Company Details

  ROOT INSURANCE COMPANY License Status :
Active

NAIC Number :

10974


Phone Number:

8669809431


Company Address:

80 E. RICH ST., SUITE. 500 
COLUMBUS, OH  43215

Description:

Property and Casualty


License Number:

B431715


Date Admitted:

2018-04-06


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2022 Total Property & Casualty 0.05% $17,137,834 $19,375,894 $18,662,161 $18,846,821 97.27 %
2022 Total Homeowners 0.00% $94,814 $126,966 $38,018 $123,810 97.51 %
2022 Homeowners Multi-Peril 0.00% $94,814 $126,966 $38,018 $123,810 97.51 %
2022 Total Private Passenger Automobile 0.16% $17,043,020 $19,248,928 $18,624,143 $18,723,011 97.27 %
2022 Private Passenger Auto Liability Bodily Injury 0.25% $6,833,175 $7,701,343 $6,072,751 $5,758,010 74.77 %
2022 Private Passenger Auto Liability Property Damage 0.20% $3,562,044 $4,086,543 $3,985,700 $3,691,149 90.32 %
2022 Private Passenger Auto Medical Payments 0.09% $171,638 $202,648 $245,721 $214,931 N/A
2022 Private Passenger Uninsured Motorists 0.15% $897,898 $985,094 $1,051,020 $693,498 70.40 %
2022 Private Passenger Underinsured Motorists 0.12% $185,474 $213,336 $83,000 $-82,956 -38.89 %
2022 Private Passenger Auto Comprehensive 0.09% $1,874,386 $2,104,885 $2,524,518 $3,573,805 N/A
2022 Private Passenger Auto Collision 0.12% $3,518,405 $3,955,079 $4,661,433 $4,874,574 N/A
2021 Total Property & Casualty 0.07% $24,687,518 $25,430,558 $20,549,869 $21,228,652 83.48 %
2021 Total Homeowners 0.00% $157,549 $172,825 $186,544 $145,288 84.07 %
2021 Homeowners Multi-Peril 0.00% $157,549 $172,825 $186,544 $145,288 84.07 %
2021 Total Private Passenger Automobile 0.25% $24,529,969 $25,257,733 $20,363,325 $21,083,364 83.47 %
2021 Private Passenger Auto Liability Bodily Injury 0.38% $10,304,693 $10,761,535 $5,286,054 $6,131,365 56.97 %
2021 Private Passenger Auto Liability Property Damage 0.31% $5,322,717 $5,474,258 $4,922,336 $4,819,517 88.04 %
2021 Private Passenger Auto Medical Payments 0.13% $268,830 $280,161 $266,513 $286,037 N/A
2021 Private Passenger Uninsured Motorists 0.19% $1,040,145 $1,017,938 $1,369,785 $1,541,786 N/A
2021 Private Passenger Underinsured Motorists 0.17% $244,516 $263,447 $486,000 $458,883 N/A
2021 Private Passenger Auto Comprehensive 0.13% $2,516,394 $2,586,019 $2,608,410 $2,688,408 N/A
2021 Private Passenger Auto Collision 0.18% $4,832,674 $4,874,375 $5,424,227 $5,157,368 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2022 Private Passenger Auto 0.48% 15 196
2022 Homeowners 0.01% 1 1998
2021 Homeowners 0.01% 1 2087
2021 Private Passenger Auto 0.53% 17 200


Company Changes

Effective Date: 04/06/2018

Comments: Effective 4/6/2018 this company was admitted as a property and casualty insurer with B1 property, B2 Liability, and B4 accident and health authority.


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.