Company Details

  SHELTER GENERAL INSURANCE COMPANY License Status :
Active

NAIC Number :

23361


Phone Number:

573-445-8441


Company Address:

1817 WEST BROADWAY 
COLUMBIA, MO  65218-0001

Description:

Property and Casualty


License Number:

B418179


Date Admitted:

1957-12-24


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Property & Casualty 0.04% $11,260,041 $11,190,395 $7,344,722 $7,980,405 71.31 %
2019 Total Fire & Allied Lines 0.31% $3,667,009 $3,508,370 $1,817,527 $2,007,876 57.23 %
2019 Dwelling Fire & Allied Lines 0.05% $182,764 $188,601 $82,240 $90,853 48.17 %
2019 Commercial Fire & Allied Lines 0.91% $3,484,245 $3,319,769 $1,735,287 $1,917,023 57.75 %
2019 Earthquake 0.01% $15,635 $15,443 $0 $0 0.00 %
2019 Total Private Passenger Automobile 0.03% $2,095,182 $2,257,175 $3,196,830 $2,123,897 94.10 %
2019 Private Passenger Auto Liability Bodily Injury 0.03% $598,833 $656,577 $843,097 $412,292 62.79 %
2019 Private Passenger Auto Liability Property Damage 0.03% $395,284 $432,476 $590,474 $288,754 66.77 %
2019 Private Passenger Auto Medical Payments 0.03% $51,516 $55,628 $122,278 $59,796 N/A
2019 Private Passenger Uninsured Motorists 0.04% $147,024 $160,187 $469,044 $229,372 N/A
2019 Private Passenger Auto Comprehensive 0.02% $268,836 $285,313 $317,887 $307,511 N/A
2019 Private Passenger Auto Collision 0.03% $633,689 $666,994 $854,050 $826,172 N/A
2019 Total Commercial Automobile 0.33% $5,480,239 $5,407,352 $2,330,365 $3,848,632 71.17 %
2019 Commercial Auto Liability Bodily Injury 0.37% $3,178,448 $3,154,127 $843,933 $1,802,966 57.16 %
2019 Commercial Auto Liability Property Damage 0.00% $0 $0 $434,361 $927,962 N/A
2019 Commercial Auto Medical Payments 0.30% $66,825 $66,016 $13,815 $29,513 44.71 %
2019 Commercial Auto Uninsured Motorists 0.49% $254,195 $251,302 $28,779 $61,483 24.47 %
2019 Commercial Auto Comprehensive 0.32% $673,983 $666,443 $400,875 $407,718 61.18 %
2019 Commercial Auto Collision 0.46% $1,306,788 $1,269,464 $608,602 $618,990 48.76 %
2019 Burglary & Theft 0.01% $1,976 $2,055 $0 $0 0.00 %
2018 Total Property & Casualty 0.05% $11,778,877 $11,795,898 $6,998,864 $7,804,471 66.16 %
2018 Total Fire & Allied Lines 0.31% $3,309,476 $3,215,810 $1,174,591 $1,237,642 38.49 %
2018 Dwelling Fire & Allied Lines 0.06% $200,854 $212,563 $98,354 $103,633 48.75 %
2018 Commercial Fire & Allied Lines 0.95% $3,108,622 $3,003,247 $1,076,237 $1,134,009 37.76 %
2018 Earthquake 0.01% $15,612 $13,233 $0 $0 0.00 %
2018 Total Private Passenger Automobile 0.04% $3,143,769 $3,322,909 $3,778,564 $4,998,872 N/A
2018 Private Passenger Auto Liability Bodily Injury 0.05% $931,693 $990,209 $600,887 $930,852 94.01 %
2018 Private Passenger Auto Liability Property Damage 0.04% $616,377 $658,286 $1,039,070 $1,609,655 N/A
2018 Private Passenger Auto Medical Payments 0.04% $73,861 $74,486 $132,009 $204,500 N/A
2018 Private Passenger Uninsured Motorists 0.09% $225,148 $236,046 $283,582 $439,305 N/A
