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Company Details

  ZURICH AMERICAN INSURANCE COMPANY License Status :
Active

NAIC Number :

16535


Phone Number:

847-605-6000


Company Address:

1299 ZURICH WAY, 5TH FLOOR 
SCHAUMBURG, IL  60196-1056

Description:

Property and Casualty


License Number:

B422821


Date Admitted:

1999-06-25


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Accident & Health 0.01% $3,470,997 $3,502,062 $3,222,209 $2,949,210 84.21 %
2020 Total Group Accident & Health 0.01% $3,470,997 $3,502,062 $3,222,209 $2,949,210 84.21 %
2020 Group Accident Only 0.91% $3,122,625 $3,121,272 $3,143,111 $2,764,905 88.58 %
2020 Group Disability Income 0.00% $0 $0 $24,785 $85,338 N/A
2020 Group Stop Loss 0.01% $348,372 $380,790 $54,313 $98,967 25.99 %
2020 Total Property & Casualty 0.37% $108,756,690 $105,750,881 $72,256,787 $62,528,290 59.13 %
2020 Total Fire & Allied Lines 1.26% $16,410,976 $13,780,208 $20,370,474 $7,607,443 55.21 %
2020 Commercial Fire & Allied Lines 3.30% $16,410,976 $13,780,208 $20,370,474 $7,607,443 55.21 %
2020 Commercial Multi-Peril 0.32% $7,025,738 $7,191,698 $8,527,409 $14,066,993 N/A
2020 Ocean Marine 0.57% $780,791 $971,846 $142,248 $49,205 5.06 %
2020 Inland Marine (Incl Auto Cargo) 0.80% $9,488,903 $9,026,360 $1,353,723 $1,842,827 20.42 %
2020 Total Medical Malpractice 0.00% $0 $215,945 $-779 $-41,701 -19.31 %
2020 Medical Malpractice - Physicians & Surgeons 0.00% $0 $213,923 $0 $-39,759 -18.59 %
2020 Medical Malpractice - Hospitals 0.00% $0 $2,022 $-779 $-1,942 -96.04 %
2020 Earthquake 0.62% $1,845,573 $1,368,537 $0 $1,624 0.12 %
2020 Direct Workers Compensation 1.18% $34,104,428 $33,186,420 $16,268,686 $26,221,652 79.01 %
2020 Other Liability - Bodily Injury & Property Damage 1.01% $19,367,510 $19,775,132 $8,108,851 $8,118,919 41.06 %
2020 Excess Workers Compensation 0.42% $523,342 $565,042 $508,186 $666,402 N/A
2020 Products Liability 0.13% $118,320 $141,266 $1,187,950 $-9,706,186 -6,870.86 %
2020 Total Commercial Automobile 0.85% $16,071,329 $16,746,219 $10,092,688 $11,657,627 69.61 %
2020 Commercial Auto Liability Bodily Injury 0.88% $8,588,792 $8,653,588 $4,080,976 $5,830,611 67.38 %
2020 Commercial Auto Liability Property Damage 0.00% $4,144 $7,326 $662,821 $661,236 N/A
2020 Commercial Auto Medical Payments 5.39% $1,173,062 $1,245,209 $13,515 $18,615 1.49 %
2020 Commercial Auto Uninsured Motorists 1.90% $1,143,473 $1,139,548 $51,550 $35,550 3.12 %
2020 Commercial Auto Comprehensive 1.97% $4,194,455 $4,375,534 $3,590,435 $3,524,547 80.55 %
2020 Commercial Auto Collision 0.28% $967,403 $1,325,014 $1,693,391 $1,587,068 N/A
2020 Fidelity 0.60% $388,185 $440,244 $0 $-29,378 -6.67 %
2020 Burglary & Theft 0.62% $118,392 $157,922 $0 $68,021 43.07 %
2020 Boiler & Machinery 1.92% $1,438,356 $1,115,184 $0 $79,448 7.12 %
2020 Private Flood 9.23% $1,074,847 $1,068,858 $5,697,351 $1,925,394 N/A
2019 Total Accident & Health 0.01% $3,772,968 $3,702,017 $1,563,033 $556,434 15.03 %
