Company Details

  ZURICH AMERICAN INSURANCE COMPANY License Status :
Active

NAIC Number :

16535


Phone Number:

847-605-6000


Company Address:

1299 ZURICH WAY, 5TH FLOOR 
SCHAUMBURG, IL  60196-1056

Description:

Property and Casualty


License Number:

B422821


Date Admitted:

1999-06-25


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Accident & Health 0.01% $3,772,968 $3,702,017 $1,563,033 $556,434 15.03 %
2019 Total Group Accident & Health 0.01% $3,772,968 $3,702,017 $1,563,033 $556,434 15.03 %
2019 Group Accident Only 0.97% $3,152,380 $3,161,732 $1,061,571 $697,741 22.07 %
2019 Group Disability Income 0.00% $0 $0 $24,018 $0 N/A
2019 Group Stop Loss 0.03% $620,588 $540,285 $477,444 $-141,307 -26.15 %
2019 Total Property & Casualty 0.36% $90,869,857 $90,675,145 $70,880,220 $92,379,047 N/A
2019 Total Fire & Allied Lines 0.91% $10,723,133 $10,182,661 $20,632,542 $36,352,172 N/A
2019 Commercial Fire & Allied Lines 2.80% $10,723,133 $10,182,661 $20,632,542 $36,352,172 N/A
2019 Commercial Multi-Peril 0.39% $7,152,543 $7,368,193 $6,222,225 $7,394,660 N/A
2019 Ocean Marine 1.34% $1,431,608 $1,236,186 $1,606,197 $1,587,933 N/A
2019 Inland Marine (Incl Auto Cargo) 0.66% $7,956,337 $6,806,433 $675,217 $428,223 6.29 %
2019 Total Medical Malpractice 0.41% $619,554 $455,350 $927 $260,145 57.13 %
2019 Medical Malpractice - Physicians & Surgeons 0.67% $615,489 $449,976 $0 $256,699 57.05 %
2019 Medical Malpractice - Hospitals 0.01% $4,065 $5,374 $927 $3,446 64.12 %
2019 Earthquake 0.41% $917,680 $1,228,289 $0 $-827 -0.07 %
2019 Direct Workers Compensation 1.03% $25,229,044 $24,152,951 $15,493,179 $20,503,980 84.89 %
2019 Other Liability - Bodily Injury & Property Damage 0.95% $16,171,745 $21,171,556 $4,321,053 $17,154,641 81.03 %
2019 Excess Workers Compensation 0.41% $490,621 $468,810 $41,554 $-585,009 -124.79 %
2019 Products Liability 1.22% $1,065,754 $1,056,921 $1,253,152 $379,837 35.94 %
2019 Total Private Passenger Automobile 0.00% $0 $0 $-1,846 $-1,846 N/A
2019 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $-1,846 $-1,846 N/A
2019 Total Commercial Automobile 1.01% $16,813,523 $14,215,428 $11,831,803 $-3,485,257 -24.52 %
2019 Commercial Auto Liability Bodily Injury 0.90% $7,722,925 $7,046,542 $8,016,345 $-6,072,163 -86.17 %
2019 Commercial Auto Liability Property Damage 0.00% $10,273 $9,447 $845,791 $815,619 N/A
2019 Commercial Auto Medical Payments 4.23% $929,095 $842,154 $6,396 $-4,023 -0.48 %
2019 Commercial Auto Uninsured Motorists 1.80% $944,825 $939,442 $15,428 $-1,351,465 -143.86 %
2019 Commercial Auto Comprehensive 2.61% $5,580,963 $4,010,816 $1,129,137 $1,228,200 30.62 %
2019 Commercial Auto Collision 0.58% $1,625,442 $1,367,027 $1,818,706 $1,898,575 N/A
2019 Fidelity 0.78% $450,994 $523,036 $446,159 $323,702 61.89 %
2019 Surety 0.00% $0 $0 $0 $-2 N/A
2019 Burglary & Theft 1.23% $239,170 $204,247 $0 $263,659 N/A
2019 Boiler & Machinery 1.25% $709,377 $683,343 $0 $6,182 0.90 %
