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Company Details
UNITED FIRE AND CASUALTY COMPANY License Status :
Active
NAIC Number :
13021
Phone Number:
800-332-7977
Company Address:
PO BOX 73909
CEDAR RAPIDS, IA 52407-3909
Description:
Property and Casualty
License Number:
B422566
Date Admitted:
1952-08-12
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2019 | Total Property & Casualty | 0.24% | $60,932,151 | $59,857,562 | $28,356,830 | $34,806,434 | 58.15 % |
| 2019 | Total Fire & Allied Lines | 0.66% | $7,784,011 | $7,615,238 | $4,882,341 | $4,907,212 | 64.44 % |
| 2019 | Dwelling Fire & Allied Lines | 0.01% | $34,048 | $32,168 | $15,361 | $15,870 | 49.33 % |
| 2019 | Commercial Fire & Allied Lines | 2.02% | $7,749,963 | $7,583,070 | $4,866,980 | $4,891,342 | 64.50 % |
| 2019 | Total Homeowners | 0.04% | $1,852,017 | $1,884,908 | $1,981,135 | $2,069,469 | N/A |
| 2019 | Homeowners Multi-Peril | 0.04% | $1,852,017 | $1,884,908 | $1,981,135 | $2,069,469 | N/A |
| 2019 | Commercial Multi-Peril | 0.20% | $3,661,957 | $3,609,906 | $3,454,595 | $3,785,719 | N/A |
| 2019 | Inland Marine (Incl Auto Cargo) | 0.31% | $3,755,450 | $3,765,008 | $3,212,013 | $3,286,091 | 87.28 % |
| 2019 | Earthquake | 0.07% | $152,011 | $149,374 | $0 | $3,182 | 2.13 % |
| 2019 | Direct Workers Compensation | 0.15% | $3,645,817 | $3,863,176 | $2,266,059 | $2,226,310 | 57.63 % |
| 2019 | Other Liability - Bodily Injury & Property Damage | 0.82% | $14,190,774 | $13,983,145 | $1,864,780 | $4,680,978 | 33.48 % |
| 2019 | Products Liability | 4.74% | $4,181,189 | $4,174,381 | $1,411,883 | $1,341,974 | 32.15 % |
| 2019 | Total Private Passenger Automobile | 0.02% | $1,405,644 | $1,404,856 | $665,217 | $978,924 | 69.68 % |
| 2019 | Private Passenger Auto Liability Bodily Injury | 0.01% | $284,282 | $286,777 | $76,928 | $113,521 | 39.59 % |
| 2019 | Private Passenger Auto Liability Property Damage | 0.01% | $181,596 | $181,830 | $179,947 | $183,006 | N/A |
| 2019 | Private Passenger Auto Medical Payments | 0.03% | $47,611 | $47,814 | $19,096 | $18,512 | 38.72 % |
| 2019 | Private Passenger Uninsured Motorists | 0.02% | $74,520 | $75,942 | $0 | $-172 | -0.23 % |
| 2019 | Private Passenger Underinsured Motorists | 0.03% | $33,900 | $34,446 | $55,000 | $287,434 | N/A |
| 2019 | Private Passenger Auto Comprehensive | 0.02% | $298,970 | $297,906 | $182,743 | $200,129 | 67.18 % |
| 2019 | Private Passenger Auto Collision | 0.03% | $484,765 | $480,141 | $151,503 | $176,494 | 36.76 % |
| 2019 | Total Commercial Automobile | 1.13% | $18,925,050 | $18,016,543 | $8,518,945 | $11,437,212 | 63.48 % |
| 2019 | Commercial Auto Liability Bodily Injury | 0.78% | $6,710,005 | $6,350,402 | $2,366,367 | $4,646,353 | 73.17 % |
| 2019 | Commercial Auto Liability Property Damage | 2.06% | $5,061,981 | $4,790,812 | $2,011,881 | $2,280,257 | 47.60 % |
| 2019 | Commercial Auto Medical Payments | 1.82% | $400,188 | $364,489 | $61,068 | $66,895 | 18.35 % |
| 2019 | Commercial Auto Uninsured Motorists | 2.59% | $1,355,838 | $1,343,898 | $1,102 | $212,567 | 15.82 % |
| 2019 | Commercial Auto Comprehensive | 0.85% | $1,822,408 | $1,729,911 | $1,378,027 | $1,414,613 | 81.77 % |
| 2019 | Commercial Auto Collision | 1.27% | $3,574,630 | $3,437,031 | $2,700,500 | $2,816,527 | 81.95 % |
| 2019 | Fidelity | 0.01% | $5,674 | $5,874 | $0 | $-66 | -1.12 % |
| 2019 | Surety | 0.44% | $854,125 | $872,938 | $-2,000 | $-17,779 | -2.04 % |
| 2019 | Burglary & Theft | 0.55% | $106,046 | $105,590 | $0 | $2,634 | 2.49 % |
