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Company Details
UNITED FIRE AND CASUALTY COMPANY License Status :
Active
NAIC Number :
13021
Phone Number:
3193995700
Company Address:
P O BOX 73909
CEDAR RAPIDS, IA 52407-3909
Description:
Property and Casualty
License Number:
B422566
Date Admitted:
1952-08-12
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Earned | Direct Premium Written | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2018 | Total Property & Casualty | 0.12% | $57,858,840 | $55,592,047 | $24,693,213 | $27,351,933 | 49.20 % |
| 2018 | Total Fire & Allied Lines | 0.34% | $7,291,989 | $7,102,321 | $4,443,511 | $4,904,210 | 69.05 % |
| 2018 | Dwelling Fire & Allied Lines | 0.00% | $29,459 | $34,284 | $0 | $-913 | -2.66 % |
| 2018 | Commercial Fire & Allied Lines | 1.11% | $7,262,530 | $7,068,037 | $4,443,511 | $4,905,123 | 69.40 % |
| 2018 | Total Homeowners | 0.02% | $1,886,567 | $1,813,724 | $946,075 | $1,032,721 | 56.94 % |
| 2018 | Homeowners Multi-Peril | 0.02% | $1,886,567 | $1,813,724 | $946,075 | $1,032,721 | 56.94 % |
| 2018 | Commercial Multi-Peril | 0.10% | $3,533,173 | $3,459,876 | $1,146,679 | $813,988 | 23.53 % |
| 2018 | Inland Marine (Incl Auto Cargo) | 0.16% | $3,556,381 | $3,403,894 | $3,123,717 | $2,248,558 | 66.06 % |
| 2018 | Earthquake | 0.03% | $149,905 | $149,635 | $0 | $-2,271 | -1.52 % |
| 2018 | Direct Workers Compensation | 0.09% | $4,491,600 | $4,357,622 | $2,793,010 | $3,328,667 | 76.39 % |
| 2018 | Other Liability - Bodily Injury & Property Damage | 0.42% | $13,381,081 | $13,021,109 | $1,550,541 | $2,658,060 | 20.41 % |
| 2018 | Products Liability | 2.50% | $3,961,726 | $3,890,402 | $437,803 | $2,298,716 | 59.09 % |
| 2018 | Total Private Passenger Automobile | 0.01% | $1,419,084 | $1,380,862 | $769,711 | $582,693 | 42.20 % |
| 2018 | Private Passenger Auto Liability Bodily Injury | 0.01% | $295,427 | $289,347 | $188,597 | $36,366 | 12.57 % |
| 2018 | Private Passenger Auto Liability Property Damage | 0.01% | $184,369 | $179,718 | $209,966 | $135,634 | 75.47 % |
| 2018 | Private Passenger Auto Medical Payments | 0.02% | $48,957 | $48,320 | $35,900 | $14,612 | 30.24 % |
| 2018 | Private Passenger Uninsured Motorists | 0.02% | $79,619 | $77,825 | $0 | $-1,121 | -1.44 % |
| 2018 | Private Passenger Underinsured Motorists | 0.01% | $35,787 | $34,828 | $0 | $74,509 | N/A |
| 2018 | Private Passenger Auto Comprehensive | 0.01% | $299,742 | $290,974 | $129,644 | $135,373 | 46.52 % |
| 2018 | Private Passenger Auto Collision | 0.01% | $475,183 | $459,850 | $205,604 | $187,320 | 40.74 % |
| 2018 | Total Commercial Automobile | 0.58% | $16,705,700 | $15,513,933 | $9,438,611 | $9,469,807 | 61.04 % |
| 2018 | Commercial Auto Liability Bodily Injury | 0.40% | $5,859,634 | $5,429,109 | $3,330,214 | $3,673,361 | 67.66 % |
| 2018 | Commercial Auto Liability Property Damage | 0.97% | $4,420,606 | $4,095,774 | $2,005,838 | $2,100,578 | 51.29 % |
| 2018 | Commercial Auto Medical Payments | 0.93% | $316,610 | $291,867 | $16,054 | $38,124 | 13.06 % |
| 2018 | Commercial Auto Uninsured Motorists | 1.49% | $1,323,896 | $1,315,913 | $1,121,000 | $559,472 | 42.52 % |
| 2018 | Commercial Auto Comprehensive | 0.48% | $1,581,262 | $1,466,663 | $1,024,757 | $1,063,519 | 72.51 % |
| 2018 | Commercial Auto Collision | 0.62% | $3,203,692 | $2,914,607 | $1,940,748 | $2,034,753 | 69.81 % |
| 2018 | Fidelity | 0.01% | $6,514 | $6,327 | $0 | $-71 | -1.12 % |
| 2018 | Surety | 0.34% | $978,516 | $1,010,207 | $-1,500 | $-20,965 | -2.08 % |
