Company Details

  UNITED FIRE AND CASUALTY COMPANY License Status :
Active

NAIC Number :

13021


Phone Number:

319-286-2537


Company Address:

PO BOX 73909 
CEDAR RAPIDS, IA  52407-3909

Description:

Property and Casualty


License Number:

B422566


Date Admitted:

1952-08-12


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Property & Casualty 0.12% $57,858,840 $55,592,047 $24,693,213 $27,351,933 49.20 %
2018 Total Fire & Allied Lines 0.34% $7,291,989 $7,102,321 $4,443,511 $4,904,210 69.05 %
2018 Dwelling Fire & Allied Lines 0.00% $29,459 $34,284 $0 $-913 -2.66 %
2018 Commercial Fire & Allied Lines 1.11% $7,262,530 $7,068,037 $4,443,511 $4,905,123 69.40 %
2018 Total Homeowners 0.02% $1,886,567 $1,813,724 $946,075 $1,032,721 56.94 %
2018 Homeowners Multi-Peril 0.02% $1,886,567 $1,813,724 $946,075 $1,032,721 56.94 %
2018 Commercial Multi-Peril 0.10% $3,533,173 $3,459,876 $1,146,679 $813,988 23.53 %
2018 Inland Marine (Incl Auto Cargo) 0.16% $3,556,381 $3,403,894 $3,123,717 $2,248,558 66.06 %
2018 Earthquake 0.03% $149,905 $149,635 $0 $-2,271 -1.52 %
2018 Direct Workers Compensation 0.09% $4,491,600 $4,357,622 $2,793,010 $3,328,667 76.39 %
2018 Other Liability - Bodily Injury & Property Damage 0.42% $13,381,081 $13,021,109 $1,550,541 $2,658,060 20.41 %
2018 Products Liability 2.50% $3,961,726 $3,890,402 $437,803 $2,298,716 59.09 %
2018 Total Private Passenger Automobile 0.01% $1,419,084 $1,380,862 $769,711 $582,693 42.20 %
2018 Private Passenger Auto Liability Bodily Injury 0.01% $295,427 $289,347 $188,597 $36,366 12.57 %
2018 Private Passenger Auto Liability Property Damage 0.01% $184,369 $179,718 $209,966 $135,634 75.47 %
2018 Private Passenger Auto Medical Payments 0.02% $48,957 $48,320 $35,900 $14,612 30.24 %
2018 Private Passenger Uninsured Motorists 0.02% $79,619 $77,825 $0 $-1,121 -1.44 %
2018 Private Passenger Underinsured Motorists 0.01% $35,787 $34,828 $0 $74,509 N/A
2018 Private Passenger Auto Comprehensive 0.01% $299,742 $290,974 $129,644 $135,373 46.52 %
2018 Private Passenger Auto Collision 0.01% $475,183 $459,850 $205,604 $187,320 40.74 %
2018 Total Commercial Automobile 0.58% $16,705,700 $15,513,933 $9,438,611 $9,469,807 61.04 %
2018 Commercial Auto Liability Bodily Injury 0.40% $5,859,634 $5,429,109 $3,330,214 $3,673,361 67.66 %
2018 Commercial Auto Liability Property Damage 0.97% $4,420,606 $4,095,774 $2,005,838 $2,100,578 51.29 %
2018 Commercial Auto Medical Payments 0.93% $316,610 $291,867 $16,054 $38,124 13.06 %
2018 Commercial Auto Uninsured Motorists 1.49% $1,323,896 $1,315,913 $1,121,000 $559,472 42.52 %
2018 Commercial Auto Comprehensive 0.48% $1,581,262 $1,466,663 $1,024,757 $1,063,519 72.51 %
2018 Commercial Auto Collision 0.62% $3,203,692 $2,914,607 $1,940,748 $2,034,753 69.81 %
2018 Fidelity 0.01% $6,514 $6,327 $0 $-71 -1.12 %
2018 Surety 0.34% $978,516 $1,010,207 $-1,500 $-20,965 -2.08 %
2018 Burglary & Theft 0.33% $101,479 $97,698 $0 $-2,235 -2.29 %
