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Company Details

  METROPOLITAN LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

65978


Phone Number:

8139834100


Company Address:

18210 Crane Nest Drive, 3rd Floor 
Tampa, FL  33647

Description:

Life and Health


License Number:

A418228


Date Admitted:

1900-01-01


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Accident & Health 1.17% $171,987,257 $156,372,224 $157,221,818 $178,037,812 N/A
2023 Total Individual Accident & Health 0.22% $11,470,360 $12,528,652 $7,619,483 $6,750,896 53.88 %
2023 Individual Long Term Care 4.77% $9,397,241 $9,220,254 $5,137,775 $3,746,579 40.63 %
2023 Individual Disability Income 1.84% $2,071,719 $3,307,011 $2,481,708 $3,004,317 90.85 %
2023 Individual Limited Benefit 0.00% $1,400 $1,387 $0 $0 0.00 %
2023 Total Group Accident & Health 1.67% $160,516,897 $143,843,572 $149,602,335 $171,286,916 N/A
2023 Group Comprehensive Medical Expense - Large Employer 0.40% $9,844,640 $8,836,312 $3,352,605 $1,556,242 17.61 %
2023 Group Long Term Care 21.07% $8,050,686 $7,506,032 $14,771,166 $30,448,931 N/A
2023 Group Accident Only 13.45% $18,194,958 $17,038,693 $7,883,545 $7,958,502 46.71 %
2023 Group Disability Income 8.24% $33,100,385 $29,929,602 $39,650,896 $48,000,749 N/A
2023 Group Dental 25.07% $81,058,948 $75,988,671 $75,590,384 $75,579,899 99.46 %
2023 Group Limited Benefit 3.31% $10,267,280 $4,544,262 $8,353,739 $7,742,593 N/A
2023 Total Life 1.59% $215,008,822 $0 $550,747,807 $0 N/A
2023 Total Individual Life 0.14% $13,798,247 $0 $151,407,615 $0 N/A
2023 Individual Whole Life 1.17% $10,237,831 $0 $40,701,279 $0 N/A
2023 Individual Term Life 0.37% $2,171,744 $0 $14,244,055 $0 N/A
2023 Individual Universal Life 0.18% $1,036,980 $0 $2,443,689 $0 N/A
2023 Individual Ordinary Annuities 0.00% $5,443 $0 $9,022,334 $0 N/A
2023 Individual Variable Annuities 0.02% $346,249 $0 $84,996,258 $0 N/A
2023 Total Group Life 5.72% $201,210,575 $0 $399,340,192 $0 N/A
2023 Group Term Life 25.43% $150,667,729 $0 $0 $0 N/A
2023 Group Universal Life 39.91% $18,287,974 $0 $7,257,170 $0 N/A
2023 Group Graded Death Benefits 0.00% $0 $0 $86,685,624 $0 N/A
2023 Group Ordinary Annuities 0.95% $11,740,883 $0 $118,345,265 $0 N/A
2023 Group Variable Annuities 0.60% $2,986,050 $0 $13,594,498 $0 N/A
2023 Group Other Considerations 1.97% $17,527,939 $0 $173,457,635 $0 N/A
2022 Total Accident & Health 1.32% $160,413,945 $150,200,456 $137,781,950 $121,236,371 80.72 %
2022 Total Individual Accident & Health 0.26% $12,543,251 $12,586,625 $9,482,869 $6,759,787 53.71 %
2022 Individual Comprehensive Medical Expense 0.00% $58,219 $57,973 $9,364 $8,891 15.34 %
2022 Individual Long Term Care 4.64% $9,238,969 $9,220,254 $6,924,819 $3,746,579 40.63 %
2022 Individual Disability Income 2.94% $3,244,663 $3,307,011 $2,548,686 $3,004,317 90.85 %
2022 Individual Limited Benefit 0.00% $1,400 $1,387 $0 $0 0.00 %
2022 Total Group Accident & Health 1.99% $147,870,694 $137,613,831 $128,299,081 $114,476,584 83.19 %
2022 Group Comprehensive Medical Expense - Large Employer 0.45% $8,552,554 $7,689,054 $4,492,973 $4,467,993 58.11 %
2022 Group Long Term Care 22.24% $8,008,107 $7,598,218 $13,057,289 $9,398,090 N/A
2022 Group Accident Only 12.11% $16,039,214 $14,264,512 $6,301,046 $5,862,833 41.10 %
2022 Group Disability Income 8.21% $30,968,340 $28,098,825 $26,086,708 $23,591,023 83.96 %
2022 Group Dental 25.06% $76,217,698 $73,244,388 $74,322,734 $67,031,762 91.52 %
2022 Group Limited Benefit 2.76% $8,084,781 $6,718,834 $4,038,331 $4,124,883 61.39 %
2022 Total Life 2.21% $316,921,842 $0 $707,524,441 $0 N/A
2022 Total Individual Life 0.19% $18,672,665 $0 $149,667,253 $0 N/A
2022 Individual Whole Life 0.35% $3,023,127 $0 $50,616,196 $0 N/A
2022 Individual Term Life 0.16% $973,607 $0 $2,891,861 $0 N/A
2022 Individual Universal Life 1.39% $10,869,945 $0 $2,988,890 $0 N/A
