Company Details

  RIVERSOURCE LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

65005


Phone Number:

612-671-3131


Company Address:

227 AMERIPRISE FINANCIAL CTR 
MINNEAPOLIS, MN  55474

Description:

Life and Health


License Number:

A424295


Date Admitted:

1960-05-16


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Accident & Health 0.00% $4,884,393 $4,913,405 $6,193,231 $6,312,685 N/A
2018 Total Individual Accident & Health 0.01% $4,870,651 $4,899,570 $6,192,493 $6,311,946 N/A
2018 Individual Long Term Care 0.41% $3,649,856 $3,688,443 $5,845,856 $5,958,622 N/A
2018 Individual Disability Income 0.28% $1,220,795 $1,211,127 $346,637 $353,324 29.17 %
2018 Total Group Accident & Health 0.00% $13,742 $13,835 $738 $739 5.34 %
2018 Group Long Term Care 0.01% $10,200 $10,287 $738 $739 7.18 %
2018 Group Disability Income 0.00% $3,542 $3,548 $0 $0 0.00 %
2018 Total Life 0.13% $82,372,911 $0 $217,129,314 $0 N/A
2018 Total Individual Life 0.30% $81,998,436 $0 $216,350,560 $0 N/A
2018 Individual Whole Life 0.00% $8,219 $0 $9,867 $0 N/A
2018 Individual Term Life 0.08% $1,707,781 $0 $2,050,194 $0 N/A
2018 Individual Universal Life 0.17% $4,863,571 $0 $3,735,882 $0 N/A
2018 Individual Variable Life 0.97% $5,945,877 $0 $6,469,251 $0 N/A
2018 Individual Ordinary Annuities 0.06% $2,022,874 $0 $34,568,319 $0 N/A
2018 Individual Variable Annuities 0.96% $67,039,773 $0 $169,511,508 $0 N/A
2018 Individual Modified Guaranteed Annuities 0.00% $0 $0 $0 $0 N/A
2018 Individual Equity Indexed Annuities 0.00% $180,000 $0 $5,539 $0 N/A
2018 Individual Deposit-Type Funds 0.08% $230,341 $0 $0 $0 N/A
2018 Total Group Life 0.00% $374,475 $0 $778,754 $0 N/A
2018 Group Universal Life 0.00% $0 $0 $0 $0 N/A
2018 Group Ordinary Annuities 0.01% $374,475 $0 $685,796 $0 N/A
2018 Group Variable Annuities 0.00% $0 $0 $27,052 $0 N/A
2018 Group Modified Guaranteed Annuities 0.00% $0 $0 $65,906 $0 N/A
2017 Total Accident & Health 0.01% $4,931,495 $4,974,077 $5,958,164 $5,998,358 N/A
2017 Total Individual Accident & Health 0.02% $4,908,653 $4,951,113 $5,957,200 $5,997,362 N/A
2017 Individual Long Term Care 0.81% $3,622,068 $3,662,581 $5,666,511 $5,704,713 N/A
2017 Individual Disability Income 0.61% $1,286,585 $1,288,532 $290,689 $292,649 22.71 %
2017 Total Group Accident & Health 0.00% $22,842 $22,964 $964 $996 4.34 %
2017 Group Long Term Care 0.02% $18,711 $18,829 $964 $996 5.29 %
2017 Group Disability Income 0.00% $4,131 $4,135 $0 $0 0.00 %
2017 Total Life 0.40% $82,190,214 $0 $210,760,300 $0 N/A
2017 Total Individual Life 0.64% $81,806,435 $0 $210,239,516 $0 N/A
2017 Individual Whole Life 0.00% $9,405 $0 $5,820 $0 N/A
2017 Individual Term Life 0.18% $1,740,061 $0 $1,076,778 $0 N/A
2017 Individual Universal Life 0.38% $5,234,114 $0 $5,880,873 $0 N/A
2017 Individual Variable Life 1.98% $6,192,838 $0 $5,036,570 $0 N/A
