Company Details

  UNITED FIRE AND CASUALTY COMPANY License Status :
Active

NAIC Number :

13021


Phone Number:

8003327977


Company Address:

PO Box 73909 
Cedar Rapids, IA  52407-3909

Description:

Property and Casualty


License Number:

B422566


Date Admitted:

2024-07-01


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2022 Total Property & Casualty 0.11% $43,481,285 $44,183,829 $32,303,420 $41,469,678 93.86 %
2022 Total Fire & Allied Lines 0.59% $7,002,642 $7,013,880 $4,096,463 $5,219,044 74.41 %
2022 Dwelling Fire & Allied Lines 0.00% $0 $0 $0 $-287 N/A
2022 Commercial Fire & Allied Lines 0.99% $7,002,642 $7,013,880 $4,096,463 $5,219,331 74.41 %
2022 Total Homeowners 0.00% $0 $0 $56,115 $3,654 N/A
2022 Homeowners Multi-Peril 0.00% $0 $0 $56,115 $3,654 N/A
2022 Commercial Multi-Peril 0.08% $2,118,118 $2,279,939 $2,413,468 $1,815,523 79.63 %
2022 Inland Marine (Incl Auto Cargo) 0.19% $3,019,976 $3,106,516 $2,213,471 $2,561,037 82.44 %
2022 Earthquake 0.05% $172,069 $165,815 $0 $2,447 1.48 %
2022 Direct Workers Compensation 0.07% $2,126,312 $2,456,267 $3,417,484 $2,917,079 N/A
2022 Other Liability - Bodily Injury & Property Damage 0.41% $9,851,562 $9,945,191 $3,871,719 $9,510,668 95.63 %
2022 Products Liability 2.97% $3,298,334 $3,244,980 $1,293,256 $4,741,077 N/A
2022 Total Private Passenger Automobile 0.00% $0 $0 $370,637 $218,986 N/A
2022 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $100,000 $-5,356 N/A
2022 Private Passenger Auto Liability Property Damage 0.00% $0 $0 $0 $-5,425 N/A
2022 Private Passenger Auto Medical Payments 0.00% $0 $0 $0 $-2,170 N/A
2022 Private Passenger Uninsured Motorists 0.00% $0 $0 $25,000 $-1,457 N/A
2022 Private Passenger Underinsured Motorists 0.00% $0 $0 $250,000 $246,836 N/A
2022 Private Passenger Auto Comprehensive 0.00% $0 $0 $0 $-3,317 N/A
2022 Private Passenger Auto Collision 0.00% $0 $0 $-4,363 $-10,125 N/A
2022 Total Commercial Automobile 0.56% $13,604,690 $14,100,487 $14,568,109 $14,513,069 N/A
2022 Commercial Auto Liability Bodily Injury 0.41% $4,832,833 $5,023,112 $6,084,457 $7,174,776 N/A
2022 Commercial Auto Liability Property Damage 0.88% $3,646,006 $3,789,567 $1,118,192 $865,415 22.84 %
2022 Commercial Auto Medical Payments 0.31% $60,489 $63,600 $18,944 $7,868 12.37 %
2022 Commercial Auto Uninsured Motorists 0.50% $481,621 $504,651 $2,720,026 $2,036,072 N/A
2022 Commercial Auto Comprehensive 0.66% $1,858,601 $1,895,606 $2,541,170 $2,550,117 N/A
2022 Commercial Auto Collision 0.62% $2,725,140 $2,823,951 $2,085,320 $1,878,821 66.53 %
2022 Fidelity 0.01% $7,394 $6,633 $0 $-322 -4.85 %
2022 Surety 0.92% $1,880,521 $1,458,330 $0 $-54,344 -3.73 %
2022 Burglary & Theft 0.32% $67,485 $69,956 $0 $-6 -0.01 %
2022 Boiler & Machinery 0.37% $332,182 $335,835 $2,698 $21,766 6.48 %
2021 Total Property & Casualty 0.13% $45,220,422 $50,339,302 $34,211,077 $29,940,247 59.48 %
