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Company Details
SHELTER GENERAL INSURANCE COMPANY License Status :
Active
NAIC Number :
23361
Phone Number:
5734458441
Company Address:
1817 WEST BROADWAY
COLUMBIA, MO 65218-0001
Description:
Property and Casualty
License Number:
B418179
Date Admitted:
1957-12-24
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2022 | Total Property & Casualty | 0.04% | $14,438,863 | $13,784,386 | $8,108,139 | $9,768,753 | 70.87 % |
| 2022 | Total Fire & Allied Lines | 0.52% | $5,982,402 | $5,329,347 | $3,458,617 | $4,389,820 | 82.37 % |
| 2022 | Dwelling Fire & Allied Lines | 0.03% | $140,612 | $132,372 | $162,231 | $205,910 | N/A |
| 2022 | Commercial Fire & Allied Lines | 0.84% | $5,841,790 | $5,196,975 | $3,296,386 | $4,183,910 | 80.51 % |
| 2022 | Earthquake | 0.01% | $21,447 | $20,126 | $0 | $0 | 0.00 % |
| 2022 | Total Private Passenger Automobile | 0.01% | $907,050 | $1,233,241 | $1,626,269 | $1,631,009 | N/A |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.01% | $235,611 | $320,462 | $425,943 | $455,712 | N/A |
| 2022 | Private Passenger Auto Liability Property Damage | 0.01% | $158,548 | $214,797 | $301,774 | $322,865 | N/A |
| 2022 | Private Passenger Auto Medical Payments | 0.01% | $23,787 | $31,821 | $46,070 | $49,290 | N/A |
| 2022 | Private Passenger Uninsured Motorists | 0.01% | $63,113 | $83,707 | $115,629 | $123,710 | N/A |
| 2022 | Private Passenger Underinsured Motorists | 0.00% | $0 | $0 | $62,500 | $66,870 | N/A |
| 2022 | Private Passenger Auto Comprehensive | 0.01% | $126,759 | $173,969 | $342,545 | $311,157 | N/A |
| 2022 | Private Passenger Auto Collision | 0.01% | $299,232 | $408,485 | $331,808 | $301,405 | 73.79 % |
| 2022 | Total Commercial Automobile | 0.32% | $7,526,485 | $7,200,095 | $3,023,253 | $3,747,924 | 52.05 % |
| 2022 | Commercial Auto Liability Bodily Injury | 0.35% | $4,068,405 | $3,916,896 | $615,150 | $1,001,705 | 25.57 % |
| 2022 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $516,238 | $840,638 | N/A |
| 2022 | Commercial Auto Medical Payments | 0.46% | $85,753 | $83,559 | $4,000 | $6,514 | 7.80 % |
| 2022 | Commercial Auto Uninsured Motorists | 0.35% | $309,856 | $300,896 | $-547 | $-890 | -0.30 % |
| 2022 | Commercial Auto Comprehensive | 0.40% | $1,081,413 | $1,008,151 | $603,562 | $607,252 | 60.23 % |
| 2022 | Commercial Auto Collision | 0.47% | $1,981,058 | $1,890,593 | $1,284,850 | $1,292,705 | 68.38 % |
| 2022 | Burglary & Theft | 0.01% | $1,479 | $1,577 | $0 | $0 | 0.00 % |
| 2021 | Total Property & Casualty | 0.04% | $12,841,454 | $12,451,381 | $8,913,663 | $8,132,097 | 65.31 % |
| 2021 | Total Fire & Allied Lines | 0.30% | $4,580,633 | $4,365,535 | $2,307,971 | $2,398,884 | 54.95 % |
| 2021 | Dwelling Fire & Allied Lines | 0.03% | $118,233 | $149,226 | $133,473 | $138,731 | 92.97 % |
| 2021 | Commercial Fire & Allied Lines | 0.73% | $4,462,400 | $4,216,309 | $2,174,498 | $2,260,153 | 53.61 % |
| 2021 | Earthquake | 0.01% | $17,052 | $17,951 | $0 | $0 | 0.00 % |
| 2021 | Total Private Passenger Automobile | 0.02% | $1,507,764 | $1,520,718 | $1,950,136 | $1,892,019 | N/A |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.02% | $404,736 | $408,740 | $410,767 | $375,949 | 91.98 % |
| 2021 | Private Passenger Auto Liability Property Damage | 0.02% | $269,333 | $271,699 | $459,944 | $420,954 | N/A |
| 2021 | Private Passenger Auto Medical Payments | 0.02% | $37,492 | $38,145 | $66,423 | $60,792 | N/A |
| 2021 | Private Passenger Uninsured Motorists | 0.02% | $99,320 | $101,197 | $208,108 | $190,466 | N/A |