2022 Individual Variable Life 1.46% $3,214,675 $0 $6,663,336 $0 N/A
2022 Individual Ordinary Annuities 0.00% $54,467 $0 $8,034,314 $0 N/A
2022 Individual Variable Annuities 0.03% $536,844 $0 $78,472,656 $0 N/A
2022 Individual Deposit-Type Funds 0.00% $0 $0 $0 $0 N/A
2022 Total Group Life 6.64% $298,249,177 $0 $557,857,188 $0 N/A
2022 Group Term Life 18.80% $103,484,149 $0 $0 $0 N/A
2022 Group Universal Life 80.99% $95,529,702 $0 $16,478,222 $0 N/A
2022 Group Graded Death Benefits 0.00% $0 $0 $225,281,330 $0 N/A
2022 Group Variable Life 13.65% $9,547,048 $0 $45,595,226 $0 N/A
2022 Group Ordinary Annuities 0.07% $1,170,486 $0 $1,418,402 $0 N/A
2022 Group Variable Annuities 17.36% $72,488,451 $0 $87,841,958 $0 N/A
2022 Group Deposit-Type Funds 0.28% $1,530,000 $0 $0 $0 N/A
2022 Group Other Considerations 1.30% $14,499,341 $0 $181,242,050 $0 N/A
2021 Total Accident & Health 1.20% $145,296,503 $135,155,703 $119,637,596 $120,405,487 89.09 %
2021 Total Individual Accident & Health 0.29% $12,983,358 $12,951,865 $7,922,230 $6,307,059 48.70 %
2021 Individual Comprehensive Medical Expense 0.00% $88,315 $30,213 $2,365 $2,446 8.10 %
2021 Individual Long Term Care 4.58% $9,499,097 $9,494,429 $5,824,365 $5,521,406 58.15 %
2021 Individual Disability Income 3.01% $3,394,969 $3,426,219 $2,095,476 $783,184 22.86 %
2021 Individual Limited Benefit 0.00% $977 $1,004 $24 $23 2.29 %
2021 Total Group Accident & Health 1.74% $132,313,145 $122,203,838 $111,715,366 $114,098,428 93.37 %
2021 Group Comprehensive Medical Expense - Large Employer 0.34% $7,641,456 $6,958,058 $2,290,401 $4,127,653 59.32 %
2021 Group Long Term Care 20.84% $8,111,025 $7,548,340 $8,909,126 $931,326 12.34 %
2021 Group Accident Only 11.16% $13,447,547 $11,901,517 $7,706,438 $9,487,741 79.72 %
2021 Group Disability Income 6.82% $24,259,932 $21,119,772 $22,130,828 $23,710,207 N/A
2021 Group Dental 23.18% $72,253,610 $68,544,172 $66,325,228 $71,118,787 N/A
2021 Group Limited Benefit 2.34% $6,599,575 $6,131,979 $4,353,345 $4,722,714 77.02 %
2021 Total Life 1.55% $190,053,046 $0 $722,104,982 $0 N/A
2021 Total Individual Life 0.25% $19,407,467 $0 $195,477,395 $0 N/A
2021 Individual Whole Life 1.10% $9,655,905 $0 $50,241,512 $0 N/A
2021 Individual Term Life 1.29% $7,849,057 $0 $2,337,203 $0 N/A
2021 Individual Universal Life 0.05% $370,439 $0 $2,934,469 $0 N/A
2021 Individual Variable Life 0.24% $573,941 $0 $8,654,542 $0 N/A
2021 Individual Ordinary Annuities 0.00% $31,255 $0 $4,297,453 $0 N/A
2021 Individual Variable Annuities 0.04% $926,870 $0 $127,012,216 $0 N/A
2021 Individual Deposit-Type Funds 0.00% $0 $0 $0 $0 N/A
2021 Total Group Life 3.88% $170,645,579 $0 $526,627,587 $0 N/A
2021 Group Term Life 21.10% $127,826,200 $0 $0 $0 N/A
2021 Group Universal Life 41.47% $15,181,334 $0 $-669,051,150 $0 N/A
2021 Group Graded Death Benefits 0.00% $0 $0 $914,912,189 $0 N/A
2021 Group Variable Life 63.66% $9,389,800 $0 $34,328,418 $0 N/A
2021 Group Ordinary Annuities -0.12% $-1,654,865 $0 $-256,791,440 $0 N/A
2021 Group Variable Annuities 0.37% $2,230,095 $0 $346,051,801 $0 N/A
2021 Group Other Considerations 1.54% $17,673,015 $0 $157,177,769 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Health 1.42% 18 59
2023 Life and Annuities 2.19% 37 227
2023 Long-Term Care Insurance 7.21% 3 26
2022 Health 1.77% 18 46
2022 Life and Annuities 2.00% 46 317
2022 Long-Term Care Insurance 7.23% 3 27
2021 Health 1.70% 26 62
2021 Life and Annuities 1.75% 57 420
2021 Long-Term Care Insurance 7.32% 9 73


Company Changes

Effective Date: 05/01/2006

Comments: Paragon Life Insurance Company merged with and into Metropolitan Life Insurance Company.


Market Conduct

Date: 12/27/2006

A7907463_stipulation.pdf

Date: 12/27/2006

A7907463_order.pdf

Date: 06/17/2021

MLIC621.pdf

Date: 08/25/2021

MLIC821.pdf


Financial Exams

This company does not have any financial exams.