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Company Details

  ZURICH AMERICAN INSURANCE COMPANY License Status :
Active

NAIC Number :

16535


Phone Number:

8476056000


Company Address:

1299 Zurich Way 
Schaumburg, IL  60196

Description:

Property and Casualty


License Number:

B422821


Date Admitted:

1999-06-25


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Accident & Health 0.04% $6,030,284 $5,821,918 $3,941,617 $3,968,799 68.17 %
2023 Total Group Accident & Health 0.06% $6,030,284 $5,821,918 $3,941,617 $3,968,799 68.17 %
2023 Group Accident Only 1.85% $2,497,672 $2,369,385 $2,040,710 $1,529,432 64.55 %
2023 Group Stop Loss 0.36% $3,532,612 $3,452,533 $1,900,907 $2,439,367 70.65 %
2023 Total Property & Casualty 0.91% $144,044,423 $143,792,299 $97,607,799 $91,734,142 63.80 %
2023 Total Fire & Allied Lines 3.05% $23,690,460 $22,951,221 $23,348,854 $16,152,236 70.38 %
2023 Commercial Fire & Allied Lines 7.37% $23,690,460 $22,951,221 $23,348,854 $16,152,236 70.38 %
2023 Commercial Multi-Peril 0.59% $6,574,076 $5,756,132 $4,502,890 $2,017,523 35.05 %
2023 Ocean Marine 1.44% $755,756 $889,946 $56,161 $-40,442 -4.54 %
2023 Inland Marine (Incl Auto Cargo) 1.79% $9,989,628 $11,213,328 $6,855,963 $9,299,379 82.93 %
2023 Total Medical Malpractice 0.00% $0 $0 $0 $36,585 N/A
2023 Medical Malpractice - Physicians & Surgeons 0.00% $0 $0 $0 $18,389 N/A
2023 Medical Malpractice - Hospitals 0.00% $0 $0 $0 $18,196 N/A
2023 Earthquake 0.94% $1,340,334 $1,321,059 $0 $1,100 0.08 %
2023 Direct Workers Compensation 3.79% $40,805,273 $40,810,291 $20,871,406 $29,734,628 72.86 %
2023 Other Liability - Bodily Injury & Property Damage 2.66% $25,364,242 $25,595,663 $18,529,066 $17,890,743 69.90 %
2023 Excess Workers Compensation 0.67% $169,168 $125,035 $0 $-129,545 -103.61 %
2023 Products Liability 1.18% $584,108 $636,833 $638,011 $-3,447,572 -541.36 %
2023 Total Private Passenger Automobile 0.00% $0 $0 $3,502 $3,502 N/A
2023 Private Passenger Auto Liability Property Damage 0.00% $0 $0 $3,502 $3,502 N/A
2023 Total Commercial Automobile 2.81% $28,917,219 $28,781,808 $22,669,402 $19,939,094 69.28 %
2023 Commercial Auto Liability Bodily Injury 3.38% $17,495,967 $17,007,860 $14,613,700 $11,438,331 67.25 %
2023 Commercial Auto Liability Property Damage 0.00% $0 $0 $1,835,145 $1,886,132 N/A
2023 Commercial Auto Medical Payments 11.58% $872,124 $984,734 $15,000 $17,061 1.73 %
2023 Commercial Auto Uninsured Motorists 2.80% $1,166,175 $1,322,842 $45,335 $535,894 40.51 %
2023 Commercial Auto Comprehensive 4.89% $5,848,804 $5,871,007 $2,810,603 $2,811,680 47.89 %
2023 Commercial Auto Collision 1.76% $3,534,149 $3,595,365 $3,349,619 $3,249,996 90.39 %
2023 Fidelity 2.99% $792,948 $817,570 $59,778 $114,345 13.99 %
2023 Surety 1.14% $1,306,736 $1,432,603 $0 $93,241 6.51 %
2023 Burglary & Theft 1.66% $129,462 $142,729 $0 $-13,184 -9.24 %
2023 Boiler & Machinery 4.86% $2,225,166 $2,026,524 $0 $60,629 2.99 %
