Company Details

  BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPANY License Status :
Active

NAIC Number :

20044


Phone Number:

4029163611


Company Address:

1314 Douglas Street, Suite 1300 
Omaha, NE  68102-1944

Description:

Property and Casualty


License Number:

B426057


Date Admitted:

2009-08-10


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.11% $17,998,418 $17,180,941 $8,665,804 $8,917,640 51.90 %
2023 Total Fire & Allied Lines 0.21% $1,611,616 $1,414,276 $1,611,200 $131,670 9.31 %
2023 Commercial Fire & Allied Lines 0.50% $1,611,616 $1,414,276 $1,611,200 $131,670 9.31 %
2023 Commercial Multi-Peril 0.29% $3,251,123 $2,394,575 $1,225,159 $767,654 32.06 %
2023 Inland Marine (Incl Auto Cargo) 0.02% $109,754 $173,250 $13,611 $137,277 79.24 %
2023 Direct Workers Compensation 0.44% $4,758,686 $4,358,827 $1,601,321 $1,821,790 41.80 %
2023 Other Liability - Bodily Injury & Property Damage 0.00% $22,541 $46,007 $17,390 $-66,264 -144.03 %
2023 Products Liability 0.00% $220 $206 $0 $-457 -221.84 %
2023 Total Commercial Automobile 0.80% $8,244,478 $8,793,800 $4,274,230 $6,472,443 73.60 %
2023 Commercial Auto Liability Bodily Injury 1.05% $5,418,312 $5,679,855 $2,238,181 $4,449,410 78.34 %
2023 Commercial Auto Liability Property Damage 0.86% $1,242,984 $1,304,531 $779,873 $905,184 69.39 %
2023 Commercial Auto Comprehensive 0.22% $261,727 $323,107 $279,761 $267,123 82.67 %
2023 Commercial Auto Collision 0.66% $1,321,455 $1,486,307 $976,415 $850,726 57.24 %
2023 Fidelity 0.00% $0 $0 $-77,107 $-346,473 N/A
2022 Total Property & Casualty 0.12% $16,796,713 $15,788,651 $6,343,249 $9,206,850 58.31 %
2022 Total Fire & Allied Lines 0.22% $1,034,680 $850,173 $1,098,865 $1,705,905 N/A
2022 Commercial Fire & Allied Lines 0.33% $1,034,680 $850,173 $1,098,865 $1,705,905 N/A
2022 Commercial Multi-Peril 0.18% $1,835,073 $1,665,234 $383,341 $1,062,713 63.82 %
2022 Inland Marine (Incl Auto Cargo) 0.05% $252,861 $247,660 $244,382 $168,160 67.90 %
2022 Direct Workers Compensation 0.41% $4,263,612 $4,070,608 $1,156,963 $313,526 7.70 %
2022 Other Liability - Bodily Injury & Property Damage 0.01% $74,026 $63,990 $211,369 $20,460 31.97 %
2022 Products Liability 0.00% $116 $938 $0 $-118 -12.58 %
2022 Total Commercial Automobile 0.95% $9,336,345 $8,890,048 $3,270,209 $5,958,084 67.02 %
2022 Commercial Auto Liability Bodily Injury 1.14% $5,468,636 $5,395,505 $1,135,722 $3,231,910 59.90 %
2022 Commercial Auto Liability Property Damage 0.84% $1,264,792 $1,245,345 $650,374 $1,034,273 83.05 %
2022 Commercial Auto Comprehensive 0.56% $690,259 $597,027 $361,236 $415,631 69.62 %
2022 Commercial Auto Collision 1.05% $1,912,658 $1,652,171 $1,122,877 $1,276,270 77.25 %
2022 Fidelity 0.00% $0 $0 $-21,880 $-21,880 N/A
2021 Total Property & Casualty 0.11% $14,502,650 $12,841,508 $4,819,690 $6,386,703 49.73 %
2021 Total Fire & Allied Lines 0.11% $734,676 $654,360 $414,304 $356,297 54.45 %
2021 Commercial Fire & Allied Lines 0.22% $734,676 $654,360 $414,304 $356,297 54.45 %
2021 Commercial Multi-Peril 0.16% $1,465,321 $1,369,953 $612,770 $587,974 42.92 %
2021 Inland Marine (Incl Auto Cargo) 0.05% $232,294 $155,659 $0 $102,833 66.06 %
2021 Direct Workers Compensation 0.37% $3,597,475 $3,161,242 $1,158,090 $1,205,984 38.15 %
2021 Other Liability - Bodily Injury & Property Damage 0.01% $46,461 $23,918 $259,056 $569,233 N/A
2021 Products Liability 0.00% $1,175 $1,202 $0 $22 1.83 %
2021 Total Commercial Automobile 0.93% $8,425,248 $7,475,174 $2,401,972 $3,590,862 48.04 %
2021 Commercial Auto Liability Bodily Injury 1.16% $5,319,663 $4,719,202 $1,071,508 $2,326,315 49.29 %
2021 Commercial Auto Liability Property Damage 0.91% $1,206,797 $1,072,882 $596,418 $470,032 43.81 %
2021 Commercial Auto Comprehensive 0.50% $506,321 $452,955 $193,979 $191,655 42.31 %
2021 Commercial Auto Collision 0.81% $1,392,467 $1,230,135 $540,067 $602,860 49.01 %
2021 Fidelity 0.00% $0 $0 $-26,502 $-26,502 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2022 Homeowners 0.01% 0 0
2021 Homeowners 0.02% 0 0


Company Changes

Effective Date: 08/10/2009

Comments: Cornhusker Casualty Company was admitted with Property, Liability, Fidelity, Surety and Miscellaneous authority.

Effective Date: 08/15/2011

Comments: Effective 8/15/11 Cornhusker Casualty Company changed its name to the above.

Effective Date: 12/31/2013

Comments: Effective 12/31/13 Kansas Bankers Surety Company merged into Berkshire Hathaway Homestate Insurance Company.


Market Conduct

Date: 11/24/2014

BerkshireHathawayHomestateMC.pdf

Date: 09/11/2023

BHHIC923.pdf


Financial Exams

This company does not have any financial exams.