Company Details

  METROPOLITAN LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

65978


Phone Number:

813-983-4100


Company Address:

18210 CRANE NEST DRIVE, 3RD FLOOR 
TAMPA, FL  33647

Description:

Life and Health


License Number:

A418228


Date Admitted:

1871-07-13


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Accident & Health 0.23% $138,333,133 $132,053,846 $101,781,709 $106,064,775 80.32 %
2019 Total Individual Accident & Health 0.08% $13,576,651 $13,531,549 $7,038,467 $11,091,972 81.97 %
2019 Individual Comprehensive Medical Expense 0.00% $117,408 $47,891 $13,768 $14,039 29.31 %
2019 Individual Long Term Care 2.13% $9,742,905 $9,731,161 $5,271,745 $8,552,287 87.89 %
2019 Individual Disability Income 1.54% $3,712,833 $3,749,014 $1,752,954 $2,525,646 67.37 %
2019 Individual Limited Benefit 0.00% $3,505 $3,483 $0 $0 0.00 %
2019 Total Group Accident & Health 0.30% $124,756,482 $118,522,297 $94,743,242 $94,972,803 80.13 %
2019 Group Comprehensive Medical Expense - Large Employer 0.04% $6,894,537 $6,446,559 $1,820,747 $382,778 5.94 %
2019 Group Long Term Care 8.88% $8,510,766 $7,727,473 $10,319,843 $10,441,655 N/A
2019 Group Accident Only 3.28% $10,600,300 $9,806,037 $5,389,775 $5,743,953 58.58 %
2019 Group Disability Income 3.94% $22,526,662 $20,882,424 $14,484,732 $14,663,787 70.22 %
2019 Group Dental 6.63% $70,901,927 $68,580,601 $59,234,961 $60,194,145 87.77 %
2019 Group Limited Benefit 0.80% $5,322,290 $5,079,203 $3,493,184 $3,546,485 69.82 %
2019 Total Life 0.77% $207,413,416 $0 $680,279,500 $0 N/A
2019 Total Individual Life 0.14% $23,004,249 $0 $222,520,728 $0 N/A
2019 Individual Whole Life 0.98% $12,708,251 $0 $85,152,838 $0 N/A
2019 Individual Term Life 0.27% $2,966,674 $0 $3,212,638 $0 N/A
2019 Individual Universal Life 0.32% $4,640,173 $0 $1,098,035 $0 N/A
2019 Individual Variable Life 0.25% $1,201,717 $0 $10,252,419 $0 N/A
2019 Individual Ordinary Annuities 0.00% $6,842 $0 $565,297 $0 N/A
2019 Individual Variable Annuities 0.03% $1,480,592 $0 $122,239,501 $0 N/A
2019 Individual Deposit-Type Funds 0.00% $0 $0 $0 $0 N/A
2019 Total Group Life 1.74% $184,409,167 $0 $457,758,772 $0 N/A
2019 Group Term Life 6.10% $70,133,029 $0 $0 $0 N/A
2019 Group Universal Life 27.90% $36,630,261 $0 $14,703,976 $0 N/A
2019 Group Graded Death Benefits 0.00% $0 $0 $167,873,989 $0 N/A
2019 Group Variable Life 11.75% $9,384,471 $0 $43,099,053 $0 N/A
2019 Group Ordinary Annuities 0.06% $1,762,476 $0 $2,856,277 $0 N/A
2019 Group Variable Annuities 4.65% $49,946,746 $0 $80,943,926 $0 N/A
2019 Group Other Considerations 0.37% $16,552,184 $0 $148,281,551 $0 N/A
2018 Total Accident & Health 0.20% $115,895,845 $109,571,005 $83,930,059 $90,387,395 82.49 %
2018 Total Individual Accident & Health 0.08% $13,768,977 $13,715,603 $6,018,560 $10,569,177 77.06 %
2018 Individual Comprehensive Medical Expense 0.00% $84,473 $27,616 $27,085 $29,275 N/A
2018 Individual Long Term Care 2.13% $9,820,962 $9,840,173 $4,068,141 $7,040,578 71.55 %
2018 Individual Disability Income 1.72% $3,860,601 $3,844,905 $1,922,821 $3,498,769 91.00 %
2018 Individual Limited Benefit 0.00% $2,941 $2,909 $513 $555 19.08 %
2018 Total Group Accident & Health 0.25% $102,126,868 $95,855,402 $77,911,499 $79,818,218 83.27 %
2018 Group Comprehensive Medical Expense - Large Employer 0.03% $4,654,950 $3,872,398 $1,114,920 $1,417,833 36.61 %
2018 Group Long Term Care 8.40% $8,067,824 $6,679,661 $7,377,963 $7,525,492 N/A
2018 Group Accident Only 2.99% $9,118,362 $8,498,430 $3,124,987 $3,316,237 39.02 %
2018 Group Disability Income 3.81% $22,928,995 $21,803,131 $21,125,426 $21,572,718 98.94 %
2018 Group Dental 6.04% $53,851,003 $51,660,614 $42,319,007 $43,054,241 83.34 %
2018 Group Limited Benefit 0.57% $3,505,734 $3,341,168 $2,849,196 $2,931,697 87.74 %
2018 Total Life 0.95% $314,430,866 $0 $665,914,396 $0 N/A
2018 Total Individual Life 0.16% $23,744,780 $0 $202,891,298 $0 N/A
2018 Individual Whole Life 1.03% $12,928,784 $0 $45,844,964 $0 N/A