2019 Total Group Accident & Health 0.01% $3,772,968 $3,702,017 $1,563,033 $556,434 15.03 %
2019 Group Accident Only 0.85% $3,152,380 $3,161,732 $1,061,571 $697,741 22.07 %
2019 Group Disability Income 0.00% $0 $0 $24,018 $0 N/A
2019 Group Stop Loss 0.02% $620,588 $540,285 $477,444 $-141,307 -26.15 %
2019 Total Property & Casualty 0.31% $90,869,857 $90,675,145 $70,880,220 $92,379,047 N/A
2019 Total Fire & Allied Lines 0.89% $10,723,133 $10,182,661 $20,632,542 $36,352,172 N/A
2019 Commercial Fire & Allied Lines 2.72% $10,723,133 $10,182,661 $20,632,542 $36,352,172 N/A
2019 Commercial Multi-Peril 0.35% $7,152,543 $7,368,193 $6,222,225 $7,394,660 N/A
2019 Ocean Marine 1.17% $1,431,608 $1,236,186 $1,606,197 $1,587,933 N/A
2019 Inland Marine (Incl Auto Cargo) 0.64% $7,956,337 $6,806,433 $675,217 $428,223 6.29 %
2019 Total Medical Malpractice 0.36% $619,554 $455,350 $927 $260,145 57.13 %
2019 Medical Malpractice - Physicians & Surgeons 0.55% $615,489 $449,976 $0 $256,699 57.05 %
2019 Medical Malpractice - Hospitals 0.01% $4,065 $5,374 $927 $3,446 64.12 %
2019 Earthquake 0.34% $917,680 $1,228,289 $0 $-827 -0.07 %
2019 Direct Workers Compensation 0.84% $25,229,044 $24,152,951 $15,493,179 $20,503,980 84.89 %
2019 Other Liability - Bodily Injury & Property Damage 0.86% $16,171,745 $21,171,556 $4,321,053 $17,154,641 81.03 %
2019 Excess Workers Compensation 0.40% $490,621 $468,810 $41,554 $-585,009 -124.79 %
2019 Products Liability 1.15% $1,065,754 $1,056,921 $1,253,152 $379,837 35.94 %
2019 Total Private Passenger Automobile 0.00% $0 $0 $-1,846 $-1,846 N/A
2019 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $-1,846 $-1,846 N/A
2019 Total Commercial Automobile 0.95% $16,813,523 $14,215,428 $11,831,803 $-3,485,257 -24.52 %
2019 Commercial Auto Liability Bodily Injury 0.85% $7,722,925 $7,046,542 $8,016,345 $-6,072,163 -86.17 %
2019 Commercial Auto Liability Property Damage 0.00% $10,273 $9,447 $845,791 $815,619 N/A
2019 Commercial Auto Medical Payments 3.97% $929,095 $842,154 $6,396 $-4,023 -0.48 %
2019 Commercial Auto Uninsured Motorists 1.70% $944,825 $939,442 $15,428 $-1,351,465 -143.86 %
2019 Commercial Auto Comprehensive 2.48% $5,580,963 $4,010,816 $1,129,137 $1,228,200 30.62 %
2019 Commercial Auto Collision 0.55% $1,625,442 $1,367,027 $1,818,706 $1,898,575 N/A
2019 Fidelity 0.68% $450,994 $523,036 $446,159 $323,702 61.89 %
2019 Surety 0.00% $0 $0 $0 $-2 N/A
2019 Burglary & Theft 1.16% $239,170 $204,247 $0 $263,659 N/A
2019 Boiler & Machinery 1.19% $709,377 $683,343 $0 $6,182 0.90 %
2019 Private Flood 10.07% $898,774 $921,741 $8,358,058 $11,796,854 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2021 Health 0.04% 0 0
2020 Health 0.05% 0 0
2019 Health 0.05% 0 0


Company Changes

Effective Date: 12/31/2015

Comments: Effective 12/31/15 Maryland Casualty Company NAIC Co# 19356 merged with and into Zurich American Insurance Company.


Market Conduct

Date: 09/22/2016

ZurichOrder.pdf

Date: 12/15/2016

ZAI.pdf


Financial Exams

This company does not have any financial exams.