Company Details

  LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE License Status :
Active

NAIC Number :

65676


Phone Number:

3366913000


Company Address:

100 North Greene Street 
Greensboro, NC  27401

Description:

Life and Health


License Number:

A418226


Date Admitted:

1921-11-01


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Accident & Health 0.33% $49,428,929 $49,428,127 $30,773,008 $30,625,988 61.96 %
2023 Total Individual Accident & Health 0.00% $155,390 $163,782 $340,143 $654,878 N/A
2023 Individual Long Term Care 0.04% $79,183 $84,233 $94,121 $501,405 N/A
2023 Individual Accident Only 0.09% $76,207 $79,549 $246,022 $153,473 N/A
2023 Total Group Accident & Health 0.51% $49,273,539 $49,264,345 $30,432,865 $29,971,110 60.84 %
2023 Group Specified Disease 0.68% $342,042 $365,249 $64,000 $69,972 19.16 %
2023 Group Accident Only 2.26% $3,054,578 $3,042,690 $2,440,817 $2,045,828 67.24 %
2023 Group Disability Income 10.90% $43,797,577 $43,760,899 $26,039,788 $25,987,862 59.39 %
2023 Group Dental 0.64% $2,079,342 $2,095,507 $1,888,260 $1,867,448 89.12 %
2023 Total Life 3.40% $460,174,111 $0 $501,500,496 $0 N/A
2023 Total Individual Life 3.32% $333,240,663 $0 $392,261,793 $0 N/A
2023 Individual Whole Life 0.10% $909,655 $0 $2,032,144 $0 N/A
2023 Individual Term Life 3.18% $18,800,156 $0 $9,805,001 $0 N/A
2023 Individual Universal Life 6.03% $34,444,620 $0 $36,021,344 $0 N/A
2023 Individual Ordinary Annuities 2.58% $69,200,495 $0 $20,892,811 $0 N/A
2023 Individual Variable Annuities 10.30% $153,924,753 $0 $279,885,658 $0 N/A
2023 Individual Equity Indexed Annuities 2.50% $55,960,984 $0 $43,624,835 $0 N/A
2023 Total Group Life 3.61% $126,933,448 $0 $109,238,703 $0 N/A
2023 Group Term Life 4.45% $26,390,276 $0 $22,141,695 $0 N/A
2023 Group Universal Life 0.00% $0 $0 $5,047 $0 N/A
2023 Group Ordinary Annuities 2.67% $33,116,390 $0 $24,315,414 $0 N/A
2023 Group Variable Annuities 13.56% $67,426,782 $0 $61,501,880 $0 N/A
2023 Group Equity Indexed Annuities 0.00% $0 $0 $1,274,667 $0 N/A
2022 Total Accident & Health 0.36% $44,081,457 $45,321,845 $30,068,490 $33,945,561 74.90 %
2022 Total Individual Accident & Health 0.00% $155,563 $238,213 $374,777 $241,780 N/A
2022 Individual Long Term Care 0.03% $57,200 $52,479 $37,848 $-189,002 -360.15 %
2022 Individual Disability Income 0.09% $98,363 $185,734 $336,929 $430,782 N/A
2022 Total Group Accident & Health 0.59% $43,925,894 $45,083,632 $29,693,713 $33,703,781 74.76 %
2022 Group Specified Disease 0.49% $234,370 $227,932 $71,850 $93,667 41.09 %
2022 Group Accident Only 2.10% $2,784,409 $2,768,241 $2,306,485 $2,329,466 84.15 %
2022 Group Disability Income 10.28% $38,783,384 $40,033,922 $25,455,540 $29,435,839 73.53 %
2022 Group Dental 0.70% $2,123,731 $2,053,537 $1,859,838 $1,844,809 89.84 %
2022 Total Life 3.32% $476,308,233 $0 $442,830,134 $0 N/A
2022 Total Individual Life 3.77% $371,826,826 $0 $350,417,609 $0 N/A
2022 Individual Whole Life 0.03% $267,793 $0 $3,066,711 $0 N/A
2022 Individual Term Life 2.92% $18,151,824 $0 $11,828,581 $0 N/A
2022 Individual Universal Life 8.21% $64,130,481 $0 $49,668,529 $0 N/A
