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Company Details
METROPOLITAN LIFE INSURANCE COMPANY License Status :
Active
NAIC Number :
65978
Phone Number:
8139834100
Company Address:
18210 Crane Nest Drive, 3rd Floor
Tampa, FL 33647
Description:
Life and Health
License Number:
A418228
Date Admitted:
1900-01-01
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2022 | Total Accident & Health | 0.25% | $160,413,945 | $150,200,456 | $137,781,950 | $121,236,371 | 80.72 % |
| 2022 | Total Individual Accident & Health | 0.06% | $12,543,251 | $12,586,625 | $9,482,869 | $6,759,787 | 53.71 % |
| 2022 | Individual Comprehensive Medical Expense | 0.00% | $58,219 | $57,973 | $9,364 | $8,891 | 15.34 % |
| 2022 | Individual Long Term Care | 1.91% | $9,238,969 | $9,220,254 | $6,924,819 | $3,746,579 | 40.63 % |
| 2022 | Individual Disability Income | 1.43% | $3,244,663 | $3,307,011 | $2,548,686 | $3,004,317 | 90.85 % |
| 2022 | Individual Limited Benefit | 0.00% | $1,400 | $1,387 | $0 | $0 | 0.00 % |
| 2022 | Total Group Accident & Health | 0.34% | $147,870,694 | $137,613,831 | $128,299,081 | $114,476,584 | 83.19 % |
| 2022 | Group Comprehensive Medical Expense - Large Employer | 0.05% | $8,552,554 | $7,689,054 | $4,492,973 | $4,467,993 | 58.11 % |
| 2022 | Group Long Term Care | 6.65% | $8,008,107 | $7,598,218 | $13,057,289 | $9,398,090 | N/A |
| 2022 | Group Accident Only | 3.83% | $16,039,214 | $14,264,512 | $6,301,046 | $5,862,833 | 41.10 % |
| 2022 | Group Disability Income | 3.73% | $30,968,340 | $28,098,825 | $26,086,708 | $23,591,023 | 83.96 % |
| 2022 | Group Dental | 5.54% | $76,217,698 | $73,244,388 | $74,322,734 | $67,031,762 | 91.52 % |
| 2022 | Group Limited Benefit | 0.84% | $8,084,781 | $6,718,834 | $4,038,331 | $4,124,883 | 61.39 % |
| 2022 | Total Life | 0.80% | $316,921,842 | $0 | $707,524,441 | $0 | N/A |
| 2022 | Total Individual Life | 0.07% | $18,672,665 | $0 | $149,667,253 | $0 | N/A |
| 2022 | Individual Whole Life | 0.20% | $3,023,127 | $0 | $50,616,196 | $0 | N/A |
| 2022 | Individual Term Life | 0.07% | $973,607 | $0 | $2,891,861 | $0 | N/A |
| 2022 | Individual Universal Life | 0.60% | $10,869,945 | $0 | $2,988,890 | $0 | N/A |
| 2022 | Individual Variable Life | 0.67% | $3,214,675 | $0 | $6,663,336 | $0 | N/A |
| 2022 | Individual Ordinary Annuities | 0.00% | $54,467 | $0 | $8,034,314 | $0 | N/A |
| 2022 | Individual Variable Annuities | 0.01% | $536,844 | $0 | $78,472,656 | $0 | N/A |
| 2022 | Individual Deposit-Type Funds | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2022 | Total Group Life | 2.08% | $298,249,177 | $0 | $557,857,188 | $0 | N/A |
| 2022 | Group Term Life | 6.92% | $103,484,149 | $0 | $0 | $0 | N/A |
| 2022 | Group Universal Life | 20.75% | $95,529,702 | $0 | $16,478,222 | $0 | N/A |
| 2022 | Group Graded Death Benefits | 0.00% | $0 | $0 | $225,281,330 | $0 | N/A |
| 2022 | Group Variable Life | 3.69% | $9,547,048 | $0 | $45,595,226 | $0 | N/A |
| 2022 | Group Ordinary Annuities | 0.03% | $1,170,486 | $0 | $1,418,402 | $0 | N/A |
| 2022 | Group Variable Annuities | 6.43% | $72,488,451 | $0 | $87,841,958 | $0 | N/A |
| 2022 | Group Deposit-Type Funds | 0.17% | $1,530,000 | $0 | $0 | $0 | N/A |
