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Company Details
AUTO OWNERS INSURANCE COMPANY License Status :
Active
NAIC Number :
18988
Phone Number:
517-323-1200
Company Address:
P.O. BOX 30660
LANSING, MI 48909-8160
Description:
Property and Casualty
License Number:
B419060
Date Admitted:
1944-05-29
Market Share
Link to Supplemental Data Page
Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
---|---|---|---|---|---|---|---|
2020 | Total Property & Casualty | 0.35% | $101,338,766 | $86,083,679 | $54,454,440 | $57,799,369 | 67.14 % |
2020 | Total Fire & Allied Lines | 0.40% | $5,222,756 | $4,801,571 | $2,439,832 | $2,600,893 | 54.17 % |
2020 | Dwelling Fire & Allied Lines | 1.02% | $3,719,584 | $3,690,527 | $1,510,501 | $1,565,602 | 42.42 % |
2020 | Commercial Fire & Allied Lines | 0.09% | $440,942 | $338,785 | $564,051 | $654,208 | N/A |
2020 | Farm Fire & Allied Lines | 0.24% | $1,062,230 | $772,259 | $365,280 | $381,083 | 49.35 % |
2020 | Farmowners Multi-Peril | 0.00% | $-92 | $-35 | $0 | $-1 | 2.86 % |
2020 | Total Homeowners | 0.69% | $40,175,477 | $39,990,933 | $32,066,462 | $33,882,825 | 84.73 % |
2020 | Homeowners Multi-Peril | 0.73% | $40,175,477 | $39,990,933 | $32,066,462 | $33,882,825 | 84.73 % |
2020 | Commercial Multi-Peril | 0.40% | $8,739,421 | $8,155,200 | $3,921,641 | $4,586,857 | 56.24 % |
2020 | Inland Marine (Incl Auto Cargo) | 0.16% | $1,920,793 | $1,909,255 | $936,334 | $794,375 | 41.61 % |
2020 | Earthquake | 0.41% | $1,225,711 | $1,316,283 | $0 | $0 | 0.00 % |
2020 | Direct Workers Compensation | 0.06% | $1,874,833 | $1,893,408 | $1,067,653 | $611,968 | 32.32 % |
2020 | Other Liability - Bodily Injury & Property Damage | 0.08% | $1,610,861 | $1,532,362 | $744,109 | $-45,573 | -2.97 % |
2020 | Total Private Passenger Automobile | 0.36% | $29,958,021 | $16,246,454 | $6,905,369 | $11,948,704 | 73.55 % |
2020 | Private Passenger Auto Liability Bodily Injury | 0.33% | $7,656,528 | $4,167,086 | $814,271 | $3,404,685 | 81.70 % |
2020 | Private Passenger Auto Liability Property Damage | 0.36% | $5,176,282 | $2,893,840 | $1,689,830 | $2,133,441 | 73.72 % |
2020 | Private Passenger Auto Medical Payments | 0.38% | $662,741 | $358,412 | $147,577 | $325,197 | 90.73 % |
2020 | Private Passenger Uninsured Motorists | 0.66% | $2,968,416 | $1,604,408 | $92,500 | $1,415,275 | 88.21 % |
2020 | Private Passenger Auto Comprehensive | 0.38% | $5,917,682 | $3,099,152 | $1,758,682 | $2,003,056 | 64.63 % |
2020 | Private Passenger Auto Collision | 0.35% | $7,576,372 | $4,123,556 | $2,402,509 | $2,667,050 | 64.68 % |
2020 | Total Commercial Automobile | 0.35% | $6,660,696 | $6,475,829 | $4,524,579 | $2,512,898 | 38.80 % |
2020 | Commercial Auto Liability Bodily Injury | 0.30% | $2,899,643 | $2,776,222 | $1,802,740 | $792,670 | 28.55 % |
2020 | Commercial Auto Liability Property Damage | 0.35% | $974,001 | $956,369 | $438,303 | $446,388 | 46.68 % |
2020 | Commercial Auto Medical Payments | 0.24% | $52,219 | $52,758 | $15,240 | $20,909 | 39.63 % |
2020 | Commercial Auto Uninsured Motorists | 0.55% | $329,491 | $331,224 | $1,049,500 | $-4,749 | -1.43 % |
2020 | Commercial Auto Comprehensive | 0.65% | $1,384,198 | $1,365,451 | $789,788 | $777,672 | 56.95 % |
2020 | Commercial Auto Collision | 0.29% | $1,021,144 | $993,805 | $429,008 | $480,008 | 48.30 % |
2020 | Fidelity | 0.09% | $60,015 | $57,047 | $100,000 | $-52,305 | -91.69 % |
2020 | Surety | 0.15% | $262,126 | $302,930 | $45,908 | $55,494 | 18.32 % |
2020 | Glass | 15.38% | $631 | $570 | $0 | $6 | 1.05 % |
2020 | Burglary & Theft | 0.05% | $8,914 | $7,172 | $0 | $24 | 0.33 % |
2020 | Umbrella | 1.07% | $2,402,046 | $2,194,635 | $1,000,000 | $550,681 | 25.09 % |
2020 | National Flood Insurance Program | 3.69% | $1,216,557 | $1,200,065 | $702,553 | $352,523 | 29.38 % |
