Company Details
License Status:
Active
NAIC Number:
66168
Phone Number:
6516655678
Company Address:
400 ROBERT STREET NORTH
Attn: Law Department
ST. PAUL, MN 55101-2098
Description:
Life and Health
License Number:
A418229
Date Admitted:
Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Accident & Health | 0.05% | $7,761,869 | $7,793,465 | $2,727,575 | $2,142,054 | 27.49% |
| 2023 | Total Individual Accident & Health | 0.01% | $380,612 | $391,232 | $335,752 | $89,313 | 22.83% |
| 2023 | Individual Long Term Care | 0.04% | $73,992 | $73,436 | $0 | $0 | 0% |
| 2023 | Individual Accident Only | 0% | $3,944 | $3,944 | $0 | $0 | 0% |
| 2023 | Individual Disability Income | 0.27% | $302,676 | $313,852 | $335,752 | $89,313 | 28.46% |
| 2023 | Total Group Accident & Health | 0.08% | $7,381,257 | $7,402,233 | $2,391,823 | $2,052,741 | 27.73% |
| 2023 | Group Accident Only | 4.06% | $5,486,078 | $5,523,935 | $2,204,019 | $1,894,826 | 34.3% |
| 2023 | Group Disability Income | 0% | $994 | $924 | $49,887 | $10,467 | 1,132.79% |
| 2023 | Group Short Term Credit Disability | 31.66% | $1,894,185 | $1,877,374 | $137,917 | $147,448 | 7.85% |
| 2023 | Total Life | 1.24% | $168,663,495 | $0 | $158,562,115 | $0 | 94.17% |
| 2023 | Total Individual Life | 0.63% | $63,469,263 | $0 | $62,366,501 | $0 | 98.68% |
| 2023 | Individual Whole Life | 0.45% | $3,914,323 | $0 | $1,236,684 | $0 | 38.35% |
| 2023 | Individual Term Life | 1.02% | $6,006,783 | $0 | $4,708,508 | $0 | 78.39% |
| 2023 | Individual Universal Life | 0.2% | $1,119,409 | $0 | $172,836 | $0 | 15.44% |
| 2023 | Individual Variable Life | 34.4% | $35,346,900 | $0 | $7,334,810 | $0 | 20.75% |
| 2023 | Individual Ordinary Annuities | 0.12% | $3,326,771 | $0 | $4,538,295 | $0 | 136.42% |
| 2023 | Individual Variable Annuities | 0.2% | $2,932,741 | $0 | $41,606,779 | $0 | 1,418.7% |
| 2023 | Individual Modified Guaranteed Annuities | -0.59% | $-301,282 | $0 | $1,182,621 | $0 | -392.53% |
| 2023 | Individual Equity Indexed Annuities | 0.48% | $10,679,388 | $0 | $1,585,968 | $0 | 14.85% |
| 2023 | Individual Deposit-Type Funds | 0.03% | $444,230 | $0 | $0 | $0 | 0% |
| 2023 | Total Group Life | 2.99% | $105,194,232 | $0 | $96,195,614 | $0 | 91.45% |
| 2023 | Group Term Life | 2.93% | $17,360,133 | $0 | $19,526,801 | $0 | 112.48% |
| 2023 | Group Universal Life | 2.2% | $1,005,869 | $0 | $1,329,645 | $0 | 132.19% |
| 2023 | Group Credit Life | 49.85% | $3,644,436 | $0 | $1,066,211 | $0 | 29.26% |
| 2023 | Group Variable Life | 0% | $0 | $0 | $0 | $0 | 0% |
| 2023 | Group Ordinary Annuities | 0.82% | $10,166,929 | $0 | $7,933,064 | $0 | 78.03% |
| 2023 | Group Variable Annuities | 0% | $0 | $0 | $66,339,893 | $0 | 0% |
| 2023 | Group Deposit-Type Funds | 1.61% | $1,911,818 | $0 | $0 | $0 | 0% |
| 2023 | Group Other Considerations | 8.01% | $71,105,047 | $0 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0.07% | $9,798,858 | $9,722,218 | $3,294,091 | $2,684,388 | 27.61% |
