Company Details

  AMERICAN GENERAL LIFE INSURANCE CO License Status :
Active

NAIC Number :

60488


Phone Number:

7135221111


Company Address:

PO BOX 1591 
HOUSTON, TX  77251-1591

Description:

Life and Health


License Number:

A423460


Date Admitted:

1960-06-30


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Accident & Health 0.00% $2,504,429 $2,498,724 $1,583,378 $1,376,087 55.07 %
2018 Total Individual Accident & Health 0.02% $2,463,321 $2,456,347 $1,340,949 $1,443,232 58.76 %
2018 Individual Comprehensive Medical Expense 0.00% $636 $618 $5 $5 0.81 %
2018 Individual Medicare Supplement 0.00% $39,580 $35,531 $19,446 $18,778 52.85 %
2018 Individual Long Term Care 0.07% $311,796 $320,616 $680,760 $743,236 N/A
2018 Individual Specified Disease 0.05% $252,174 $240,888 $35,124 $35,418 14.70 %
2018 Individual Accident Only 0.67% $1,654,547 $1,650,820 $250,648 $308,744 18.70 %
2018 Individual Disability Income 0.09% $199,267 $202,699 $353,619 $335,919 N/A
2018 Individual Limited Benefit 0.00% $5,321 $5,175 $1,347 $1,132 21.87 %
2018 Total Group Accident & Health 0.00% $41,108 $42,377 $242,429 $-67,145 -158.45 %
2018 Group Specified Disease 0.01% $4,137 $4,567 $3,181 $-4,488 -98.27 %
2018 Group Accident Only 0.00% $4,512 $3,533 $75,000 $25,718 N/A
2018 Group Disability Income 0.01% $36,123 $36,175 $163,688 $-87,989 -243.23 %
2018 Group Dental -0.00% $-3,656 $-1,932 $560 $447 -23.14 %
2018 Group Limited Benefit -0.00% $-8 $34 $0 $0 0.00 %
2018 Group Short Term Credit Disability 0.00% $0 $0 $0 $-833 N/A
2018 Total Life 2.01% $584,937,071 $0 $609,024,397 $0 N/A
2018 Total Individual Life 4.28% $581,466,624 $0 $404,280,054 $0 N/A
2018 Individual Whole Life 0.88% $10,084,959 $0 $7,987,249 $0 N/A
2018 Individual Term Life 3.47% $35,742,166 $0 $8,919,414 $0 N/A
2018 Individual Universal Life 0.09% $1,272,407 $0 $12,705,431 $0 N/A
2018 Individual Graded Death Benefits 0.00% $0 $0 $0 $0 N/A
2018 Individual Variable Life 1.19% $3,572,990 $0 $2,801,837 $0 N/A
2018 Individual Ordinary Annuities 0.85% $13,162,399 $0 $47,832,114 $0 N/A
2018 Individual Variable Annuities 8.33% $284,614,504 $0 $312,616,767 $0 N/A
2018 Individual Equity Indexed Annuities 5.52% $231,802,995 $0 $11,417,242 $0 N/A
2018 Individual Deposit-Type Funds 0.87% $1,214,204 $0 $0 $0 N/A
2018 Total Group Life 0.02% $3,470,447 $0 $204,744,343 $0 N/A
2018 Group Whole Life 0.05% $48,704 $0 $4,035,349 $0 N/A
2018 Group Term Life 0.02% $198,373 $0 $6,415,103 $0 N/A
2018 Group Universal Life 0.01% $6,145 $0 $6,419,087 $0 N/A
2018 Group Credit Life 0.07% $13,949 $0 $-833 $0 N/A
2018 Group Variable Life -0.04% $-22,453 $0 $0 $0 N/A
2018 Group Ordinary Annuities 0.07% $1,492,111 $0 $24,165,925 $0 N/A
2018 Group Variable Annuities 0.16% $1,733,618 $0 $163,709,712 $0 N/A
2018 Group Equity Indexed Annuities 0.00% $0 $0 $0 $0 N/A
2018 Group Other Considerations 0.00% $0 $0 $0 $0 N/A
2017 Total Accident & Health 0.01% $3,614,131 $3,581,388 $2,315,435 $1,845,119 51.52 %
2017 Total Individual Accident & Health 0.01% $2,998,205 $2,991,171 $1,430,413 $1,587,752 53.08 %
2017 Individual Comprehensive Medical Expense 0.00% $659 $663 $1,886 $1,715 N/A