| 2019 | Boiler & Machinery | 0.73% | $412,386 | $406,625 | $101,862 | $104,574 | 25.72 % |
| 2018 | Total Property & Casualty | 0.24% | $57,858,840 | $55,592,047 | $24,693,213 | $27,351,933 | 49.20 % |
| 2018 | Total Fire & Allied Lines | 0.68% | $7,291,989 | $7,102,321 | $4,443,511 | $4,904,210 | 69.05 % |
| 2018 | Dwelling Fire & Allied Lines | 0.01% | $29,459 | $34,284 | $0 | $-913 | -2.66 % |
| 2018 | Commercial Fire & Allied Lines | 2.22% | $7,262,530 | $7,068,037 | $4,443,511 | $4,905,123 | 69.40 % |
| 2018 | Total Homeowners | 0.04% | $1,886,567 | $1,813,724 | $946,075 | $1,032,721 | 56.94 % |
| 2018 | Homeowners Multi-Peril | 0.04% | $1,886,567 | $1,813,724 | $946,075 | $1,032,721 | 56.94 % |
| 2018 | Commercial Multi-Peril | 0.20% | $3,533,173 | $3,459,876 | $1,146,679 | $813,988 | 23.53 % |
| 2018 | Inland Marine (Incl Auto Cargo) | 0.31% | $3,556,381 | $3,403,894 | $3,123,717 | $2,248,558 | 66.06 % |
| 2018 | Earthquake | 0.07% | $149,905 | $149,635 | $0 | $-2,271 | -1.52 % |
| 2018 | Direct Workers Compensation | 0.18% | $4,491,600 | $4,357,622 | $2,793,010 | $3,328,667 | 76.39 % |
| 2018 | Other Liability - Bodily Injury & Property Damage | 0.81% | $13,381,081 | $13,021,109 | $1,550,541 | $2,658,060 | 20.41 % |
| 2018 | Products Liability | 5.00% | $3,961,726 | $3,890,402 | $437,803 | $2,298,716 | 59.09 % |
| 2018 | Total Private Passenger Automobile | 0.02% | $1,419,084 | $1,380,862 | $769,711 | $582,693 | 42.20 % |
| 2018 | Private Passenger Auto Liability Bodily Injury | 0.02% | $295,427 | $289,347 | $188,597 | $36,366 | 12.57 % |
| 2018 | Private Passenger Auto Liability Property Damage | 0.01% | $184,369 | $179,718 | $209,966 | $135,634 | 75.47 % |
| 2018 | Private Passenger Auto Medical Payments | 0.03% | $48,957 | $48,320 | $35,900 | $14,612 | 30.24 % |
| 2018 | Private Passenger Uninsured Motorists | 0.03% | $79,619 | $77,825 | $0 | $-1,121 | -1.44 % |
| 2018 | Private Passenger Underinsured Motorists | 0.02% | $35,787 | $34,828 | $0 | $74,509 | N/A |
| 2018 | Private Passenger Auto Comprehensive | 0.02% | $299,742 | $290,974 | $129,644 | $135,373 | 46.52 % |
| 2018 | Private Passenger Auto Collision | 0.03% | $475,183 | $459,850 | $205,604 | $187,320 | 40.74 % |
| 2018 | Total Commercial Automobile | 1.09% | $16,705,700 | $15,513,933 | $9,438,611 | $9,469,807 | 61.04 % |
| 2018 | Commercial Auto Liability Bodily Injury | 0.76% | $5,859,634 | $5,429,109 | $3,330,214 | $3,673,361 | 67.66 % |
| 2018 | Commercial Auto Liability Property Damage | 1.82% | $4,420,606 | $4,095,774 | $2,005,838 | $2,100,578 | 51.29 % |
| 2018 | Commercial Auto Medical Payments | 1.78% | $316,610 | $291,867 | $16,054 | $38,124 | 13.06 % |
| 2018 | Commercial Auto Uninsured Motorists | 2.75% | $1,323,896 | $1,315,913 | $1,121,000 | $559,472 | 42.52 % |
| 2018 | Commercial Auto Comprehensive | 0.91% | $1,581,262 | $1,466,663 | $1,024,757 | $1,063,519 | 72.51 % |
| 2018 | Commercial Auto Collision | 1.18% | $3,203,692 | $2,914,607 | $1,940,748 | $2,034,753 | 69.81 % |
| 2018 | Fidelity | 0.01% | $6,514 | $6,327 | $0 | $-71 | -1.12 % |
| 2018 | Surety | 0.68% | $978,516 | $1,010,207 | $-1,500 | $-20,965 | -2.08 % |
| 2018 | Burglary & Theft | 0.63% | $101,479 | $97,698 | $0 | $-2,235 | -2.29 % |
| 2018 | Boiler & Machinery | 0.78% | $395,125 | $384,437 | $45,055 | $40,055 | 10.42 % |
| 2017 | Total Property & Casualty | 0.22% | $53,119,854 | $51,237,482 | $23,663,622 | $36,523,855 | 71.28 % |