| 2021 | Private Passenger Underinsured Motorists | 0.00% | $0 | $0 | $50,000 | $45,761 | N/A |
| 2021 | Private Passenger Auto Comprehensive | 0.01% | $207,801 | $208,976 | $215,497 | $227,830 | N/A |
| 2021 | Private Passenger Auto Collision | 0.02% | $489,082 | $491,961 | $539,397 | $570,267 | N/A |
| 2021 | Total Commercial Automobile | 0.31% | $6,736,005 | $6,547,177 | $4,655,556 | $3,841,194 | 58.67 % |
| 2021 | Commercial Auto Liability Bodily Injury | 0.33% | $3,744,700 | $3,648,983 | $2,744,545 | $2,050,484 | 56.19 % |
| 2021 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $466,232 | $348,328 | N/A |
| 2021 | Commercial Auto Medical Payments | 0.51% | $81,674 | $79,466 | $7,796 | $5,824 | 7.33 % |
| 2021 | Commercial Auto Uninsured Motorists | 0.40% | $289,925 | $285,108 | $217,321 | $162,363 | 56.95 % |
| 2021 | Commercial Auto Comprehensive | 0.38% | $895,711 | $857,703 | $517,832 | $540,985 | 63.07 % |
| 2021 | Commercial Auto Collision | 0.45% | $1,723,995 | $1,675,917 | $701,830 | $733,210 | 43.75 % |
| 2020 | Total Property & Casualty | 0.04% | $11,703,468 | $11,293,936 | $7,945,494 | $6,876,155 | 60.88 % |
| 2020 | Total Fire & Allied Lines | 0.30% | $4,102,627 | $3,824,614 | $1,714,129 | $1,954,491 | 51.10 % |
| 2020 | Dwelling Fire & Allied Lines | 0.04% | $164,589 | $172,744 | $35,559 | $40,545 | 23.47 % |
| 2020 | Commercial Fire & Allied Lines | 0.78% | $3,938,038 | $3,651,870 | $1,678,570 | $1,913,946 | 52.41 % |
| 2020 | Earthquake | 0.01% | $18,223 | $17,100 | $0 | $0 | 0.00 % |
| 2020 | Total Private Passenger Automobile | 0.02% | $1,609,664 | $1,706,976 | $2,087,681 | $1,604,696 | 94.01 % |
| 2020 | Private Passenger Auto Liability Bodily Injury | 0.02% | $441,887 | $469,794 | $728,578 | $529,127 | N/A |
| 2020 | Private Passenger Auto Liability Property Damage | 0.02% | $293,112 | $311,728 | $325,541 | $236,423 | 75.84 % |
| 2020 | Private Passenger Auto Medical Payments | 0.02% | $41,429 | $43,296 | $63,255 | $45,939 | N/A |
| 2020 | Private Passenger Uninsured Motorists | 0.02% | $112,161 | $119,081 | $332,241 | $241,289 | N/A |
| 2020 | Private Passenger Auto Comprehensive | 0.01% | $215,137 | $225,987 | $250,805 | $216,943 | 96.00 % |
| 2020 | Private Passenger Auto Collision | 0.02% | $505,938 | $537,090 | $387,261 | $334,975 | 62.37 % |
| 2020 | Total Commercial Automobile | 0.31% | $5,970,891 | $5,743,228 | $4,143,684 | $3,316,968 | 57.75 % |
| 2020 | Commercial Auto Liability Bodily Injury | 0.34% | $3,367,388 | $3,269,800 | $2,156,712 | $1,521,226 | 46.52 % |
| 2020 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $453,770 | $320,064 | N/A |
| 2020 | Commercial Auto Medical Payments | 0.33% | $73,442 | $71,136 | $12,780 | $9,014 | 12.67 % |
| 2020 | Commercial Auto Uninsured Motorists | 0.45% | $274,500 | $266,827 | $56,284 | $39,700 | 14.88 % |
| 2020 | Commercial Auto Comprehensive | 0.35% | $760,905 | $722,733 | $732,965 | $714,355 | 98.84 % |
| 2020 | Commercial Auto Collision | 0.43% | $1,494,656 | $1,412,732 | $731,173 | $712,609 | 50.44 % |
| 2020 | Burglary & Theft | 0.01% | $2,063 | $2,018 | $0 | $0 | 0.00 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Private Passenger Auto | 0.03% | 3 | 664 |
| 2022 | Homeowners | 0.00% | 2 | 4256 |
| 2021 | Private Passenger Auto | 0.04% | 4 | 659 |
| 2021 | Homeowners | 0.01% | 0 | 0 |
| 2020 | Private Passenger Auto | 0.05% | 8 | 920 |
| 2020 | Homeowners | 0.01% | 0 | 0 |
Company Changes
Market Conduct
Date: 10/26/2009
Date: 11/23/2016
Financial Exams
Date: 06/06/2014
Date: 06/18/2018
Date: 05/01/2023
Order and Exam Report - Shelter General Insurance Company.pdf