2017 Individual Medicare Supplement 0.00% $51,151 $52,961 $36,380 $35,104 66.28 %
2017 Individual Long Term Care 0.09% $382,749 $374,222 $643,125 $738,008 N/A
2017 Individual Specified Disease 0.08% $273,164 $272,592 $242,070 $220,332 80.83 %
2017 Individual Accident Only 0.91% $2,075,027 $2,069,093 $150,671 $243,449 11.77 %
2017 Individual Disability Income 0.10% $208,602 $214,877 $354,881 $347,686 N/A
2017 Individual Limited Benefit 0.01% $6,853 $6,763 $1,400 $1,458 21.56 %
2017 Total Group Accident & Health 0.00% $615,926 $590,217 $885,022 $257,367 43.61 %
2017 Group Specified Disease 0.05% $41,982 $40,518 $34,438 $-100,637 -248.38 %
2017 Group Accident Only 0.03% $101,024 $99,610 $288,450 $99,453 99.84 %
2017 Group Disability Income 0.09% $469,519 $449,980 $561,045 $258,640 57.48 %
2017 Group Dental 0.00% $2,798 $-915 $256 $-537 58.69 %
2017 Group Limited Benefit 0.00% $603 $592 $0 $0 0.00 %
2017 Group Short Term Credit Disability 0.00% $0 $432 $833 $448 N/A
2017 Total Life 2.59% $523,077,793 $0 $548,711,408 $0 N/A
2017 Total Individual Life 4.12% $519,656,030 $0 $362,648,302 $0 N/A
2017 Individual Whole Life 0.83% $9,352,198 $0 $7,164,742 $0 N/A
2017 Individual Term Life 3.45% $33,145,180 $0 $8,000,915 $0 N/A
2017 Individual Universal Life 0.09% $1,179,956 $0 $11,397,058 $0 N/A
2017 Individual Graded Death Benefits 0.00% $0 $0 $0 $0 N/A
2017 Individual Variable Life 1.08% $3,313,381 $0 $2,513,311 $0 N/A
2017 Individual Ordinary Annuities 0.88% $11,538,230 $0 $0 $0 N/A
2017 Individual Variable Annuities 7.49% $252,215,542 $0 $42,906,482 $0 N/A
2017 Individual Modified Guaranteed Annuities 0.00% $0 $0 $280,424,272 $0 N/A
2017 Individual Equity Indexed Annuities 5.75% $205,541,640 $0 $0 $0 N/A
2017 Individual Deposit-Type Funds 2.37% $3,369,903 $0 $10,241,522 $0 N/A
2017 Individual Other Consideration 0.00% $0 $0 $0 $0 N/A
2017 Total Group Life 0.04% $3,421,763 $0 $186,063,106 $0 N/A
2017 Group Whole Life 0.30% $362,688 $0 $3,665,458 $0 N/A
2017 Group Term Life 0.13% $1,387,001 $0 $5,812,214 $0 N/A
2017 Group Universal Life 0.03% $45,760 $0 $5,830,696 $0 N/A
2017 Group Credit Life 0.13% $26,902 $0 $100,295 $0 N/A
2017 Group Ordinary Annuities 0.03% $739,833 $0 $21,950,810 $0 N/A
2017 Group Variable Annuities 0.07% $859,579 $0 $148,703,633 $0 N/A
2017 Group Deposit-Type Funds 0.00% $0 $0 $0 $0 N/A
2016 Total Accident & Health 0.01% $4,124,315 $4,166,933 $1,942,974 $2,474,290 59.38 %
2016 Total Individual Accident & Health 0.01% $3,032,059 $3,111,686 $1,286,886 $1,685,500 54.17 %
2016 Individual Comprehensive Medical Expense 0.00% $628 $654 $0 $0 0.00 %
2016 Individual Medicare Supplement 0.00% $73,361 $76,227 $53,194 $50,821 66.67 %
2016 Individual Long Term Care 0.08% $351,322 $358,291 $688,481 $998,688 N/A
2016 Individual Specified Disease 0.10% $287,417 $300,959 $88,986 $90,745 30.15 %
2016 Individual Accident Only 0.86% $2,083,450 $2,132,769 $95,408 $190,324 8.92 %
2016 Individual Disability Income 0.11% $226,454 $232,736 $357,121 $351,059 N/A
2016 Individual Limited Benefit 0.01% $9,427 $10,050 $3,696 $3,863 38.44 %
2016 Total Group Accident & Health 0.00% $1,092,256 $1,055,247 $656,088 $788,790 74.75 %
