Company Details

  UNITED STATES FIRE INSURANCE COMPANY License Status :
Active

NAIC Number :

21113


Phone Number:

973-490-6887


Company Address:

305 MADISON AVENUE 
MORRISTOWN, NJ  07960

Description:

Property and Casualty


License Number:

B420850


Date Admitted:

1882-03-10


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Accident & Health 0.01% $11,141,530 $11,141,530 $5,864,398 $7,861,972 70.56 %
2018 Total Group Accident & Health 0.01% $11,141,530 $11,141,530 $5,864,398 $7,861,972 70.56 %
2018 Group Specified Disease 0.00% $0 $0 $-371 $0 N/A
2018 Group Accident Only 0.84% $5,050,275 $5,050,275 $2,901,748 $3,994,024 79.09 %
2018 Group Limited Benefit 0.00% $30,891 $30,891 $23,509 $19,615 63.50 %
2018 Group Stop Loss 0.18% $6,060,364 $6,060,364 $2,939,512 $3,848,333 63.50 %
2018 Total Property & Casualty 0.03% $15,484,736 $14,666,299 $6,803,656 $12,134,806 82.74 %
2018 Total Fire & Allied Lines 0.00% $0 $3,051 $0 $-689 -22.58 %
2018 Commercial Fire & Allied Lines 0.00% $0 $3,051 $0 $-689 -22.58 %
2018 Commercial Multi-Peril 0.02% $725,035 $656,291 $482,719 $57,451 8.75 %
2018 Ocean Marine 0.02% $32,412 $22,762 $528,169 $9,723 42.72 %
2018 Inland Marine (Incl Auto Cargo) 0.22% $4,838,886 $4,834,947 $2,146,983 $2,917,531 60.34 %
2018 Earthquake 0.00% $0 $13 $0 $-26 -200.00 %
2018 Direct Workers Compensation 0.02% $991,028 $1,000,890 $246,569 $624,867 62.43 %
2018 Other Liability - Bodily Injury & Property Damage 0.14% $4,441,497 $4,186,676 $1,979,060 $5,158,689 N/A
2018 Products Liability 0.11% $168,442 $171,080 $2,143 $-54,253 -31.71 %
2018 Total Commercial Automobile 0.06% $1,680,761 $1,739,310 $1,351,785 $3,272,571 N/A
2018 Commercial Auto Liability Bodily Injury 0.00% $0 $0 $0 $1,965 N/A
2018 Commercial Auto Liability Property Damage 0.22% $1,030,477 $1,064,022 $1,107,905 $3,047,905 N/A
2018 Commercial Auto Collision 0.13% $650,284 $675,288 $243,880 $222,701 32.98 %
2018 Fidelity 0.06% $70,057 $64,260 $32,780 $32,660 50.82 %
2018 Surety 0.89% $2,536,618 $1,987,019 $33,448 $116,282 5.85 %
2017 Total Accident & Health 0.02% $11,124,294 $11,124,294 $9,526,876 $7,066,994 63.53 %
2017 Total Group Accident & Health 0.03% $11,124,294 $11,124,294 $9,526,876 $7,066,994 63.53 %
2017 Group Specified Disease 0.04% $39,008 $39,008 $0 $24,781 63.53 %
2017 Group Accident Only 1.95% $6,222,163 $6,222,163 $2,858,290 $3,952,789 63.53 %
2017 Group Limited Benefit 0.00% $8,027 $8,027 $190,062 $5,099 63.52 %
2017 Group Stop Loss 0.34% $4,855,096 $4,855,096 $6,478,524 $3,084,325 63.53 %
2017 Total Property & Casualty 0.05% $11,237,626 $8,681,986 $4,657,399 $5,250,662 60.48 %
2017 Total Fire & Allied Lines 0.00% $15,171 $23,143 $0 $1,672 7.22 %
2017 Commercial Fire & Allied Lines 0.01% $15,171 $23,143 $0 $1,672 7.22 %
2017 Commercial Multi-Peril 0.03% $490,385 $431,599 $13,724 $16,900 3.92 %
2017 Ocean Marine 0.05% $47,129 $228,326 $446,502 $669,324 N/A
2017 Inland Marine (Incl Auto Cargo) 0.25% $2,763,821 $2,760,409 $1,816,694 $2,049,067 74.23 %
2017 Earthquake 0.00% $96 $767 $0 $69 9.00 %
