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Company Details
LIBERTY MUTUAL PERSONAL INSURANCE COMPANY License Status :
Active
NAIC Number :
12484
Phone Number:
6173579500
Company Address:
175 Berkeley Street
Boston, MA 02116
Description:
Property and Casualty
License Number:
B431824
Date Admitted:
2018-10-09
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2022 | Total Property & Casualty | 0.23% | $82,886,479 | $87,016,447 | $49,187,337 | $70,190,469 | 80.66 % |
| 2022 | Total Homeowners | 0.53% | $37,555,533 | $38,273,056 | $14,161,337 | $21,244,671 | 55.51 % |
| 2022 | Homeowners Multi-Peril | 0.55% | $37,555,533 | $38,273,056 | $14,161,337 | $21,244,671 | 55.51 % |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.01% | $215,493 | $245,799 | $161,484 | $160,968 | 65.49 % |
| 2022 | Earthquake | 0.14% | $487,267 | $542,985 | $0 | $19,853 | 3.66 % |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.00% | $321 | $519 | $0 | $-301 | -58.00 % |
| 2022 | Total Private Passenger Automobile | 0.45% | $44,627,865 | $47,954,088 | $34,864,516 | $48,765,278 | N/A |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.64% | $17,082,741 | $17,301,057 | $5,139,254 | $14,213,770 | 82.16 % |
| 2022 | Private Passenger Auto Liability Property Damage | 0.41% | $6,989,205 | $8,109,514 | $8,663,284 | $9,283,162 | N/A |
| 2022 | Private Passenger Auto Medical Payments | 0.00% | $6,265 | $11,213 | $0 | $41,208 | N/A |
| 2022 | Private Passenger Uninsured Motorists | 0.02% | $121,883 | $218,226 | $2,546,075 | $5,955,107 | N/A |
| 2022 | Private Passenger Underinsured Motorists | 0.04% | $62,140 | $104,859 | $629,436 | $1,165,610 | N/A |
| 2022 | Private Passenger Auto Comprehensive | 0.42% | $8,387,973 | $9,347,932 | $6,534,402 | $6,411,627 | 68.59 % |
| 2022 | Private Passenger Auto Collision | 0.44% | $11,977,658 | $12,861,287 | $11,352,065 | $11,694,794 | 90.93 % |
| 2022 | Total Commercial Automobile | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2022 | Commercial Auto Liability Bodily Injury | 0.00% | $-104 | $-105 | $0 | $0 | N/A |
| 2022 | Commercial Auto Medical Payments | 0.00% | $20 | $17 | $0 | $0 | 0.00 % |
| 2022 | Commercial Auto Uninsured Motorists | 0.00% | $84 | $88 | $0 | $0 | 0.00 % |
| 2021 | Total Property & Casualty | 0.27% | $89,037,963 | $77,238,390 | $37,969,286 | $50,597,311 | 65.51 % |
| 2021 | Total Homeowners | 0.58% | $37,887,560 | $37,226,939 | $15,494,355 | $19,703,008 | 52.93 % |
| 2021 | Homeowners Multi-Peril | 0.61% | $37,887,560 | $37,226,939 | $15,494,355 | $19,703,008 | 52.93 % |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.02% | $274,365 | $293,123 | $62,390 | $59,019 | 20.13 % |
| 2021 | Earthquake | 0.18% | $583,306 | $634,705 | $0 | $18,407 | 2.90 % |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.00% | $827 | $827 | $0 | $-13 | -1.57 % |
| 2021 | Total Private Passenger Automobile | 0.53% | $50,291,905 | $39,082,796 | $22,412,541 | $30,816,890 | 78.85 % |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.68% | $17,654,047 | $13,044,983 | $2,565,668 | $7,398,800 | 56.72 % |
| 2021 | Private Passenger Auto Liability Property Damage | 0.57% | $9,227,498 | $7,279,762 | $6,049,847 | $6,724,281 | 92.37 % |
| 2021 | Private Passenger Auto Medical Payments | 0.01% | $15,210 | $26,033 | $0 | $64,434 | N/A |