| 2022 | Group Other Considerations | 0.23% | $14,499,341 | $0 | $181,242,050 | $0 | N/A |
| 2021 | Total Accident & Health | 0.19% | $145,296,503 | $135,155,703 | $119,637,596 | $120,405,487 | 89.09 % |
| 2021 | Total Individual Accident & Health | 0.06% | $12,983,358 | $12,951,865 | $7,922,230 | $6,307,059 | 48.70 % |
| 2021 | Individual Comprehensive Medical Expense | 0.00% | $88,315 | $30,213 | $2,365 | $2,446 | 8.10 % |
| 2021 | Individual Long Term Care | 1.85% | $9,499,097 | $9,494,429 | $5,824,365 | $5,521,406 | 58.15 % |
| 2021 | Individual Disability Income | 1.46% | $3,394,969 | $3,426,219 | $2,095,476 | $783,184 | 22.86 % |
| 2021 | Individual Limited Benefit | 0.00% | $977 | $1,004 | $24 | $23 | 2.29 % |
| 2021 | Total Group Accident & Health | 0.25% | $132,313,145 | $122,203,838 | $111,715,366 | $114,098,428 | 93.37 % |
| 2021 | Group Comprehensive Medical Expense - Large Employer | 0.04% | $7,641,456 | $6,958,058 | $2,290,401 | $4,127,653 | 59.32 % |
| 2021 | Group Long Term Care | 6.79% | $8,111,025 | $7,548,340 | $8,909,126 | $931,326 | 12.34 % |
| 2021 | Group Accident Only | 3.70% | $13,447,547 | $11,901,517 | $7,706,438 | $9,487,741 | 79.72 % |
| 2021 | Group Disability Income | 3.18% | $24,259,932 | $21,119,772 | $22,130,828 | $23,710,207 | N/A |
| 2021 | Group Dental | 4.92% | $72,253,610 | $68,544,172 | $66,325,228 | $71,118,787 | N/A |
| 2021 | Group Limited Benefit | 0.73% | $6,599,575 | $6,131,979 | $4,353,345 | $4,722,714 | 77.02 % |
| 2021 | Total Life | 0.54% | $190,053,046 | $0 | $722,104,982 | $0 | N/A |
| 2021 | Total Individual Life | 0.09% | $19,407,467 | $0 | $195,477,395 | $0 | N/A |
| 2021 | Individual Whole Life | 0.57% | $9,655,905 | $0 | $50,241,512 | $0 | N/A |
| 2021 | Individual Term Life | 0.58% | $7,849,057 | $0 | $2,337,203 | $0 | N/A |
| 2021 | Individual Universal Life | 0.02% | $370,439 | $0 | $2,934,469 | $0 | N/A |
| 2021 | Individual Variable Life | 0.11% | $573,941 | $0 | $8,654,542 | $0 | N/A |
| 2021 | Individual Ordinary Annuities | 0.00% | $31,255 | $0 | $4,297,453 | $0 | N/A |
| 2021 | Individual Variable Annuities | 0.01% | $926,870 | $0 | $127,012,216 | $0 | N/A |
| 2021 | Individual Deposit-Type Funds | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2021 | Total Group Life | 1.33% | $170,645,579 | $0 | $526,627,587 | $0 | N/A |
| 2021 | Group Term Life | 7.82% | $127,826,200 | $0 | $0 | $0 | N/A |
| 2021 | Group Universal Life | 11.03% | $15,181,334 | $0 | $-669,051,150 | $0 | N/A |
| 2021 | Group Graded Death Benefits | 0.00% | $0 | $0 | $914,912,189 | $0 | N/A |
| 2021 | Group Variable Life | 16.29% | $9,389,800 | $0 | $34,328,418 | $0 | N/A |
| 2021 | Group Ordinary Annuities | -0.06% | $-1,654,865 | $0 | $-256,791,440 | $0 | N/A |
| 2021 | Group Variable Annuities | 0.17% | $2,230,095 | $0 | $346,051,801 | $0 | N/A |
| 2021 | Group Other Considerations | 0.31% | $17,673,015 | $0 | $157,177,769 | $0 | N/A |
| 2020 | Total Accident & Health | 0.18% | $138,401,193 | $133,510,842 | $102,596,743 | $105,338,498 | 78.90 % |
| 2020 | Total Individual Accident & Health | 0.06% | $13,203,684 | $13,414,307 | $7,792,030 | $13,037,905 | 97.19 % |
| 2020 | Individual Comprehensive Medical Expense | 0.00% | $94,867 | $32,633 | $26,865 | $24,797 | 75.99 % |