2017 Direct Workers Compensation 0.03% $777,769 $622,748 $132,454 $-629,463 -101.08 %
2017 Other Liability - Bodily Injury & Property Damage 0.25% $4,216,320 $2,550,496 $1,035,128 $1,351,831 53.00 %
2017 Products Liability 0.18% $151,739 $140,793 $29,215 $-34,838 -24.74 %
2017 Total Commercial Automobile 0.13% $1,746,909 $1,549,437 $1,196,091 $1,825,058 N/A
2017 Commercial Auto Liability Bodily Injury 0.00% $0 $0 $0 $1,684 N/A
2017 Commercial Auto Liability Property Damage 0.51% $1,128,204 $1,031,067 $583,178 $1,210,875 N/A
2017 Commercial Auto Collision 0.25% $618,705 $518,370 $612,913 $612,499 N/A
2017 Fidelity 0.09% $54,424 $63,812 $2,644 $6,786 10.63 %
2017 Surety 0.80% $973,863 $310,456 $-15,053 $-5,744 -1.85 %
2016 Total Accident & Health 0.02% $13,040,528 $13,040,528 $5,478,202 $9,865,596 75.65 %
2016 Total Group Accident & Health 0.04% $13,040,528 $13,040,528 $5,478,202 $9,865,596 75.65 %
2016 Group Specified Disease 0.12% $110,162 $110,162 $222 $379 0.34 %
2016 Group Accident Only 2.47% $7,242,024 $7,242,024 $2,067,531 $4,024,387 55.57 %
2016 Group Limited Benefit 0.01% $50,243 $50,243 $40,411 $69,210 N/A
2016 Group Stop Loss 0.44% $5,638,099 $5,638,099 $3,370,038 $5,771,620 N/A
2016 Total Property & Casualty 0.03% $7,135,423 $6,937,008 $5,839,871 $3,557,352 51.28 %
2016 Total Fire & Allied Lines 0.00% $16,867 $79,988 $0 $-3,741 -4.68 %
2016 Commercial Fire & Allied Lines 0.01% $16,867 $79,988 $0 $-3,741 -4.68 %
2016 Commercial Multi-Peril 0.02% $357,233 $408,421 $160,506 $-905,537 -221.72 %
2016 Ocean Marine 0.40% $399,139 $388,899 $1,057,067 $939,138 N/A
2016 Inland Marine (Incl Auto Cargo) 0.21% $2,200,574 $2,185,046 $2,201,732 $2,233,345 N/A
2016 Earthquake 0.00% $904 $3,824 $0 $-241 -6.30 %
2016 Direct Workers Compensation 0.02% $530,893 $434,074 $137,008 $-416,258 -95.90 %
2016 Other Liability - Bodily Injury & Property Damage 0.16% $2,130,483 $2,131,251 $1,029,009 $619,884 29.09 %
2016 Products Liability 0.17% $127,630 $130,015 $106,861 $-117,882 -90.67 %
2016 Total Commercial Automobile 0.10% $1,254,233 $1,029,227 $1,055,519 $1,153,496 N/A
2016 Commercial Auto Liability Bodily Injury 0.00% $0 $0 $0 $-1,482 N/A
2016 Commercial Auto Liability Property Damage 0.41% $873,806 $722,987 $977,870 $987,240 N/A
2016 Commercial Auto Collision 0.17% $380,427 $306,240 $77,649 $167,738 54.77 %
2016 Fidelity 0.11% $65,382 $68,626 $32,511 $-12,609 -18.37 %
2016 Surety 0.04% $52,085 $77,637 $59,658 $67,757 87.27 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Health 0.13% 1 19
2017 Health 0.14% 1 16
2016 Health 0.15% 2 28


Company Changes

Effective Date: 04/01/2004

Comments: MJR Fire Insurance Co. changed its name to United States Fire Insurance Co.

Effective Date: 01/24/2018

Comments:

Effective Date: 01/24/2014

Comments:

Effective Date: 05/29/2015

Comments:

Effective Date: 07/30/2015

Comments:

Effective Date: 02/19/2016

Comments:


Market Conduct

Date: 01/24/2018

USFIC118.pdf

Date: 05/29/2015

UnitedStatesFireMC.pdf

Date: 07/30/2015

USFireStip.pdf

Date: 02/19/2016

USFIRE.pdf


Financial Exams

This company does not have any financial exams.