Company Details

  HANOVER INSURANCE COMPANY THE License Status :
Active

NAIC Number :

22292


Phone Number:

508-853-7200


Company Address:

440 LINCOLN STREET 
WORCESTER, MA  01653-0002

Description:

Property and Casualty


License Number:

B424227


Date Admitted:

1874-02-09


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Property & Casualty 0.02% $8,658,625 $8,291,063 $5,239,854 $4,070,054 49.09 %
2018 Total Fire & Allied Lines 0.01% $156,794 $159,114 $39,268 $36,929 23.21 %
2018 Commercial Fire & Allied Lines 0.02% $156,794 $159,114 $39,268 $36,929 23.21 %
2018 Total Homeowners 0.00% $4,707 $4,670 $0 $0 0.00 %
2018 Homeowners Multi-Peril 0.00% $4,707 $4,670 $0 $0 0.00 %
2018 Commercial Multi-Peril 0.03% $956,239 $933,766 $3,036,774 $3,393,024 N/A
2018 Ocean Marine 0.37% $699,314 $670,723 $194,529 $270,151 40.28 %
2018 Inland Marine (Incl Auto Cargo) 0.04% $818,066 $962,694 $247,195 $274,225 28.49 %
2018 Earthquake 0.00% $16,131 $15,679 $0 $0 0.00 %
2018 Direct Workers Compensation 0.01% $566,286 $544,052 $221,350 $32,322 5.94 %
2018 Other Liability - Bodily Injury & Property Damage 0.05% $1,575,451 $1,408,688 $215,978 $756,615 53.71 %
2018 Products Liability 0.05% $82,669 $47,389 $0 $4,180 8.82 %
2018 Total Private Passenger Automobile 0.00% $1,496 $1,496 $0 $0 0.00 %
2018 Private Passenger Auto Liability Bodily Injury 0.00% $456 $456 $0 $0 0.00 %
2018 Private Passenger Auto Liability Property Damage 0.00% $165 $165 $0 $0 0.00 %
2018 Private Passenger Auto Comprehensive 0.00% $350 $350 $0 $0 0.00 %
2018 Private Passenger Auto Collision 0.00% $525 $525 $0 $0 0.00 %
2018 Total Commercial Automobile 0.01% $395,732 $365,371 $120,923 $136,862 37.46 %
2018 Commercial Auto Liability Bodily Injury 0.01% $209,268 $202,700 $24,404 $49,314 24.33 %
2018 Commercial Auto Liability Property Damage 0.02% $77,479 $74,534 $51,518 $34,439 46.21 %
2018 Commercial Auto Medical Payments 0.01% $1,829 $1,829 $0 $0 0.00 %
2018 Commercial Auto Uninsured Motorists 0.00% $3,671 $3,671 $0 $0 0.00 %
2018 Commercial Auto Comprehensive 0.01% $35,869 $28,497 $366 $2,836 9.95 %
2018 Commercial Auto Collision 0.01% $67,616 $54,140 $44,635 $50,273 92.86 %
2018 Fidelity 0.16% $186,424 $150,151 $138,499 $21,670 14.43 %
2018 Surety 0.25% $717,559 $550,771 $-5,600 $1,749,392 N/A
2018 Burglary & Theft 0.51% $155,291 $147,319 $0 $2,427 1.65 %
2018 Boiler & Machinery 0.01% $7,550 $7,881 $0 $0 0.00 %
2018 Professional Liability (Excl Medical Malpractice) 0.11% $504,607 $561,501 $27,330 $-132,159 -23.54 %
2018 Professional Liability (Excl Medical Malpractice) 0.10% $481,455 $538,349 $-4,170 $-163,659 -30.40 %
2018 Lawyers Malpractice 1.19% $765,192 $771,829 $0 $-850,906 -110.25 %
2018 Real Estate Malpractice 0.21% $23,152 $23,152 $31,500 $31,500 N/A
2018 Umbrella 0.39% $1,049,117 $987,969 $1,003,608 $-1,624,678 -164.45 %
2017 Total Property & Casualty 0.03% $7,584,902 $7,486,631 $11,924,570 $15,929,682 N/A
2017 Total Fire & Allied Lines 0.01% $121,577 $124,975 $11,841 $17,286 13.83 %
2017 Commercial Fire & Allied Lines 0.05% $121,577 $124,975 $11,841 $17,286 13.83 %
2017 Total Homeowners 0.00% $4,579 $4,541 $0 $-5,391 -118.72 %
2017 Homeowners Multi-Peril 0.00% $4,579 $4,541 $0 $-5,391 -118.72 %
2017 Commercial Multi-Peril 0.05% $896,005 $873,214 $240,747 $170,844 19.56 %
2017 Ocean Marine 0.69% $642,177 $606,176 $182,916 $167,165 27.58 %
2017 Inland Marine (Incl Auto Cargo) 0.09% $970,562 $961,903 $167,131 $165,919 17.25 %
2017 Earthquake 0.01% $15,392 $17,555 $0 $0 0.00 %
2017 Direct Workers Compensation 0.01% $349,636 $394,954 $180,054 $182,641 46.24 %
2017 Other Liability - Bodily Injury & Property Damage 0.10% $1,774,054 $1,650,673 $840,453 $438,698 26.58 %
2017 Products Liability 0.02% $14,425 $5,989 $0 $4,623 77.19 %
2017 Total Private Passenger Automobile 0.00% $1,496 $1,496 $0 $0 0.00 %
2017 Private Passenger Auto Liability Bodily Injury 0.00% $352 $352 $0 $0 0.00 %
2017 Private Passenger Auto Liability Property Damage 0.00% $165 $165 $0 $0 0.00 %
