Company Details

  AMERICAN NATIONAL PROPERTY & CASUALTY COMPANY License Status :
Active

NAIC Number :

28401


Phone Number:

417-887-4990


Company Address:

AMERICAN NATIONAL CENTER, 1949 EAST SUNSHINE 
SPRINGFIELD, MO  65899-0001

Description:

Property and Casualty


License Number:

B420819


Date Admitted:

1973-11-27


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Property & Casualty 0.18% $45,177,690 $44,171,924 $22,583,880 $22,758,480 51.52 %
2019 Total Fire & Allied Lines 0.27% $3,199,704 $3,175,525 $1,654,889 $1,913,900 60.27 %
2019 Dwelling Fire & Allied Lines 0.49% $1,693,667 $1,682,570 $954,988 $1,104,570 65.65 %
2019 Farm Fire & Allied Lines 0.34% $1,506,037 $1,492,955 $699,901 $809,330 54.21 %
2019 Total Homeowners 0.32% $14,825,715 $14,023,339 $7,327,009 $7,821,712 55.78 %
2019 Homeowners Multi-Peril 0.33% $14,825,715 $14,023,339 $7,327,009 $7,821,712 55.78 %
2019 Commercial Multi-Peril 0.11% $2,084,853 $1,994,607 $570,810 $863,984 43.32 %
2019 Inland Marine (Incl Auto Cargo) 0.07% $834,554 $838,345 $261,770 $259,262 30.93 %
2019 Earthquake 0.12% $278,585 $290,118 $0 $0 0.00 %
2019 Direct Workers Compensation 0.02% $391,969 $468,159 $79,265 $-95,740 -20.45 %
2019 Other Liability - Bodily Injury & Property Damage 0.10% $1,717,699 $1,733,359 $624,380 $390,017 22.50 %
2019 Total Private Passenger Automobile 0.25% $18,985,923 $19,051,208 $10,370,264 $9,703,131 50.93 %
2019 Private Passenger Auto Liability Bodily Injury 0.23% $4,901,166 $4,958,415 $2,134,567 $2,735,974 55.18 %
2019 Private Passenger Auto Liability Property Damage 0.28% $3,791,974 $3,841,705 $2,250,643 $2,008,501 52.28 %
2019 Private Passenger Auto Medical Payments 0.24% $402,128 $411,645 $204,682 $184,577 44.84 %
2019 Private Passenger Uninsured Motorists 0.11% $447,265 $453,780 $783,672 $335,360 73.90 %
2019 Private Passenger Underinsured Motorists 0.71% $753,867 $762,549 $773,500 $432,793 56.76 %
2019 Private Passenger Accidential Death & Disab/Dism 0.07% $3,304 $3,971 $0 $0 0.00 %
2019 Private Passenger Auto Comprehensive 0.23% $3,219,603 $3,205,806 $1,564,129 $1,630,738 50.87 %
2019 Private Passenger Auto Collision 0.29% $5,466,616 $5,413,337 $2,659,071 $2,375,188 43.88 %
2019 Total Commercial Automobile 0.04% $594,227 $581,374 $399,206 $513,732 88.37 %
2019 Commercial Auto Liability Bodily Injury 0.03% $283,323 $275,479 $46,500 $98,794 35.86 %
2019 Commercial Auto Liability Property Damage 0.01% $13,497 $13,190 $115,386 $115,522 N/A
2019 Commercial Auto Uninsured Motorists 0.07% $34,771 $37,347 $50,000 $118,627 N/A
2019 Commercial Auto Comprehensive 0.04% $87,522 $85,401 $60,661 $49,028 57.41 %
2019 Commercial Auto Collision 0.06% $175,114 $169,957 $126,659 $131,761 77.53 %
2019 Aircraft 0.35% $248,123 $227,729 $115,277 $169,277 74.33 %
2019 Credit Property (Excluding V.S.I.) 0.58% $152,337 $82,793 $97,959 $107,712 N/A
2019 Credit Unemployment 0.15% $3,053 $3,053 $0 $0 0.00 %
2019 VSI/Collateral Protection 5.66% $724,939 $759,027 $164,042 $178,753 23.55 %
2019 Umbrella 0.30% $431,178 $416,175 $0 $-52,379 -12.59 %
2019 Other Specific 7.21% $657,485 $480,602 $818,720 $884,830 N/A
