Company Details

  LINCOLN NATIONAL LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

65676


Phone Number:

336-691-3000


Company Address:

100 NORTH GREENE STREET 
GREENSBORO, NC  27401

Description:

Life and Health


License Number:

A418226


Date Admitted:

1921-11-01


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Accident & Health 0.03% $19,413,617 $19,580,003 $14,898,108 $14,440,176 73.75 %
2019 Total Individual Accident & Health 0.00% $230,663 $304,699 $423,957 $310,300 N/A
2019 Individual Long Term Care 0.03% $141,513 $186,935 $94,123 $68,890 36.85 %
2019 Individual Disability Income 0.04% $89,150 $117,764 $329,834 $241,410 N/A
2019 Total Group Accident & Health 0.05% $19,182,954 $19,275,304 $14,474,151 $14,129,876 73.31 %
2019 Group Specified Disease 0.33% $325,834 $296,752 $57,300 $55,937 18.85 %
2019 Group Accident Only 0.36% $1,165,149 $1,152,338 $253,250 $247,226 21.45 %
2019 Group Disability Income 2.08% $11,895,978 $12,155,936 $9,183,702 $8,965,263 73.75 %
2019 Group Dental 0.54% $5,795,993 $5,670,278 $4,979,899 $4,861,450 85.74 %
2019 Total Life 1.65% $444,867,220 $0 $430,618,786 $0 N/A
2019 Total Individual Life 2.30% $376,235,727 $0 $358,870,169 $0 N/A
2019 Individual Whole Life 0.03% $336,615 $0 $216,170 $0 N/A
2019 Individual Term Life 1.19% $13,345,426 $0 $8,570,253 $0 N/A
2019 Individual Universal Life 1.86% $26,973,777 $0 $28,167,560 $0 N/A
2019 Individual Variable Life 11.89% $57,359,777 $0 $36,835,679 $0 N/A
2019 Individual Ordinary Annuities 0.78% $17,745,974 $0 $10,590,268 $0 N/A
2019 Individual Variable Annuities 3.30% $170,766,044 $0 $240,330,284 $0 N/A
2019 Individual Equity Indexed Annuities 2.07% $89,708,114 $0 $34,159,955 $0 N/A
2019 Total Group Life 0.65% $68,631,493 $0 $71,748,617 $0 N/A
2019 Group Term Life 0.70% $8,047,036 $0 $10,497,210 $0 N/A
2019 Group Ordinary Annuities 0.43% $12,149,123 $0 $12,269,737 $0 N/A
2019 Group Variable Annuities 4.51% $48,435,334 $0 $48,981,670 $0 N/A
2018 Total Accident & Health 0.04% $22,143,316 $22,313,416 $16,471,424 $15,982,503 71.63 %
2018 Total Individual Accident & Health 0.00% $317,079 $402,768 $423,235 $528,929 N/A
2018 Individual Long Term Care 0.04% $191,384 $243,105 $179,646 $224,509 92.35 %
2018 Individual Disability Income 0.06% $125,695 $159,663 $243,589 $304,420 N/A
2018 Total Group Accident & Health 0.05% $21,826,237 $21,910,648 $16,048,189 $15,453,574 70.53 %
2018 Group Comprehensive Medical Expense - Small Employer 0.00% $0 $-360 $0 $0 0.00 %
2018 Group Specified Disease 0.59% $528,834 $528,401 $100,800 $97,065 18.37 %
2018 Group Accident Only 0.48% $1,465,265 $1,475,195 $210,210 $202,421 13.72 %
2018 Group Disability Income 1.98% $11,912,090 $12,019,792 $9,053,683 $8,718,228 72.53 %
2018 Group Dental 0.89% $7,920,048 $7,887,620 $6,683,496 $6,435,860 81.59 %
2018 Total Life 1.19% $393,125,067 $0 $446,103,292 $0 N/A
2018 Total Individual Life 2.30% $338,725,620 $0 $332,641,089 $0 N/A
2018 Individual Whole Life 0.02% $196,267 $0 $118,040 $0 N/A
