Company Details

  BCS INSURANCE COMPANY License Status :
Active

NAIC Number :

38245


Phone Number:

630-472-7815


Company Address:

2 MID AMERICA PLAZA, SUITE 200 
OAKBROOK TERRACE, IL  60181

Description:

Property and Casualty


License Number:

B420858


Date Admitted:

1975-04-14


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Accident & Health 0.00% $3,028,467 $3,014,230 $2,771,919 $2,567,002 85.16 %
2018 Total Individual Accident & Health 0.00% $-345 $162 $0 $-34 -20.99 %
2018 Individual Limited Benefit 0.00% $-345 $162 $0 $-34 -20.99 %
2018 Total Group Accident & Health 0.00% $3,028,812 $3,014,068 $2,771,919 $2,567,036 85.17 %
2018 Group Comprehensive Medical Expense - Large Employer 0.00% $-9,063 $-7,270 $2,783 $-3,019 41.53 %
2018 Group Long Term Care 0.00% $16 $1,435 $14,800 $26,742 N/A
2018 Group Accident Only 0.01% $43,901 $43,531 $5,739 $-9,549 -21.94 %
2018 Group Dental 0.02% $356,329 $353,044 $27,986 $27,794 7.87 %
2018 Group Limited Benefit 0.17% $1,640,684 $1,626,383 $868,255 $843,435 51.86 %
2018 Group Stop Loss 0.03% $996,945 $996,945 $1,852,356 $1,681,633 N/A
2018 Total Property & Casualty 0.00% $1,829,769 $1,447,500 $3,280,428 $1,867,605 N/A
2018 Commercial Multi-Peril 0.03% $1,016,142 $569,742 $417,127 $-53,609 -9.41 %
2018 Inland Marine (Incl Auto Cargo) 0.03% $697,039 $703,228 $238,354 $267,254 38.00 %
2018 Other Liability - Bodily Injury & Property Damage 0.00% $116,588 $174,530 $2,624,947 $1,653,960 N/A
2017 Total Accident & Health 0.01% $3,656,168 $3,755,105 $2,503,685 $2,663,371 70.93 %
2017 Total Individual Accident & Health 0.00% $585 $78 $0 $34 43.59 %
2017 Individual Limited Benefit 0.00% $585 $78 $0 $34 43.59 %
2017 Total Group Accident & Health 0.01% $3,655,583 $3,755,027 $2,503,685 $2,663,337 70.93 %
2017 Group Comprehensive Medical Expense - Large Employer 0.00% $126,803 $215,563 $34,987 $-1,543 -0.72 %
2017 Group Long Term Care 0.00% $94 $-28 $0 $19 -67.86 %
2017 Group Accident Only 0.01% $44,730 $53,294 $617 $-5,256 -9.86 %
2017 Group Dental 0.04% $324,553 $324,915 $16,991 $18,143 5.58 %
2017 Group Limited Benefit 0.37% $1,686,917 $1,688,797 $682,754 $706,424 41.83 %
2017 Group Stop Loss 0.10% $1,472,486 $1,472,486 $1,768,336 $1,945,550 N/A
2017 Total Property & Casualty 0.01% $1,715,299 $1,980,748 $3,052,354 $14,891,775 N/A
2017 Commercial Multi-Peril 0.06% $1,119,172 $1,391,917 $0 $529,224 38.02 %
2017 Inland Marine (Incl Auto Cargo) 0.03% $307,627 $301,439 $158,800 $166,970 55.39 %
2017 Other Specific 3.30% $288,500 $287,392 $2,893,554 $14,195,581 N/A
2016 Total Accident & Health 0.01% $3,037,613 $3,068,379 $1,723,192 $1,840,260 59.97 %
2016 Total Group Accident & Health 0.01% $3,037,613 $3,068,379 $1,723,192 $1,840,260 59.97 %
2016 Group Comprehensive Medical Expense - Large Employer 0.00% $537,096 $561,329 $159,192 $140,753 25.07 %
2016 Group Long Term Care 0.00% $86 $426 $0 $-25 -5.87 %
2016 Group Accident Only 0.02% $64,838 $65,058 $25,043 $30,708 47.20 %
2016 Group Dental 0.03% $256,458 $257,562 $26,911 $26,261 10.20 %
2016 Group Limited Benefit 0.33% $1,403,565 $1,408,434 $731,733 $745,188 52.91 %
2016 Group Stop Loss 0.06% $775,570 $775,570 $780,313 $897,375 N/A
2016 Total Property & Casualty 0.01% $1,722,380 $1,219,731 $3,471,813 $8,299,936 N/A
2016 Commercial Multi-Peril 0.06% $1,105,650 $626,431 $0 $212,643 33.95 %
2016 Inland Marine (Incl Auto Cargo) 0.03% $309,451 $309,451 $189,601 $198,656 64.20 %
2016 Other Specific 4.12% $307,279 $283,849 $3,282,212 $7,888,637 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Health 0.04% 0 0
2018 Long-Term Care Insurance 0.00% 0 0
2017 Health 0.04% 0 0
2017 Long-Term Care Insurance 0.00% 0 0
2016 Long-Term Care Insurance 0.00% 0 0
2016 Health 0.04% 1 59


Company Changes

Effective Date: 01/24/2014

Comments:

Effective Date: 12/12/2017

Comments:


Market Conduct

Date: 12/12/2017

BCSIC318.pdf


Financial Exams

This company does not have any financial exams.