Company Details

  DIRECT GENERAL INSURANCE COMPANY License Status :
Active

NAIC Number :

42781


Phone Number:

615-399-4700


Company Address:

1281 MURFREESBORO ROAD 
NASHVILLE, TN  37217-2432

Description:

Property and Casualty


License Number:

B423790


Date Admitted:

2004-09-16


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Property & Casualty 0.00% $737,636 $834,212 $513,538 $380,488 45.61 %
2018 Total Private Passenger Automobile 0.01% $737,636 $834,212 $513,538 $380,488 45.61 %
2018 Private Passenger Auto Liability Bodily Injury 0.01% $277,783 $312,335 $262,974 $165,435 52.97 %
2018 Private Passenger Auto Liability Property Damage 0.01% $194,922 $217,403 $101,383 $82,123 37.77 %
2018 Private Passenger Auto Medical Payments 0.00% $2,258 $1,638 $0 $0 0.00 %
2018 Private Passenger Uninsured Motorists 0.01% $52,058 $59,020 $60,558 $44,515 75.42 %
2018 Private Passenger Accidential Death & Disab/Dism 0.06% $5,744 $6,534 $0 $0 0.00 %
2018 Private Passenger Auto Comprehensive 0.00% $42,842 $52,804 $17,011 $18,031 34.15 %
2018 Private Passenger Auto Collision 0.00% $162,029 $184,478 $71,612 $70,384 38.15 %
2017 Total Property & Casualty 0.00% $909,771 $902,358 $694,986 $539,318 59.77 %
2017 Total Private Passenger Automobile 0.01% $909,771 $902,358 $694,986 $539,318 59.77 %
2017 Private Passenger Auto Liability Bodily Injury 0.02% $340,828 $332,074 $314,501 $210,373 63.35 %
2017 Private Passenger Auto Liability Property Damage 0.02% $234,017 $219,977 $171,200 $114,519 52.06 %
2017 Private Passenger Auto Medical Payments 0.00% $859 $1,061 $0 $0 0.00 %
2017 Private Passenger Uninsured Motorists 0.03% $65,252 $63,201 $92,800 $62,075 98.22 %
2017 Private Passenger Accidential Death & Disab/Dism 0.15% $7,201 $7,092 $0 $0 0.00 %
2017 Private Passenger Auto Comprehensive 0.00% $58,814 $64,413 $24,233 $31,695 49.21 %
2017 Private Passenger Auto Collision 0.01% $202,800 $214,540 $92,252 $120,656 56.24 %
2016 Total Property & Casualty 0.00% $997,330 $1,251,498 $1,483,470 $1,178,848 94.19 %
2016 Total Private Passenger Automobile 0.02% $997,330 $1,251,498 $1,483,470 $1,178,848 94.19 %
2016 Private Passenger Auto Liability Bodily Injury 0.02% $363,585 $447,343 $698,219 $464,638 N/A
2016 Private Passenger Auto Liability Property Damage 0.02% $230,073 $285,242 $269,182 $252,929 88.67 %
2016 Private Passenger Auto Medical Payments 0.00% $1,688 $2,276 $0 $0 0.00 %
2016 Private Passenger Uninsured Motorists 0.03% $70,034 $85,792 $160,787 $137,102 N/A
2016 Private Passenger Accidential Death & Disab/Dism 0.15% $7,553 $9,557 $0 $-3,000 -31.39 %
2016 Private Passenger Auto Comprehensive 0.01% $77,675 $103,081 $68,196 $68,066 66.03 %
2016 Private Passenger Auto Collision 0.02% $246,722 $318,207 $287,086 $259,113 81.43 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Private Passenger Auto 0.02% 3 689
2017 Private Passenger Auto 0.03% 6 903
2016 Private Passenger Auto 0.05% 13 1167


Company Changes

Effective Date: 12/30/2009

Comments:


Market Conduct

Date: 12/30/2009

DirectGeneralInsuranceCoDirectNationalInsuranceCo.pdf


Financial Exams

This company does not have any financial exams.