022 | Private Passenger Auto | 0.27% | 5 | 116 |
| 2021 | Private Passenger Auto | 0.29% | 6 | 128 |
| 2021 | Homeowners | 0.85% | 5 | 66 |
| 2020 | Private Passenger Auto | 0.33% | 5 | 91 |
| 2020 | Homeowners | 0.72% | 7 | 124 |
Company Changes
Effective Date: 08/01/2001
Comments: Meridian Mutual Insurance Co. merged with and into State Automobile Mutual Insurance Co.
Effective Date: 12/09/2008
Comments: Plaza Insurance Co. by State Automobile Mutual Insurance Co.
Effective Date: 07/02/2014
Comments: Effective 07/02/14 Meridian Mutual Insurance Company merged with and into State Automobile Mutual Insurance Company.
Market Conduct
Date: 04/26/2010
Date: 01/29/2015
Date: 06/13/2022
Financial Exams
This company does not have any financial exams.