| 2017 | Total Fire & Allied Lines | 0.64% | $6,842,960 | $6,612,245 | $2,538,506 | $2,900,223 | 43.86 % |
| 2017 | Dwelling Fire & Allied Lines | 0.01% | $32,343 | $38,642 | $25,310 | $26,152 | 67.68 % |
| 2017 | Commercial Fire & Allied Lines | 2.54% | $6,810,617 | $6,573,603 | $2,513,196 | $2,874,071 | 43.72 % |
| 2017 | Total Homeowners | 0.04% | $1,737,538 | $1,739,695 | $1,339,741 | $1,368,944 | 78.69 % |
| 2017 | Homeowners Multi-Peril | 0.04% | $1,737,538 | $1,739,695 | $1,339,741 | $1,368,944 | 78.69 % |
| 2017 | Commercial Multi-Peril | 0.18% | $3,375,471 | $3,357,959 | $2,431,781 | $3,547,775 | N/A |
| 2017 | Inland Marine (Incl Auto Cargo) | 0.30% | $3,256,019 | $3,032,385 | $2,651,006 | $3,257,196 | N/A |
| 2017 | Earthquake | 0.07% | $145,773 | $141,986 | $0 | $3,414 | 2.40 % |
| 2017 | Direct Workers Compensation | 0.17% | $4,177,036 | $4,185,064 | $2,459,766 | $3,687,824 | 88.12 % |
| 2017 | Other Liability - Bodily Injury & Property Damage | 0.72% | $12,924,547 | $12,462,584 | $3,806,627 | $6,405,157 | 51.40 % |
| 2017 | Products Liability | 4.89% | $4,091,675 | $3,982,406 | $714,621 | $456,183 | 11.45 % |
| 2017 | Total Private Passenger Automobile | 0.02% | $1,321,748 | $1,299,942 | $726,648 | $1,060,818 | 81.61 % |
| 2017 | Private Passenger Auto Liability Bodily Injury | 0.02% | $278,164 | $275,968 | $132,723 | $421,867 | N/A |
| 2017 | Private Passenger Auto Liability Property Damage | 0.01% | $172,394 | $170,899 | $159,035 | $236,648 | N/A |
| 2017 | Private Passenger Auto Medical Payments | 0.03% | $47,928 | $47,584 | $18,482 | $36,255 | 76.19 % |
| 2017 | Private Passenger Uninsured Motorists | 0.03% | $75,427 | $75,042 | $1,940 | $-48,138 | -64.15 % |
| 2017 | Private Passenger Underinsured Motorists | 0.02% | $33,728 | $33,521 | $0 | $-19 | -0.06 % |
| 2017 | Private Passenger Auto Comprehensive | 0.02% | $277,294 | $270,580 | $171,518 | $169,302 | 62.57 % |
| 2017 | Private Passenger Auto Collision | 0.02% | $436,813 | $426,348 | $242,950 | $244,903 | 57.44 % |
| 2017 | Total Commercial Automobile | 0.98% | $13,862,088 | $12,895,761 | $6,944,105 | $13,801,906 | N/A |
| 2017 | Commercial Auto Liability Bodily Injury | 0.70% | $4,842,201 | $4,567,051 | $2,701,994 | $7,644,441 | N/A |
| 2017 | Commercial Auto Liability Property Damage | 1.56% | $3,652,995 | $3,440,213 | $1,284,095 | $1,697,784 | 49.35 % |
| 2017 | Commercial Auto Medical Payments | 1.54% | $263,314 | $247,659 | $17,097 | $44,477 | 17.96 % |
| 2017 | Commercial Auto Uninsured Motorists | 2.77% | $1,308,155 | $1,249,500 | $12,300 | $1,344,093 | N/A |
| 2017 | Commercial Auto Comprehensive | 0.78% | $1,312,277 | $1,187,894 | $991,224 | $1,048,830 | 88.29 % |
| 2017 | Commercial Auto Collision | 0.97% | $2,483,146 | $2,203,444 | $1,937,395 | $2,022,281 | 91.78 % |
| 2017 | Fidelity | 0.01% | $6,009 | $6,144 | $10,000 | $-44 | -0.72 % |
| 2017 | Surety | 0.75% | $916,935 | $1,073,361 | $-1,350 | $-5,082 | -0.47 % |
| 2017 | Burglary & Theft | 0.53% | $91,522 | $89,231 | $-911 | $2,205 | 2.47 % |
| 2017 | Boiler & Machinery | 0.67% | $370,533 | $358,719 | $43,082 | $37,336 | 10.41 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2019 | Private Passenger Auto | 0.03% | 0 | 0 |
| 2019 | Homeowners | 0.07% | 0 | 0 |
| 2018 | Private Passenger Auto | 0.03% | 1 | 150 |
| 2018 | Homeowners | 0.08% | 0 | 0 |
| 2017 | Homeowners | 0.08% | 1 | 134 |
| 2017 | Private Passenger Auto | 0.03% | 1 | 131 |
Company Changes
Market Conduct
Date: 02/25/2014
Financial Exams
This company does not have any financial exams.