2019 | Total Property & Casualty | 0.27% | $76,906,699 | $73,596,382 | $37,228,453 | $36,422,934 | 49.49 % |
2019 | Total Fire & Allied Lines | 0.37% | $4,389,738 | $4,031,169 | $1,551,905 | $1,475,259 | 36.60 % |
2019 | Dwelling Fire & Allied Lines | 1.04% | $3,694,690 | $3,634,404 | $1,370,642 | $1,330,850 | 36.62 % |
2019 | Commercial Fire & Allied Lines | 0.07% | $279,434 | $283,867 | $176,802 | $137,592 | 48.47 % |
2019 | Farm Fire & Allied Lines | 0.09% | $415,614 | $112,898 | $4,461 | $6,817 | 6.04 % |
2019 | Farmowners Multi-Peril | 0.00% | $-41 | $-20 | $0 | $-1 | 5.00 % |
2019 | Total Homeowners | 0.70% | $39,670,606 | $37,307,278 | $18,582,950 | $17,903,512 | 47.99 % |
2019 | Homeowners Multi-Peril | 0.74% | $39,670,606 | $37,307,278 | $18,582,950 | $17,903,512 | 47.99 % |
2019 | Commercial Multi-Peril | 0.36% | $7,307,022 | $7,328,781 | $2,520,566 | $3,718,080 | 50.73 % |
2019 | Inland Marine (Incl Auto Cargo) | 0.16% | $1,941,809 | $1,995,480 | $1,259,687 | $1,350,617 | 67.68 % |
2019 | Earthquake | 0.51% | $1,389,212 | $1,419,577 | $0 | $0 | 0.00 % |
2019 | Direct Workers Compensation | 0.05% | $1,529,202 | $1,796,186 | $991,002 | $-950,701 | -52.93 % |
2019 | Other Liability - Bodily Injury & Property Damage | 0.08% | $1,430,381 | $1,396,345 | $99,192 | $171,032 | 12.25 % |
2019 | Total Private Passenger Automobile | 0.11% | $9,329,651 | $8,887,675 | $5,570,278 | $5,524,335 | 62.16 % |
2019 | Private Passenger Auto Liability Bodily Injury | 0.10% | $2,398,730 | $2,263,905 | $1,713,210 | $1,757,268 | 77.62 % |
2019 | Private Passenger Auto Liability Property Damage | 0.12% | $1,756,638 | $1,677,388 | $1,485,301 | $1,604,636 | 95.66 % |
2019 | Private Passenger Auto Medical Payments | 0.11% | $206,983 | $199,944 | $108,054 | $147,462 | 73.75 % |
2019 | Private Passenger Uninsured Motorists | 0.20% | $923,967 | $877,030 | $-68,000 | $-380,173 | -43.35 % |
2019 | Private Passenger Auto Comprehensive | 0.10% | $1,648,820 | $1,556,912 | $991,527 | $1,033,280 | 66.37 % |
2019 | Private Passenger Auto Collision | 0.11% | $2,394,513 | $2,312,496 | $1,340,186 | $1,361,862 | 58.89 % |
2019 | Total Commercial Automobile | 0.36% | $6,385,392 | $6,048,021 | $4,393,192 | $4,349,603 | 71.92 % |
2019 | Commercial Auto Liability Bodily Injury | 0.29% | $2,690,554 | $2,553,072 | $2,229,825 | $2,632,531 | N/A |
2019 | Commercial Auto Liability Property Damage | 0.37% | $943,752 | $903,464 | $499,637 | $555,571 | 61.49 % |
2019 | Commercial Auto Medical Payments | 0.23% | $54,098 | $49,369 | $34,771 | $-472,919 | -957.93 % |
2019 | Commercial Auto Uninsured Motorists | 0.59% | $329,274 | $309,862 | $90,000 | $168,709 | 54.45 % |
2019 | Commercial Auto Comprehensive | 0.63% | $1,423,790 | $1,316,114 | $717,468 | $754,759 | 57.35 % |
2019 | Commercial Auto Collision | 0.32% | $943,924 | $916,140 | $821,491 | $710,952 | 77.60 % |
2019 | Fidelity | 0.08% | $54,382 | $54,219 | $0 | $97,238 | N/A |
2019 | Surety | 0.16% | $332,041 | $309,077 | $-333 | $8,687 | 2.81 % |
2019 | Glass | 21.46% | $536 | $469 | $120 | $-384 | -81.88 % |
2019 | Burglary & Theft | 0.02% | $3,930 | $4,138 | $0 | $3 | 0.07 % |
2019 | Umbrella | 1.25% | $2,003,959 | $1,909,681 | $10,000 | $66,875 | 3.50 % |
2019 | National Flood Insurance Program | 3.42% | $1,138,879 | $1,108,306 | $2,249,894 | $2,708,779 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
Year | Line | Market Share | Number of Complaints | Complaint Index |
---|---|---|---|---|
2021 | Private Passenger Auto | 0.63% | 5 | 49 |
2021 | Homeowners | 1.64% | 19 | 131 |
2020 | Private Passenger Auto | 0.36% | 5 | 83 |
2020 | Homeowners | 1.63% | 20 | 156 |
2019 | Private Passenger Auto | 0.19% | 4 | 113 |
2019 | Homeowners | 1.53% | 16 | 123 |
Company Changes
Market Conduct
Date: 08/06/2007
Date: 08/06/2007
Date: 01/06/2015
Financial Exams
This company does not have any financial exams.