| 2020 | Individual Long Term Care | 1.84% | $9,517,930 | $9,622,850 | $5,833,292 | $8,050,884 | 83.66 % |
| 2020 | Individual Disability Income | 1.54% | $3,588,338 | $3,756,237 | $1,931,545 | $4,961,921 | N/A |
| 2020 | Individual Limited Benefit | 0.00% | $2,549 | $2,587 | $328 | $303 | 11.71 % |
| 2020 | Total Group Accident & Health | 0.24% | $125,197,509 | $120,096,535 | $94,804,713 | $92,300,593 | 76.86 % |
| 2020 | Group Comprehensive Medical Expense - Large Employer | 0.04% | $7,886,136 | $7,276,526 | $1,708,887 | $374,341 | 5.14 % |
| 2020 | Group Long Term Care | 6.83% | $8,178,791 | $7,726,134 | $11,406,136 | $11,245,931 | N/A |
| 2020 | Group Accident Only | 3.12% | $10,733,545 | $9,961,006 | $3,772,943 | $4,031,108 | 40.47 % |
| 2020 | Group Disability Income | 2.96% | $21,332,111 | $22,085,290 | $20,288,911 | $20,000,526 | 90.56 % |
| 2020 | Group Dental | 5.00% | $70,559,291 | $66,809,706 | $53,972,881 | $53,036,724 | 79.38 % |
| 2020 | Group Limited Benefit | 0.83% | $6,507,635 | $6,237,873 | $3,654,955 | $3,611,963 | 57.90 % |
| 2020 | Total Life | 0.38% | $164,280,063 | $0 | $596,230,796 | $0 | N/A |
| 2020 | Total Individual Life | 0.10% | $21,845,649 | $0 | $163,491,737 | $0 | N/A |
| 2020 | Individual Whole Life | 0.71% | $10,278,201 | $0 | $59,356,627 | $0 | N/A |
| 2020 | Individual Term Life | 0.56% | $7,753,479 | $0 | $1,532,019 | $0 | N/A |
| 2020 | Individual Universal Life | 0.05% | $839,329 | $0 | $8,282,882 | $0 | N/A |
| 2020 | Individual Variable Life | 0.31% | $1,424,230 | $0 | $106,732 | $0 | N/A |
| 2020 | Individual Ordinary Annuities | 0.00% | $32,352 | $0 | $1,971,647 | $0 | N/A |
| 2020 | Individual Variable Annuities | 0.02% | $1,518,058 | $0 | $92,241,830 | $0 | N/A |
| 2020 | Individual Deposit-Type Funds | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2020 | Total Group Life | 0.67% | $142,434,414 | $0 | $432,739,059 | $0 | N/A |
| 2020 | Group Term Life | 7.34% | $102,733,936 | $0 | $0 | $0 | N/A |
| 2020 | Group Universal Life | 7.55% | $6,815,033 | $0 | $105,353,256 | $0 | N/A |
| 2020 | Group Graded Death Benefits | 0.00% | $0 | $0 | $93,130,258 | $0 | N/A |
| 2020 | Group Variable Life | 13.44% | $9,049,440 | $0 | $30,142,825 | $0 | N/A |
| 2020 | Group Ordinary Annuities | 0.04% | $929,811 | $0 | $42,658,591 | $0 | N/A |
| 2020 | Group Variable Annuities | 0.09% | $891,963 | $0 | $40,922,149 | $0 | N/A |
| 2020 | Group Other Considerations | 0.15% | $22,014,231 | $0 | $120,531,980 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Health | 1.53% | 18 | 46 |
| 2022 | Life and Annuities | 2.00% | 46 | 317 |
| 2022 | Long-Term Care Insurance | 7.20% | 3 | 27 |
| 2021 | Long-Term Care Insurance | 7.29% | 9 | 73 |
| 2021 | Health | 1.45% | 26 | 62 |
| 2021 | Life and Annuities | 1.75% | 57 | 420 |
| 2020 | Health | 1.34% | 28 | 61 |
| 2020 | Life and Annuities | 2.27% | 59 | 319 |
| 2020 | Long-Term Care Insurance | 7.27% | 11 | 83 |
Company Changes
Effective Date: 05/01/2006
Comments: Paragon Life Insurance Company merged with and into Metropolitan Life Insurance Company.
Market Conduct
Date: 12/27/2006
Date: 12/27/2006
Date: 06/17/2021
Date: 08/25/2021
Financial Exams
This company does not have any financial exams.