Company Details

  UNITED HOME INSURANCE COMPANY License Status :
Inactive

NAIC Number :

17647


Phone Number:

8702362208


Company Address:

P.O. Box 1546 
Paragould, AR  72451

Description:

Property and Casualty


License Number:

B426184


Date Admitted:

2024-08-09


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2022 Total Property & Casualty 0.11% $15,444,310 $14,810,817 $10,130,897 $10,251,841 69.22 %
2022 Total Fire & Allied Lines 0.12% $557,685 $595,529 $318,723 $304,596 51.15 %
2022 Dwelling Fire & Allied Lines 0.36% $557,685 $595,529 $318,723 $304,596 51.15 %
2022 Farmowners Multi-Peril 0.22% $494,157 $515,811 $287,747 $272,285 52.79 %
2022 Total Homeowners 0.28% $7,686,997 $7,880,375 $5,007,041 $4,965,698 63.01 %
2022 Homeowners Multi-Peril 0.28% $7,357,208 $7,542,290 $4,792,228 $4,752,659 63.01 %
2022 Dwelling Owners Multi-Peril (ACV) 0.34% $329,789 $338,085 $214,813 $213,039 63.01 %
2022 Other Liability - Bodily Injury & Property Damage 0.01% $80,499 $84,012 $642 $-729 -0.87 %
2022 Total Private Passenger Automobile 0.14% $6,616,501 $5,725,831 $4,516,744 $4,709,991 82.26 %
2022 Private Passenger Auto Liability Bodily Injury 0.06% $763,922 $661,418 $701,343 $790,262 N/A
2022 Private Passenger Auto Liability Property Damage 0.16% $1,343,077 $1,162,862 $910,286 $1,025,695 88.20 %
2022 Private Passenger Auto Medical Payments 0.18% $163,103 $141,218 $45,423 $51,182 36.24 %
2022 Private Passenger Uninsured Motorists 0.10% $244,116 $211,360 $41,760 $47,055 22.26 %
2022 Private Passenger Underinsured Motorists 0.29% $255,717 $221,405 $9,783 $11,023 4.98 %
2022 Private Passenger Auto Comprehensive 0.20% $1,842,727 $1,594,097 $1,183,872 $1,174,017 73.65 %
2022 Private Passenger Auto Collision 0.15% $2,003,839 $1,733,471 $1,624,277 $1,610,757 92.92 %
2022 Burglary & Theft 0.12% $8,471 $9,259 $0 $0 0.00 %
2021 Total Property & Casualty 0.10% $12,722,400 $12,063,235 $7,531,620 $8,044,865 66.69 %
2021 Total Fire & Allied Lines 0.09% $564,065 $548,795 $654,934 $679,162 N/A
2021 Dwelling Fire & Allied Lines 0.39% $564,065 $548,795 $654,934 $679,162 N/A
2021 Farmowners Multi-Peril 0.22% $473,157 $458,567 $89,421 $106,215 23.16 %
2021 Total Homeowners 0.29% $7,038,360 $6,776,385 $4,187,332 $4,181,443 61.71 %
2021 Homeowners Multi-Peril 0.28% $6,701,679 $6,452,235 $3,987,030 $3,981,423 61.71 %
2021 Dwelling Owners Multi-Peril (ACV) 0.36% $336,681 $324,150 $200,302 $200,020 61.71 %
2021 Other Liability - Bodily Injury & Property Damage 0.01% $68,306 $66,502 $0 $1,370 2.06 %
2021 Total Private Passenger Automobile 0.10% $4,569,465 $4,204,061 $2,599,933 $3,076,675 73.18 %
2021 Private Passenger Auto Liability Bodily Injury 0.05% $559,707 $517,785 $383,235 $515,426 99.54 %
2021 Private Passenger Auto Liability Property Damage 0.11% $868,326 $803,289 $626,737 $842,919 N/A
2021 Private Passenger Auto Medical Payments 0.14% $128,449 $118,828 $39,210 $52,735 44.38 %
2021 Private Passenger Uninsured Motorists 0.08% $182,044 $168,409 $153,633 $206,627 N/A
2021 Private Passenger Underinsured Motorists 0.23% $178,630 $165,250 $73,610 $99,001 59.91 %
2021 Private Passenger Auto Comprehensive 0.15% $1,311,827 $1,202,121 $540,055 $554,932 46.16 %
2021 Private Passenger Auto Collision 0.11% $1,340,482 $1,228,379 $783,453 $805,035 65.54 %
2021 Burglary & Theft 0.13% $9,047 $8,925 $0 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0.08% 1 75
2023 Homeowners 0.18% 2 90
2022 Private Passenger Auto 0.11% 0 0
2022 Homeowners 0.28% 2 73
2021 Private Passenger Auto 0.10% 0 0
2021 Homeowners 0.29% 4 154


Company Changes

Effective Date: 08/11/2010

Comments: United Home Insurance Co. was admitted with B1, B2 and B5 authority.


Market Conduct

Date: 05/07/2018

UHIC518.pdf


Financial Exams

This company does not have any financial exams.