Company Details

  UNITED FIRE AND CASUALTY COMPANY License Status :
Active

NAIC Number :

13021


Phone Number:

800-332-7977


Company Address:

PO BOX 73909 
CEDAR RAPIDS, IA  52407-3909

Description:

Property and Casualty


License Number:

B422566


Date Admitted:

1952-08-12


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Property & Casualty 0.24% $60,932,151 $59,857,562 $28,356,830 $34,806,434 58.15 %
2019 Total Fire & Allied Lines 0.66% $7,784,011 $7,615,238 $4,882,341 $4,907,212 64.44 %
2019 Dwelling Fire & Allied Lines 0.01% $34,048 $32,168 $15,361 $15,870 49.33 %
2019 Commercial Fire & Allied Lines 2.00% $7,749,963 $7,583,070 $4,866,980 $4,891,342 64.50 %
2019 Total Homeowners 0.04% $1,852,017 $1,884,908 $1,981,135 $2,069,469 N/A
2019 Homeowners Multi-Peril 0.04% $1,852,017 $1,884,908 $1,981,135 $2,069,469 N/A
2019 Commercial Multi-Peril 0.20% $3,661,957 $3,609,906 $3,454,595 $3,785,719 N/A
2019 Inland Marine (Incl Auto Cargo) 0.31% $3,755,450 $3,765,008 $3,212,013 $3,286,091 87.28 %
2019 Earthquake 0.07% $152,011 $149,374 $0 $3,182 2.13 %
2019 Direct Workers Compensation 0.13% $3,645,817 $3,863,176 $2,266,059 $2,226,310 57.63 %
2019 Other Liability - Bodily Injury & Property Damage 0.81% $14,190,774 $13,983,145 $1,864,780 $4,680,978 33.48 %
2019 Products Liability 4.64% $4,181,189 $4,174,381 $1,411,883 $1,341,974 32.15 %
2019 Total Private Passenger Automobile 0.02% $1,405,644 $1,404,856 $665,217 $978,924 69.68 %
2019 Private Passenger Auto Liability Bodily Injury 0.01% $284,282 $286,777 $76,928 $113,521 39.59 %
2019 Private Passenger Auto Liability Property Damage 0.01% $181,596 $181,830 $179,947 $183,006 N/A
2019 Private Passenger Auto Medical Payments 0.03% $47,611 $47,814 $19,096 $18,512 38.72 %
2019 Private Passenger Uninsured Motorists 0.02% $74,520 $75,942 $0 $-172 -0.23 %
2019 Private Passenger Underinsured Motorists 0.03% $33,900 $34,446 $55,000 $287,434 N/A
2019 Private Passenger Auto Comprehensive 0.02% $298,970 $297,906 $182,743 $200,129 67.18 %
2019 Private Passenger Auto Collision 0.03% $484,765 $480,141 $151,503 $176,494 36.76 %
2019 Total Commercial Automobile 1.12% $18,925,050 $18,016,543 $8,518,945 $11,437,212 63.48 %
2019 Commercial Auto Liability Bodily Injury 0.77% $6,710,005 $6,350,402 $2,366,367 $4,646,353 73.17 %
2019 Commercial Auto Liability Property Damage 2.02% $5,061,981 $4,790,812 $2,011,881 $2,280,257 47.60 %
2019 Commercial Auto Medical Payments 1.81% $400,188 $364,489 $61,068 $66,895 18.35 %
2019 Commercial Auto Uninsured Motorists 2.56% $1,355,838 $1,343,898 $1,102 $212,567 15.82 %
2019 Commercial Auto Comprehensive 0.85% $1,822,408 $1,729,911 $1,378,027 $1,414,613 81.77 %
2019 Commercial Auto Collision 1.26% $3,574,630 $3,437,031 $2,700,500 $2,816,527 81.95 %
2019 Fidelity 0.01% $5,674 $5,874 $0 $-66 -1.12 %
2019 Surety 0.44% $854,125 $872,938 $-2,000 $-17,779 -2.04 %
2019 Burglary & Theft 0.54% $106,046 $105,590 $0 $2,634 2.49 %
2019 Boiler & Machinery 0.73% $412,386 $406,625 $101,862 $104,574 25.72 %
