Company search
Company Details
ZURICH AMERICAN INSURANCE COMPANY License Status :
Active
NAIC Number :
16535
Phone Number:
8476056000
Company Address:
1299 Zurich Way
Schaumburg, IL 60196
Description:
Property and Casualty
License Number:
B422821
Date Admitted:
1999-06-25
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2022 | Total Accident & Health | 0.01% | $4,785,850 | $4,771,402 | $3,293,451 | $3,454,977 | 72.41 % |
| 2022 | Total Group Accident & Health | 0.01% | $4,785,850 | $4,771,402 | $3,293,451 | $3,454,977 | 72.41 % |
| 2022 | Group Accident Only | 0.56% | $2,353,584 | $2,106,081 | $2,649,784 | $1,643,475 | 78.03 % |
| 2022 | Group Stop Loss | 0.06% | $2,432,266 | $2,665,321 | $643,667 | $1,811,502 | 67.97 % |
| 2022 | Total Property & Casualty | 0.38% | $136,895,116 | $125,584,660 | $66,460,806 | $111,018,899 | 88.40 % |
| 2022 | Total Fire & Allied Lines | 2.23% | $26,233,091 | $20,959,559 | $10,785,635 | $24,660,978 | N/A |
| 2022 | Commercial Fire & Allied Lines | 3.77% | $26,233,091 | $20,959,559 | $10,785,635 | $24,660,978 | N/A |
| 2022 | Commercial Multi-Peril | 0.15% | $4,010,018 | $4,410,950 | $5,397,303 | $4,798,929 | N/A |
| 2022 | Ocean Marine | 0.58% | $896,486 | $710,184 | $346,176 | $399,436 | 56.24 % |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.80% | $12,869,679 | $11,735,951 | $5,647,769 | $6,582,499 | 56.09 % |
| 2022 | Total Medical Malpractice | 0.00% | $0 | $0 | $0 | $-1,017 | N/A |
| 2022 | Medical Malpractice - Physicians & Surgeons | 0.00% | $0 | $0 | $0 | $-1,161 | N/A |
| 2022 | Medical Malpractice - Hospitals | 0.00% | $0 | $0 | $0 | $144 | N/A |
| 2022 | Earthquake | 0.38% | $1,326,784 | $1,088,988 | $0 | $4,033 | 0.37 % |
| 2022 | Direct Workers Compensation | 1.07% | $34,336,938 | $34,125,008 | $19,766,163 | $22,723,731 | 66.59 % |
| 2022 | Other Liability - Bodily Injury & Property Damage | 1.14% | $26,317,751 | $25,342,126 | $11,297,274 | $19,634,008 | 77.48 % |
| 2022 | Excess Workers Compensation | -0.02% | $-30,338 | $125,434 | $400,507 | $-921,279 | -734.47 % |
| 2022 | Products Liability | 1.07% | $1,179,092 | $995,136 | $1,511,427 | $1,544,189 | N/A |
| 2022 | Total Commercial Automobile | 1.01% | $23,969,055 | $21,669,190 | $10,466,319 | $30,679,227 | N/A |
| 2022 | Commercial Auto Liability Bodily Injury | 1.30% | $15,029,047 | $13,217,057 | $6,292,497 | $25,639,752 | N/A |
| 2022 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $1,293,601 | $1,473,074 | N/A |
| 2022 | Commercial Auto Medical Payments | 4.92% | $912,916 | $817,835 | $0 | $5,100 | 0.62 % |
| 2022 | Commercial Auto Uninsured Motorists | 1.35% | $1,275,665 | $1,135,792 | $34,000 | $7,500 | 0.66 % |
| 2022 | Commercial Auto Comprehensive | 1.71% | $4,697,347 | $6,091,659 | $1,056,330 | $1,280,454 | 21.02 % |
| 2022 | Commercial Auto Collision | 0.48% | $2,054,080 | $406,847 | $1,789,891 | $2,273,347 | N/A |
| 2022 | Fidelity | 1.15% | $855,001 | $515,420 | $742,233 | $756,023 | N/A |
| 2022 | Surety | 0.58% | $1,163,475 | $296,643 | $0 | $17,047 | 5.75 % |
| 2022 | Burglary & Theft | 0.90% | $191,482 | $181,571 | $0 | $-12,910 | -7.11 % |
| 2022 | Boiler & Machinery | 2.47% | $2,203,511 | $1,883,348 | $0 | $13,328 | 0.71 % |
| 2022 | Private Flood | 6.90% | $1,373,091 | $1,545,152 | $100,000 | $140,677 | 9.10 % |
