Company Details

License Status:
Active
NAIC Number:
26859
Phone Number:
5738931400
Company Address:

PO Box 658
Jefferson City, MO 65102-0658

Description:
Property and Casualty
License Number:
B423418
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 2.48% $393,453,710 $370,751,223 $350,202,808 $379,288,264 102.3%
2023 Total Fire & Allied Lines 0.05% $356,071 $332,370 $444,004 $450,133 135.43%
2023 Commercial Fire & Allied Lines 0.11% $356,071 $332,370 $444,004 $450,133 135.43%
2023 Farmowners Multi-Peril 33.97% $81,875,803 $78,095,458 $81,710,052 $92,109,056 117.94%
2023 Total Homeowners 3.56% $106,058,147 $99,002,790 $97,938,274 $100,788,002 101.8%
2023 Homeowners Multi-Peril 3.06% $88,246,153 $82,136,614 $82,352,477 $85,182,217 103.71%
2023 Dwelling Owners Multi-Peril (ACV) 18.23% $17,811,994 $16,866,176 $15,585,797 $15,605,785 92.53%
2023 Commercial Multi-Peril 2.56% $28,408,215 $25,719,560 $29,916,858 $33,865,301 131.67%
2023 Mobile Homes 4.05% $1,259,389 $1,262,989 $1,100,192 $1,062,992 84.16%
2023 Inland Marine (Incl Auto Cargo) 0.36% $1,985,670 $1,875,170 $1,203,137 $1,231,980 65.7%
2023 Other Liability - Bodily Injury & Property Damage 0.08% $717,965 $741,963 $24,723 $-9,786 -1.32%
2023 Total Private Passenger Automobile 2.88% $157,770,182 $149,834,797 $124,995,670 $133,700,524 89.23%
2023 Private Passenger Auto Liability Bodily Injury 2.45% $33,061,300 $32,122,810 $18,681,628 $21,450,657 66.78%
2023 Private Passenger Auto Liability Property Damage 2.1% $21,058,139 $19,678,520 $22,182,063 $24,118,400 122.56%
2023 Private Passenger Auto Medical Payments 4.77% $4,217,719 $4,084,251 $2,489,479 $2,656,806 65.05%
2023 Private Passenger Uninsured Motorists 1.91% $5,440,776 $5,266,571 $1,955,168 $4,165,895 79.1%
2023 Private Passenger Underinsured Motorists 2.14% $2,459,678 $2,352,017 $2,581,670 $3,122,431 132.76%
2023 Private Passenger Accidential Death & Disab/Dism 3.82% $62,107 $60,974 $2,000 $217 0.36%
2023 Private Passenger Auto Comprehensive 4.05% $45,857,040 $43,192,281 $45,773,793 $45,890,021 106.25%
2023 Private Passenger Auto Collision 3.03% $45,613,423 $43,077,373 $31,329,869 $32,296,097 74.97%
2023 Total Commercial Automobile 1.23% $12,669,286 $11,588,031 $9,392,549 $10,465,752 90.32%
2023 Commercial Auto Liability Bodily Injury 0.57% $2,964,425 $2,695,360 $2,382,751 $2,810,202 104.26%
2023 Commercial Auto Liability Property Damage 1.15% $1,660,340 $1,441,567 $1,320,595 $1,613,244 111.91%
2023 Commercial Auto Medical Payments 4.25% $320,266 $310,742 $110,385 $69,388 22.33%
2023 Commercial Auto Uninsured Motorists 1.8% $747,838 $723,667 $99,700 $360,749 49.85%
2023 Commercial Auto Comprehensive 2.55% $3,050,760 $2,917,698 $2,584,513 $2,529,035 86.68%
2023 Commercial Auto Collision 1.95% $3,925,657 $3,498,997 $2,894,605 $3,083,134 88.11%
2023 Professional Liability (Excl Medical Malpractice) 0.24% $407,715 $400,333 $965,336 $841,694 210.25%
2023 Umbrella 1.89% $1,945,267 $1,897,762 $2,512,013 $4,782,616 252.01%
2022 Total Property & Casualty 2.37% $342,293,832 $329,030,970 $238,791,786 $240,531,131 73.1%