2016 Group Specified Disease 0.05% $42,206 $40,403 $17,095 $13,193 32.65 %
2016 Group Accident Only 0.05% $145,273 $138,939 $134,060 $160,263 N/A
2016 Group Disability Income 0.16% $846,276 $848,651 $449,602 $578,880 68.21 %
2016 Group Dental 0.01% $41,696 $14,350 $40,425 $28,703 N/A
2016 Group Limited Benefit 0.00% $16,790 $12,006 $14,906 $9,759 81.28 %
2016 Group Short Term Credit Disability 0.00% $15 $898 $0 $-2,008 -223.61 %
2016 Total Life 3.29% $719,232,841 $0 $428,501,866 $0 N/A
2016 Total Individual Life 4.57% $659,679,911 $0 $282,711,781 $0 N/A
2016 Individual Whole Life 0.66% $7,359,505 $0 $6,679,144 $0 N/A
2016 Individual Term Life 2.62% $24,349,490 $0 $9,745,505 $0 N/A
2016 Individual Universal Life 0.66% $8,924,806 $0 $11,661,262 $0 N/A
2016 Individual Graded Death Benefits 0.00% $0 $0 $0 $0 N/A
2016 Individual Variable Life 1.42% $4,272,533 $0 $3,403,269 $0 N/A
2016 Individual Ordinary Annuities 4.14% $59,212,941 $0 $39,961,569 $0 N/A
2016 Individual Variable Annuities 8.85% $448,972,240 $0 $206,185,748 $0 N/A
2016 Individual Equity Indexed Annuities 2.71% $99,995,440 $0 $5,075,284 $0 N/A
2016 Individual Deposit-Type Funds 4.18% $6,592,956 $0 $0 $0 N/A
2016 Total Group Life 0.80% $59,552,930 $0 $145,790,085 $0 N/A
2016 Group Whole Life 0.14% $315,415 $0 $3,444,331 $0 N/A
2016 Group Term Life 0.13% $1,188,594 $0 $6,750,367 $0 N/A
2016 Group Universal Life 0.42% $382,500 $0 $6,013,532 $0 N/A
2016 Group Credit Life 0.18% $38,092 $0 $30,251 $0 N/A
2016 Group Ordinary Annuities 0.62% $15,085,836 $0 $20,607,562 $0 N/A
2016 Group Variable Annuities 6.69% $42,542,493 $0 $106,326,796 $0 N/A
2016 Group Equity Indexed Annuities 0.00% $0 $0 $2,617,246 $0 N/A
2016 Group Deposit-Type Funds 0.00% $0 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Health 0.04% 5 324
2018 Life and Annuities 6.75% 88 120
2018 Long-Term Care Insurance 0.15% 1 327
2018 Medicare Supplement Insurance 0.01% 0 0
2017 Health 0.05% 6 256
2017 Life and Annuities 8.79% 79 78
2017 Long-Term Care Insurance 0.16% 1 315
2017 Medicare Supplement Insurance 0.01% 0 0
2016 Health 0.07% 11 357
2016 Life and Annuities 10.58% 75 60
2016 Long-Term Care Insurance 0.16% 2 595
2016 Medicare Supplement Insurance 0.01% 0 0


Company Changes

Effective Date: 01/01/2003

Comments: All American Life Insurance Co., The American Franklin Life Insurance Co. and The Franklin Life Insurance Co. merged with and into American General Life Insurance Co.

Effective Date: 08/01/2003

Comments: Old Line Life Ins Co of America merged with and into American General Life Insurance Co.

Effective Date: 10/22/2014

Comments:

Effective Date: 12/31/2012

Comments: Effective 12/31/2012 thie company merged with and into American General Life Insurance Company: SunAmerica Annuity and Life Assurance Company SunAmerica Life Insurance Company American General Assurance Company American General Life and Accident Insurance Company American General Life Insurance Company of Delaware Western National Life Insurance Company


Market Conduct

Date: 10/22/2014

AmericanGeneralLifeMC.pdf


Financial Exams

This company does not have any financial exams.