Company Details

  COLUMBIA MUTUAL INSURANCE COMPANY License Status :
Active

NAIC Number :

40371


Phone Number:

5734746193


Company Address:

P.O. Box 618 
Columbia, MO  65205

Description:

Property and Casualty


License Number:

B420825


Date Admitted:

1981-10-19


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.20% $31,734,992 $32,221,742 $23,444,450 $16,840,307 52.26 %
2023 Total Fire & Allied Lines 0.07% $514,088 $488,643 $49,410 $21,982 4.50 %
2023 Commercial Fire & Allied Lines 0.16% $514,088 $488,643 $49,410 $21,982 4.50 %
2023 Commercial Multi-Peril 1.51% $16,751,242 $16,650,818 $11,795,120 $7,346,235 44.12 %
2023 Inland Marine (Incl Auto Cargo) 0.04% $196,866 $212,807 $66,671 $67,719 31.82 %
2023 Earthquake 0.22% $315,693 $327,011 $0 $0 0.00 %
2023 Direct Workers Compensation 0.07% $748,440 $758,448 $104,262 $152,150 20.06 %
2023 Other Liability - Bodily Injury & Property Damage 0.09% $858,214 $907,579 $22,997 $-155,179 -17.10 %
2023 Products Liability 0.57% $281,035 $296,287 $53,123 $138,657 46.80 %
2023 Total Private Passenger Automobile 0.17% $9,381,428 $9,963,979 $9,585,763 $7,581,439 76.09 %
2023 Private Passenger Auto Liability Bodily Injury 0.15% $2,088,638 $2,203,363 $2,415,226 $1,839,266 83.48 %
2023 Private Passenger Auto Liability Property Damage 0.22% $2,249,330 $2,373,240 $1,997,516 $1,579,965 66.57 %
2023 Private Passenger Auto Medical Payments 0.23% $200,816 $222,909 $248,981 $196,712 88.25 %
2023 Private Passenger Uninsured Motorists 0.12% $337,390 $356,017 $598,973 $187,488 52.66 %
2023 Private Passenger Underinsured Motorists 0.20% $227,273 $236,363 $475,800 $239,280 N/A
2023 Private Passenger Auto Comprehensive 0.17% $1,978,547 $2,129,364 $1,990,019 $1,931,115 90.69 %
2023 Private Passenger Auto Collision 0.15% $2,299,434 $2,442,723 $1,859,248 $1,607,613 65.81 %
2023 Total Commercial Automobile 0.26% $2,676,473 $2,604,997 $1,767,104 $1,687,304 64.77 %
2023 Commercial Auto Liability Bodily Injury 0.26% $1,323,981 $1,274,468 $794,010 $760,165 59.65 %
2023 Commercial Auto Liability Property Damage 0.23% $330,995 $318,617 $198,502 $190,041 59.65 %
2023 Commercial Auto Medical Payments 0.17% $12,588 $13,049 $444 $449 3.44 %
2023 Commercial Auto Uninsured Motorists 0.19% $77,554 $77,654 $0 $-35,632 -45.89 %
2023 Commercial Auto Comprehensive 0.06% $65,764 $66,062 $150 $8,152 12.34 %
2023 Commercial Auto Collision 0.43% $865,591 $855,147 $773,998 $764,129 89.36 %
2023 Fidelity 0.00% $148 $148 $0 $0 0.00 %
2023 Burglary & Theft 0.00% $102 $102 $0 $0 0.00 %
2023 Boiler & Machinery 0.02% $10,056 $9,615 $0 $0 0.00 %
2023 Umbrella 0.00% $1,207 $1,308 $0 $0 0.00 %
2022 Total Property & Casualty 0.24% $34,247,218 $34,416,140 $21,430,654 $24,467,351 71.09 %
2022 Total Fire & Allied Lines 0.10% $464,143 $433,607 $84,723 $93,922 21.66 %
2022 Commercial Fire & Allied Lines 0.15% $464,143 $433,607 $84,723 $93,922 21.66 %
2022 Farmowners Multi-Peril 0.00% $0 $0 $32,968 $30,993 N/A
2022 Commercial Multi-Peril 1.69% $16,892,226 $16,913,504 $7,219,195 $9,535,835 56.38 %
2022 Inland Marine (Incl Auto Cargo) 0.04% $237,491 $223,203 $98,317 $82,585 37.00 %
2022 Earthquake 0.24% $332,037 $352,900 $0 $0 0.00 %
2022 Direct Workers Compensation 0.07% $767,759 $785,636 $405,701 $165,337 21.04 %
2022 Other Liability - Bodily Injury & Property Damage 0.11% $966,743 $988,053 $78,218 $-26,464 -2.68 %
2022 Products Liability 0.67% $293,681 $298,695 $107,945 $187,452 62.76 %
2022 Total Private Passenger Automobile 0.25% $11,690,284 $11,835,151 $10,636,081 $12,577,616 N/A
2022 Private Passenger Auto Liability Bodily Injury 0.21% $2,627,282 $2,686,015 $2,675,865 $3,932,828 N/A
2022 Private Passenger Auto Liability Property Damage 0.31% $2,661,548 $2,666,076 $2,891,268 $3,116,371 N/A
2022 Private Passenger Auto Medical Payments 0.33% $296,072 $307,786 $204,774 $267,884 87.04 %
