Company Details

  UNITED STATES FIRE INSURANCE COMPANY License Status :
Active

NAIC Number :

21113


Phone Number:

9734906600


Company Address:

305 MADISON AVENUE 
MORRISTOWN, NJ  07960

Description:

Property and Casualty


License Number:

B420850


Date Admitted:

1900-01-01


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Accident & Health 0.17% $24,520,998 $24,520,998 $9,388,516 $13,675,864 55.77 %
2023 Total Group Accident & Health 0.25% $24,520,998 $24,520,998 $9,388,516 $13,675,864 55.77 %
2023 Group Accident Only 9.41% $12,721,043 $12,721,043 $3,280,081 $7,094,787 55.77 %
2023 Group Limited Benefit 1.57% $4,858,925 $4,858,925 $4,013,597 $2,709,922 55.77 %
2023 Group Stop Loss 0.70% $6,941,030 $6,941,030 $2,094,838 $3,871,155 55.77 %
2023 Total Property & Casualty 0.09% $13,974,770 $13,392,247 $8,869,876 $10,994,485 82.10 %
2023 Total Fire & Allied Lines 0.00% $0 $0 $0 $11,759 N/A
2023 Commercial Fire & Allied Lines 0.00% $0 $0 $0 $11,759 N/A
2023 Commercial Multi-Peril 0.14% $1,526,094 $1,287,757 $557,787 $365,260 28.36 %
2023 Ocean Marine 0.00% $0 $0 $-2,150 $-9,347 N/A
2023 Inland Marine (Incl Auto Cargo) 1.48% $8,251,095 $8,216,018 $4,231,982 $4,988,140 60.71 %
2023 Total Medical Malpractice 0.00% $0 $0 $0 $34 N/A
2023 Medical Malpractice - Other 0.00% $0 $0 $0 $34 N/A
2023 Direct Workers Compensation 0.04% $448,952 $701,934 $365,330 $-175,512 -25.00 %
2023 Other Liability - Bodily Injury & Property Damage 0.06% $553,888 $308,553 $2,918,171 $4,580,438 N/A
2023 Products Liability 0.03% $14,117 $19,186 $6,058 $594,501 N/A
2023 Total Commercial Automobile 0.25% $2,559,461 $2,358,444 $782,275 $617,107 26.17 %
2023 Commercial Auto Liability Bodily Injury 0.00% $0 $0 $0 $-39 N/A
2023 Commercial Auto Liability Property Damage 1.26% $1,814,476 $1,709,911 $652,204 $414,687 24.25 %
2023 Commercial Auto Collision 0.37% $744,985 $648,533 $130,071 $202,459 31.22 %
2023 Fidelity 0.45% $119,346 $99,374 $0 $-2,207 -2.22 %
2023 Surety 0.44% $501,817 $400,981 $10,423 $24,312 6.06 %
2022 Total Accident & Health 0.20% $23,789,153 $23,789,153 $14,799,775 $15,160,792 63.73 %
2022 Total Group Accident & Health 0.32% $23,789,153 $23,789,153 $14,799,775 $15,160,792 63.73 %
2022 Group Accident Only 8.36% $11,073,354 $11,073,354 $3,230,331 $7,057,032 63.73 %
2022 Group Limited Benefit 2.33% $6,818,500 $6,818,500 $4,368,379 $4,345,420 63.73 %
2022 Group Stop Loss 0.66% $5,897,299 $5,897,299 $7,201,065 $3,758,340 63.73 %
2022 Total Property & Casualty 0.08% $12,218,978 $12,994,065 $7,359,271 $4,067,687 31.30 %
2022 Total Fire & Allied Lines 0.00% $0 $0 $0 $10 N/A
2022 Commercial Fire & Allied Lines 0.00% $0 $0 $0 $10 N/A
2022 Commercial Multi-Peril 0.12% $1,165,850 $1,235,910 $163,520 $233,899 18.93 %
2022 Ocean Marine 0.00% $111 $111 $50,000 $9,658 N/A
2022 Inland Marine (Incl Auto Cargo) 1.11% $5,862,175 $5,836,330 $2,196,032 $3,347,173 57.35 %