2018 Individual Term Life 1.12% $12,561,189 $0 $7,555,359 $0 N/A
2018 Individual Universal Life 3.55% $54,241,285 $0 $32,621,994 $0 N/A
2018 Individual Variable Life 10.21% $35,653,455 $0 $21,442,833 $0 N/A
2018 Individual Ordinary Annuities 1.46% $24,544,310 $0 $19,651,541 $0 N/A
2018 Individual Variable Annuities 4.62% $172,236,320 $0 $217,090,837 $0 N/A
2018 Individual Equity Indexed Annuities 0.87% $39,292,794 $0 $34,160,485 $0 N/A
2018 Total Group Life 0.30% $54,399,447 $0 $113,462,203 $0 N/A
2018 Group Term Life 0.78% $9,084,883 $0 $6,662,341 $0 N/A
2018 Group Ordinary Annuities 0.50% $10,891,902 $0 $9,740,680 $0 N/A
2018 Group Variable Annuities 3.13% $34,422,662 $0 $97,059,182 $0 N/A
2017 Total Accident & Health 0.04% $22,039,564 $22,109,228 $16,458,947 $16,371,587 74.05 %
2017 Total Individual Accident & Health 0.00% $340,562 $419,443 $524,796 $441,422 N/A
2017 Individual Long Term Care 0.04% $207,224 $255,221 $269,373 $226,578 88.78 %
2017 Individual Disability Income 0.06% $133,338 $164,222 $255,423 $214,844 N/A
2017 Total Group Accident & Health 0.05% $21,699,002 $21,689,785 $15,934,151 $15,930,165 73.45 %
2017 Group Comprehensive Medical Expense - Small Employer 0.00% $2,018 $2,378 $0 $0 0.00 %
2017 Group Specified Disease 0.68% $606,613 $597,869 $178,025 $177,980 29.77 %
2017 Group Accident Only 0.44% $1,425,785 $1,419,045 $331,133 $331,050 23.33 %
2017 Group Disability Income 2.19% $12,718,800 $12,595,045 $9,944,286 $9,941,799 78.93 %
2017 Group Dental 0.86% $6,945,786 $7,075,448 $5,480,707 $5,479,336 77.44 %
2017 Total Life 1.55% $343,578,637 $0 $397,658,843 $0 N/A
2017 Total Individual Life 2.01% $277,395,991 $0 $321,384,910 $0 N/A
2017 Individual Whole Life 0.02% $202,603 $0 $121,839 $0 N/A
2017 Individual Term Life 1.11% $11,472,643 $0 $6,899,301 $0 N/A
2017 Individual Universal Life 3.68% $55,199,414 $0 $33,195,258 $0 N/A
2017 Individual Variable Life 6.60% $22,679,225 $0 $13,638,600 $0 N/A
2017 Individual Ordinary Annuities 2.61% $38,154,575 $0 $17,092,043 $0 N/A
2017 Individual Variable Annuities 3.69% $135,835,213 $0 $222,165,095 $0 N/A
2017 Individual Equity Indexed Annuities 0.36% $13,852,318 $0 $28,272,774 $0 N/A
2017 Total Group Life 0.80% $66,182,646 $0 $76,273,933 $0 N/A
2017 Group Term Life 0.90% $10,060,218 $0 $6,152,062 $0 N/A
2017 Group Ordinary Annuities 0.43% $12,469,766 $0 $10,739,401 $0 N/A
2017 Group Variable Annuities 3.62% $43,652,662 $0 $59,382,470 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Life and Annuities 4.31% 22 52
2019 Long-Term Care Insurance 0.07% 0 0
2019 Health 0.21% 11 133
2018 Health 0.24% 13 132
2018 Life and Annuities 3.92% 22 52
2018 Long-Term Care Insurance 0.08% 0 0
2017 Health 0.27% 17 141
2017 Life and Annuities 3.71% 22 52
2017 Long-Term Care Insurance 0.06% 1 840


Company Changes

Effective Date: 01/01/2007

Comments: Jefferson pilot life Insurance Company merged with and into Lincoln National Life Insurance Company.


Market Conduct

Date: 07/17/2020

LNLIC720.pdf


Financial Exams

This company does not have any financial exams.