2022 Private Passenger Uninsured Motorists 0.16% $413,288 $418,549 $427,586 $278,791 66.61 %
2022 Private Passenger Underinsured Motorists 0.30% $259,304 $257,455 $329,000 $632,720 N/A
2022 Private Passenger Auto Comprehensive 0.27% $2,482,026 $2,489,571 $1,640,102 $1,700,840 68.32 %
2022 Private Passenger Auto Collision 0.23% $2,950,764 $3,009,699 $2,467,486 $2,648,182 87.99 %
2022 Total Commercial Automobile 0.26% $2,592,810 $2,576,557 $2,767,506 $1,820,075 70.64 %
2022 Commercial Auto Liability Bodily Injury 0.26% $1,253,034 $1,211,952 $1,650,648 $948,656 78.28 %
2022 Commercial Auto Liability Property Damage 0.21% $313,272 $302,988 $412,662 $237,164 78.28 %
2022 Commercial Auto Medical Payments 0.19% $13,794 $13,420 $11,000 $5,361 39.95 %
2022 Commercial Auto Uninsured Motorists 0.20% $76,954 $78,117 $0 $156,278 N/A
2022 Commercial Auto Comprehensive 0.34% $425,623 $412,955 $277,835 $76,436 18.51 %
2022 Commercial Auto Collision 0.28% $510,133 $557,125 $415,361 $396,180 71.11 %
2022 Fidelity 0.00% $148 $148 $0 $0 0.00 %
2022 Burglary & Theft 0.00% $102 $103 $0 $0 0.00 %
2022 Boiler & Machinery 0.02% $8,630 $6,963 $0 $0 0.00 %
2022 Umbrella 0.00% $1,164 $1,620 $0 $0 0.00 %
2021 Total Property & Casualty 0.26% $34,128,297 $33,749,462 $19,439,038 $19,442,185 57.61 %
2021 Total Fire & Allied Lines 0.06% $413,565 $422,459 $240,061 $265,012 62.73 %
2021 Commercial Fire & Allied Lines 0.12% $413,565 $422,459 $240,061 $265,012 62.73 %
2021 Farmowners Multi-Peril 0.00% $0 $0 $0 $-50,858 N/A
2021 Commercial Multi-Peril 1.85% $16,998,424 $17,078,754 $7,815,866 $7,525,568 44.06 %
2021 Inland Marine (Incl Auto Cargo) 0.04% $173,367 $177,101 $252,320 $271,416 N/A
2021 Earthquake 0.28% $370,697 $382,165 $0 $0 0.00 %
2021 Direct Workers Compensation 0.10% $934,563 $931,828 $316,172 $528,017 56.66 %
2021 Other Liability - Bodily Injury & Property Damage 0.12% $1,010,950 $1,035,696 $1,389,938 $799,424 77.19 %
2021 Products Liability 0.77% $314,535 $287,621 $13,178 $77,233 26.85 %
2021 Total Private Passenger Automobile 0.25% $11,206,703 $10,874,437 $8,462,212 $8,591,175 79.00 %
2021 Private Passenger Auto Liability Bodily Injury 0.23% $2,660,355 $2,617,239 $2,028,856 $2,048,902 78.28 %
2021 Private Passenger Auto Liability Property Damage 0.30% $2,450,096 $2,358,873 $1,912,086 $2,171,568 92.06 %
2021 Private Passenger Auto Medical Payments 0.35% $316,152 $313,676 $172,133 $156,477 49.88 %
2021 Private Passenger Uninsured Motorists 0.18% $413,720 $410,162 $467,917 $433,745 N/A
2021 Private Passenger Underinsured Motorists 0.32% $245,130 $242,382 $725,500 $608,478 N/A
2021 Private Passenger Auto Comprehensive 0.26% $2,221,292 $2,109,334 $1,048,413 $1,073,592 50.90 %
2021 Private Passenger Auto Collision 0.24% $2,899,958 $2,822,771 $2,107,307 $2,098,413 74.34 %
2021 Total Commercial Automobile 0.30% $2,698,157 $2,551,271 $949,291 $1,435,198 56.25 %
2021 Commercial Auto Liability Bodily Injury 0.27% $1,260,152 $1,200,192 $497,454 $621,904 51.82 %
2021 Commercial Auto Liability Property Damage 0.24% $315,052 $300,048 $124,363 $155,476 51.82 %
2021 Commercial Auto Medical Payments 0.20% $13,503 $13,069 $5,200 $11,945 91.40 %
2021 Commercial Auto Uninsured Motorists 0.28% $82,280 $80,431 $-4,952 $50,677 63.01 %
2021 Commercial Auto Comprehensive 0.41% $419,540 $396,410 $227,011 $448,520 N/A
2021 Commercial Auto Collision 0.35% $607,630 $561,121 $100,215 $146,676 26.14 %
2021 Fidelity 0.00% $148 $149 $0 $0 0.00 %
2021 Burglary & Theft 0.00% $102 $102 $0 $0 0.00 %
2021 Boiler & Machinery 0.02% $5,677 $6,348 $0 $0 0.00 %
2021 Umbrella 0.00% $1,409 $1,531 $0 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0.22% 1 26
2022 Private Passenger Auto 0.25% 1 27
2021 Private Passenger Auto 0.26% 0 0
2021 Homeowners 0.01% 0 0


Company Changes


Market Conduct

Date: 10/06/2015

CMI.pdf


Financial Exams

Date: 06/25/2015

ColumbiaMutualFE.pdf

Date: 02/04/2019

ColumbiaMutInsORD.pdf