2019 National Flood Insurance Program 0.15% $47,346 $46,511 $100,289 $100,289 N/A
2018 Total Property & Casualty 0.19% $45,665,724 $45,225,026 $21,036,859 $21,007,442 46.45 %
2018 Total Fire & Allied Lines 0.29% $3,149,299 $3,114,576 $1,583,384 $1,630,084 52.34 %
2018 Dwelling Fire & Allied Lines 0.51% $1,708,704 $1,727,367 $927,929 $964,998 55.87 %
2018 Farm Fire & Allied Lines 0.35% $1,440,595 $1,387,209 $655,455 $665,086 47.94 %
2018 Total Homeowners 0.31% $13,866,451 $14,151,203 $5,255,969 $5,446,361 38.49 %
2018 Homeowners Multi-Peril 0.33% $13,866,451 $14,151,203 $5,255,969 $5,446,361 38.49 %
2018 Commercial Multi-Peril 0.10% $1,873,516 $1,691,387 $640,600 $443,378 26.21 %
2018 Inland Marine (Incl Auto Cargo) 0.07% $837,705 $794,246 $448,281 $456,112 57.43 %
2018 Earthquake 0.14% $302,974 $321,247 $0 $0 0.00 %
2018 Direct Workers Compensation 0.02% $519,072 $504,731 $76,688 $-76,242 -15.11 %
2018 Other Liability - Bodily Injury & Property Damage 0.12% $1,913,583 $1,876,517 $773,466 $-7,400 -0.39 %
2018 Total Private Passenger Automobile 0.28% $20,361,109 $20,424,993 $11,034,386 $11,792,317 57.73 %
2018 Private Passenger Auto Liability Bodily Injury 0.28% $5,316,060 $5,381,761 $2,636,777 $2,510,206 46.64 %
2018 Private Passenger Auto Liability Property Damage 0.28% $4,178,320 $4,206,017 $2,372,163 $2,615,840 62.19 %
2018 Private Passenger Auto Medical Payments 0.26% $434,976 $450,188 $279,405 $223,444 49.63 %
2018 Private Passenger Uninsured Motorists 0.19% $486,823 $495,849 $625,042 $1,007,760 N/A
2018 Private Passenger Underinsured Motorists 0.37% $811,998 $823,836 $240,393 $407,866 49.51 %
2018 Private Passenger Accidential Death & Disab/Dism 0.07% $3,345 $5,029 $0 $0 0.00 %
2018 Private Passenger Auto Comprehensive 0.26% $3,386,474 $3,382,644 $1,717,194 $1,721,206 50.88 %
2018 Private Passenger Auto Collision 0.31% $5,743,113 $5,679,669 $3,163,412 $3,305,995 58.21 %
2018 Total Commercial Automobile 0.04% $564,786 $503,545 $182,684 $257,012 51.04 %
2018 Commercial Auto Liability Bodily Injury 0.03% $263,347 $232,844 $19,500 $109,870 47.19 %
2018 Commercial Auto Liability Property Damage 0.01% $12,886 $11,321 $23,958 $20,317 N/A
2018 Commercial Auto Uninsured Motorists 0.08% $40,612 $36,461 $0 $2,979 8.17 %
2018 Commercial Auto Comprehensive 0.05% $85,793 $77,076 $60,257 $69,511 90.19 %
2018 Commercial Auto Collision 0.06% $162,148 $145,843 $78,969 $54,335 37.26 %
2018 Aircraft 0.32% $202,822 $164,406 $-983 $-2,223 -1.35 %
2018 Credit Property (Excluding V.S.I.) 0.72% $182,160 $49,359 $68,489 $72,983 N/A
2018 Credit Unemployment 0.20% $2,801 $2,801 $0 $0 0.00 %
2018 VSI/Collateral Protection 5.73% $837,769 $784,656 $154,692 $155,031 19.76 %
2018 Umbrella 0.28% $393,159 $385,049 $0 $32,722 8.50 %
2018 Other Specific 8.16% $610,554 $409,426 $819,203 $777,307 N/A
2018 National Flood Insurance Program 0.15% $47,964 $46,884 $0 $30,000 63.99 %
2017 Total Property & Casualty 0.19% $45,393,195 $43,609,712 $24,301,214 $23,200,350 53.20 %
2017 Total Fire & Allied Lines 0.29% $3,059,967 $2,973,425 $2,505,651 $2,653,789 89.25 %
2017 Dwelling Fire & Allied Lines 0.50% $1,703,884 $1,628,767 $1,004,253 $1,006,198 61.78 %