2022 Individual Variable Life 17.54% $38,547,981 $0 $9,896,167 $0 N/A
2022 Individual Ordinary Annuities 0.83% $19,483,133 $0 $24,759,696 $0 N/A
2022 Individual Variable Annuities 8.03% $158,264,917 $0 $218,181,487 $0 N/A
2022 Individual Equity Indexed Annuities 3.77% $72,980,697 $0 $33,016,438 $0 N/A
2022 Total Group Life 2.32% $104,481,407 $0 $92,412,525 $0 N/A
2022 Group Term Life 4.29% $23,601,961 $0 $21,934,639 $0 N/A
2022 Group Universal Life 0.00% $0 $0 $0 $0 N/A
2022 Group Ordinary Annuities 2.38% $38,513,899 $0 $16,824,896 $0 N/A
2022 Group Variable Annuities 10.15% $42,365,547 $0 $52,617,998 $0 N/A
2022 Group Equity Indexed Annuities 0.00% $0 $0 $1,034,992 $0 N/A
2021 Total Accident & Health 0.36% $43,892,493 $44,218,899 $30,646,824 $36,743,558 83.09 %
2021 Total Individual Accident & Health 0.00% $213,370 $236,833 $448,850 $480,624 N/A
2021 Individual Long Term Care 0.06% $116,123 $125,741 $106,286 $111,409 88.60 %
2021 Individual Disability Income 0.09% $97,247 $111,092 $342,564 $369,215 N/A
2021 Total Group Accident & Health 0.58% $43,679,123 $43,982,066 $30,197,974 $36,262,934 82.45 %
2021 Group Specified Disease 0.72% $318,684 $306,685 $53,300 $54,587 17.80 %
2021 Group Accident Only 2.15% $2,588,318 $2,572,961 $1,074,993 $1,587,530 61.70 %
2021 Group Disability Income 10.23% $36,396,447 $36,709,419 $25,097,922 $30,620,553 83.41 %
2021 Group Dental 1.40% $4,375,674 $4,393,001 $3,971,759 $4,000,264 91.06 %
2021 Total Life 3.61% $442,900,781 $0 $502,975,414 $0 N/A
2021 Total Individual Life 4.53% $356,052,921 $0 $409,129,363 $0 N/A
2021 Individual Whole Life 0.03% $292,072 $0 $2,374,112 $0 N/A
2021 Individual Term Life 2.81% $17,092,525 $0 $3,815,297 $0 N/A
2021 Individual Universal Life 5.33% $42,468,129 $0 $35,288,844 $0 N/A
2021 Individual Variable Life 25.82% $60,996,780 $0 $25,484,686 $0 N/A
2021 Individual Ordinary Annuities 1.02% $15,840,102 $0 $22,379,525 $0 N/A
2021 Individual Variable Annuities 8.06% $182,327,876 $0 $285,971,299 $0 N/A
2021 Individual Equity Indexed Annuities 2.72% $37,035,437 $0 $33,815,600 $0 N/A
2021 Total Group Life 1.97% $86,847,860 $0 $93,846,051 $0 N/A
2021 Group Term Life 3.51% $21,270,826 $0 $21,640,647 $0 N/A
2021 Group Ordinary Annuities 0.82% $10,964,686 $0 $22,969,151 $0 N/A
2021 Group Variable Annuities 9.08% $54,612,348 $0 $48,906,725 $0 N/A
2021 Group Equity Indexed Annuities 0.00% $0 $0 $329,528 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Health 0.41% 5 56
2023 Life and Annuities 4.25% 19 60
2023 Long-Term Care Insurance 0.03% 0 0
2022 Health 0.44% 8 84
2022 Life and Annuities 4.26% 16 52
2022 Long-Term Care Insurance 0.05% 1 1434
2021 Health 0.34% 12 142
2021 Life and Annuities 4.43% 13 38
2021 Long-Term Care Insurance 0.06% 1 1038


Company Changes

Effective Date: 01/01/2007

Comments: Jefferson pilot life Insurance Company merged with and into Lincoln National Life Insurance Company.

Effective Date: 10/01/2021

Comments: Effective 10/01/2021 Lincoln Life Assurance Company of Boston merged into the above company.


Market Conduct

Date: 07/17/2020

LNLIC720.pdf


Financial Exams

This company does not have any financial exams.