2018 Boiler & Machinery 0.40% $395,125 $384,437 $45,055 $40,055 10.42 %
2017 Total Property & Casualty 0.23% $53,119,854 $51,237,482 $23,663,622 $36,523,855 71.28 %
2017 Total Fire & Allied Lines 0.65% $6,842,960 $6,612,245 $2,538,506 $2,900,223 43.86 %
2017 Dwelling Fire & Allied Lines 0.01% $32,343 $38,642 $25,310 $26,152 67.68 %
2017 Commercial Fire & Allied Lines 2.56% $6,810,617 $6,573,603 $2,513,196 $2,874,071 43.72 %
2017 Total Homeowners 0.04% $1,737,538 $1,739,695 $1,339,741 $1,368,944 78.69 %
2017 Homeowners Multi-Peril 0.04% $1,737,538 $1,739,695 $1,339,741 $1,368,944 78.69 %
2017 Commercial Multi-Peril 0.19% $3,375,471 $3,357,959 $2,431,781 $3,547,775 N/A
2017 Inland Marine (Incl Auto Cargo) 0.30% $3,256,019 $3,032,385 $2,651,006 $3,257,196 N/A
2017 Earthquake 0.07% $145,773 $141,986 $0 $3,414 2.40 %
2017 Direct Workers Compensation 0.17% $4,177,036 $4,185,064 $2,459,766 $3,687,824 88.12 %
2017 Other Liability - Bodily Injury & Property Damage 0.75% $12,924,547 $12,462,584 $3,806,627 $6,405,157 51.40 %
2017 Products Liability 4.91% $4,091,675 $3,982,406 $714,621 $456,183 11.45 %
2017 Total Private Passenger Automobile 0.02% $1,321,748 $1,299,942 $726,648 $1,060,818 81.61 %
2017 Private Passenger Auto Liability Bodily Injury 0.02% $278,164 $275,968 $132,723 $421,867 N/A
2017 Private Passenger Auto Liability Property Damage 0.01% $172,394 $170,899 $159,035 $236,648 N/A
2017 Private Passenger Auto Medical Payments 0.03% $47,928 $47,584 $18,482 $36,255 76.19 %
2017 Private Passenger Uninsured Motorists 0.03% $75,427 $75,042 $1,940 $-48,138 -64.15 %
2017 Private Passenger Underinsured Motorists 0.02% $33,728 $33,521 $0 $-19 -0.06 %
2017 Private Passenger Auto Comprehensive 0.02% $277,294 $270,580 $171,518 $169,302 62.57 %
2017 Private Passenger Auto Collision 0.03% $436,813 $426,348 $242,950 $244,903 57.44 %
2017 Total Commercial Automobile 1.02% $13,862,088 $12,895,761 $6,944,105 $13,801,906 N/A
2017 Commercial Auto Liability Bodily Injury 0.73% $4,842,201 $4,567,051 $2,701,994 $7,644,441 N/A
2017 Commercial Auto Liability Property Damage 1.65% $3,652,995 $3,440,213 $1,284,095 $1,697,784 49.35 %
2017 Commercial Auto Medical Payments 1.60% $263,314 $247,659 $17,097 $44,477 17.96 %
2017 Commercial Auto Uninsured Motorists 2.99% $1,308,155 $1,249,500 $12,300 $1,344,093 N/A
2017 Commercial Auto Comprehensive 0.81% $1,312,277 $1,187,894 $991,224 $1,048,830 88.29 %
2017 Commercial Auto Collision 1.02% $2,483,146 $2,203,444 $1,937,395 $2,022,281 91.78 %
2017 Fidelity 0.01% $6,009 $6,144 $10,000 $-44 -0.72 %
2017 Surety 0.76% $916,935 $1,073,361 $-1,350 $-5,082 -0.47 %
2017 Burglary & Theft 0.57% $91,522 $89,231 $-911 $2,205 2.47 %
2017 Boiler & Machinery 0.69% $370,533 $358,719 $43,082 $37,336 10.41 %
2016 Total Property & Casualty 0.22% $48,339,356 $47,008,509 $17,818,807 $22,673,166 48.23 %
2016 Total Fire & Allied Lines 0.61% $6,239,629 $6,072,621 $2,030,788 $1,802,064 29.68 %
