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Company Details

  AUTO OWNERS INSURANCE COMPANY License Status :
Active

NAIC Number :

18988


Phone Number:

517-323-1200


Company Address:

P.O. BOX 30660 
LANSING, MI  48909-8160

Description:

Property and Casualty


License Number:

B419060


Date Admitted:

1944-05-29


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Property & Casualty 0.35% $101,338,766 $86,083,679 $54,454,440 $57,799,369 67.14 %
2020 Total Fire & Allied Lines 0.40% $5,222,756 $4,801,571 $2,439,832 $2,600,893 54.17 %
2020 Dwelling Fire & Allied Lines 1.02% $3,719,584 $3,690,527 $1,510,501 $1,565,602 42.42 %
2020 Commercial Fire & Allied Lines 0.09% $440,942 $338,785 $564,051 $654,208 N/A
2020 Farm Fire & Allied Lines 0.24% $1,062,230 $772,259 $365,280 $381,083 49.35 %
2020 Farmowners Multi-Peril 0.00% $-92 $-35 $0 $-1 2.86 %
2020 Total Homeowners 0.69% $40,175,477 $39,990,933 $32,066,462 $33,882,825 84.73 %
2020 Homeowners Multi-Peril 0.73% $40,175,477 $39,990,933 $32,066,462 $33,882,825 84.73 %
2020 Commercial Multi-Peril 0.40% $8,739,421 $8,155,200 $3,921,641 $4,586,857 56.24 %
2020 Inland Marine (Incl Auto Cargo) 0.16% $1,920,793 $1,909,255 $936,334 $794,375 41.61 %
2020 Earthquake 0.41% $1,225,711 $1,316,283 $0 $0 0.00 %
2020 Direct Workers Compensation 0.06% $1,874,833 $1,893,408 $1,067,653 $611,968 32.32 %
2020 Other Liability - Bodily Injury & Property Damage 0.08% $1,610,861 $1,532,362 $744,109 $-45,573 -2.97 %
2020 Total Private Passenger Automobile 0.36% $29,958,021 $16,246,454 $6,905,369 $11,948,704 73.55 %
2020 Private Passenger Auto Liability Bodily Injury 0.33% $7,656,528 $4,167,086 $814,271 $3,404,685 81.70 %
2020 Private Passenger Auto Liability Property Damage 0.36% $5,176,282 $2,893,840 $1,689,830 $2,133,441 73.72 %
2020 Private Passenger Auto Medical Payments 0.38% $662,741 $358,412 $147,577 $325,197 90.73 %
2020 Private Passenger Uninsured Motorists 0.66% $2,968,416 $1,604,408 $92,500 $1,415,275 88.21 %
2020 Private Passenger Auto Comprehensive 0.38% $5,917,682 $3,099,152 $1,758,682 $2,003,056 64.63 %
2020 Private Passenger Auto Collision 0.35% $7,576,372 $4,123,556 $2,402,509 $2,667,050 64.68 %
2020 Total Commercial Automobile 0.35% $6,660,696 $6,475,829 $4,524,579 $2,512,898 38.80 %
2020 Commercial Auto Liability Bodily Injury 0.30% $2,899,643 $2,776,222 $1,802,740 $792,670 28.55 %
2020 Commercial Auto Liability Property Damage 0.35% $974,001 $956,369 $438,303 $446,388 46.68 %
2020 Commercial Auto Medical Payments 0.24% $52,219 $52,758 $15,240 $20,909 39.63 %
2020 Commercial Auto Uninsured Motorists 0.55% $329,491 $331,224 $1,049,500 $-4,749 -1.43 %
2020 Commercial Auto Comprehensive 0.65% $1,384,198 $1,365,451 $789,788 $777,672 56.95 %
2020 Commercial Auto Collision 0.29% $1,021,144 $993,805 $429,008 $480,008 48.30 %
2020 Fidelity 0.09% $60,015 $57,047 $100,000 $-52,305 -91.69 %
2020 Surety 0.15% $262,126 $302,930 $45,908 $55,494 18.32 %
2020 Glass 15.38% $631 $570 $0 $6 1.05 %
2020 Burglary & Theft 0.05% $8,914 $7,172 $0 $24 0.33 %
2020 Umbrella 1.07% $2,402,046 $2,194,635 $1,000,000 $550,681 25.09 %
2020 National Flood Insurance Program 3.69% $1,216,557 $1,200,065 $702,553 $352,523 29.38 %
2019 Total Property & Casualty 0.27% $76,906,699 $73,596,382 $37,228,453 $36,422,934 49.49 %