2017 Private Passenger Uninsured Motorists 0.00% $104 $104 $0 $0 0.00 %
2017 Private Passenger Auto Comprehensive 0.00% $350 $350 $0 $0 0.00 %
2017 Private Passenger Auto Collision 0.00% $525 $525 $0 $0 0.00 %
2017 Total Commercial Automobile 0.03% $359,200 $293,549 $90,463 $147,611 50.28 %
2017 Commercial Auto Liability Bodily Injury 0.03% $206,981 $156,787 $14,404 $51,957 33.14 %
2017 Commercial Auto Liability Property Damage 0.03% $76,632 $58,049 $9,066 $34,905 60.13 %
2017 Commercial Auto Medical Payments 0.02% $2,876 $2,512 $0 $0 0.00 %
2017 Commercial Auto Uninsured Motorists 0.01% $4,211 $3,205 $0 $0 0.00 %
2017 Commercial Auto Comprehensive 0.01% $23,494 $24,136 $12,902 $21,059 87.25 %
2017 Commercial Auto Collision 0.02% $45,006 $48,860 $54,091 $39,690 81.23 %
2017 Fidelity 0.19% $111,680 $104,044 $13,178 $94,779 91.10 %
2017 Surety 0.42% $514,248 $597,892 $0 $247,654 41.42 %
2017 Burglary & Theft 0.58% $93,280 $76,274 $5,159 $9,760 12.80 %
2017 Boiler & Machinery 0.01% $6,592 $7,356 $0 $0 0.00 %
2017 Lawyers Malpractice 2.22% $764,159 $804,753 $192,628 $1,536,819 N/A
2017 Umbrella 0.74% $945,840 $961,287 $10,000,000 $12,751,274 N/A
2016 Total Property & Casualty 0.03% $7,452,943 $7,452,982 $8,520,853 $7,333,461 98.40 %
2016 Total Fire & Allied Lines 0.01% $129,037 $108,472 $0 $-10,121 -9.33 %
2016 Commercial Fire & Allied Lines 0.05% $129,037 $108,472 $0 $-10,121 -9.33 %
2016 Total Homeowners 0.00% $4,123 $4,681 $0 $5,391 N/A
2016 Homeowners Multi-Peril 0.00% $4,123 $4,681 $0 $5,391 N/A
2016 Commercial Multi-Peril 0.05% $851,003 $996,886 $2,642,434 $1,344,277 N/A
2016 Ocean Marine 0.55% $548,529 $527,182 $277,186 $-115,696 -21.95 %
2016 Inland Marine (Incl Auto Cargo) 0.10% $1,034,181 $831,601 $65,527 $58,227 7.00 %
2016 Earthquake 0.01% $19,362 $17,076 $0 $0 0.00 %
2016 Direct Workers Compensation 0.02% $480,250 $452,552 $160,776 $76,876 16.99 %
2016 Other Liability - Bodily Injury & Property Damage 0.03% $472,801 $474,645 $485,343 $1,040,659 N/A
2016 Products Liability 0.01% $7,315 $7,437 $0 $-1,034 -13.90 %
2016 Total Private Passenger Automobile 0.00% $1,507 $1,542 $0 $0 0.00 %
2016 Private Passenger Auto Liability Bodily Injury 0.00% $61 $284 $0 $0 0.00 %
2016 Private Passenger Auto Liability Property Damage 0.00% $431 $133 $0 $0 0.00 %
2016 Private Passenger Uninsured Motorists 0.00% $96 $71 $0 $0 0.00 %
2016 Private Passenger Auto Comprehensive 0.00% $551 $422 $0 $0 0.00 %
2016 Private Passenger Auto Collision 0.00% $368 $632 $0 $0 0.00 %
2016 Total Commercial Automobile 0.02% $285,240 $258,496 $64,471 $67,360 26.06 %
2016 Commercial Auto Liability Bodily Injury 0.02% $147,599 $132,263 $4,704 $1,161 0.88 %
2016 Commercial Auto Liability Property Damage 0.03% $54,647 $48,968 $36,133 $34,744 70.95 %
2016 Commercial Auto Medical Payments 0.01% $1,626 $3,814 $0 $0 0.00 %
2016 Commercial Auto Uninsured Motorists 0.00% $1,737 $7,766 $0 $0 0.00 %
2016 Commercial Auto Comprehensive 0.02% $26,316 $22,020 $5,135 $4,529 20.57 %
2016 Commercial Auto Collision 0.02% $53,315 $43,665 $18,499 $26,926 61.66 %
2016 Fidelity 0.15% $89,663 $66,189 $0 $70,923 N/A
2016 Surety 0.43% $559,069 $756,884 $-183,709 $-119,190 -15.75 %
2016 Burglary & Theft 0.52% $74,885 $66,381 $0 $8,341 12.57 %
2016 Boiler & Machinery 0.02% $9,019 $7,063 $0 $0 0.00 %
2016 Professional Liability (Excl Medical Malpractice) 0.35% $1,067,255 $987,568 $0 $0 0.00 %
2016 Lawyers Malpractice 2.58% $881,416 $920,311 $508,825 $353,148 38.37 %
2016 Umbrella 0.67% $938,288 $968,016 $4,500,000 $4,554,300 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Private Passenger Auto 0.00% 0 0
2018 Homeowners 0.00% 0 0
2017 Private Passenger Auto 0.00% 0 0
2017 Homeowners 0.00% 0 0
2016 Private Passenger Auto 0.00% 0 0
2016 Homeowners 0.00% 0 0


Company Changes

Effective Date: 05/19/2014

Comments:


Market Conduct

Date: 05/19/2014

TheHanoverInsuranceCo.pdf


Financial Exams

This company does not have any financial exams.