2016 Dwelling Fire & Allied Lines 0.01% $43,101 $45,546 $0 $462 1.01 %
2016 Commercial Fire & Allied Lines 2.42% $6,196,528 $6,027,075 $2,030,788 $1,801,602 29.89 %
2016 Total Homeowners 0.04% $1,757,064 $1,773,273 $533,897 $566,362 31.94 %
2016 Homeowners Multi-Peril 0.05% $1,757,064 $1,773,273 $533,897 $566,362 31.94 %
2016 Commercial Multi-Peril 0.19% $3,444,392 $3,453,521 $991,190 $1,039,951 30.11 %
2016 Inland Marine (Incl Auto Cargo) 0.26% $2,719,444 $2,675,483 $1,866,920 $2,259,051 84.44 %
2016 Earthquake 0.07% $130,681 $133,693 $0 $1,344 1.01 %
2016 Direct Workers Compensation 0.17% $4,216,162 $4,238,716 $1,629,074 $2,361,545 55.71 %
2016 Other Liability - Bodily Injury & Property Damage 0.84% $11,541,476 $11,261,215 $2,666,999 $2,702,598 24.00 %
2016 Products Liability 4.81% $3,703,906 $3,597,425 $1,105,622 $2,192,336 60.94 %
2016 Total Private Passenger Automobile 0.02% $1,312,313 $1,296,419 $803,554 $790,108 60.95 %
2016 Private Passenger Auto Liability Bodily Injury 0.02% $286,807 $286,314 $60,426 $59,229 20.69 %
2016 Private Passenger Auto Liability Property Damage 0.01% $176,775 $176,377 $147,096 $146,599 83.12 %
2016 Private Passenger Auto Medical Payments 0.03% $48,873 $48,554 $34,498 $27,733 57.12 %
2016 Private Passenger Uninsured Motorists 0.04% $76,092 $73,592 $600 $-4,483 -6.09 %
2016 Private Passenger Underinsured Motorists 0.02% $33,851 $32,376 $60,000 $28,891 89.24 %
2016 Private Passenger Auto Comprehensive 0.02% $266,272 $262,270 $136,910 $145,996 55.67 %
2016 Private Passenger Auto Collision 0.03% $423,643 $416,936 $364,024 $386,143 92.61 %
2016 Total Commercial Automobile 0.88% $11,606,918 $11,037,859 $6,049,423 $8,806,455 79.78 %
2016 Commercial Auto Liability Bodily Injury 0.62% $4,195,913 $4,010,713 $1,328,664 $3,601,713 89.80 %
2016 Commercial Auto Liability Property Damage 1.50% $3,165,419 $3,025,668 $1,475,645 $1,741,495 57.56 %
2016 Commercial Auto Medical Payments 1.45% $229,973 $218,896 $23,514 $39,960 18.26 %
2016 Commercial Auto Uninsured Motorists 2.89% $1,158,820 $1,100,155 $425,000 $523,631 47.60 %
2016 Commercial Auto Comprehensive 0.69% $1,038,624 $987,516 $1,010,281 $1,054,690 N/A
2016 Commercial Auto Collision 0.80% $1,818,169 $1,694,911 $1,786,319 $1,844,966 N/A
2016 Fidelity 0.01% $6,131 $6,188 $0 $-51 -0.82 %
2016 Surety 0.95% $1,231,474 $1,037,416 $6,750 $4,541 0.44 %
2016 Burglary & Theft 0.57% $81,768 $82,978 $82,919 $83,818 N/A
2016 Boiler & Machinery 0.67% $347,998 $341,702 $51,671 $63,044 18.45 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Private Passenger Auto 0.03% 1 150
2018 Homeowners 0.08% 0 0
2017 Private Passenger Auto 0.03% 1 131
2017 Homeowners 0.08% 1 134
2016 Private Passenger Auto 0.04% 1 121
2016 Homeowners 0.08% 3 344


Company Changes

Effective Date: 02/25/2014

Comments:


Market Conduct

Date: 02/25/2014

UnitedFireCasualtyInsCo.pdf


Financial Exams

This company does not have any financial exams.