2017 Individual Ordinary Annuities 0.15% $2,035,025 $0 $33,652,395 $0 N/A
2017 Individual Variable Annuities 1.93% $66,375,839 $0 $164,582,709 $0 N/A
2017 Individual Modified Guaranteed Annuities 0.00% $0 $0 $0 $0 N/A
2017 Individual Equity Indexed Annuities 0.00% $117,086 $0 $4,371 $0 N/A
2017 Individual Deposit-Type Funds 0.07% $102,067 $0 $0 $0 N/A
2017 Total Group Life 0.00% $383,779 $0 $520,784 $0 N/A
2017 Group Universal Life 0.00% $0 $0 $0 $0 N/A
2017 Group Ordinary Annuities 0.01% $383,779 $0 $410,026 $0 N/A
2017 Group Variable Annuities 0.00% $0 $0 $45,475 $0 N/A
2017 Group Modified Guaranteed Annuities 0.00% $0 $0 $65,283 $0 N/A
2016 Total Accident & Health 0.01% $5,017,393 $5,063,197 $5,773,425 $5,846,948 N/A
2016 Total Individual Accident & Health 0.02% $4,997,648 $5,043,299 $5,773,244 $5,846,764 N/A
2016 Individual Long Term Care 0.80% $3,663,238 $3,708,201 $5,373,982 $5,442,418 N/A
2016 Individual Disability Income 0.66% $1,334,410 $1,335,098 $399,262 $404,346 30.29 %
2016 Total Group Accident & Health 0.00% $19,745 $19,898 $181 $184 0.92 %
2016 Group Long Term Care 0.02% $15,654 $15,820 $181 $184 1.16 %
2016 Group Disability Income 0.00% $4,091 $4,078 $0 $0 0.00 %
2016 Total Life 0.33% $73,175,451 $0 $202,432,023 $0 N/A
2016 Total Individual Life 0.49% $72,887,107 $0 $201,619,437 $0 N/A
2016 Individual Whole Life 0.00% $9,452 $0 $9,016 $0 N/A
2016 Individual Term Life 0.18% $1,774,091 $0 $1,692,344 $0 N/A
2016 Individual Universal Life 0.38% $5,377,782 $0 $2,198,114 $0 N/A
2016 Individual Variable Life 1.84% $5,619,923 $0 $7,014,990 $0 N/A
2016 Individual Ordinary Annuities 0.08% $1,093,718 $0 $37,969,716 $0 N/A
2016 Individual Variable Annuities 1.12% $58,385,349 $0 $152,735,257 $0 N/A
2016 Individual Equity Indexed Annuities 0.00% $0 $0 $0 $0 N/A
2016 Individual Deposit-Type Funds 0.39% $626,792 $0 $0 $0 N/A
2016 Total Group Life 0.00% $288,344 $0 $812,586 $0 N/A
2016 Group Universal Life 0.00% $0 $0 $0 $0 N/A
2016 Group Ordinary Annuities 0.01% $287,864 $0 $636,939 $0 N/A
2016 Group Variable Annuities 0.00% $480 $0 $122,647 $0 N/A
2016 Group Modified Guaranteed Annuities 0.00% $0 $0 $53,000 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Health 0.05% 1 45
2018 Life and Annuities 0.88% 1 10
2018 Long-Term Care Insurance 1.45% 1 33
2017 Long-Term Care Insurance 1.43% 0 0
2017 Health 0.06% 0 0
2017 Life and Annuities 0.87% 2 20
2016 Health 0.06% 1 33
2016 Life and Annuities 0.85% 3 30
2016 Long-Term Care Insurance 1.43% 1 34


Company Changes

Effective Date: 12/31/2006

Comments: American Enterprise Life Insurance Company and American Partners Life Insurance Company merged with and into IDS Life Insurance Company, forming RiverSource Life Insurance Company.


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.