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Company Details
ZURICH AMERICAN INSURANCE COMPANY License Status :
Active
NAIC Number :
16535
Phone Number:
847-605-6000
Company Address:
1299 ZURICH WAY, 5TH FLOOR
SCHAUMBURG, IL 60196-1056
Description:
Property and Casualty
License Number:
B422821
Date Admitted:
1999-06-25
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2019 | Total Accident & Health | 0.01% | $3,772,968 | $3,702,017 | $1,563,033 | $556,434 | 15.03 % |
| 2019 | Total Group Accident & Health | 0.01% | $3,772,968 | $3,702,017 | $1,563,033 | $556,434 | 15.03 % |
| 2019 | Group Accident Only | 0.97% | $3,152,380 | $3,161,732 | $1,061,571 | $697,741 | 22.07 % |
| 2019 | Group Disability Income | 0.00% | $0 | $0 | $24,018 | $0 | N/A |
| 2019 | Group Stop Loss | 0.03% | $620,588 | $540,285 | $477,444 | $-141,307 | -26.15 % |
| 2019 | Total Property & Casualty | 0.36% | $90,869,857 | $90,675,145 | $70,880,220 | $92,379,047 | N/A |
| 2019 | Total Fire & Allied Lines | 0.91% | $10,723,133 | $10,182,661 | $20,632,542 | $36,352,172 | N/A |
| 2019 | Commercial Fire & Allied Lines | 2.80% | $10,723,133 | $10,182,661 | $20,632,542 | $36,352,172 | N/A |
| 2019 | Commercial Multi-Peril | 0.39% | $7,152,543 | $7,368,193 | $6,222,225 | $7,394,660 | N/A |
| 2019 | Ocean Marine | 1.34% | $1,431,608 | $1,236,186 | $1,606,197 | $1,587,933 | N/A |
| 2019 | Inland Marine (Incl Auto Cargo) | 0.66% | $7,956,337 | $6,806,433 | $675,217 | $428,223 | 6.29 % |
| 2019 | Total Medical Malpractice | 0.41% | $619,554 | $455,350 | $927 | $260,145 | 57.13 % |
| 2019 | Medical Malpractice - Physicians & Surgeons | 0.67% | $615,489 | $449,976 | $0 | $256,699 | 57.05 % |
| 2019 | Medical Malpractice - Hospitals | 0.01% | $4,065 | $5,374 | $927 | $3,446 | 64.12 % |
| 2019 | Earthquake | 0.41% | $917,680 | $1,228,289 | $0 | $-827 | -0.07 % |
| 2019 | Direct Workers Compensation | 1.03% | $25,229,044 | $24,152,951 | $15,493,179 | $20,503,980 | 84.89 % |
| 2019 | Other Liability - Bodily Injury & Property Damage | 0.95% | $16,171,745 | $21,171,556 | $4,321,053 | $17,154,641 | 81.03 % |
| 2019 | Excess Workers Compensation | 0.41% | $490,621 | $468,810 | $41,554 | $-585,009 | -124.79 % |
| 2019 | Products Liability | 1.22% | $1,065,754 | $1,056,921 | $1,253,152 | $379,837 | 35.94 % |
| 2019 | Total Private Passenger Automobile | 0.00% | $0 | $0 | $-1,846 | $-1,846 | N/A |
| 2019 | Private Passenger Auto Liability Bodily Injury | 0.00% | $0 | $0 | $-1,846 | $-1,846 | N/A |
| 2019 | Total Commercial Automobile | 1.01% | $16,813,523 | $14,215,428 | $11,831,803 | $-3,485,257 | -24.52 % |
| 2019 | Commercial Auto Liability Bodily Injury | 0.90% | $7,722,925 | $7,046,542 | $8,016,345 | $-6,072,163 | -86.17 % |
| 2019 | Commercial Auto Liability Property Damage | 0.00% | $10,273 | $9,447 | $845,791 | $815,619 | N/A |
| 2019 | Commercial Auto Medical Payments | 4.23% | $929,095 | $842,154 | $6,396 | $-4,023 | -0.48 % |
| 2019 | Commercial Auto Uninsured Motorists | 1.80% | $944,825 | $939,442 | $15,428 | $-1,351,465 | -143.86 % |
| 2019 | Commercial Auto Comprehensive | 2.61% | $5,580,963 | $4,010,816 | $1,129,137 | $1,228,200 | 30.62 % |
| 2019 | Commercial Auto Collision | 0.58% | $1,625,442 | $1,367,027 | $1,818,706 | $1,898,575 | N/A |
| 2019 | Fidelity | 0.78% | $450,994 | $523,036 | $446,159 | $323,702 | 61.89 % |
| 2019 | Surety | 0.00% | $0 | $0 | $0 | $-2 | N/A |
| 2019 | Burglary & Theft | 1.23% | $239,170 | $204,247 | $0 | $263,659 | N/A |
| 2019 | Boiler & Machinery | 1.25% | $709,377 | $683,343 | $0 | $6,182 | 0.90 % |