2021 Total Fire & Allied Lines 0.42% $6,691,356 $7,256,153 $2,515,385 $1,768,362 24.37 %
2021 Dwelling Fire & Allied Lines 0.00% $-358 $6,900 $0 $-1,164 -16.87 %
2021 Commercial Fire & Allied Lines 1.08% $6,691,714 $7,249,253 $2,515,385 $1,769,526 24.41 %
2021 Total Homeowners 0.00% $-11,098 $378,949 $396,986 $181,683 47.94 %
2021 Homeowners Multi-Peril 0.00% $-11,098 $378,949 $396,986 $181,683 47.94 %
2021 Commercial Multi-Peril 0.10% $2,588,289 $3,094,948 $1,936,027 $2,337,826 75.54 %
2021 Inland Marine (Incl Auto Cargo) 0.22% $3,215,930 $3,323,499 $3,292,889 $2,182,805 65.68 %
2021 Earthquake 0.04% $151,550 $156,038 $0 $-222 -0.14 %
2021 Direct Workers Compensation 0.08% $2,587,082 $2,921,565 $4,046,271 $2,202,459 75.39 %
2021 Other Liability - Bodily Injury & Property Damage 0.43% $10,072,330 $11,404,930 $4,673,850 $3,743,392 32.82 %
2021 Products Liability 2.82% $3,061,680 $3,328,492 $3,572,327 $2,124,371 63.82 %
2021 Total Private Passenger Automobile 0.00% $31,023 $249,424 $150,533 $-18,889 -7.57 %
2021 Private Passenger Auto Liability Bodily Injury 0.00% $5,344 $46,171 $94,402 $-37,843 -81.96 %
2021 Private Passenger Auto Liability Property Damage 0.00% $3,520 $29,570 $19,581 $15,329 51.84 %
2021 Private Passenger Auto Medical Payments 0.00% $840 $8,123 $5,000 $3,800 46.78 %
2021 Private Passenger Uninsured Motorists 0.00% $1,407 $12,790 $0 $24,832 N/A
2021 Private Passenger Underinsured Motorists 0.00% $546 $5,845 $0 $-29,077 -497.47 %
2021 Private Passenger Auto Comprehensive 0.00% $7,342 $55,806 $26,654 $16,235 29.09 %
2021 Private Passenger Auto Collision 0.00% $12,024 $91,119 $4,896 $-12,165 -13.35 %
2021 Total Commercial Automobile 0.67% $14,910,137 $16,611,678 $13,567,412 $15,373,856 92.55 %
2021 Commercial Auto Liability Bodily Injury 0.46% $5,347,683 $5,997,624 $7,394,746 $10,040,199 N/A
2021 Commercial Auto Liability Property Damage 1.20% $4,034,419 $4,524,592 $1,730,428 $936,095 20.69 %
2021 Commercial Auto Medical Payments 0.41% $68,036 $83,074 $31,946 $-46,094 -55.49 %
2021 Commercial Auto Uninsured Motorists 0.73% $551,352 $649,239 $1,406,956 $1,366,936 N/A
2021 Commercial Auto Comprehensive 0.78% $1,885,136 $1,988,978 $1,207,148 $1,280,157 64.36 %
2021 Commercial Auto Collision 0.77% $3,023,511 $3,368,171 $1,796,188 $1,796,563 53.34 %
2021 Fidelity 0.01% $6,077 $6,495 $0 $8 0.12 %
2021 Surety 0.76% $1,505,711 $1,145,967 $0 $1,147 0.10 %
2021 Burglary & Theft 0.36% $72,795 $85,729 $10,340 $8,890 10.37 %
2021 Boiler & Machinery 0.38% $337,560 $375,435 $49,057 $34,559 9.21 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2022 Private Passenger Auto 0.01% 0 0
2022 Homeowners 0.01% 2 1572
2021 Private Passenger Auto 0.02% 0 0
2021 Homeowners 0.04% 2 600


Company Changes


Market Conduct

Date: 02/25/2014

UnitedFireCasualtyInsCo.pdf


Financial Exams

This company does not have any financial exams.