| 2022 | Total Individual Accident & Health | 0.01% | $420,555 | $436,637 | $333,591 | $-276,717 | -63.37% |
| 2022 | Individual Long Term Care | 0.04% | $79,425 | $80,159 | $0 | $0 | 0% |
| 2022 | Individual Accident Only | 0.01% | $4,277 | $4,277 | $0 | $0 | 0% |
| 2022 | Individual Disability Income | 0.3% | $336,853 | $352,201 | $333,591 | $-276,717 | -78.57% |
| 2022 | Total Group Accident & Health | 0.11% | $9,378,303 | $9,285,581 | $2,960,500 | $2,961,105 | 31.89% |
| 2022 | Group Accident Only | 5.55% | $7,353,462 | $7,317,984 | $2,746,475 | $2,681,497 | 36.64% |
| 2022 | Group Disability Income | 0% | $1,222 | $1,111 | $49,887 | $37,628 | 3,386.86% |
| 2022 | Group Short Term Credit Disability | 33.12% | $2,023,619 | $1,966,486 | $164,138 | $241,980 | 12.31% |
| 2022 | Total Life | 1.14% | $163,963,997 | $0 | $127,579,653 | $0 | 78% |
| 2022 | Total Individual Life | 0.69% | $67,900,414 | $0 | $58,705,362 | $0 | 86.92% |
| 2022 | Individual Whole Life | 0.13% | $1,154,348 | $0 | $1,297,128 | $0 | 139.29% |
| 2022 | Individual Term Life | 0.96% | $5,957,217 | $0 | $2,950,141 | $0 | 49.52% |
| 2022 | Individual Universal Life | 2.11% | $16,486,990 | $0 | $8,591,127 | $0 | 52.11% |
| 2022 | Individual Variable Life | 14.82% | $32,575,963 | $0 | $12,317,991 | $0 | 37.81% |
| 2022 | Individual Ordinary Annuities | 0.14% | $3,283,975 | $0 | $2,895,305 | $0 | 88.16% |
| 2022 | Individual Variable Annuities | 0.21% | $4,115,419 | $0 | $29,650,400 | $0 | 720.47% |
| 2022 | Individual Modified Guaranteed Annuities | 0% | $0 | $0 | $633,406 | $0 | 0% |
| 2022 | Individual Equity Indexed Annuities | 0.17% | $3,204,232 | $0 | $369,864 | $0 | 11.54% |
| 2022 | Individual Deposit-Type Funds | 0.11% | $1,122,270 | $0 | $0 | $0 | 0% |
| 2022 | Total Group Life | 2.14% | $96,063,583 | $0 | $68,874,291 | $0 | 71.7% |
| 2022 | Group Term Life | 3.41% | $18,777,843 | $0 | $18,832,648 | $0 | 100.29% |
| 2022 | Group Universal Life | 0.87% | $1,028,670 | $0 | $3,527,707 | $0 | 342.94% |
| 2022 | Group Credit Life | 43.69% | $3,887,154 | $0 | $1,054,943 | $0 | 27.14% |
| 2022 | Group Variable Life | 0.12% | $81,118 | $0 | $84,185 | $0 | 103.78% |
| 2022 | Group Ordinary Annuities | 0.24% | $3,821,577 | $0 | $7,764,372 | $0 | 203.17% |
| 2022 | Group Variable Annuities | 0% | $0 | $0 | $37,610,436 | $0 | 0% |
| 2022 | Group Deposit-Type Funds | 0.1% | $532,337 | $0 | $0 | $0 | 0% |
| 2022 | Group Other Considerations | 6.11% | $67,934,884 | $0 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0.09% | $10,738,552 | $10,849,599 | $3,083,232 | $4,150,478 | 38.25% |
| 2021 | Total Individual Accident & Health | 0.01% | $465,143 | $480,915 | $420,919 | $816,000 | 169.68% |
| 2021 | Individual Long Term Care | 0.04% | $75,593 | $75,926 | $0 | $0 | 0% |