| 2019 | Private Flood | 10.62% | $898,774 | $921,741 | $8,358,058 | $11,796,854 | N/A |
| 2018 | Total Accident & Health | 0.01% | $5,545,308 | $5,603,425 | $5,317,881 | $5,163,718 | 92.15 % |
| 2018 | Total Group Accident & Health | 0.01% | $5,545,308 | $5,603,425 | $5,317,881 | $5,163,718 | 92.15 % |
| 2018 | Group Accident Only | 1.01% | $3,088,357 | $3,066,170 | $2,778,645 | $2,359,858 | 76.96 % |
| 2018 | Group Disability Income | 0.00% | $0 | $0 | $24,785 | $0 | N/A |
| 2018 | Group Stop Loss | 0.14% | $2,456,951 | $2,537,255 | $2,514,451 | $2,803,860 | N/A |
| 2018 | Total Property & Casualty | 0.37% | $90,014,195 | $88,519,018 | $53,613,577 | $80,971,311 | 91.47 % |
| 2018 | Total Fire & Allied Lines | 0.95% | $10,257,908 | $9,684,828 | $9,743,557 | $26,066,838 | N/A |
| 2018 | Commercial Fire & Allied Lines | 3.13% | $10,257,908 | $9,684,828 | $9,743,557 | $26,066,838 | N/A |
| 2018 | Commercial Multi-Peril | 0.44% | $7,792,324 | $7,986,785 | $5,470,795 | $4,069,836 | 50.96 % |
| 2018 | Ocean Marine | 1.36% | $1,368,792 | $1,393,555 | $1,195,911 | $1,225,815 | 87.96 % |
| 2018 | Inland Marine (Incl Auto Cargo) | 0.55% | $6,250,571 | $6,038,911 | $1,217,385 | $1,633,469 | 27.05 % |
| 2018 | Total Medical Malpractice | 0.05% | $78,040 | $26,300 | $3,016 | $27,648 | N/A |
| 2018 | Medical Malpractice - Physicians & Surgeons | 0.08% | $73,017 | $24,607 | $0 | $23,177 | 94.19 % |
| 2018 | Medical Malpractice - Hospitals | 0.02% | $5,023 | $1,693 | $3,016 | $4,572 | N/A |
| 2018 | Medical Malpractice - Other | 0.00% | $0 | $0 | $0 | $-101 | N/A |
| 2018 | Earthquake | 0.65% | $1,425,601 | $1,381,053 | $0 | $683 | 0.05 % |
| 2018 | Direct Workers Compensation | 1.05% | $25,862,353 | $26,003,588 | $15,156,647 | $11,406,675 | 43.87 % |
| 2018 | Other Liability - Bodily Injury & Property Damage | 1.30% | $21,430,953 | $18,466,864 | $9,145,802 | $10,791,742 | 58.44 % |
| 2018 | Excess Workers Compensation | 0.44% | $506,026 | $515,355 | $31,964 | $775,824 | N/A |
| 2018 | Products Liability | 1.10% | $870,093 | $880,735 | $66,789 | $3,615,077 | N/A |
| 2018 | Total Private Passenger Automobile | 0.00% | $0 | $0 | $-15,029 | $-15,029 | N/A |
| 2018 | Private Passenger Auto Liability Bodily Injury | 0.00% | $0 | $0 | $-15,029 | $-15,029 | N/A |
| 2018 | Total Commercial Automobile | 0.74% | $11,196,707 | $13,000,159 | $11,075,591 | $20,441,877 | N/A |
| 2018 | Commercial Auto Liability Bodily Injury | 0.92% | $7,042,418 | $8,082,746 | $6,364,085 | $15,221,456 | N/A |
| 2018 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $1,140,701 | $1,026,524 | N/A |
| 2018 | Commercial Auto Medical Payments | 4.31% | $765,474 | $695,389 | $20,209 | $11,668 | 1.68 % |
| 2018 | Commercial Auto Uninsured Motorists | 2.22% | $1,070,228 | $1,099,467 | $613,875 | $1,529,412 | N/A |
| 2018 | Commercial Auto Comprehensive | 0.72% | $1,238,892 | $1,813,810 | $1,871,675 | $1,730,981 | 95.43 % |
| 2018 | Commercial Auto Collision | 0.40% | $1,079,695 | $1,308,747 | $1,065,046 | $921,836 | 70.44 % |
| 2018 | Fidelity | 1.02% | $592,971 | $697,811 | $110,879 | $130,529 | 18.71 % |
| 2018 | Surety | 0.00% | $0 | $0 | $0 | $2 | N/A |
| 2018 | Burglary & Theft | 1.33% | $213,078 | $284,396 | $22,020 | $12,770 | 4.49 % |
| 2018 | Boiler & Machinery | 1.63% | $828,524 | $825,075 | $13,250 | $29,013 | 3.52 % |
| 2018 | Private Flood | 9.67% | $1,340,254 | $1,333,603 | $375,000 | $758,542 | 56.88 % |
| 2017 | Total Accident & Health | 0.01% | $5,694,270 | $5,638,249 | $3,912,241 | $3,404,561 | 60.38 % |