2022 Direct Workers Compensation 0.12% $1,242,519 $1,392,344 $176,992 $153,138 11.00 %
2022 Other Liability - Bodily Injury & Property Damage 0.11% $950,061 $1,318,442 $3,990,515 $-838,605 -63.61 %
2022 Products Liability 0.10% $44,983 $41,665 $33,434 $302,308 N/A
2022 Total Commercial Automobile 0.23% $2,242,762 $2,384,532 $748,778 $843,923 35.39 %
2022 Commercial Auto Liability Bodily Injury 0.00% $0 $0 $0 $742 N/A
2022 Commercial Auto Liability Property Damage 1.17% $1,769,322 $1,912,886 $272,996 $381,038 19.92 %
2022 Commercial Auto Collision 0.26% $473,440 $471,646 $475,782 $462,143 97.99 %
2022 Fidelity 0.37% $96,830 $106,452 $0 $18,593 17.47 %
2022 Surety 0.60% $613,687 $678,279 $0 $-2,410 -0.36 %
2021 Total Accident & Health 0.19% $22,937,796 $22,937,796 $13,864,114 $13,492,059 58.82 %
2021 Total Group Accident & Health 0.30% $22,937,796 $22,937,796 $13,864,114 $13,492,059 58.82 %
2021 Group Accident Only 7.52% $9,059,947 $9,059,947 $3,378,565 $5,329,080 58.82 %
2021 Group Limited Benefit 1.78% $5,020,364 $5,020,364 $1,831,303 $2,952,988 58.82 %
2021 Group Stop Loss 1.12% $8,857,485 $8,857,485 $8,654,246 $5,209,991 58.82 %
2021 Total Property & Casualty 0.08% $10,692,117 $10,342,229 $3,774,576 $4,805,501 46.46 %
2021 Total Fire & Allied Lines 0.00% $0 $0 $0 $-344 N/A
2021 Commercial Fire & Allied Lines 0.00% $0 $0 $0 $-344 N/A
2021 Commercial Multi-Peril 0.15% $1,347,687 $1,246,059 $34,897 $367,065 29.46 %
2021 Ocean Marine 0.04% $16,207 $40,345 $-1,827 $-18,240 -45.21 %
2021 Inland Marine (Incl Auto Cargo) 0.67% $3,130,909 $3,113,082 $1,774,240 $2,020,102 64.89 %
2021 Earthquake 0.00% $0 $0 $0 $-26 N/A
2021 Direct Workers Compensation 0.12% $1,187,938 $1,028,233 $134,567 $-122,238 -11.89 %
2021 Other Liability - Bodily Injury & Property Damage 0.22% $1,776,894 $2,073,569 $1,085,076 $1,966,874 94.85 %
2021 Products Liability 0.06% $23,365 $42,526 $5,213 $131,470 N/A
2021 Total Private Passenger Automobile 0.00% $0 $0 $0 $-2 N/A
2021 Private Passenger Auto Collision 0.00% $0 $0 $0 $-2 N/A
2021 Total Commercial Automobile 0.25% $2,289,228 $1,868,114 $751,488 $639,363 34.23 %
2021 Commercial Auto Liability Bodily Injury 0.00% $0 $25 $0 $148 N/A
2021 Commercial Auto Liability Property Damage 1.34% $1,773,852 $1,400,877 $669,122 $543,901 38.83 %
2021 Commercial Auto Collision 0.30% $515,376 $467,212 $82,366 $95,314 20.40 %
2021 Fidelity 0.40% $100,656 $56,709 $0 $-17,165 -30.27 %
2021 Surety 0.81% $819,233 $873,592 $-9,078 $-161,358 -18.47 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Health 0.11% 11 477
2022 Health 0.18% 6 151
2021 Health 0.26% 3 47


Company Changes

Effective Date: 04/01/2004

Comments: MJR Fire Insurance Co. changed its name to United States Fire Insurance Co.


Market Conduct

Date: 01/24/2018

USFIC118.pdf

Date: 05/29/2015

UnitedStatesFireMC.pdf

Date: 07/30/2015

USFireStip.pdf

Date: 02/19/2016

USFIRE.pdf


Financial Exams

This company does not have any financial exams.