Company Details

  ROOT INSURANCE COMPANY License Status :
Active

NAIC Number :

10974


Phone Number:

866-980-9431


Company Address:

80 E. RICH ST., SUITE. 500 
COLUMBUS, OH  43215

Description:

Property and Casualty


License Number:

B431715


Date Admitted:

2018-04-06


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Property & Casualty 0.09% $26,764,666 $27,075,653 $21,540,029 $22,729,962 83.95 %
2020 Total Homeowners 0.00% $198,585 $163,557 $240,783 $308,090 N/A
2020 Homeowners Multi-Peril 0.00% $198,585 $163,557 $240,783 $308,090 N/A
2020 Total Private Passenger Automobile 0.32% $26,566,081 $26,912,096 $21,299,246 $22,421,872 83.32 %
2020 Private Passenger Auto Liability Bodily Injury 0.46% $10,483,650 $10,334,997 $4,279,310 $4,791,227 46.36 %
2020 Private Passenger Auto Liability Property Damage 0.40% $5,826,328 $5,805,421 $6,547,349 $6,742,902 N/A
2020 Private Passenger Auto Medical Payments 0.20% $355,766 $392,108 $347,269 $352,715 89.95 %
2020 Private Passenger Uninsured Motorists 0.23% $1,042,329 $1,033,346 $915,181 $1,332,027 N/A
2020 Private Passenger Underinsured Motorists 0.29% $398,324 $452,032 $256,000 $402,892 89.13 %
2020 Private Passenger Auto Comprehensive 0.20% $3,156,546 $3,326,727 $3,588,873 $3,291,498 98.94 %
2020 Private Passenger Auto Collision 0.24% $5,303,138 $5,567,465 $5,365,264 $5,508,611 98.94 %
2019 Total Property & Casualty 0.08% $21,969,180 $17,520,156 $13,545,196 $19,007,998 N/A
2019 Total Homeowners 0.00% $79,630 $14,892 $0 $4,543 30.51 %
2019 Homeowners Multi-Peril 0.00% $79,630 $14,892 $0 $4,543 30.51 %
2019 Total Private Passenger Automobile 0.26% $21,889,550 $17,505,264 $13,545,196 $19,003,455 N/A
2019 Private Passenger Auto Liability Bodily Injury 0.33% $8,121,508 $6,354,956 $1,551,646 $4,733,251 74.48 %
2019 Private Passenger Auto Liability Property Damage 0.28% $4,192,926 $3,271,403 $3,501,293 $4,459,025 N/A
2019 Private Passenger Auto Medical Payments 0.21% $393,056 $330,430 $262,899 $317,318 96.03 %
2019 Private Passenger Uninsured Motorists 0.17% $806,734 $649,493 $512,684 $1,454,303 N/A
2019 Private Passenger Underinsured Motorists 0.43% $511,123 $437,102 $434,374 $888,644 N/A
2019 Private Passenger Auto Comprehensive 0.18% $2,989,370 $2,516,265 $1,755,197 $2,109,385 83.83 %
2019 Private Passenger Auto Collision 0.22% $4,874,833 $3,945,615 $5,527,103 $5,041,529 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2021 Private Passenger Auto 0.53% 17 200
2021 Homeowners 0.01% 1 2087
2020 Private Passenger Auto 0.40% 11 163
2020 Homeowners 0.00% 1 3515
2019 Private Passenger Auto 0.21% 6 158
2019 Homeowners 0.00% 0 0


Company Changes

Effective Date: 04/06/2018

Comments: Effective 4/6/2018 this company was admitted as a property and casualty insurer with B1 property, B2 Liability, and B4 accident and health authority.


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.