Company Details

  METROPOLITAN LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

65978


Phone Number:

813-983-4100


Company Address:

18210 CRANE NEST DRIVE, 3RD FLOOR 
TAMPA, FL  33647

Description:

Life and Health


License Number:

A418228


Date Admitted:

1871-07-13


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Accident & Health 0.21% $138,401,193 $133,510,842 $102,596,743 $105,338,498 78.90 %
2020 Total Individual Accident & Health 0.06% $13,203,684 $13,414,307 $7,792,030 $13,037,905 97.19 %
2020 Individual Comprehensive Medical Expense 0.00% $94,867 $32,633 $26,865 $24,797 75.99 %
2020 Individual Long Term Care 1.92% $9,517,930 $9,622,850 $5,833,292 $8,050,884 83.66 %
2020 Individual Disability Income 1.55% $3,588,338 $3,756,237 $1,931,545 $4,961,921 N/A
2020 Individual Limited Benefit 0.00% $2,549 $2,587 $328 $303 11.71 %
2020 Total Group Accident & Health 0.29% $125,197,509 $120,096,535 $94,804,713 $92,300,593 76.86 %
2020 Group Comprehensive Medical Expense - Large Employer 0.04% $7,886,136 $7,276,526 $1,708,887 $374,341 5.14 %
2020 Group Long Term Care 6.83% $8,178,791 $7,726,134 $11,406,136 $11,245,931 N/A
2020 Group Accident Only 3.17% $10,733,545 $9,961,006 $3,772,943 $4,031,108 40.47 %
2020 Group Disability Income 3.01% $21,332,111 $22,085,290 $20,288,911 $20,000,526 90.56 %
2020 Group Dental 5.79% $70,559,291 $66,809,706 $53,972,881 $53,036,724 79.38 %
2020 Group Limited Benefit 0.90% $6,507,635 $6,237,873 $3,654,955 $3,611,963 57.90 %
2020 Total Life 0.40% $164,280,063 $0 $596,230,796 $0 N/A
2020 Total Individual Life 0.11% $21,845,649 $0 $163,491,737 $0 N/A
2020 Individual Whole Life 0.74% $10,278,201 $0 $59,356,627 $0 N/A
2020 Individual Term Life 0.62% $7,753,479 $0 $1,532,019 $0 N/A
2020 Individual Universal Life 0.05% $839,329 $0 $8,282,882 $0 N/A
2020 Individual Variable Life 0.31% $1,424,230 $0 $106,732 $0 N/A
2020 Individual Ordinary Annuities 0.00% $32,352 $0 $1,971,647 $0 N/A
2020 Individual Variable Annuities 0.02% $1,518,058 $0 $92,241,830 $0 N/A
2020 Individual Deposit-Type Funds 0.00% $0 $0 $0 $0 N/A
2020 Total Group Life 0.68% $142,434,414 $0 $432,739,059 $0 N/A
2020 Group Term Life 7.50% $102,733,936 $0 $0 $0 N/A
2020 Group Universal Life 7.55% $6,815,033 $0 $105,353,256 $0 N/A
2020 Group Graded Death Benefits 0.00% $0 $0 $93,130,258 $0 N/A
2020 Group Variable Life 13.44% $9,049,440 $0 $30,142,825 $0 N/A
2020 Group Ordinary Annuities 0.04% $929,811 $0 $42,658,591 $0 N/A
2020 Group Variable Annuities 0.09% $891,963 $0 $40,922,149 $0 N/A
2020 Group Other Considerations 0.15% $22,014,231 $0 $120,531,980 $0 N/A
2019 Total Accident & Health 0.21% $138,333,133 $132,053,846 $101,781,709 $106,064,775 80.32 %
2019 Total Individual Accident & Health 0.07% $13,576,651 $13,531,549 $7,038,467 $11,091,972 81.97 %
2019 Individual Comprehensive Medical Expense 0.00% $117,408 $47,891 $13,768 $14,039 29.31 %
2019 Individual Long Term Care 1.91% $9,742,905 $9,731,161 $5,271,745 $8,552,287 87.89 %
2019 Individual Disability Income 1.49% $3,712,833 $3,749,014 $1,752,954 $2,525,646 67.37 %
2019 Individual Limited Benefit 0.00% $3,505 $3,483 $0 $0 0.00 %
2019 Total Group Accident & Health 0.27% $124,756,482 $118,522,297 $94,743,242 $94,972,803 80.13 %
2019 Group Comprehensive Medical Expense - Large Employer 0.03% $6,894,537 $6,446,559 $1,820,747 $382,778 5.94 %
2019 Group Long Term Care 6.89% $8,510,766 $7,727,473 $10,319,843 $10,441,655 N/A
2019 Group Accident Only 2.88% $10,600,300 $9,806,037 $5,389,775 $5,743,953 58.58 %
2019 Group Disability Income 3.45% $22,526,662 $20,882,424 $14,484,732 $14,663,787 70.22 %
2019 Group Dental 5.49% $70,901,927 $68,580,601 $59,234,961 $60,194,145 87.77 %
2019 Group Limited Benefit 0.75% $5,322,290 $5,079,203 $3,493,184 $3,546,485 69.82 %
2018 Total Accident & Health 0.18% $115,895,845 $109,571,005 $83,930,059 $90,387,395 82.49 %
2018 Total Individual Accident & Health 0.07% $13,768,977 $13,715,603 $6,018,560 $10,569,177 77.06 %
2018 Individual Comprehensive Medical Expense 0.00% $84,473 $27,616 $27,085 $29,275 N/A
2018 Individual Long Term Care 1.91% $9,820,962 $9,840,173 $4,068,141 $7,040,578 71.55 %
2018 Individual Disability Income 1.66% $3,860,601 $3,844,905 $1,922,821 $3,498,769 91.00 %
2018 Individual Limited Benefit 0.00% $2,941 $2,909 $513 $555 19.08 %
2018 Total Group Accident & Health 0.22% $102,126,868 $95,855,402 $77,911,499 $79,818,218 83.27 %
2018 Group Comprehensive Medical Expense - Large Employer 0.02% $4,654,950 $3,872,398 $1,114,920 $1,417,833 36.61 %
2018 Group Long Term Care 6.65% $8,067,824 $6,679,661 $7,377,963 $7,525,492 N/A
2018 Group Accident Only 2.61% $9,118,362 $8,498,430 $3,124,987 $3,316,237 39.02 %
2018 Group Disability Income 3.39% $22,928,995 $21,803,131 $21,125,426 $21,572,718 98.94 %
2018 Group Dental 5.06% $53,851,003 $51,660,614 $42,319,007 $43,054,241 83.34 %
2018 Group Limited Benefit 0.54% $3,505,734 $3,341,168 $2,849,196 $2,931,697 87.74 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2020 Life and Annuities 2.27% 59 319
2020 Long-Term Care Insurance 7.27% 11 83
2020 Health 1.45% 28 61
2019 Health 1.33% 33 70
2019 Life and Annuities 2.86% 50 178
2019 Long-Term Care Insurance 7.34% 14 94
2018 Health 1.32% 28 56
2018 Life and Annuities 2.94% 40 125
2018 Long-Term Care Insurance 7.31% 11 73


Company Changes

Effective Date: 05/01/2006

Comments: Paragon Life Insurance Company merged with and into Metropolitan Life Insurance Company.


Market Conduct

Date: 12/27/2006

A7907463_stipulation.pdf

Date: 12/27/2006

A7907463_order.pdf

Date: 06/17/2021

MLIC621.pdf

Date: 08/25/2021

MLIC821.pdf


Financial Exams

This company does not have any financial exams.