Company Details

  CITIZENS INSURANCE COMPANY OF AMERICA License Status :
Active

NAIC Number :

31534


Phone Number:

5175462160


Company Address:

440 LINCOLN STREET 
WORCESTER, MA  01653-0002

Description:

Property and Casualty


License Number:

B419872


Date Admitted:

1999-07-07


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2022 Total Property & Casualty 0.01% $3,094,779 $3,281,629 $1,575,816 $5,545,378 N/A
2022 Total Fire & Allied Lines 0.00% $53,412 $55,649 $0 $12 0.02 %
2022 Commercial Fire & Allied Lines 0.01% $53,412 $55,649 $0 $12 0.02 %
2022 Total Homeowners 0.00% $773 $731 $0 $1,236 N/A
2022 Homeowners Multi-Peril 0.00% $773 $731 $0 $1,236 N/A
2022 Commercial Multi-Peril 0.09% $2,505,183 $2,674,312 $1,364,037 $5,237,826 N/A
2022 Inland Marine (Incl Auto Cargo) 0.00% $31 $787 $0 $-268 -34.05 %
2022 Earthquake 0.02% $70,444 $77,506 $0 $1,090 1.41 %
2022 Direct Workers Compensation 0.01% $252,701 $285,636 $211,779 $327,957 N/A
2022 Other Liability - Bodily Injury & Property Damage 0.00% $100,763 $83,911 $0 $1,410 1.68 %
2022 Products Liability 0.02% $25,847 $24,466 $0 $-20,320 -83.05 %
2022 Total Private Passenger Automobile 0.00% $-902 $127 $0 $-74 -58.27 %
2022 Private Passenger Auto Liability Bodily Injury 0.00% $-207 $29 $0 $-74 -255.17 %
2022 Private Passenger Auto Comprehensive 0.00% $-695 $98 $0 $0 0.00 %
2022 Total Commercial Automobile 0.00% $62,173 $54,156 $0 $-4,931 -9.11 %
2022 Commercial Auto Liability Bodily Injury 0.00% $33,924 $32,186 $0 $-4,904 -15.24 %
2022 Commercial Auto Liability Property Damage 0.00% $11,756 $11,012 $0 $120 1.09 %
2022 Commercial Auto Comprehensive 0.00% $6,796 $4,400 $0 $-147 -3.34 %
2022 Commercial Auto Collision 0.00% $9,697 $6,558 $0 $0 0.00 %
2022 Fidelity 0.00% $0 $0 $0 $-13 N/A
2022 Surety 0.01% $18,000 $18,000 $0 $1,348 7.49 %
2022 Burglary & Theft 0.00% $283 $283 $0 $15 5.30 %
2022 Boiler & Machinery 0.00% $3,993 $3,216 $0 $0 0.00 %
2022 Umbrella 0.00% $2,078 $2,297 $0 $103 4.48 %
2022 Private Flood 0.00% $0 $552 $0 $-13 -2.36 %
2021 Total Property & Casualty 0.01% $3,406,433 $3,350,937 $708,045 $1,012,923 30.23 %
2021 Total Fire & Allied Lines 0.00% $65,438 $62,571 $0 $-2,738 -4.38 %
2021 Commercial Fire & Allied Lines 0.01% $65,438 $62,571 $0 $-2,738 -4.38 %
2021 Total Homeowners 0.00% $716 $707 $0 $-57 -8.06 %
2021 Homeowners Multi-Peril 0.00% $716 $707 $0 $-57 -8.06 %
2021 Commercial Multi-Peril 0.11% $2,810,920 $2,727,645 $339,537 $917,644 33.64 %
2021 Inland Marine (Incl Auto Cargo) 0.00% $2,685 $2,532 $0 $208 8.21 %
2021 Earthquake 0.03% $81,569 $86,732 $0 $-1,338 -1.54 %
2021 Direct Workers Compensation 0.01% $258,127 $263,628 $301,393 $199,603 75.71 %
2021 Other Liability - Bodily Injury & Property Damage 0.00% $61,199 $75,044 $65,000 $-106,547 -141.98 %
2021 Products Liability 0.05% $59,048 $76,801 $0 $16,055 20.90 %
2021 Total Private Passenger Automobile 0.00% $1,476 $1,476 $0 $19 1.29 %
2021 Private Passenger Auto Liability Bodily Injury 0.00% $212 $212 $0 $11 5.19 %
2021 Private Passenger Auto Liability Property Damage 0.00% $127 $127 $0 $0 0.00 %
2021 Private Passenger Auto Comprehensive 0.00% $337 $337 $0 $-1 -0.30 %