2017 Farm Fire & Allied Lines 0.30% $1,356,083 $1,344,658 $1,501,398 $1,647,591 N/A
2017 Total Homeowners 0.34% $14,332,916 $13,588,046 $6,007,235 $6,443,872 47.42 %
2017 Homeowners Multi-Peril 0.36% $14,332,916 $13,588,046 $6,007,235 $6,443,872 47.42 %
2017 Commercial Multi-Peril 0.07% $1,223,035 $1,152,755 $428,854 $388,498 33.70 %
2017 Inland Marine (Incl Auto Cargo) 0.07% $773,426 $825,972 $339,307 $368,203 44.58 %
2017 Earthquake 0.16% $340,165 $365,104 $0 $0 0.00 %
2017 Direct Workers Compensation 0.02% $494,073 $456,015 $68,917 $209,314 45.90 %
2017 Other Liability - Bodily Injury & Property Damage 0.11% $1,934,572 $1,934,237 $573,537 $508,238 26.28 %
2017 Products Liability 0.00% $0 $28 $0 $370 N/A
2017 Total Private Passenger Automobile 0.31% $21,065,066 $20,269,193 $13,115,558 $12,113,567 59.76 %
2017 Private Passenger Auto Liability Bodily Injury 0.32% $5,558,861 $5,451,891 $3,766,484 $3,131,921 57.45 %
2017 Private Passenger Auto Liability Property Damage 0.32% $4,497,220 $4,278,978 $2,483,933 $2,281,655 53.32 %
2017 Private Passenger Auto Medical Payments 0.29% $474,894 $467,437 $308,275 $359,726 76.96 %
2017 Private Passenger Uninsured Motorists 0.21% $525,129 $503,826 $383,111 $275,286 54.64 %
2017 Private Passenger Underinsured Motorists 0.45% $860,084 $831,785 $283,000 $440,666 52.98 %
2017 Private Passenger Accidential Death & Disab/Dism 0.07% $3,600 $3,243 $0 $0 0.00 %
2017 Private Passenger Auto Comprehensive 0.26% $3,205,579 $3,109,966 $2,324,305 $2,327,378 74.84 %
2017 Private Passenger Auto Collision 0.34% $5,939,699 $5,622,067 $3,566,450 $3,296,935 58.64 %
2017 Total Commercial Automobile 0.03% $450,052 $443,687 $299,507 $361,374 81.45 %
2017 Commercial Auto Liability Bodily Injury 0.03% $208,197 $199,800 $43,500 $75,387 37.73 %
2017 Commercial Auto Liability Property Damage 0.00% $9,982 $9,502 $46,485 $56,284 N/A
2017 Commercial Auto Medical Payments 0.00% $0 $0 $10,000 $12,520 N/A
2017 Commercial Auto Uninsured Motorists 0.07% $31,810 $30,989 $0 $4,673 15.08 %
2017 Commercial Auto Comprehensive 0.04% $66,959 $65,916 $29,789 $29,434 44.65 %
2017 Commercial Auto Collision 0.05% $133,104 $137,480 $169,733 $183,076 N/A
2017 Aircraft 0.15% $114,184 $120,868 $20,691 $14,467 11.97 %
2017 Credit Property (Excluding V.S.I.) 0.41% $72,704 $12,532 $13,218 $17,510 N/A
2017 Credit Unemployment 0.11% $2,281 $2,281 $0 $0 0.00 %
2017 VSI/Collateral Protection 3.76% $651,548 $648,294 $123,824 $127,486 19.66 %
2017 Umbrella 0.26% $345,014 $353,792 $0 $-51,488 -14.55 %
2017 Other Specific 5.58% $488,280 $409,961 $739,616 $9,851 2.40 %
2017 National Flood Insurance Program 0.15% $45,912 $53,522 $65,299 $35,299 65.95 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Private Passenger Auto 0.47% 6 69
2019 Homeowners 0.64% 9 164
2018 Private Passenger Auto 0.50% 9 91
2018 Homeowners 0.65% 8 140
2017 Private Passenger Auto 0.50% 15 137
2017 Homeowners 0.65% 10 163


Company Changes


Market Conduct

Date: 01/08/2015

AmericanNationalMC.pdf

Date: 01/15/2015

americannationalpropertyandcasualtymc.pdf


Financial Exams

Date: 09/18/2017

ANatPCCoORD.pdf