2019 Total Fire & Allied Lines 0.37% $4,389,738 $4,031,169 $1,551,905 $1,475,259 36.60 %
2019 Dwelling Fire & Allied Lines 1.04% $3,694,690 $3,634,404 $1,370,642 $1,330,850 36.62 %
2019 Commercial Fire & Allied Lines 0.07% $279,434 $283,867 $176,802 $137,592 48.47 %
2019 Farm Fire & Allied Lines 0.09% $415,614 $112,898 $4,461 $6,817 6.04 %
2019 Farmowners Multi-Peril 0.00% $-41 $-20 $0 $-1 5.00 %
2019 Total Homeowners 0.70% $39,670,606 $37,307,278 $18,582,950 $17,903,512 47.99 %
2019 Homeowners Multi-Peril 0.74% $39,670,606 $37,307,278 $18,582,950 $17,903,512 47.99 %
2019 Commercial Multi-Peril 0.36% $7,307,022 $7,328,781 $2,520,566 $3,718,080 50.73 %
2019 Inland Marine (Incl Auto Cargo) 0.16% $1,941,809 $1,995,480 $1,259,687 $1,350,617 67.68 %
2019 Earthquake 0.51% $1,389,212 $1,419,577 $0 $0 0.00 %
2019 Direct Workers Compensation 0.05% $1,529,202 $1,796,186 $991,002 $-950,701 -52.93 %
2019 Other Liability - Bodily Injury & Property Damage 0.08% $1,430,381 $1,396,345 $99,192 $171,032 12.25 %
2019 Total Private Passenger Automobile 0.11% $9,329,651 $8,887,675 $5,570,278 $5,524,335 62.16 %
2019 Private Passenger Auto Liability Bodily Injury 0.10% $2,398,730 $2,263,905 $1,713,210 $1,757,268 77.62 %
2019 Private Passenger Auto Liability Property Damage 0.12% $1,756,638 $1,677,388 $1,485,301 $1,604,636 95.66 %
2019 Private Passenger Auto Medical Payments 0.11% $206,983 $199,944 $108,054 $147,462 73.75 %
2019 Private Passenger Uninsured Motorists 0.20% $923,967 $877,030 $-68,000 $-380,173 -43.35 %
2019 Private Passenger Auto Comprehensive 0.10% $1,648,820 $1,556,912 $991,527 $1,033,280 66.37 %
2019 Private Passenger Auto Collision 0.11% $2,394,513 $2,312,496 $1,340,186 $1,361,862 58.89 %
2019 Total Commercial Automobile 0.36% $6,385,392 $6,048,021 $4,393,192 $4,349,603 71.92 %
2019 Commercial Auto Liability Bodily Injury 0.29% $2,690,554 $2,553,072 $2,229,825 $2,632,531 N/A
2019 Commercial Auto Liability Property Damage 0.37% $943,752 $903,464 $499,637 $555,571 61.49 %
2019 Commercial Auto Medical Payments 0.23% $54,098 $49,369 $34,771 $-472,919 -957.93 %
2019 Commercial Auto Uninsured Motorists 0.59% $329,274 $309,862 $90,000 $168,709 54.45 %
2019 Commercial Auto Comprehensive 0.63% $1,423,790 $1,316,114 $717,468 $754,759 57.35 %
2019 Commercial Auto Collision 0.32% $943,924 $916,140 $821,491 $710,952 77.60 %
2019 Fidelity 0.08% $54,382 $54,219 $0 $97,238 N/A
2019 Surety 0.16% $332,041 $309,077 $-333 $8,687 2.81 %
2019 Glass 21.46% $536 $469 $120 $-384 -81.88 %
2019 Burglary & Theft 0.02% $3,930 $4,138 $0 $3 0.07 %
2019 Umbrella 1.25% $2,003,959 $1,909,681 $10,000 $66,875 3.50 %
2019 National Flood Insurance Program 3.42% $1,138,879 $1,108,306 $2,249,894 $2,708,779 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2021 Private Passenger Auto 0.63% 5 49
2021 Homeowners 1.64% 19 131
2020 Private Passenger Auto 0.36% 5 83
2020 Homeowners 1.63% 20 156
2019 Private Passenger Auto 0.19% 4 113
2019 Homeowners 1.53% 16 123


Company Changes


Market Conduct

Date: 08/06/2007

Auto%20Owners_stipulation.pdf

Date: 08/06/2007

Auto%20Owners_order.pdf

Date: 01/06/2015

AutoOwnersInsuranceCoMC.pdf


Financial Exams

This company does not have any financial exams.