2018 Individual Term Life 0.37% $4,177,746 $0 $3,102,772 $0 N/A
2018 Individual Universal Life 0.11% $1,751,648 $0 $4,389,380 $0 N/A
2018 Individual Variable Life 1.03% $3,569,405 $0 $6,091,002 $0 N/A
2018 Individual Ordinary Annuities 0.01% $184,574 $0 $20,102,945 $0 N/A
2018 Individual Variable Annuities 0.03% $1,132,623 $0 $123,360,235 $0 N/A
2018 Individual Deposit-Type Funds 0.00% $0 $0 $0 $0 N/A
2018 Total Group Life 1.60% $290,686,086 $0 $463,023,098 $0 N/A
2018 Group Term Life 8.67% $101,230,333 $0 $0 $0 N/A
2018 Group Universal Life 7.46% $5,830,383 $0 $188,828,847 $0 N/A
2018 Group Graded Death Benefits 0.00% $0 $0 $2,636,040 $0 N/A
2018 Group Variable Life 14.53% $8,664,728 $0 $37,749,917 $0 N/A
2018 Group Ordinary Annuities 0.11% $2,288,497 $0 $73,936,776 $0 N/A
2018 Group Variable Annuities 13.99% $154,023,331 $0 $1,098,562 $0 N/A
2018 Group Other Considerations 0.15% $18,648,814 $0 $158,772,956 $0 N/A
2017 Total Accident & Health 0.19% $110,637,900 $104,873,805 $83,540,297 $88,348,670 84.24 %
2017 Total Individual Accident & Health 0.06% $14,235,772 $14,293,835 $5,632,016 $5,571,777 38.98 %
2017 Individual Comprehensive Medical Expense 0.00% $129,712 $49,685 $87,937 $80,414 N/A
2017 Individual Long Term Care 2.16% $10,083,832 $10,143,791 $3,623,392 $4,826,743 47.58 %
2017 Individual Disability Income 1.84% $4,020,906 $4,098,972 $1,920,687 $664,599 16.21 %
2017 Individual Limited Benefit 0.00% $1,322 $1,387 $0 $21 1.51 %
2017 Total Group Accident & Health 0.24% $96,402,128 $90,579,970 $77,908,281 $82,776,893 91.39 %
2017 Group Comprehensive Medical Expense - Small Employer 0.00% $0 $0 $103,660 $144,597 N/A
2017 Group Comprehensive Medical Expense - Large Employer 0.02% $3,588,744 $2,980,113 $612,131 $853,872 28.65 %
2017 Group Long Term Care 9.16% $8,401,519 $7,124,379 $7,064,828 $7,403,815 N/A
2017 Group Accident Only 2.39% $7,769,376 $7,114,056 $5,461,821 $6,868,180 96.54 %
2017 Group Disability Income 3.72% $21,582,415 $20,544,697 $20,307,191 $21,299,086 N/A
2017 Group Dental 6.45% $51,825,487 $49,730,469 $42,182,295 $43,900,249 88.28 %
2017 Group Limited Benefit 0.57% $3,234,587 $3,086,256 $2,176,355 $2,307,094 74.75 %
2017 Total Life 1.47% $324,936,805 $0 $741,706,422 $0 N/A
2017 Total Individual Life 0.21% $28,482,034 $0 $188,745,106 $0 N/A
2017 Individual Whole Life 1.14% $14,236,621 $0 $49,983,226 $0 N/A
2017 Individual Term Life 0.43% $4,412,264 $0 $3,067,227 $0 N/A
2017 Individual Universal Life 0.26% $3,968,977 $0 $2,227,583 $0 N/A
2017 Individual Variable Life 1.11% $3,795,191 $0 $5,872,478 $0 N/A
2017 Individual Ordinary Annuities 0.00% $90 $0 $5,541 $0 N/A
2017 Individual Variable Annuities 0.06% $2,068,891 $0 $127,589,051 $0 N/A
2017 Individual Deposit-Type Funds 0.00% $0 $0 $0 $0 N/A
2017 Total Group Life 3.56% $296,454,771 $0 $552,961,316 $0 N/A
2017 Group Term Life 10.33% $115,528,243 $0 $0 $0 N/A
2017 Group Universal Life 6.52% $9,693,876 $0 $175,511,985 $0 N/A
2017 Group Graded Death Benefits 0.00% $0 $0 $3,174,330 $0 N/A
2017 Group Variable Life 12.63% $8,567,235 $0 $33,731,874 $0 N/A
2017 Group Ordinary Annuities 0.09% $2,480,465 $0 $58,837,565 $0 N/A
2017 Group Variable Annuities 10.77% $129,701,878 $0 $1,125,231 $0 N/A
2017 Group Other Considerations 1.55% $30,483,074 $0 $280,580,331 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Health 1.22% 33 70
2019 Life and Annuities 2.85% 50 178
2019 Long-Term Care Insurance 7.33% 14 94
2018 Life and Annuities 2.94% 40 125
2018 Long-Term Care Insurance 7.30% 11 73
2018 Health 1.22% 28 56
2017 Health 1.29% 25 44
2017 Life and Annuities 2.50% 38 133
2017 Long-Term Care Insurance 7.22% 9 61


Company Changes

Effective Date: 05/01/2006

Comments: Paragon Life Insurance Company merged with and into Metropolitan Life Insurance Company.


Market Conduct

Date: 12/27/2006

A7907463_stipulation.pdf

Date: 12/27/2006

A7907463_order.pdf


Financial Exams

This company does not have any financial exams.