Company Details

  CITIZENS INSURANCE COMPANY OF AMERICA License Status :
Active

NAIC Number :

31534


Phone Number:

517-546-2160


Company Address:

440 LINCOLN STREET 
WORCESTER, MA  01653-0002

Description:

Property and Casualty


License Number:

B419872


Date Admitted:

1999-07-07


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Property & Casualty 0.01% $3,507,827 $3,447,829 $1,356,351 $494,421 14.34 %
2020 Total Fire & Allied Lines 0.00% $55,387 $49,660 $0 $-89 -0.18 %
2020 Commercial Fire & Allied Lines 0.01% $55,387 $49,660 $0 $-89 -0.18 %
2020 Total Homeowners 0.00% $704 $1,816 $250,000 $51,992 N/A
2020 Homeowners Multi-Peril 0.00% $704 $1,816 $250,000 $51,992 N/A
2020 Commercial Multi-Peril 0.13% $2,800,882 $2,710,976 $770,846 $311,206 11.48 %
2020 Inland Marine (Incl Auto Cargo) 0.00% $1,836 $1,836 $0 $43 2.34 %
2020 Earthquake 0.03% $93,321 $86,455 $0 $-812 -0.94 %
2020 Direct Workers Compensation 0.01% $298,512 $273,709 $209,139 $115,379 42.15 %
2020 Other Liability - Bodily Injury & Property Damage 0.01% $118,340 $132,337 $53,863 $-23,915 -18.07 %
2020 Products Liability 0.08% $79,046 $91,840 $0 $10,220 11.13 %
2020 Total Private Passenger Automobile 0.00% $1,440 $1,440 $-317 $-309 -21.46 %
2020 Private Passenger Auto Liability Bodily Injury 0.00% $207 $207 $0 $3 1.45 %
2020 Private Passenger Auto Liability Property Damage 0.00% $124 $124 $0 $0 0.00 %
2020 Private Passenger Auto Comprehensive 0.00% $329 $329 $0 $0 0.00 %
2020 Private Passenger Auto Collision 0.00% $780 $780 $-317 $-312 -40.00 %
2020 Total Commercial Automobile 0.00% $54,102 $91,171 $72,820 $31,443 34.49 %
2020 Commercial Auto Liability Bodily Injury 0.00% $31,555 $49,613 $74,265 $31,890 64.28 %
2020 Commercial Auto Liability Property Damage 0.00% $11,683 $17,652 $0 $0 0.00 %
2020 Commercial Auto Medical Payments 0.01% $1,538 $1,538 $0 $0 0.00 %
2020 Commercial Auto Uninsured Motorists 0.00% $1,717 $1,717 $0 $0 0.00 %
2020 Commercial Auto Comprehensive 0.00% $3,348 $7,943 $120 $0 0.00 %
2020 Commercial Auto Collision 0.00% $4,261 $12,708 $-1,565 $-447 -3.52 %
2020 Fidelity 0.00% $-702 $406 $0 $-405 -99.75 %
2020 Burglary & Theft -0.01% $-953 $866 $0 $-370 -42.73 %
2020 Boiler & Machinery 0.01% $4,760 $4,162 $0 $0 0.00 %
2020 Private Flood 0.01% $1,152 $1,155 $0 $38 3.29 %
2019 Total Property & Casualty 0.01% $3,243,873 $3,560,750 $1,025,506 $1,895,111 53.22 %
2019 Total Fire & Allied Lines 0.00% $37,124 $61,911 $0 $3,565 5.76 %
2019 Commercial Fire & Allied Lines 0.01% $37,124 $61,911 $0 $3,565 5.76 %
2019 Total Homeowners 0.00% $2,678 $2,646 $0 $148,040 N/A
2019 Homeowners Multi-Peril 0.00% $2,678 $2,646 $0 $148,040 N/A
2019 Commercial Multi-Peril 0.12% $2,456,657 $2,643,796 $507,928 $923,732 34.94 %
2019 Inland Marine (Incl Auto Cargo) 0.00% $1,836 $1,736 $0 $8 0.46 %
2019 Earthquake 0.03% $75,632 $77,643 $0 $3,297 4.25 %
2019 Direct Workers Compensation 0.01% $246,938 $306,689 $274,478 $531,555 N/A
2019 Other Liability - Bodily Injury & Property Damage 0.01% $153,851 $150,976 $5,107 $489,548 N/A
2019 Products Liability 0.12% $110,018 $92,265 $0 $5,234 5.67 %
2019 Total Private Passenger Automobile 0.00% $1,476 $1,476 $714 $796 53.93 %
2019 Private Passenger Auto Liability Bodily Injury 0.00% $212 $212 $0 $115 54.25 %
2019 Private Passenger Auto Liability Property Damage 0.00% $127 $127 $0 $16 12.60 %
2019 Private Passenger Auto Comprehensive 0.00% $337 $337 $0 $15 4.45 %
2019 Private Passenger Auto Collision 0.00% $800 $800 $714 $650 81.25 %
2019 Total Commercial Automobile 0.01% $142,356 $204,048 $237,279 $-209,091 -102.47 %
2019 Commercial Auto Liability Bodily Injury 0.01% $67,264 $101,930 $174,494 $-268,492 -263.41 %
2019 Commercial Auto Liability Property Damage 0.01% $24,904 $36,887 $11,029 $11,466 31.08 %
2019 Commercial Auto Medical Payments 0.01% $3,235 $3,235 $0 $0 0.00 %
2019 Commercial Auto Uninsured Motorists 0.01% $5,868 $5,868 $0 $0 0.00 %
2019 Commercial Auto Comprehensive 0.01% $15,498 $20,360 $15,244 $9,015 44.28 %
2019 Commercial Auto Collision 0.01% $25,587 $35,768 $36,512 $38,920 N/A
2019 Fidelity 0.01% $4,156 $4,135 $0 $-156 -3.77 %
2019 Burglary & Theft 0.03% $7,021 $6,986 $0 $-1,303 -18.65 %
2019 Boiler & Machinery 0.00% $2,971 $5,324 $0 $0 0.00 %
2019 Private Flood 0.01% $1,159 $1,119 $0 $-114 -10.19 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2021 Private Passenger Auto 0.00% 0 0
2021 Homeowners 0.00% 0 0
2020 Private Passenger Auto 0.00% 0 0
2020 Homeowners 0.00% 0 0
2019 Private Passenger Auto 0.00% 0 0
2019 Homeowners 0.00% 0 0


Company Changes


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.