2018 Private Passenger Auto Comprehensive 0.03% $388,260 $407,861 $415,755 $437,845 N/A
2018 Private Passenger Auto Collision 0.05% $908,430 $956,021 $1,307,261 $1,376,715 N/A
2018 Total Commercial Automobile 0.35% $5,307,901 $5,241,727 $2,045,709 $1,567,957 29.91 %
2018 Commercial Auto Liability Bodily Injury 0.41% $3,139,811 $3,125,806 $605,764 $287,454 9.20 %
2018 Commercial Auto Liability Property Damage 0.00% $0 $0 $405,923 $192,625 N/A
2018 Commercial Auto Medical Payments 0.37% $65,549 $64,607 $1,412 $670 1.04 %
2018 Commercial Auto Uninsured Motorists 0.52% $248,753 $245,275 $4,649 $2,206 0.90 %
2018 Commercial Auto Comprehensive 0.37% $646,868 $636,223 $337,100 $355,805 55.92 %
2018 Commercial Auto Collision 0.44% $1,206,920 $1,169,816 $690,861 $729,197 62.33 %
2018 Burglary & Theft 0.01% $2,119 $2,219 $0 $0 0.00 %
2017 Total Property & Casualty 0.04% $9,733,404 $8,807,534 $3,738,455 $5,233,319 59.42 %
2017 Total Fire & Allied Lines 0.30% $3,141,565 $3,078,043 $1,272,313 $1,160,297 37.70 %
2017 Dwelling Fire & Allied Lines 0.07% $223,513 $237,081 $752,919 $146,959 61.99 %
2017 Commercial Fire & Allied Lines 1.09% $2,918,052 $2,840,962 $519,394 $1,013,338 35.67 %
2017 Earthquake 0.01% $12,324 $13,389 $0 $0 0.00 %
2017 Total Private Passenger Automobile 0.02% $1,458,325 $659,768 $617,541 $2,093,135 N/A
2017 Private Passenger Auto Liability Bodily Injury 0.03% $450,325 $205,777 $54,079 $340,989 N/A
2017 Private Passenger Auto Liability Property Damage 0.02% $302,761 $138,580 $148,001 $933,204 N/A
2017 Private Passenger Auto Medical Payments 0.02% $29,728 $13,403 $3,969 $25,027 N/A
2017 Private Passenger Uninsured Motorists 0.04% $103,997 $47,441 $56,464 $356,025 N/A
2017 Private Passenger Auto Comprehensive 0.01% $170,256 $75,740 $60,526 $74,653 98.56 %
2017 Private Passenger Auto Collision 0.02% $401,258 $178,827 $294,502 $363,237 N/A
2017 Total Commercial Automobile 0.36% $5,118,825 $5,053,983 $1,848,601 $1,979,887 39.17 %
2017 Commercial Auto Liability Bodily Injury 0.29% $2,028,814 $2,027,600 $470,947 $519,907 25.64 %
2017 Commercial Auto Liability Property Damage 0.47% $1,092,438 $1,091,785 $443,873 $490,020 44.88 %
2017 Commercial Auto Medical Payments 0.37% $63,867 $63,223 $9,722 $10,733 16.98 %
2017 Commercial Auto Uninsured Motorists 0.51% $242,698 $241,316 $40,000 $44,159 18.30 %
2017 Commercial Auto Comprehensive 0.36% $614,274 $596,625 $425,304 $440,221 73.79 %
2017 Commercial Auto Collision 0.42% $1,076,734 $1,033,434 $458,755 $474,847 45.95 %
2017 Burglary & Theft 0.01% $2,365 $2,351 $0 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Private Passenger Auto 0.05% 5 521
2019 Homeowners 0.01% 0 0
2018 Private Passenger Auto 0.04% 4 529
2018 Homeowners 0.01% 0 0
2017 Private Passenger Auto 0.01% 0 0
2017 Homeowners 0.01% 0 0


Company Changes


Market Conduct

Date: 10/26/2009

ShelterGeneralInsurance.pdf

Date: 11/23/2016

SG.pdf


Financial Exams

Date: 06/06/2014

ShelterGeneralReport.pdf

Date: 06/18/2018

SGICExam.pdf