| 2021 | Private Passenger Uninsured Motorists | 0.06% | $335,502 | $530,262 | $1,352,602 | $3,262,098 | N/A |
| 2021 | Private Passenger Underinsured Motorists | 0.12% | $156,076 | $240,877 | $175,000 | $978,371 | N/A |
| 2021 | Private Passenger Auto Comprehensive | 0.52% | $9,654,111 | $7,594,696 | $3,307,631 | $3,337,880 | 43.95 % |
| 2021 | Private Passenger Auto Collision | 0.53% | $13,249,461 | $10,366,183 | $8,961,793 | $9,051,026 | 87.31 % |
| 2021 | Total Commercial Automobile | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2021 | Commercial Auto Liability Bodily Injury | 0.00% | $-108 | $-94 | $0 | $0 | N/A |
| 2021 | Commercial Auto Medical Payments | 0.00% | $20 | $17 | $0 | $0 | 0.00 % |
| 2021 | Commercial Auto Uninsured Motorists | 0.00% | $88 | $77 | $0 | $0 | 0.00 % |
| 2020 | Total Property & Casualty | 0.21% | $64,854,249 | $35,676,743 | $14,103,691 | $22,415,213 | 62.83 % |
| 2020 | Total Homeowners | 0.63% | $38,153,239 | $24,814,846 | $9,209,212 | $13,994,559 | 56.40 % |
| 2020 | Homeowners Multi-Peril | 0.66% | $38,153,239 | $24,814,846 | $9,209,212 | $13,994,559 | 56.40 % |
| 2020 | Inland Marine (Incl Auto Cargo) | 0.03% | $319,413 | $219,824 | $62,190 | $72,037 | 32.77 % |
| 2020 | Earthquake | 0.23% | $709,125 | $491,952 | $0 | $22,979 | 4.67 % |
| 2020 | Other Liability - Bodily Injury & Property Damage | 0.00% | $788 | $383 | $0 | $305 | 79.63 % |
| 2020 | Total Private Passenger Automobile | 0.28% | $25,671,684 | $10,149,738 | $4,832,289 | $8,325,333 | 82.03 % |
| 2020 | Private Passenger Auto Liability Bodily Injury | 0.33% | $8,142,665 | $3,197,533 | $412,209 | $2,712,380 | 84.83 % |
| 2020 | Private Passenger Auto Liability Property Damage | 0.30% | $4,754,879 | $1,882,630 | $1,141,421 | $1,604,732 | 85.24 % |
| 2020 | Private Passenger Auto Medical Payments | 0.02% | $37,633 | $18,081 | $0 | $55,889 | N/A |
| 2020 | Private Passenger Uninsured Motorists | 0.13% | $637,932 | $289,270 | $220,854 | $699,082 | N/A |
| 2020 | Private Passenger Underinsured Motorists | 0.19% | $283,214 | $125,346 | $50,000 | $151,420 | N/A |
| 2020 | Private Passenger Auto Comprehensive | 0.30% | $4,990,591 | $1,954,458 | $1,057,459 | $1,113,590 | 56.98 % |
| 2020 | Private Passenger Auto Collision | 0.28% | $6,824,770 | $2,682,420 | $1,950,346 | $1,988,240 | 74.12 % |
| 2020 | Total Commercial Automobile | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2020 | Commercial Auto Liability Bodily Injury | 0.00% | $-92 | $-15 | $0 | $0 | N/A |
| 2020 | Commercial Auto Medical Payments | 0.00% | $17 | $3 | $0 | $0 | 0.00 % |
| 2020 | Commercial Auto Uninsured Motorists | 0.00% | $75 | $12 | $0 | $0 | 0.00 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Homeowners | 1.32% | 16 | 127 |
| 2022 | Private Passenger Auto | 0.84% | 25 | 185 |
| 2021 | Private Passenger Auto | 0.55% | 14 | 158 |
| 2021 | Homeowners | 1.02% | 10 | 110 |
| 2020 | Private Passenger Auto | 0.19% | 1 | 31 |
| 2020 | Homeowners | 0.58% | 3 | 65 |
Company Changes
Effective Date: 05/01/2020
Comments: Effective 5/1/2020 the above company redomesticated from Massachusetts to New Hampshire.
Market Conduct
This company does not have any market conduct exams or investigations.
Financial Exams
This company does not have any financial exams.