2019 Private Flood 10.62% $898,774 $921,741 $8,358,058 $11,796,854 N/A
2018 Total Accident & Health 0.01% $5,545,308 $5,603,425 $5,317,881 $5,163,718 92.15 %
2018 Total Group Accident & Health 0.01% $5,545,308 $5,603,425 $5,317,881 $5,163,718 92.15 %
2018 Group Accident Only 1.01% $3,088,357 $3,066,170 $2,778,645 $2,359,858 76.96 %
2018 Group Disability Income 0.00% $0 $0 $24,785 $0 N/A
2018 Group Stop Loss 0.14% $2,456,951 $2,537,255 $2,514,451 $2,803,860 N/A
2018 Total Property & Casualty 0.37% $90,014,195 $88,519,018 $53,613,577 $80,971,311 91.47 %
2018 Total Fire & Allied Lines 0.95% $10,257,908 $9,684,828 $9,743,557 $26,066,838 N/A
2018 Commercial Fire & Allied Lines 3.13% $10,257,908 $9,684,828 $9,743,557 $26,066,838 N/A
2018 Commercial Multi-Peril 0.44% $7,792,324 $7,986,785 $5,470,795 $4,069,836 50.96 %
2018 Ocean Marine 1.36% $1,368,792 $1,393,555 $1,195,911 $1,225,815 87.96 %
2018 Inland Marine (Incl Auto Cargo) 0.55% $6,250,571 $6,038,911 $1,217,385 $1,633,469 27.05 %
2018 Total Medical Malpractice 0.05% $78,040 $26,300 $3,016 $27,648 N/A
2018 Medical Malpractice - Physicians & Surgeons 0.08% $73,017 $24,607 $0 $23,177 94.19 %
2018 Medical Malpractice - Hospitals 0.02% $5,023 $1,693 $3,016 $4,572 N/A
2018 Medical Malpractice - Other 0.00% $0 $0 $0 $-101 N/A
2018 Earthquake 0.65% $1,425,601 $1,381,053 $0 $683 0.05 %
2018 Direct Workers Compensation 1.05% $25,862,353 $26,003,588 $15,156,647 $11,406,675 43.87 %
2018 Other Liability - Bodily Injury & Property Damage 1.30% $21,430,953 $18,466,864 $9,145,802 $10,791,742 58.44 %
2018 Excess Workers Compensation 0.44% $506,026 $515,355 $31,964 $775,824 N/A
2018 Products Liability 1.10% $870,093 $880,735 $66,789 $3,615,077 N/A
2018 Total Private Passenger Automobile 0.00% $0 $0 $-15,029 $-15,029 N/A
2018 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $-15,029 $-15,029 N/A
2018 Total Commercial Automobile 0.74% $11,196,707 $13,000,159 $11,075,591 $20,441,877 N/A
2018 Commercial Auto Liability Bodily Injury 0.92% $7,042,418 $8,082,746 $6,364,085 $15,221,456 N/A
2018 Commercial Auto Liability Property Damage 0.00% $0 $0 $1,140,701 $1,026,524 N/A
2018 Commercial Auto Medical Payments 4.31% $765,474 $695,389 $20,209 $11,668 1.68 %
2018 Commercial Auto Uninsured Motorists 2.22% $1,070,228 $1,099,467 $613,875 $1,529,412 N/A
2018 Commercial Auto Comprehensive 0.72% $1,238,892 $1,813,810 $1,871,675 $1,730,981 95.43 %
2018 Commercial Auto Collision 0.40% $1,079,695 $1,308,747 $1,065,046 $921,836 70.44 %
2018 Fidelity 1.02% $592,971 $697,811 $110,879 $130,529 18.71 %
2018 Surety 0.00% $0 $0 $0 $2 N/A
2018 Burglary & Theft 1.33% $213,078 $284,396 $22,020 $12,770 4.49 %
2018 Boiler & Machinery 1.63% $828,524 $825,075 $13,250 $29,013 3.52 %
2018 Private Flood 9.67% $1,340,254 $1,333,603 $375,000 $758,542 56.88 %
2017 Total Accident & Health 0.01% $5,694,270 $5,638,249 $3,912,241 $3,404,561 60.38 %
2017 Total Group Accident & Health 0.01% $5,694,270 $5,638,249 $3,912,241 $3,404,561 60.38 %
