Company Details

  DIRECT GENERAL INSURANCE COMPANY License Status :
Active

NAIC Number :

42781


Phone Number:

212-380-9480


Company Address:

1281 MURFREESBORO ROAD 
NASHVILLE, TN  37217-2432

Description:

Property and Casualty


License Number:

B423790


Date Admitted:

2004-09-16


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Property & Casualty 0.00% $536,278 $655,388 $537,740 $434,103 66.24 %
2019 Total Private Passenger Automobile 0.01% $536,278 $655,388 $537,660 $434,023 66.22 %
2019 Private Passenger Auto Liability Bodily Injury 0.01% $197,786 $245,531 $233,331 $175,409 71.44 %
2019 Private Passenger Auto Liability Property Damage 0.01% $136,699 $167,433 $89,955 $87,074 52.01 %
2019 Private Passenger Auto Medical Payments 0.00% $1,017 $1,491 $0 $0 0.00 %
2019 Private Passenger Uninsured Motorists 0.01% $42,854 $49,366 $53,731 $47,199 95.61 %
2019 Private Passenger Accidential Death & Disab/Dism 0.09% $4,103 $5,080 $0 $0 0.00 %
2019 Private Passenger Auto Comprehensive 0.00% $36,418 $43,369 $30,835 $25,358 58.47 %
2019 Private Passenger Auto Collision 0.01% $117,401 $143,118 $129,808 $98,983 69.16 %
2019 Total Commercial Automobile 0.00% $0 $0 $80 $80 N/A
2019 Commercial Auto Liability Bodily Injury 0.00% $0 $0 $80 $80 N/A
2018 Total Property & Casualty 0.00% $737,636 $834,212 $513,538 $380,488 45.61 %
2018 Total Private Passenger Automobile 0.01% $737,636 $834,212 $513,538 $380,488 45.61 %
2018 Private Passenger Auto Liability Bodily Injury 0.01% $277,783 $312,335 $262,974 $165,435 52.97 %
2018 Private Passenger Auto Liability Property Damage 0.01% $194,922 $217,403 $101,383 $82,123 37.77 %
2018 Private Passenger Auto Medical Payments 0.00% $2,258 $1,638 $0 $0 0.00 %
2018 Private Passenger Uninsured Motorists 0.02% $52,058 $59,020 $60,558 $44,515 75.42 %
2018 Private Passenger Accidential Death & Disab/Dism 0.12% $5,744 $6,534 $0 $0 0.00 %
2018 Private Passenger Auto Comprehensive 0.00% $42,842 $52,804 $17,011 $18,031 34.15 %
2018 Private Passenger Auto Collision 0.01% $162,029 $184,478 $71,612 $70,384 38.15 %
2017 Total Property & Casualty 0.00% $909,771 $902,358 $694,986 $539,318 59.77 %
2017 Total Private Passenger Automobile 0.01% $909,771 $902,358 $694,986 $539,318 59.77 %
2017 Private Passenger Auto Liability Bodily Injury 0.02% $340,828 $332,074 $314,501 $210,373 63.35 %
2017 Private Passenger Auto Liability Property Damage 0.02% $234,017 $219,977 $171,200 $114,519 52.06 %
2017 Private Passenger Auto Medical Payments 0.00% $859 $1,061 $0 $0 0.00 %
2017 Private Passenger Uninsured Motorists 0.03% $65,252 $63,201 $92,800 $62,075 98.22 %
2017 Private Passenger Accidential Death & Disab/Dism 0.15% $7,201 $7,092 $0 $0 0.00 %
2017 Private Passenger Auto Comprehensive 0.00% $58,814 $64,413 $24,233 $31,695 49.21 %
2017 Private Passenger Auto Collision 0.01% $202,800 $214,540 $92,252 $120,656 56.24 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Private Passenger Auto 0.02% 3 958
2018 Private Passenger Auto 0.02% 3 689
2017 Private Passenger Auto 0.03% 6 903


Company Changes


Market Conduct

Date: 12/30/2009

DirectGeneralInsuranceCoDirectNationalInsuranceCo.pdf

Date: 09/24/2019

DGIC919.pdf


Financial Exams

This company does not have any financial exams.