2018 Total Property & Casualty 0.23% $57,858,840 $55,592,047 $24,693,213 $27,351,933 49.20 %
2018 Total Fire & Allied Lines 0.67% $7,291,989 $7,102,321 $4,443,511 $4,904,210 69.05 %
2018 Dwelling Fire & Allied Lines 0.01% $29,459 $34,284 $0 $-913 -2.66 %
2018 Commercial Fire & Allied Lines 2.20% $7,262,530 $7,068,037 $4,443,511 $4,905,123 69.40 %
2018 Total Homeowners 0.04% $1,886,567 $1,813,724 $946,075 $1,032,721 56.94 %
2018 Homeowners Multi-Peril 0.04% $1,886,567 $1,813,724 $946,075 $1,032,721 56.94 %
2018 Commercial Multi-Peril 0.20% $3,533,173 $3,459,876 $1,146,679 $813,988 23.53 %
2018 Inland Marine (Incl Auto Cargo) 0.31% $3,556,381 $3,403,894 $3,123,717 $2,248,558 66.06 %
2018 Earthquake 0.07% $149,905 $149,635 $0 $-2,271 -1.52 %
2018 Direct Workers Compensation 0.16% $4,491,600 $4,357,622 $2,793,010 $3,328,667 76.39 %
2018 Other Liability - Bodily Injury & Property Damage 0.80% $13,381,081 $13,021,109 $1,550,541 $2,658,060 20.41 %
2018 Products Liability 4.90% $3,961,726 $3,890,402 $437,803 $2,298,716 59.09 %
2018 Total Private Passenger Automobile 0.02% $1,419,084 $1,380,862 $769,711 $582,693 42.20 %
2018 Private Passenger Auto Liability Bodily Injury 0.02% $295,427 $289,347 $188,597 $36,366 12.57 %
2018 Private Passenger Auto Liability Property Damage 0.01% $184,369 $179,718 $209,966 $135,634 75.47 %
2018 Private Passenger Auto Medical Payments 0.03% $48,957 $48,320 $35,900 $14,612 30.24 %
2018 Private Passenger Uninsured Motorists 0.03% $79,619 $77,825 $0 $-1,121 -1.44 %
2018 Private Passenger Underinsured Motorists 0.02% $35,787 $34,828 $0 $74,509 N/A
2018 Private Passenger Auto Comprehensive 0.02% $299,742 $290,974 $129,644 $135,373 46.52 %
2018 Private Passenger Auto Collision 0.03% $475,183 $459,850 $205,604 $187,320 40.74 %
2018 Total Commercial Automobile 1.08% $16,705,700 $15,513,933 $9,438,611 $9,469,807 61.04 %
2018 Commercial Auto Liability Bodily Injury 0.75% $5,859,634 $5,429,109 $3,330,214 $3,673,361 67.66 %
2018 Commercial Auto Liability Property Damage 1.78% $4,420,606 $4,095,774 $2,005,838 $2,100,578 51.29 %
2018 Commercial Auto Medical Payments 1.77% $316,610 $291,867 $16,054 $38,124 13.06 %
2018 Commercial Auto Uninsured Motorists 2.73% $1,323,896 $1,315,913 $1,121,000 $559,472 42.52 %
2018 Commercial Auto Comprehensive 0.91% $1,581,262 $1,466,663 $1,024,757 $1,063,519 72.51 %
2018 Commercial Auto Collision 1.17% $3,203,692 $2,914,607 $1,940,748 $2,034,753 69.81 %
2018 Fidelity 0.01% $6,514 $6,327 $0 $-71 -1.12 %
2018 Surety 0.68% $978,516 $1,010,207 $-1,500 $-20,965 -2.08 %
2018 Burglary & Theft 0.63% $101,479 $97,698 $0 $-2,235 -2.29 %
2018 Boiler & Machinery 0.77% $395,125 $384,437 $45,055 $40,055 10.42 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Private Passenger Auto 0.03% 0 0
2019 Homeowners 0.07% 0 0
2018 Homeowners 0.08% 0 0
2018 Private Passenger Auto 0.03% 1 150


Company Changes


Market Conduct

Date: 02/25/2014

UnitedFireCasualtyInsCo.pdf


Financial Exams

This company does not have any financial exams.