2017 Group Accident Only 1.02% $3,319,773 $3,263,752 $1,881,768 $1,265,759 38.78 %
2017 Group Disability Income 0.00% $0 $0 $24,402 $0 N/A
2017 Group Stop Loss 0.16% $2,374,497 $2,374,497 $2,006,071 $2,138,802 90.07 %
2017 Total Property & Casualty 0.38% $89,618,138 $88,040,923 $56,498,281 $47,206,019 53.62 %
2017 Total Fire & Allied Lines 0.75% $7,988,833 $8,955,925 $10,000,204 $9,495,733 N/A
2017 Commercial Fire & Allied Lines 2.99% $7,988,833 $8,955,925 $10,000,204 $9,495,733 N/A
2017 Commercial Multi-Peril 0.41% $7,514,428 $7,465,423 $7,546,643 $9,434,111 N/A
2017 Ocean Marine 1.09% $1,089,406 $1,637,336 $3,945 $37,620 2.30 %
2017 Inland Marine (Incl Auto Cargo) 0.50% $5,494,606 $5,241,341 $1,183,262 $654,986 12.50 %
2017 Total Medical Malpractice 0.00% $104 $104 $0 $37 35.58 %
2017 Medical Malpractice - Physicians & Surgeons 0.00% $0 $0 $0 $-1 N/A
2017 Medical Malpractice - Hospitals 0.00% $104 $104 $0 $53 50.96 %
2017 Medical Malpractice - Other 0.00% $0 $0 $0 $-15 N/A
2017 Earthquake 0.69% $1,432,986 $1,405,383 $0 $-422 -0.03 %
2017 Direct Workers Compensation 1.12% $27,892,089 $26,958,603 $14,454,676 $10,431,962 38.70 %
2017 Other Liability - Bodily Injury & Property Damage 1.13% $19,652,872 $19,112,645 $11,486,919 $3,792,725 19.84 %
2017 Excess Workers Compensation 0.41% $498,762 $477,017 $1,051,143 $383,999 80.50 %
2017 Products Liability 0.79% $662,630 $699,844 $138,124 $-5,189,231 -741.48 %
2017 Total Private Passenger Automobile 0.00% $0 $0 $-36,800 $-36,800 N/A
2017 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $-36,800 $-36,800 N/A
2017 Total Commercial Automobile 1.04% $14,793,289 $13,878,094 $10,582,791 $18,020,549 N/A
2017 Commercial Auto Liability Bodily Injury 1.35% $9,369,886 $8,985,951 $5,105,868 $12,559,026 N/A
2017 Commercial Auto Liability Property Damage 0.00% $0 $0 $1,278,806 $1,131,322 N/A
2017 Commercial Auto Medical Payments 4.08% $697,870 $708,666 $10,345 $39,205 5.53 %
2017 Commercial Auto Uninsured Motorists 1.57% $740,679 $757,050 $50,000 $59,900 7.91 %
2017 Commercial Auto Comprehensive 1.42% $2,398,876 $1,919,526 $3,037,136 $3,240,441 N/A
2017 Commercial Auto Collision 0.62% $1,585,978 $1,506,901 $1,100,636 $990,655 65.74 %
2017 Fidelity 1.23% $757,829 $735,339 $20,844 $114,504 15.57 %
2017 Surety 0.00% $0 $16 $0 $-15 -93.75 %
2017 Burglary & Theft 1.83% $312,341 $300,793 $-1,241 $10,047 3.34 %
2017 Boiler & Machinery 1.13% $623,999 $737,067 $67,771 $-8,613 -1.17 %
2017 Private Flood 7.52% $903,964 $435,993 $0 $64,827 14.87 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Health 0.05% 0 0
2018 Health 0.06% 1 39
2017 Health 0.07% 1 33


Company Changes

Effective Date: 12/31/2015

Comments: Effective 12/31/15 Maryland Casualty Company NAIC Co# 19356 merged with and into Zurich American Insurance Company.


Market Conduct

Date: 09/22/2016

ZurichOrder.pdf

Date: 12/15/2016

ZAI.pdf


Financial Exams

This company does not have any financial exams.