| 2017 | Total Group Accident & Health | 0.01% | $5,694,270 | $5,638,249 | $3,912,241 | $3,404,561 | 60.38 % |
| 2017 | Group Accident Only | 1.02% | $3,319,773 | $3,263,752 | $1,881,768 | $1,265,759 | 38.78 % |
| 2017 | Group Disability Income | 0.00% | $0 | $0 | $24,402 | $0 | N/A |
| 2017 | Group Stop Loss | 0.16% | $2,374,497 | $2,374,497 | $2,006,071 | $2,138,802 | 90.07 % |
| 2017 | Total Property & Casualty | 0.38% | $89,618,138 | $88,040,923 | $56,498,281 | $47,206,019 | 53.62 % |
| 2017 | Total Fire & Allied Lines | 0.75% | $7,988,833 | $8,955,925 | $10,000,204 | $9,495,733 | N/A |
| 2017 | Commercial Fire & Allied Lines | 2.99% | $7,988,833 | $8,955,925 | $10,000,204 | $9,495,733 | N/A |
| 2017 | Commercial Multi-Peril | 0.41% | $7,514,428 | $7,465,423 | $7,546,643 | $9,434,111 | N/A |
| 2017 | Ocean Marine | 1.09% | $1,089,406 | $1,637,336 | $3,945 | $37,620 | 2.30 % |
| 2017 | Inland Marine (Incl Auto Cargo) | 0.50% | $5,494,606 | $5,241,341 | $1,183,262 | $654,986 | 12.50 % |
| 2017 | Total Medical Malpractice | 0.00% | $104 | $104 | $0 | $37 | 35.58 % |
| 2017 | Medical Malpractice - Physicians & Surgeons | 0.00% | $0 | $0 | $0 | $-1 | N/A |
| 2017 | Medical Malpractice - Hospitals | 0.00% | $104 | $104 | $0 | $53 | 50.96 % |
| 2017 | Medical Malpractice - Other | 0.00% | $0 | $0 | $0 | $-15 | N/A |
| 2017 | Earthquake | 0.69% | $1,432,986 | $1,405,383 | $0 | $-422 | -0.03 % |
| 2017 | Direct Workers Compensation | 1.12% | $27,892,089 | $26,958,603 | $14,454,676 | $10,431,962 | 38.70 % |
| 2017 | Other Liability - Bodily Injury & Property Damage | 1.13% | $19,652,872 | $19,112,645 | $11,486,919 | $3,792,725 | 19.84 % |
| 2017 | Excess Workers Compensation | 0.41% | $498,762 | $477,017 | $1,051,143 | $383,999 | 80.50 % |
| 2017 | Products Liability | 0.79% | $662,630 | $699,844 | $138,124 | $-5,189,231 | -741.48 % |
| 2017 | Total Private Passenger Automobile | 0.00% | $0 | $0 | $-36,800 | $-36,800 | N/A |
| 2017 | Private Passenger Auto Liability Bodily Injury | 0.00% | $0 | $0 | $-36,800 | $-36,800 | N/A |
| 2017 | Total Commercial Automobile | 1.04% | $14,793,289 | $13,878,094 | $10,582,791 | $18,020,549 | N/A |
| 2017 | Commercial Auto Liability Bodily Injury | 1.35% | $9,369,886 | $8,985,951 | $5,105,868 | $12,559,026 | N/A |
| 2017 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $1,278,806 | $1,131,322 | N/A |
| 2017 | Commercial Auto Medical Payments | 4.08% | $697,870 | $708,666 | $10,345 | $39,205 | 5.53 % |
| 2017 | Commercial Auto Uninsured Motorists | 1.57% | $740,679 | $757,050 | $50,000 | $59,900 | 7.91 % |
| 2017 | Commercial Auto Comprehensive | 1.42% | $2,398,876 | $1,919,526 | $3,037,136 | $3,240,441 | N/A |
| 2017 | Commercial Auto Collision | 0.62% | $1,585,978 | $1,506,901 | $1,100,636 | $990,655 | 65.74 % |
| 2017 | Fidelity | 1.23% | $757,829 | $735,339 | $20,844 | $114,504 | 15.57 % |
| 2017 | Surety | 0.00% | $0 | $16 | $0 | $-15 | -93.75 % |
| 2017 | Burglary & Theft | 1.83% | $312,341 | $300,793 | $-1,241 | $10,047 | 3.34 % |
| 2017 | Boiler & Machinery | 1.13% | $623,999 | $737,067 | $67,771 | $-8,613 | -1.17 % |
| 2017 | Private Flood | 7.52% | $903,964 | $435,993 | $0 | $64,827 | 14.87 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2019 | Health | 0.05% | 0 | 0 |
| 2018 | Health | 0.06% | 1 | 39 |
| 2017 | Health | 0.07% | 1 | 33 |
Company Changes
Effective Date: 12/31/2015
Comments: Effective 12/31/15 Maryland Casualty Company NAIC Co# 19356 merged with and into Zurich American Insurance Company.
Market Conduct
Date: 09/22/2016
Date: 12/15/2016
Financial Exams
This company does not have any financial exams.