| 2021 | Total Accident & Health | 0.01% | $4,017,464 | $4,040,601 | $2,342,096 | $2,361,707 | 58.45 % |
| 2021 | Total Group Accident & Health | 0.01% | $4,017,464 | $4,040,601 | $2,342,096 | $2,361,707 | 58.45 % |
| 2021 | Group Accident Only | 0.96% | $3,507,613 | $3,518,209 | $2,287,515 | $2,290,917 | 65.12 % |
| 2021 | Group Disability Income | 0.00% | $0 | $0 | $24,401 | $0 | N/A |
| 2021 | Group Stop Loss | 0.01% | $509,851 | $522,392 | $30,180 | $70,790 | 13.55 % |
| 2021 | Total Property & Casualty | 0.34% | $113,347,097 | $110,900,884 | $63,829,895 | $31,252,319 | 28.18 % |
| 2021 | Total Fire & Allied Lines | 0.89% | $13,952,454 | $15,251,149 | $15,723,181 | $-677,651 | -4.44 % |
| 2021 | Commercial Fire & Allied Lines | 2.28% | $13,952,454 | $15,251,149 | $15,723,181 | $-677,651 | -4.44 % |
| 2021 | Commercial Multi-Peril | 0.30% | $7,475,965 | $7,019,286 | $8,439,395 | $3,807,955 | 54.25 % |
| 2021 | Ocean Marine | 0.55% | $780,821 | $854,112 | $-302,486 | $-412,377 | -48.28 % |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.69% | $9,915,859 | $10,392,445 | $2,127,996 | $2,030,618 | 19.54 % |
| 2021 | Total Medical Malpractice | 0.00% | $0 | $0 | $0 | $-216,949 | N/A |
| 2021 | Medical Malpractice - Physicians & Surgeons | 0.00% | $0 | $0 | $0 | $-214,090 | N/A |
| 2021 | Medical Malpractice - Hospitals | 0.00% | $0 | $0 | $0 | $-2,859 | N/A |
| 2021 | Earthquake | 0.32% | $1,057,977 | $1,462,027 | $0 | $-1,480 | -0.10 % |
| 2021 | Direct Workers Compensation | 1.00% | $30,713,290 | $30,942,436 | $14,831,209 | $13,183,542 | 42.61 % |
| 2021 | Other Liability - Bodily Injury & Property Damage | 1.08% | $23,943,815 | $22,052,715 | $15,356,076 | $1,114,939 | 5.06 % |
| 2021 | Excess Workers Compensation | 0.44% | $569,233 | $555,621 | $30,836 | $-829,379 | -149.27 % |
| 2021 | Products Liability | 1.35% | $1,455,336 | $1,104,177 | $247,897 | $-2,404,752 | -217.79 % |
| 2021 | Total Commercial Automobile | 0.89% | $19,453,011 | $17,826,691 | $6,648,126 | $15,139,981 | 84.93 % |
| 2021 | Commercial Auto Liability Bodily Injury | 1.01% | $11,660,613 | $10,311,715 | $3,236,378 | $11,285,126 | N/A |
| 2021 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $875,651 | $979,837 | N/A |
| 2021 | Commercial Auto Medical Payments | 4.61% | $744,715 | $850,655 | $1,787 | $-13,215 | -1.55 % |
| 2021 | Commercial Auto Uninsured Motorists | 1.55% | $1,138,473 | $1,142,714 | $72,000 | $138,189 | 12.09 % |
| 2021 | Commercial Auto Comprehensive | 2.46% | $5,814,492 | $4,941,869 | $660,116 | $714,416 | 14.46 % |
| 2021 | Commercial Auto Collision | 0.02% | $94,718 | $579,738 | $1,802,194 | $2,035,628 | N/A |
| 2021 | Fidelity | 0.51% | $366,530 | $372,100 | $0 | $-23,279 | -6.26 % |
| 2021 | Surety | 0.22% | $432,012 | $109,556 | $0 | $23,746 | 21.67 % |
| 2021 | Burglary & Theft | 0.55% | $111,651 | $145,068 | $650,000 | $388,688 | N/A |
| 2021 | Boiler & Machinery | 1.69% | $1,489,366 | $1,487,661 | $77,665 | $79,451 | 5.34 % |
| 2021 | Private Flood | 7.55% | $1,629,777 | $1,325,840 | $0 | $49,266 | 3.72 % |
| 2020 | Total Accident & Health | 0.00% | $3,470,997 | $3,502,062 | $3,222,209 | $2,949,210 | 84.21 % |
| 2020 | Total Group Accident & Health | 0.01% | $3,470,997 | $3,502,062 | $3,222,209 | $2,949,210 | 84.21 % |
