Are you paying the lowest premium possible for your workers' compensation insurance? We can help you find out by giving you the lowest rates filed with the Department by insurance companies for your class code.

These rates form the basis for calculating your final premium and are a starting point for shopping for workers' compensation insurance. With few exceptions, the rates shown are per one hundred dollars of payroll.

Your final premium cost may depend on other factors besides these base premium rates, such as whether the insurance company will allow you additional premium credits for having a safety program or using managed care programs.

In addition, remember that there are other things to consider when shopping for insurance coverage besides cost, such as the quality of service you will likely receive from your insurance company.

Class codes can be obtained from the NCCI at 800-622-4123.  For general information regarding class codes, you may contact a Workers’ Compensation Specialist in the Property and Casualty Section at 800-394-0964.

Displaying 1 - 25 of 565

Company name Sort descending NAIC Class Code Current Rate Current Effective Date Previous Rate Previous Effective Date % of Rate change
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0005 $3.56 2026-01-01 $3.7 2025-01-01 -3.93%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0008 $2.95 2026-01-01 $2.99 2025-01-01 -1.36%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0016 $4.6 2026-01-01 $4.84 2025-01-01 -5.22%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0034 $3.48 2026-01-01 $3.53 2025-01-01 -1.44%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0035 $2.5 2026-01-01 $2.53 2025-01-01 -1.2%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0036 $5.26 2026-01-01 $5.29 2025-01-01 -0.57%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0037 $4.62 2026-01-01 $4.54 2025-01-01 1.73%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0042 $7.46 2026-01-01 $7.65 2025-01-01 -2.55%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0050 $6.84 2026-01-01 $7.42 2025-01-01 -8.48%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0059 $0 2026-01-01 $0 2025-01-01 0%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0065 $0 2026-01-01 $0 2025-01-01 0%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0066 $0 2026-01-01 $0 2025-01-01 0%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0067 $0 2026-01-01 $0 2025-01-01 0%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0079 $3.34 2026-01-01 $3.42 2025-01-01 -2.4%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0083 $5.58 2026-01-01 $5.43 2025-01-01 2.69%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0106 $7.72 2026-01-01 $7.7 2025-01-01 0.26%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0113 $5.17 2026-01-01 $5.64 2025-01-01 -9.09%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0170 $2.42 2026-01-01 $2.46 2025-01-01 -1.65%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0251 $4.38 2026-01-01 $4.38 2025-01-01 0%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0401 $10.15 2026-01-01 $11.25 2025-01-01 -10.84%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0771 $0.65 2026-01-01 $0.65 2025-01-01 0%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0908 $164.21 2026-01-01 $167.71 2025-01-01 -2.13%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0913 $590.48 2026-01-01 $607.96 2025-01-01 -2.96%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 0917 $4.57 2026-01-01 $4.91 2025-01-01 -7.44%
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 021227855 1005 $6.54 2026-01-01 $6.69 2025-01-01 -2.29%