| 2018 | Burglary & Theft | 0.33% | $101,479 | $97,698 | $0 | $-2,235 | -2.29 % |
| 2018 | Boiler & Machinery | 0.40% | $395,125 | $384,437 | $45,055 | $40,055 | 10.42 % |
| 2017 | Total Property & Casualty | 0.23% | $53,119,854 | $51,237,482 | $23,663,622 | $36,523,855 | 71.28 % |
| 2017 | Total Fire & Allied Lines | 0.65% | $6,842,960 | $6,612,245 | $2,538,506 | $2,900,223 | 43.86 % |
| 2017 | Dwelling Fire & Allied Lines | 0.01% | $32,343 | $38,642 | $25,310 | $26,152 | 67.68 % |
| 2017 | Commercial Fire & Allied Lines | 2.56% | $6,810,617 | $6,573,603 | $2,513,196 | $2,874,071 | 43.72 % |
| 2017 | Total Homeowners | 0.04% | $1,737,538 | $1,739,695 | $1,339,741 | $1,368,944 | 78.69 % |
| 2017 | Homeowners Multi-Peril | 0.04% | $1,737,538 | $1,739,695 | $1,339,741 | $1,368,944 | 78.69 % |
| 2017 | Commercial Multi-Peril | 0.19% | $3,375,471 | $3,357,959 | $2,431,781 | $3,547,775 | N/A |
| 2017 | Inland Marine (Incl Auto Cargo) | 0.30% | $3,256,019 | $3,032,385 | $2,651,006 | $3,257,196 | N/A |
| 2017 | Earthquake | 0.07% | $145,773 | $141,986 | $0 | $3,414 | 2.40 % |
| 2017 | Direct Workers Compensation | 0.17% | $4,177,036 | $4,185,064 | $2,459,766 | $3,687,824 | 88.12 % |
| 2017 | Other Liability - Bodily Injury & Property Damage | 0.75% | $12,924,547 | $12,462,584 | $3,806,627 | $6,405,157 | 51.40 % |
| 2017 | Products Liability | 4.91% | $4,091,675 | $3,982,406 | $714,621 | $456,183 | 11.45 % |
| 2017 | Total Private Passenger Automobile | 0.02% | $1,321,748 | $1,299,942 | $726,648 | $1,060,818 | 81.61 % |
| 2017 | Private Passenger Auto Liability Bodily Injury | 0.02% | $278,164 | $275,968 | $132,723 | $421,867 | N/A |
| 2017 | Private Passenger Auto Liability Property Damage | 0.01% | $172,394 | $170,899 | $159,035 | $236,648 | N/A |
| 2017 | Private Passenger Auto Medical Payments | 0.03% | $47,928 | $47,584 | $18,482 | $36,255 | 76.19 % |
| 2017 | Private Passenger Uninsured Motorists | 0.03% | $75,427 | $75,042 | $1,940 | $-48,138 | -64.15 % |
| 2017 | Private Passenger Underinsured Motorists | 0.02% | $33,728 | $33,521 | $0 | $-19 | -0.06 % |
| 2017 | Private Passenger Auto Comprehensive | 0.02% | $277,294 | $270,580 | $171,518 | $169,302 | 62.57 % |
| 2017 | Private Passenger Auto Collision | 0.03% | $436,813 | $426,348 | $242,950 | $244,903 | 57.44 % |
| 2017 | Total Commercial Automobile | 1.02% | $13,862,088 | $12,895,761 | $6,944,105 | $13,801,906 | N/A |
| 2017 | Commercial Auto Liability Bodily Injury | 0.73% | $4,842,201 | $4,567,051 | $2,701,994 | $7,644,441 | N/A |
| 2017 | Commercial Auto Liability Property Damage | 1.65% | $3,652,995 | $3,440,213 | $1,284,095 | $1,697,784 | 49.35 % |
| 2017 | Commercial Auto Medical Payments | 1.60% | $263,314 | $247,659 | $17,097 | $44,477 | 17.96 % |
| 2017 | Commercial Auto Uninsured Motorists | 2.99% | $1,308,155 | $1,249,500 | $12,300 | $1,344,093 | N/A |
| 2017 | Commercial Auto Comprehensive | 0.81% | $1,312,277 | $1,187,894 | $991,224 | $1,048,830 | 88.29 % |
| 2017 | Commercial Auto Collision | 1.02% | $2,483,146 | $2,203,444 | $1,937,395 | $2,022,281 | 91.78 % |
| 2017 | Fidelity | 0.01% | $6,009 | $6,144 | $10,000 | $-44 | -0.72 % |
| 2017 | Surety | 0.76% | $916,935 | $1,073,361 | $-1,350 | $-5,082 | -0.47 % |
| 2017 | Burglary & Theft | 0.57% | $91,522 | $89,231 | $-911 | $2,205 | 2.47 % |
| 2017 | Boiler & Machinery | 0.69% | $370,533 | $358,719 | $43,082 | $37,336 | 10.41 % |
| 2016 | Total Property & Casualty | 0.22% | $48,339,356 | $47,008,509 | $17,818,807 | $22,673,166 | 48.23 % |