2023 Private Flood 20.48% $1,399,847 $1,291,557 $72,766 $21,880 1.69 %
2022 Total Accident & Health 0.04% $4,785,850 $4,771,402 $3,293,451 $3,454,977 72.41 %
2022 Total Group Accident & Health 0.06% $4,785,850 $4,771,402 $3,293,451 $3,454,977 72.41 %
2022 Group Accident Only 1.78% $2,353,584 $2,106,081 $2,649,784 $1,643,475 78.03 %
2022 Group Stop Loss 0.27% $2,432,266 $2,665,321 $643,667 $1,811,502 67.97 %
2022 Total Property & Casualty 0.95% $136,895,116 $125,584,660 $66,460,806 $111,018,899 88.40 %
2022 Total Fire & Allied Lines 5.45% $26,233,091 $20,959,559 $10,785,635 $24,660,978 N/A
2022 Commercial Fire & Allied Lines 8.30% $26,233,091 $20,959,559 $10,785,635 $24,660,978 N/A
2022 Commercial Multi-Peril 0.40% $4,010,018 $4,410,950 $5,397,303 $4,798,929 N/A
2022 Ocean Marine 1.83% $896,486 $710,184 $346,176 $399,436 56.24 %
2022 Inland Marine (Incl Auto Cargo) 2.44% $12,869,679 $11,735,951 $5,647,769 $6,582,499 56.09 %
2022 Total Medical Malpractice 0.00% $0 $0 $0 $-1,017 N/A
2022 Medical Malpractice - Physicians & Surgeons 0.00% $0 $0 $0 $-1,161 N/A
2022 Medical Malpractice - Hospitals 0.00% $0 $0 $0 $144 N/A
2022 Earthquake 0.97% $1,326,784 $1,088,988 $0 $4,033 0.37 %
2022 Direct Workers Compensation 3.31% $34,336,938 $34,125,008 $19,766,163 $22,723,731 66.59 %
2022 Other Liability - Bodily Injury & Property Damage 3.09% $26,317,751 $25,342,126 $11,297,274 $19,634,008 77.48 %
2022 Excess Workers Compensation -0.08% $-30,338 $125,434 $400,507 $-921,279 -734.47 %
2022 Products Liability 2.68% $1,179,092 $995,136 $1,511,427 $1,544,189 N/A
2022 Total Commercial Automobile 2.44% $23,969,055 $21,669,190 $10,466,319 $30,679,227 N/A
2022 Commercial Auto Liability Bodily Injury 3.14% $15,029,047 $13,217,057 $6,292,497 $25,639,752 N/A
2022 Commercial Auto Liability Property Damage 0.00% $0 $0 $1,293,601 $1,473,074 N/A
2022 Commercial Auto Medical Payments 12.76% $912,916 $817,835 $0 $5,100 0.62 %
2022 Commercial Auto Uninsured Motorists 3.39% $1,275,665 $1,135,792 $34,000 $7,500 0.66 %
2022 Commercial Auto Comprehensive 3.78% $4,697,347 $6,091,659 $1,056,330 $1,280,454 21.02 %
2022 Commercial Auto Collision 1.13% $2,054,080 $406,847 $1,789,891 $2,273,347 N/A
2022 Fidelity 3.26% $855,001 $515,420 $742,233 $756,023 N/A
2022 Surety 1.13% $1,163,475 $296,643 $0 $17,047 5.75 %
2022 Burglary & Theft 2.64% $191,482 $181,571 $0 $-12,910 -7.11 %
2022 Boiler & Machinery 5.67% $2,203,511 $1,883,348 $0 $13,328 0.71 %
2022 Private Flood 19.22% $1,373,091 $1,545,152 $100,000 $140,677 9.10 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Health 0.02% 1 247
2022 Health 0.03% 1 153


Company Changes

Effective Date: 12/31/2015

Comments: Effective 12/31/15 Maryland Casualty Company NAIC Co# 19356 merged with and into Zurich American Insurance Company.


Market Conduct

Date: 09/22/2016

ZurichOrder.pdf

Date: 12/15/2016

ZAI.pdf


Financial Exams

This company does not have any financial exams.