| 2020 | Group Accident Only | 0.91% | $3,122,625 | $3,121,272 | $3,143,111 | $2,764,905 | 88.58 % |
| 2020 | Group Disability Income | 0.00% | $0 | $0 | $24,785 | $85,338 | N/A |
| 2020 | Group Stop Loss | 0.01% | $348,372 | $380,790 | $54,313 | $98,967 | 25.99 % |
| 2020 | Total Property & Casualty | 0.35% | $108,756,690 | $105,750,881 | $72,256,787 | $62,528,290 | 59.13 % |
| 2020 | Total Fire & Allied Lines | 1.19% | $16,410,976 | $13,780,208 | $20,370,474 | $7,607,443 | 55.21 % |
| 2020 | Commercial Fire & Allied Lines | 3.24% | $16,410,976 | $13,780,208 | $20,370,474 | $7,607,443 | 55.21 % |
| 2020 | Commercial Multi-Peril | 0.31% | $7,025,738 | $7,191,698 | $8,527,409 | $14,066,993 | N/A |
| 2020 | Ocean Marine | 0.56% | $780,791 | $971,846 | $142,248 | $49,205 | 5.06 % |
| 2020 | Inland Marine (Incl Auto Cargo) | 0.76% | $9,488,903 | $9,026,360 | $1,353,723 | $1,842,827 | 20.42 % |
| 2020 | Total Medical Malpractice | 0.00% | $0 | $215,945 | $-779 | $-41,701 | -19.31 % |
| 2020 | Medical Malpractice - Physicians & Surgeons | 0.00% | $0 | $213,923 | $0 | $-39,759 | -18.59 % |
| 2020 | Medical Malpractice - Hospitals | 0.00% | $0 | $2,022 | $-779 | $-1,942 | -96.04 % |
| 2020 | Earthquake | 0.58% | $1,845,573 | $1,368,537 | $0 | $1,624 | 0.12 % |
| 2020 | Direct Workers Compensation | 1.18% | $34,104,428 | $33,186,420 | $16,268,686 | $26,221,652 | 79.01 % |
| 2020 | Other Liability - Bodily Injury & Property Damage | 1.00% | $19,367,510 | $19,775,132 | $8,108,851 | $8,118,919 | 41.06 % |
| 2020 | Excess Workers Compensation | 0.42% | $523,342 | $565,042 | $508,186 | $666,402 | N/A |
| 2020 | Products Liability | 0.13% | $118,320 | $141,266 | $1,187,950 | $-9,706,186 | -6,870.86 % |
| 2020 | Total Commercial Automobile | 0.83% | $16,071,329 | $16,746,219 | $10,092,688 | $11,657,627 | 69.61 % |
| 2020 | Commercial Auto Liability Bodily Injury | 0.87% | $8,588,792 | $8,653,588 | $4,080,976 | $5,830,611 | 67.38 % |
| 2020 | Commercial Auto Liability Property Damage | 0.00% | $4,144 | $7,326 | $662,821 | $661,236 | N/A |
| 2020 | Commercial Auto Medical Payments | 5.33% | $1,173,062 | $1,245,209 | $13,515 | $18,615 | 1.49 % |
| 2020 | Commercial Auto Uninsured Motorists | 1.87% | $1,143,473 | $1,139,548 | $51,550 | $35,550 | 3.12 % |
| 2020 | Commercial Auto Comprehensive | 1.93% | $4,194,455 | $4,375,534 | $3,590,435 | $3,524,547 | 80.55 % |
| 2020 | Commercial Auto Collision | 0.27% | $967,403 | $1,325,014 | $1,693,391 | $1,587,068 | N/A |
| 2020 | Fidelity | 0.60% | $388,185 | $440,244 | $0 | $-29,378 | -6.67 % |
| 2020 | Burglary & Theft | 0.61% | $118,392 | $157,922 | $0 | $68,021 | 43.07 % |
| 2020 | Boiler & Machinery | 1.90% | $1,438,356 | $1,115,184 | $0 | $79,448 | 7.12 % |
| 2020 | Private Flood | 8.80% | $1,074,847 | $1,068,858 | $5,697,351 | $1,925,394 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Health | 0.03% | 1 | 153 |
| 2021 | Health | 0.04% | 0 | 0 |
| 2020 | Health | 0.04% | 0 | 0 |
Company Changes
Effective Date: 12/31/2015
Comments: Effective 12/31/15 Maryland Casualty Company NAIC Co# 19356 merged with and into Zurich American Insurance Company.
Market Conduct
Date: 09/22/2016
Date: 12/15/2016
Financial Exams
This company does not have any financial exams.