| 2016 | Total Fire & Allied Lines | 0.61% | $6,239,629 | $6,072,621 | $2,030,788 | $1,802,064 | 29.68 % |
| 2016 | Dwelling Fire & Allied Lines | 0.01% | $43,101 | $45,546 | $0 | $462 | 1.01 % |
| 2016 | Commercial Fire & Allied Lines | 2.42% | $6,196,528 | $6,027,075 | $2,030,788 | $1,801,602 | 29.89 % |
| 2016 | Total Homeowners | 0.04% | $1,757,064 | $1,773,273 | $533,897 | $566,362 | 31.94 % |
| 2016 | Homeowners Multi-Peril | 0.05% | $1,757,064 | $1,773,273 | $533,897 | $566,362 | 31.94 % |
| 2016 | Commercial Multi-Peril | 0.19% | $3,444,392 | $3,453,521 | $991,190 | $1,039,951 | 30.11 % |
| 2016 | Inland Marine (Incl Auto Cargo) | 0.26% | $2,719,444 | $2,675,483 | $1,866,920 | $2,259,051 | 84.44 % |
| 2016 | Earthquake | 0.07% | $130,681 | $133,693 | $0 | $1,344 | 1.01 % |
| 2016 | Direct Workers Compensation | 0.17% | $4,216,162 | $4,238,716 | $1,629,074 | $2,361,545 | 55.71 % |
| 2016 | Other Liability - Bodily Injury & Property Damage | 0.84% | $11,541,476 | $11,261,215 | $2,666,999 | $2,702,598 | 24.00 % |
| 2016 | Products Liability | 4.81% | $3,703,906 | $3,597,425 | $1,105,622 | $2,192,336 | 60.94 % |
| 2016 | Total Private Passenger Automobile | 0.02% | $1,312,313 | $1,296,419 | $803,554 | $790,108 | 60.95 % |
| 2016 | Private Passenger Auto Liability Bodily Injury | 0.02% | $286,807 | $286,314 | $60,426 | $59,229 | 20.69 % |
| 2016 | Private Passenger Auto Liability Property Damage | 0.01% | $176,775 | $176,377 | $147,096 | $146,599 | 83.12 % |
| 2016 | Private Passenger Auto Medical Payments | 0.03% | $48,873 | $48,554 | $34,498 | $27,733 | 57.12 % |
| 2016 | Private Passenger Uninsured Motorists | 0.04% | $76,092 | $73,592 | $600 | $-4,483 | -6.09 % |
| 2016 | Private Passenger Underinsured Motorists | 0.02% | $33,851 | $32,376 | $60,000 | $28,891 | 89.24 % |
| 2016 | Private Passenger Auto Comprehensive | 0.02% | $266,272 | $262,270 | $136,910 | $145,996 | 55.67 % |
| 2016 | Private Passenger Auto Collision | 0.03% | $423,643 | $416,936 | $364,024 | $386,143 | 92.61 % |
| 2016 | Total Commercial Automobile | 0.88% | $11,606,918 | $11,037,859 | $6,049,423 | $8,806,455 | 79.78 % |
| 2016 | Commercial Auto Liability Bodily Injury | 0.63% | $4,195,913 | $4,010,713 | $1,328,664 | $3,601,713 | 89.80 % |
| 2016 | Commercial Auto Liability Property Damage | 1.51% | $3,165,419 | $3,025,668 | $1,475,645 | $1,741,495 | 57.56 % |
| 2016 | Commercial Auto Medical Payments | 1.45% | $229,973 | $218,896 | $23,514 | $39,960 | 18.26 % |
| 2016 | Commercial Auto Uninsured Motorists | 2.90% | $1,158,820 | $1,100,155 | $425,000 | $523,631 | 47.60 % |
| 2016 | Commercial Auto Comprehensive | 0.70% | $1,038,624 | $987,516 | $1,010,281 | $1,054,690 | N/A |
| 2016 | Commercial Auto Collision | 0.80% | $1,818,169 | $1,694,911 | $1,786,319 | $1,844,966 | N/A |
| 2016 | Fidelity | 0.01% | $6,131 | $6,188 | $0 | $-51 | -0.82 % |
| 2016 | Surety | 0.95% | $1,231,474 | $1,037,416 | $6,750 | $4,541 | 0.44 % |
| 2016 | Burglary & Theft | 0.57% | $81,768 | $82,978 | $82,919 | $83,818 | N/A |
| 2016 | Boiler & Machinery | 0.67% | $347,998 | $341,702 | $51,671 | $63,044 | 18.45 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2018 | Private Passenger Auto | 0.03% | 1 | 150 |
| 2018 | Homeowners | 0.08% | 0 | 0 |
| 2017 | Private Passenger Auto | 0.03% | 1 | 131 |
| 2017 | Homeowners | 0.08% | 1 | 134 |
| 2016 | Private Passenger Auto | 0.04% | 1 | 121 |
| 2016 | Homeowners | 0.08% | 3 | 344 |
Company Changes
Effective Date: 02/25/2014
Comments:
Market Conduct
Date: 02/25/2014
Financial Exams
This company does not have any financial exams.