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Missouri Department of Insurance Home page

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Workers' Compensation Workers' Compensation - Overview

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  3. Workers' Compensation

Workers' Compensation

Workers' compensation is a state-mandated, "no-fault" insurance system that pays benefits to workers injured on the job to cover medical care, part of lost wages and permanent disability. In return, employers receive immunity from civil lawsuits by employees over such workplace injuries.

Employers can meet their workers' comp obligation by purchasing insurance or by becoming a state-certified self-insurer.

National Council on Compensation Insurance (NCCI)

Find NCCI educational materials, loss cost filings, and form and rule filings.

Frequently Asked Questions About Workers' Compensation

Before you write or call, find answers to common questions on our FAQ.

Missouri Workers' Compensation Rates

Find the lowest rates for your class code.

Loss Cost Multipliers

Find loss cost multipliers by company.

Missouri Workers' Compensation Rate Guide Information

Online rate comparisons of all workers' compensation insurers in Missouri.

Missouri Workers' Compensation Plan (Assigned-Risk) Rates

Find general information for producers and agents, rates by class code and miscellaneous values.

Missouri Workers' Compensation Rate History

Since deregulation January 1, 1994.

Workers' Compensation Insurance Coverage Verification

Find out if an employer has workers' compensation insurance in Missouri.

Contractors Credit Premium Adjustment Program

You may be eligible for a premium credit for your high-wage construction employees.

Workers' Compensation Determinations Review Board

When you can't resolve a job classification or audit issue with your insurer, the WCDRB can help.

Workers' Compensation Self-Insured Rates

For calculating premium tax.

In This Section

  • National Council on Compensation Insurance
  • Workers' Compensation Rate Guide
  • Loss Cost Multipliers
  • Workers' Compensation Assigned Risk Pool
    • 20-CSR-500-6-960
    • Miscellaneous Values
    • Special Rules
  • Workers' Compensation Producer Information
    • Application and Pricing
    • Plans and Programs
    • Workers' Compensation Filing Instructions
  • Workers' Compensation Rate History
  • Workers' Compensation FAQs
  • Contractors Credit Premium Adjustment Program (CCPAP) FAQs
  • Workers' Compensation Determinations Review Board
  • Workers' Compensation Self-Insurance Tax Rates
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Contact Us
Missouri Department of Commerce & Insurance Insurance Divisions
Street Address

Harry S Truman State Office Building
301 W. High St., Room 530, Jefferson City, MO 65101

Mailing Address

PO Box 690
Jefferson City, MO 65102-0690

Correspondence with Fees

PO Box 4001
Jefferson City, MO 65102-4001

Main Office Phone Number

(573) 751-4126

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