Company Details

  KANSAS CITY LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

65129


Phone Number:

816-753-7000


Company Address:

P O BOX 219139 
KANSAS CITY, MO  64121-9139

Description:

Life and Health


License Number:

A420864


Date Admitted:

1903-06-13


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Accident & Health 0.01% $6,362,467 $6,403,922 $4,260,537 $4,510,743 70.44 %
2019 Total Individual Accident & Health 0.00% $9,375 $9,518 $2,907 $1,762 18.51 %
2019 Individual Medicare Supplement 0.00% $978 $1,085 $122 $-252 -23.23 %
2019 Individual Specified Disease 0.00% $28 $28 $0 $0 0.00 %
2019 Individual Disability Income 0.00% $8,177 $8,205 $2,560 $1,821 22.19 %
2019 Individual Limited Benefit 0.00% $192 $200 $225 $193 96.50 %
2019 Total Group Accident & Health 0.02% $6,353,092 $6,394,404 $4,257,630 $4,508,981 70.51 %
2019 Group Specified Disease 0.02% $17,110 $17,221 $0 $0 0.00 %
2019 Group Accident Only 0.00% $10,739 $10,809 $0 $0 0.00 %
2019 Group Disability Income 0.42% $2,400,561 $2,416,171 $1,111,120 $1,176,715 48.70 %
2019 Group Dental 0.33% $3,524,944 $3,547,865 $2,384,265 $2,525,021 71.17 %
2019 Group Limited Benefit 0.06% $399,738 $402,338 $762,245 $807,245 N/A
2019 Total Life 0.07% $19,369,497 $0 $26,825,202 $0 N/A
2019 Total Individual Life 0.10% $15,734,434 $0 $24,901,805 $0 N/A
2019 Individual Whole Life 0.04% $563,646 $0 $1,446,613 $0 N/A
2019 Individual Term Life 0.22% $2,464,139 $0 $1,963,909 $0 N/A
2019 Individual Universal Life 0.32% $4,628,558 $0 $4,901,010 $0 N/A
2019 Individual Variable Life 0.04% $216,682 $0 $175,527 $0 N/A
2019 Individual Ordinary Annuities 0.29% $6,626,709 $0 $13,760,792 $0 N/A
2019 Individual Variable Annuities 0.01% $584,220 $0 $2,653,954 $0 N/A
2019 Individual Deposit-Type Funds 0.38% $650,480 $0 $0 $0 N/A
2019 Total Group Life 0.03% $3,635,063 $0 $1,923,397 $0 N/A
2019 Group Term Life 0.22% $2,527,643 $0 $1,204,260 $0 N/A
2019 Group Deposit-Type Funds 0.14% $1,107,420 $0 $719,137 $0 N/A
2018 Total Accident & Health 0.01% $5,688,999 $5,652,179 $3,890,464 $4,229,672 74.83 %
2018 Total Individual Accident & Health 0.00% $10,425 $10,591 $11,136 $2,585 24.41 %
2018 Individual Medicare Supplement 0.00% $1,259 $1,259 $2,848 $2,929 N/A
2018 Individual Specified Disease 0.00% $28 $51 $0 $0 0.00 %
2018 Individual Disability Income 0.00% $8,632 $8,775 $8,288 $-345 -3.93 %
2018 Individual Limited Benefit 0.00% $506 $506 $0 $1 0.20 %
2018 Total Group Accident & Health 0.01% $5,678,574 $5,641,588 $3,879,328 $4,227,087 74.93 %
2018 Group Accident Only 0.00% $270 $268 $0 $0 0.00 %
2018 Group Disability Income 0.33% $1,962,083 $1,949,304 $898,735 $979,301 50.24 %
2018 Group Dental 0.38% $3,374,084 $3,352,108 $2,076,702 $2,262,866 67.51 %
2018 Group Limited Benefit 0.06% $342,137 $339,908 $903,891 $984,920 N/A
2018 Total Life 0.06% $18,355,615 $0 $29,529,225 $0 N/A