2022 Total Fire & Allied Lines 0.07% $319,839 $300,021 $111,972 $90,262 30.09%
2022 Commercial Fire & Allied Lines 0.1% $319,839 $300,021 $111,972 $90,262 30.09%
2022 Farmowners Multi-Peril 32.82% $74,725,071 $71,555,797 $48,284,598 $43,075,594 60.2%
2022 Total Homeowners 3.46% $93,563,949 $88,841,494 $56,964,615 $54,551,211 61.4%
2022 Homeowners Multi-Peril 2.96% $77,192,338 $72,599,453 $46,527,414 $44,679,751 61.54%
2022 Dwelling Owners Multi-Peril (ACV) 16.81% $16,371,611 $16,242,041 $10,437,201 $9,871,460 60.78%
2022 Commercial Multi-Peril 2.36% $23,662,520 $22,196,927 $17,744,329 $19,377,005 87.3%
2022 Mobile Homes 4.32% $1,268,976 $1,293,529 $368,063 $421,463 32.58%
2022 Inland Marine (Incl Auto Cargo) 0.33% $1,729,981 $1,652,778 $692,935 $707,498 42.81%
2022 Other Liability - Bodily Injury & Property Damage 0.09% $774,662 $741,078 $212,549 $664,087 89.61%
2022 Total Private Passenger Automobile 2.83% $133,948,186 $130,582,439 $103,496,012 $109,294,388 83.7%
2022 Private Passenger Auto Liability Bodily Injury 2.55% $31,202,159 $30,386,346 $17,642,411 $21,881,850 72.01%
2022 Private Passenger Auto Liability Property Damage 1.93% $16,494,528 $16,486,420 $18,072,891 $19,195,836 116.43%
2022 Private Passenger Auto Medical Payments 4.36% $3,872,710 $3,801,813 $2,085,606 $2,465,135 64.84%
2022 Private Passenger Uninsured Motorists 1.96% $4,978,900 $4,896,428 $3,565,354 $2,542,477 51.93%
2022 Private Passenger Underinsured Motorists 2.46% $2,149,664 $2,091,580 $1,997,183 $2,615,282 125.04%
2022 Private Passenger Accidential Death & Disab/Dism 3.45% $57,212 $56,383 $0 $7,265 12.89%
2022 Private Passenger Auto Comprehensive 4.06% $37,786,889 $36,584,139 $30,620,383 $30,479,915 83.31%
2022 Private Passenger Auto Collision 2.88% $37,406,124 $36,279,330 $29,512,184 $30,106,628 82.99%
2022 Total Commercial Automobile 1.02% $10,040,624 $9,647,769 $7,607,373 $9,485,650 98.32%
2022 Commercial Auto Liability Bodily Injury 0.52% $2,503,058 $2,388,109 $1,937,539 $4,029,561 168.73%
2022 Commercial Auto Liability Property Damage 0.72% $1,094,291 $1,111,622 $1,670,621 $1,010,248 90.88%
2022 Commercial Auto Medical Payments 4.05% $289,573 $282,597 $66,441 $226,445 80.13%
2022 Commercial Auto Uninsured Motorists 1.79% $673,699 $659,162 $-393 $223,103 33.85%
2022 Commercial Auto Comprehensive 2.08% $2,586,999 $2,470,875 $1,406,623 $1,431,533 57.94%
2022 Commercial Auto Collision 1.59% $2,893,004 $2,735,404 $2,526,542 $2,564,760 93.76%
2022 Professional Liability (Excl Medical Malpractice) 0.23% $384,811 $379,638 $807,990 $242,737 63.94%
2022 Umbrella 1.98% $1,875,213 $1,839,500 $2,501,350 $2,621,236 142.5%
2021 Total Property & Casualty 2.35% $311,705,826 $300,177,318 $195,181,014 $226,068,508 75.31%
2021 Total Fire & Allied Lines 0.04% $282,774 $255,185 $42,978 $61,480 24.09%
2021 Commercial Fire & Allied Lines 0.08% $282,774 $255,185 $42,978 $61,480 24.09%
2021 Farmowners Multi-Peril 31.96% $67,795,010 $64,679,122 $37,398,196 $48,632,664 75.19%
