Company Details

  ROOT INSURANCE COMPANY License Status :
Active

NAIC Number :

10974


Phone Number:

866-980-9431


Company Address:

80 E. RICH ST., SUITE. 500 
COLUMBUS, OH  43215

Description:

Property and Casualty


License Number:

B431715


Date Admitted:

2018-04-06


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Property & Casualty 0.09% $21,969,180 $17,520,156 $13,545,196 $19,007,998 N/A
2019 Total Homeowners 0.00% $79,630 $14,892 $0 $4,543 30.51 %
2019 Homeowners Multi-Peril 0.00% $79,630 $14,892 $0 $4,543 30.51 %
2019 Total Private Passenger Automobile 0.29% $21,889,550 $17,505,264 $13,545,196 $19,003,455 N/A
2019 Private Passenger Auto Liability Bodily Injury 0.38% $8,121,508 $6,354,956 $1,551,646 $4,733,251 74.48 %
2019 Private Passenger Auto Liability Property Damage 0.31% $4,192,926 $3,271,403 $3,501,293 $4,459,025 N/A
2019 Private Passenger Auto Medical Payments 0.24% $393,056 $330,430 $262,899 $317,318 96.03 %
2019 Private Passenger Uninsured Motorists 0.20% $806,734 $649,493 $512,684 $1,454,303 N/A
2019 Private Passenger Underinsured Motorists 0.48% $511,123 $437,102 $434,374 $888,644 N/A
2019 Private Passenger Auto Comprehensive 0.21% $2,989,370 $2,516,265 $1,755,197 $2,109,385 83.83 %
2019 Private Passenger Auto Collision 0.25% $4,874,833 $3,945,615 $5,527,103 $5,041,529 N/A
2018 Total Property & Casualty 0.02% $4,574,823 $2,064,320 $818,126 $1,929,273 93.46 %
2018 Total Private Passenger Automobile 0.06% $4,574,823 $2,064,320 $818,126 $1,929,273 93.46 %
2018 Private Passenger Auto Liability Bodily Injury 0.09% $1,630,907 $728,297 $10,550 $413,543 56.78 %
2018 Private Passenger Auto Liability Property Damage 0.06% $835,174 $373,873 $242,914 $388,686 N/A
2018 Private Passenger Auto Medical Payments 0.05% $90,991 $42,257 $2,000 $29,238 69.19 %
2018 Private Passenger Uninsured Motorists 0.07% $170,227 $76,225 $0 $56,750 74.45 %
2018 Private Passenger Underinsured Motorists 0.05% $109,805 $48,754 $0 $21,667 44.44 %
2018 Private Passenger Auto Comprehensive 0.05% $701,959 $324,540 $206,931 $369,366 N/A
2018 Private Passenger Auto Collision 0.06% $1,035,760 $470,374 $355,731 $650,023 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Private Passenger Auto 0.21% 6 158
2019 Homeowners 0.00% 0 0
2018 Private Passenger Auto 0.04% 2 266


Company Changes

Effective Date: 04/06/2018

Comments: Effective 4/6/2018 this company was admitted as a property and casualty insurer with B1 property, B2 Liability, and B4 accident and health authority.


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.