2021 Private Passenger Auto Collision 0.00% $800 $800 $0 $9 1.13 %
2021 Total Commercial Automobile 0.00% $42,649 $39,822 $2,115 $-10,880 -27.32 %
2021 Commercial Auto Liability Bodily Injury 0.00% $24,748 $22,938 $0 $-11,794 -51.42 %
2021 Commercial Auto Liability Property Damage 0.00% $9,162 $8,446 $0 $-1,057 -12.51 %
2021 Commercial Auto Medical Payments 0.01% $1,103 $1,103 $0 $0 0.00 %
2021 Commercial Auto Uninsured Motorists 0.00% $1,603 $1,603 $0 $0 0.00 %
2021 Commercial Auto Comprehensive 0.00% $2,886 $2,577 $0 $-90 -3.49 %
2021 Commercial Auto Collision 0.00% $3,147 $3,155 $2,115 $2,061 65.32 %
2021 Fidelity 0.00% $0 $0 $0 $-266 N/A
2021 Surety 0.01% $18,000 $8,650 $0 $1,411 16.31 %
2021 Burglary & Theft 0.00% $283 $174 $0 $-216 -124.14 %
2021 Boiler & Machinery 0.00% $3,220 $4,028 $0 $0 0.00 %
2021 Private Flood 0.01% $1,103 $1,127 $0 $25 2.22 %
2020 Total Property & Casualty 0.01% $3,507,827 $3,447,829 $1,356,351 $494,421 14.34 %
2020 Total Fire & Allied Lines 0.00% $55,387 $49,660 $0 $-89 -0.18 %
2020 Commercial Fire & Allied Lines 0.01% $55,387 $49,660 $0 $-89 -0.18 %
2020 Total Homeowners 0.00% $704 $1,816 $250,000 $51,992 N/A
2020 Homeowners Multi-Peril 0.00% $704 $1,816 $250,000 $51,992 N/A
2020 Commercial Multi-Peril 0.13% $2,800,882 $2,710,976 $770,846 $311,206 11.48 %
2020 Inland Marine (Incl Auto Cargo) 0.00% $1,836 $1,836 $0 $43 2.34 %
2020 Earthquake 0.03% $93,321 $86,455 $0 $-812 -0.94 %
2020 Direct Workers Compensation 0.01% $298,512 $273,709 $209,139 $115,379 42.15 %
2020 Other Liability - Bodily Injury & Property Damage 0.01% $118,340 $132,337 $53,863 $-23,915 -18.07 %
2020 Products Liability 0.08% $79,046 $91,840 $0 $10,220 11.13 %
2020 Total Private Passenger Automobile 0.00% $1,440 $1,440 $-317 $-309 -21.46 %
2020 Private Passenger Auto Liability Bodily Injury 0.00% $207 $207 $0 $3 1.45 %
2020 Private Passenger Auto Liability Property Damage 0.00% $124 $124 $0 $0 0.00 %
2020 Private Passenger Auto Comprehensive 0.00% $329 $329 $0 $0 0.00 %
2020 Private Passenger Auto Collision 0.00% $780 $780 $-317 $-312 -40.00 %
2020 Total Commercial Automobile 0.00% $54,102 $91,171 $72,820 $31,443 34.49 %
2020 Commercial Auto Liability Bodily Injury 0.00% $31,555 $49,613 $74,265 $31,890 64.28 %
2020 Commercial Auto Liability Property Damage 0.00% $11,683 $17,652 $0 $0 0.00 %
2020 Commercial Auto Medical Payments 0.01% $1,538 $1,538 $0 $0 0.00 %
2020 Commercial Auto Uninsured Motorists 0.00% $1,717 $1,717 $0 $0 0.00 %
2020 Commercial Auto Comprehensive 0.00% $3,348 $7,943 $120 $0 0.00 %
2020 Commercial Auto Collision 0.00% $4,261 $12,708 $-1,565 $-447 -3.52 %
2020 Fidelity 0.00% $-702 $406 $0 $-405 -99.75 %
2020 Burglary & Theft 0.00% $-953 $866 $0 $-370 -42.73 %
2020 Boiler & Machinery 0.01% $4,760 $4,162 $0 $0 0.00 %
2020 Private Flood 0.01% $1,152 $1,155 $0 $38 3.29 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2022 Private Passenger Auto 0.00% 0 0
2022 Homeowners 0.00% 0 0
2021 Private Passenger Auto 0.00% 0 0
2021 Homeowners 0.00% 0 0
2020 Private Passenger Auto 0.00% 0 0
2020 Homeowners 0.00% 0 0


Company Changes

No recent changes


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.