Company Details

  LIBERTY MUTUAL PERSONAL INSURANCE COMPANY License Status :
Active

NAIC Number :

12484


Phone Number:

6173579500


Company Address:

175 Berkeley Street 
Boston, MA  02116

Description:

Property and Casualty


License Number:

B431824


Date Admitted:

2018-10-09


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.46% $73,390,167 $78,804,762 $48,950,250 $46,501,326 59.01 %
2023 Total Homeowners 1.12% $33,472,092 $35,489,690 $18,433,541 $13,197,206 37.19 %
2023 Homeowners Multi-Peril 1.16% $33,472,092 $35,489,690 $18,433,541 $13,197,206 37.19 %
2023 Inland Marine (Incl Auto Cargo) 0.02% $133,765 $166,084 $43,811 $37,663 22.68 %
2023 Earthquake 0.24% $342,474 $411,846 $0 $13,024 3.16 %
2023 Other Liability - Bodily Injury & Property Damage 0.00% $135 $296 $0 $-48 -16.22 %
2023 Total Private Passenger Automobile 0.72% $39,441,701 $42,736,846 $30,472,898 $33,253,481 77.81 %
2023 Private Passenger Auto Liability Bodily Injury 1.21% $16,290,987 $17,232,859 $9,706,427 $12,227,903 70.96 %
2023 Private Passenger Auto Liability Property Damage 0.58% $5,845,269 $6,581,200 $7,268,801 $6,971,463 N/A
2023 Private Passenger Auto Medical Payments 0.00% $2,181 $4,680 $0 $-14,889 -318.14 %
2023 Private Passenger Uninsured Motorists 0.02% $70,265 $95,021 $66,727 $-815,527 -858.26 %
2023 Private Passenger Underinsured Motorists 0.03% $35,508 $48,201 $11,842 $1,892,116 N/A
2023 Private Passenger Auto Comprehensive 0.59% $6,713,275 $7,449,539 $5,208,862 $4,587,418 61.58 %
2023 Private Passenger Auto Collision 0.70% $10,484,216 $11,325,346 $8,210,239 $8,404,997 74.21 %
2023 Total Commercial Automobile 0.00% $0 $0 $0 $0 N/A
2023 Commercial Auto Liability Bodily Injury 0.00% $-372 $-339 $0 $0 N/A
2023 Commercial Auto Medical Payments 0.00% $60 $59 $0 $0 0.00 %
2023 Commercial Auto Uninsured Motorists 0.00% $312 $280 $0 $0 0.00 %
2022 Total Property & Casualty 0.57% $82,886,479 $87,016,447 $49,187,337 $70,190,469 80.66 %
2022 Total Homeowners 1.39% $37,555,533 $38,273,056 $14,161,337 $21,244,671 55.51 %
2022 Homeowners Multi-Peril 1.44% $37,555,533 $38,273,056 $14,161,337 $21,244,671 55.51 %
2022 Inland Marine (Incl Auto Cargo) 0.04% $215,493 $245,799 $161,484 $160,968 65.49 %
2022 Earthquake 0.36% $487,267 $542,985 $0 $19,853 3.66 %
2022 Other Liability - Bodily Injury & Property Damage 0.00% $321 $519 $0 $-301 -58.00 %
2022 Total Private Passenger Automobile 0.94% $44,627,865 $47,954,088 $34,864,516 $48,765,278 N/A
2022 Private Passenger Auto Liability Bodily Injury 1.40% $17,082,741 $17,301,057 $5,139,254 $14,213,770 82.16 %
2022 Private Passenger Auto Liability Property Damage 0.82% $6,989,205 $8,109,514 $8,663,284 $9,283,162 N/A
2022 Private Passenger Auto Medical Payments 0.01% $6,265 $11,213 $0 $41,208 N/A
2022 Private Passenger Uninsured Motorists 0.05% $121,883 $218,226 $2,546,075 $5,955,107 N/A
2022 Private Passenger Underinsured Motorists 0.07% $62,140 $104,859 $629,436 $1,165,610 N/A
2022 Private Passenger Auto Comprehensive 0.90% $8,387,973 $9,347,932 $6,534,402 $6,411,627 68.59 %
2022 Private Passenger Auto Collision 0.92% $11,977,658 $12,861,287 $11,352,065 $11,694,794 90.93 %
2022 Total Commercial Automobile 0.00% $0 $0 $0 $0 N/A
2022 Commercial Auto Liability Bodily Injury 0.00% $-104 $-105 $0 $0 N/A
2022 Commercial Auto Medical Payments 0.00% $20 $17 $0 $0 0.00 %
2022 Commercial Auto Uninsured Motorists 0.00% $84 $88 $0 $0 0.00 %
2021 Total Property & Casualty 0.67% $89,037,963 $77,238,390 $37,969,286 $50,597,311 65.51 %
2021 Total Homeowners 1.54% $37,887,560 $37,226,939 $15,494,355 $19,703,008 52.93 %
2021 Homeowners Multi-Peril 1.60% $37,887,560 $37,226,939 $15,494,355 $19,703,008 52.93 %
2021 Inland Marine (Incl Auto Cargo) 0.06% $274,365 $293,123 $62,390 $59,019 20.13 %
2021 Earthquake 0.45% $583,306 $634,705 $0 $18,407 2.90 %
2021 Other Liability - Bodily Injury & Property Damage 0.00% $827 $827 $0 $-13 -1.57 %
2021 Total Private Passenger Automobile 1.13% $50,291,905 $39,082,796 $22,412,541 $30,816,890 78.85 %
2021 Private Passenger Auto Liability Bodily Injury 1.50% $17,654,047 $13,044,983 $2,565,668 $7,398,800 56.72 %
2021 Private Passenger Auto Liability Property Damage 1.15% $9,227,498 $7,279,762 $6,049,847 $6,724,281 92.37 %
2021 Private Passenger Auto Medical Payments 0.02% $15,210 $26,033 $0 $64,434 N/A
2021 Private Passenger Uninsured Motorists 0.15% $335,502 $530,262 $1,352,602 $3,262,098 N/A
2021 Private Passenger Underinsured Motorists 0.20% $156,076 $240,877 $175,000 $978,371 N/A
2021 Private Passenger Auto Comprehensive 1.12% $9,654,111 $7,594,696 $3,307,631 $3,337,880 43.95 %
2021 Private Passenger Auto Collision 1.11% $13,249,461 $10,366,183 $8,961,793 $9,051,026 87.31 %
2021 Total Commercial Automobile 0.00% $0 $0 $0 $0 N/A
2021 Commercial Auto Liability Bodily Injury 0.00% $-108 $-94 $0 $0 N/A
2021 Commercial Auto Medical Payments 0.00% $20 $17 $0 $0 0.00 %
2021 Commercial Auto Uninsured Motorists 0.00% $88 $77 $0 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0.92% 39 245
2023 Homeowners 1.15% 20 139
2022 Private Passenger Auto 0.90% 25 185
2022 Homeowners 1.32% 16 127
2021 Private Passenger Auto 0.59% 14 158
2021 Homeowners 1.03% 10 110


Company Changes

Effective Date: 05/01/2020

Comments: Effective 5/1/2020 the above company redomesticated from Massachusetts to New Hampshire.


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.