| 2021 | Individual Accident Only | 0.01% | $5,019 | $5,019 | $25,000 | $24,994 | 497.99% |
| 2021 | Individual Disability Income | 0.34% | $384,531 | $399,970 | $395,919 | $791,006 | 197.77% |
| 2021 | Total Group Accident & Health | 0.14% | $10,273,409 | $10,368,684 | $2,662,313 | $3,334,478 | 32.16% |
| 2021 | Group Accident Only | 6.92% | $8,346,343 | $8,451,381 | $2,416,518 | $3,018,048 | 35.71% |
| 2021 | Group Disability Income | 0% | $339 | $334 | $52,610 | $95,056 | 28,459.9% |
| 2021 | Group Short Term Credit Disability | 22.97% | $1,926,727 | $1,916,969 | $193,185 | $221,374 | 11.55% |
| 2021 | Total Life | 1.33% | $163,150,474 | $0 | $124,904,399 | $0 | 76.76% |
| 2021 | Total Individual Life | 0.88% | $69,237,549 | $0 | $45,114,460 | $0 | 65.63% |
| 2021 | Individual Whole Life | 0.08% | $733,747 | $0 | $1,076,535 | $0 | 191.5% |
| 2021 | Individual Term Life | 0.93% | $5,679,148 | $0 | $4,636,239 | $0 | 81.64% |
| 2021 | Individual Universal Life | 2.36% | $18,756,579 | $0 | $2,746,334 | $0 | 14.64% |
| 2021 | Individual Variable Life | 13% | $30,712,569 | $0 | $4,962,536 | $0 | 16.16% |
| 2021 | Individual Ordinary Annuities | 0.12% | $1,879,059 | $0 | $3,507,314 | $0 | 186.65% |
| 2021 | Individual Variable Annuities | 0.25% | $5,584,488 | $0 | $27,665,187 | $0 | 495.39% |
| 2021 | Individual Modified Guaranteed Annuities | 0% | $0 | $0 | $218,718 | $0 | 0% |
| 2021 | Individual Equity Indexed Annuities | 0.18% | $2,405,682 | $0 | $301,597 | $0 | 12.54% |
| 2021 | Individual Deposit-Type Funds | 3.8% | $3,486,277 | $0 | $0 | $0 | 0% |
| 2021 | Total Group Life | 2.13% | $93,912,925 | $0 | $79,789,939 | $0 | 84.96% |
| 2021 | Group Term Life | 3.02% | $18,308,756 | $0 | $18,273,838 | $0 | 99.81% |
| 2021 | Group Universal Life | 3.01% | $1,102,069 | $0 | $1,562,429 | $0 | 141.77% |
| 2021 | Group Credit Life | 30.25% | $3,410,963 | $0 | $1,051,615 | $0 | 30.83% |
| 2021 | Group Variable Life | 0.92% | $135,226 | $0 | $57,539 | $0 | 42.55% |
| 2021 | Group Ordinary Annuities | 0.09% | $1,174,846 | $0 | $8,150,249 | $0 | 693.73% |
| 2021 | Group Variable Annuities | 0% | $0 | $0 | $50,694,269 | $0 | 0% |
| 2021 | Group Deposit-Type Funds | 0.06% | $344,015 | $0 | $0 | $0 | 0% |
| 2021 | Group Other Considerations | 6.05% | $69,437,050 | $0 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Health | 0.1% | 0 | 0 |
| 2023 | Long-Term Care Insurance | 0.03% | 0 | 0 |
| 2023 | Life and Annuities | 0.85% | 2 | 32 |
| 2022 | Health | 0.13% | 0 | 0 |
| 2022 | Long-Term Care Insurance | 0.03% | 0 | 0 |
| 2022 | Life and Annuities | 0.92% | 1 | 15 |
| 2021 | Health | 0.14% | 0 | 0 |
| 2021 | Long-Term Care Insurance | 0.03% | 0 | 0 |
| 2021 | Life and Annuities | 1.13% | 2 | 23 |
Company Changes
This company does not have any company changes.
Market Regulation Actions
Date:
Financial Exams
This company does not have any financial exams.