2018 Total Individual Life 0.10% $14,846,150 $0 $27,904,502 $0 N/A
2018 Individual Whole Life 0.04% $514,703 $0 $1,299,046 $0 N/A
2018 Individual Term Life 0.23% $2,560,374 $0 $1,787,244 $0 N/A
2018 Individual Universal Life 0.30% $4,625,380 $0 $8,615,863 $0 N/A
2018 Individual Variable Life 0.07% $254,245 $0 $1,419,592 $0 N/A
2018 Individual Ordinary Annuities 0.31% $5,169,772 $0 $12,888,847 $0 N/A
2018 Individual Variable Annuities 0.02% $602,048 $0 $1,893,908 $0 N/A
2018 Individual Deposit-Type Funds 0.76% $1,119,628 $0 $2 $0 N/A
2018 Total Group Life 0.02% $3,509,465 $0 $1,624,723 $0 N/A
2018 Group Term Life 0.19% $2,275,295 $0 $1,056,806 $0 N/A
2018 Group Deposit-Type Funds 0.14% $1,234,170 $0 $567,917 $0 N/A
2017 Total Accident & Health 0.01% $5,080,918 $5,154,253 $3,814,612 $3,962,336 76.88 %
2017 Total Individual Accident & Health 0.00% $11,821 $12,208 $15,566 $4,923 40.33 %
2017 Individual Medicare Supplement 0.00% $1,389 $1,478 $2,026 $1,525 N/A
2017 Individual Specified Disease 0.00% $64 $64 $0 $-16 -25.00 %
2017 Individual Disability Income 0.00% $9,861 $10,159 $13,540 $3,434 33.80 %
2017 Individual Limited Benefit 0.00% $507 $507 $0 $-20 -3.94 %
2017 Total Group Accident & Health 0.01% $5,069,097 $5,142,045 $3,799,046 $3,957,413 76.96 %
2017 Group Disability Income 0.28% $1,628,241 $1,651,673 $934,336 $973,285 58.93 %
2017 Group Dental 0.39% $3,128,425 $3,173,444 $2,031,582 $2,116,270 66.69 %
2017 Group Limited Benefit 0.05% $312,431 $316,928 $833,128 $867,858 N/A
2017 Total Life 0.10% $21,219,558 $0 $31,093,759 $0 N/A
2017 Total Individual Life 0.13% $17,969,776 $0 $27,913,900 $0 N/A
2017 Individual Whole Life 0.04% $516,611 $0 $1,268,611 $0 N/A
2017 Individual Term Life 0.24% $2,503,281 $0 $2,318,089 $0 N/A
2017 Individual Universal Life 0.30% $4,552,672 $0 $4,868,462 $0 N/A
2017 Individual Variable Life 0.08% $269,477 $0 $376,695 $0 N/A
2017 Individual Ordinary Annuities 0.65% $9,457,987 $0 $15,344,090 $0 N/A
2017 Individual Variable Annuities 0.01% $526,722 $0 $3,737,953 $0 N/A
2017 Individual Deposit-Type Funds 0.09% $143,026 $0 $0 $0 N/A
2017 Total Group Life 0.04% $3,249,782 $0 $3,179,859 $0 N/A
2017 Group Term Life 0.19% $2,176,241 $0 $1,284,594 $0 N/A
2017 Group Deposit-Type Funds 0.14% $1,073,541 $0 $1,895,265 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Health 0.06% 0 0
2019 Life and Annuities 0.20% 12 623
2019 Medicare Supplement Insurance 0.00% 0 0
2018 Health 0.06% 0 0
2018 Life and Annuities 0.21% 10 447
2018 Medicare Supplement Insurance 0.00% 0 0
2017 Medicare Supplement Insurance 0.00% 0 0
2017 Health 0.05% 1 43
2017 Life and Annuities 0.22% 8 320


Company Changes

Effective Date: 01/01/2004

Comments: GuideOne Life Insurance Co. merged with and into Kansas City Life Insurance Co.


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

Date: 06/13/2016

KansasCityLifeFE.pdf