2021 Total Homeowners 3.41% $83,719,360 $78,875,434 $50,829,011 $54,478,262 69.07%
2021 Homeowners Multi-Peril 2.86% $67,735,617 $63,217,440 $42,001,691 $44,869,177 70.98%
2021 Dwelling Owners Multi-Peril (ACV) 16.99% $15,983,743 $15,657,994 $8,827,320 $9,609,085 61.37%
2021 Commercial Multi-Peril 2.28% $20,964,787 $19,871,720 $14,039,059 $15,865,511 79.84%
2021 Mobile Homes 4.47% $1,306,781 $1,260,032 $555,625 $541,425 42.97%
2021 Inland Marine (Incl Auto Cargo) 0.33% $1,553,994 $1,456,109 $718,330 $700,328 48.1%
2021 Other Liability - Bodily Injury & Property Damage 0.09% $719,362 $701,904 $195,567 $407,734 58.09%
2021 Total Private Passenger Automobile 2.81% $124,447,899 $122,554,847 $84,461,392 $92,784,548 75.71%
2021 Private Passenger Auto Liability Bodily Injury 2.43% $28,517,767 $28,112,761 $15,865,865 $20,268,436 72.1%
2021 Private Passenger Auto Liability Property Damage 2.12% $17,031,466 $16,805,798 $14,246,497 $15,732,212 93.61%
2021 Private Passenger Auto Medical Payments 4% $3,632,081 $3,578,255 $2,087,397 $2,368,585 66.19%
2021 Private Passenger Uninsured Motorists 2.05% $4,707,859 $4,697,477 $3,075,004 $4,660,120 99.2%
2021 Private Passenger Underinsured Motorists 2.52% $1,950,815 $1,928,227 $1,632,536 $1,995,120 103.47%
2021 Private Passenger Accidential Death & Disab/Dism 3.29% $55,502 $55,268 $0 $2,324 4.2%
2021 Private Passenger Auto Comprehensive 3.98% $34,309,306 $33,743,187 $22,746,216 $23,385,279 69.3%
2021 Private Passenger Auto Collision 2.87% $34,243,103 $33,633,874 $24,807,877 $24,372,472 72.46%
2021 Total Commercial Automobile 0.97% $8,742,400 $8,386,043 $4,472,163 $5,931,358 70.73%
2021 Commercial Auto Liability Bodily Injury 0.45% $2,082,463 $2,008,066 $729,018 $1,655,886 82.46%
2021 Commercial Auto Liability Property Damage 0.88% $1,171,604 $1,128,838 $1,184,344 $1,742,693 154.38%
2021 Commercial Auto Medical Payments 3.99% $266,100 $259,198 $20,002 $33,655 12.98%
2021 Commercial Auto Uninsured Motorists 2.1% $623,026 $607,985 $655 $19,865 3.27%
2021 Commercial Auto Comprehensive 2.16% $2,204,135 $2,105,563 $1,044,534 $952,177 45.22%
2021 Commercial Auto Collision 1.39% $2,395,072 $2,276,393 $1,493,610 $1,527,082 67.08%
2021 Professional Liability (Excl Medical Malpractice) 0.24% $374,893 $373,871 $148,693 $491,757 131.53%
2021 Umbrella 2.27% $1,798,566 $1,763,051 $2,320,000 $6,173,441 350.16%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 2.84% 23 47
2023 Homeowners 5.42% 37 55
2022 Private Passenger Auto 2.8% 34 81
2022 Homeowners 5.35% 36 70
2021 Private Passenger Auto 2.7% 39 96
2021 Homeowners 5.28% 40 85

Company Changes

This company does not have any company changes.

Market Regulation Actions

Date:
Date:

Financial Exams

Date:
Date:
Contact Us
Missouri Department of Commerce and Insurance
Street Address

Harry S Truman State Office Building
301 W. High St., Room 530, 
Jefferson City, MO 65101

Mailing Address

PO Box 690
Jefferson City, MO 65102-0690

Correspondence with Fees

PO Box 4001
Jefferson City, MO 65102-4001

Main Office Phone Number

(573) 751-4126

Surplus Lines Phone and Email