Company Details

  UNITED FIRE AND CASUALTY COMPANY License Status :
Active

NAIC Number :

13021


Phone Number:

800-332-7977


Company Address:

PO BOX 73909 
CEDAR RAPIDS, IA  52407-3909

Description:

Property and Casualty


License Number:

B422566


Date Admitted:

1952-08-12


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Property & Casualty 0.20% $59,728,264 $61,819,507 $51,753,020 $59,670,931 96.52 %
2020 Total Fire & Allied Lines 0.60% $7,834,936 $7,968,673 $7,517,159 $7,956,250 99.84 %
2020 Dwelling Fire & Allied Lines 0.01% $21,252 $30,652 $6,929 $6,773 22.10 %
2020 Commercial Fire & Allied Lines 1.57% $7,813,684 $7,938,021 $7,510,230 $7,949,477 N/A
2020 Total Homeowners 0.02% $1,136,198 $1,693,665 $1,898,574 $1,821,355 N/A
2020 Homeowners Multi-Peril 0.02% $1,136,198 $1,693,665 $1,898,574 $1,821,355 N/A
2020 Commercial Multi-Peril 0.16% $3,498,075 $3,640,790 $5,239,503 $5,275,568 N/A
2020 Inland Marine (Incl Auto Cargo) 0.33% $3,867,754 $3,920,665 $4,046,278 $5,126,458 N/A
2020 Earthquake 0.05% $155,213 $158,207 $0 $2,864 1.81 %
2020 Direct Workers Compensation 0.12% $3,368,108 $3,562,390 $1,963,029 $1,379,626 38.73 %
2020 Other Liability - Bodily Injury & Property Damage 0.73% $14,036,570 $14,348,303 $14,648,062 $17,824,014 N/A
2020 Products Liability 4.04% $3,781,993 $3,933,218 $1,313,639 $3,383,054 86.01 %
2020 Total Private Passenger Automobile 0.01% $916,066 $1,226,826 $1,068,742 $1,020,318 83.17 %
2020 Private Passenger Auto Liability Bodily Injury 0.01% $170,618 $237,096 $133,581 $164,726 69.48 %
2020 Private Passenger Auto Liability Property Damage 0.01% $111,193 $153,545 $82,682 $70,840 46.14 %
2020 Private Passenger Auto Medical Payments 0.02% $28,943 $40,044 $22,419 $24,850 62.06 %
2020 Private Passenger Uninsured Motorists 0.01% $45,573 $63,070 $102,910 $102,817 N/A
2020 Private Passenger Underinsured Motorists 0.02% $20,713 $28,839 $300,000 $281,463 N/A
2020 Private Passenger Auto Comprehensive 0.01% $203,215 $267,771 $238,051 $216,083 80.70 %
2020 Private Passenger Auto Collision 0.02% $335,811 $436,461 $189,099 $159,539 36.55 %
2020 Total Commercial Automobile 1.03% $19,523,435 $19,830,829 $13,999,464 $15,804,575 79.70 %
2020 Commercial Auto Liability Bodily Injury 0.72% $7,086,553 $7,128,396 $6,633,968 $6,990,049 98.06 %
2020 Commercial Auto Liability Property Damage 1.93% $5,346,139 $5,377,668 $2,077,334 $2,076,245 38.61 %
2020 Commercial Auto Medical Payments 0.69% $149,200 $279,903 $20,378 $16,907 6.04 %
2020 Commercial Auto Uninsured Motorists 1.51% $910,075 $1,156,593 $1,065,714 $2,611,531 N/A
2020 Commercial Auto Comprehensive 1.00% $2,116,080 $2,034,304 $1,725,610 $1,712,108 84.16 %
2020 Commercial Auto Collision 1.13% $3,915,388 $3,853,965 $2,476,460 $2,397,735 62.21 %
2020 Fidelity 0.01% $6,557 $5,618 $0 $-49 -0.87 %
2020 Surety 0.63% $1,087,202 $1,003,658 $0 $4,078 0.41 %
2020 Burglary & Theft 0.57% $107,748 $108,186 $0 $1,731 1.60 %
2020 Boiler & Machinery 0.54% $408,409 $418,479 $58,570 $71,089 16.99 %
2019 Total Property & Casualty 0.21% $60,932,151 $59,857,562 $28,356,830 $34,806,434 58.15 %
2019 Total Fire & Allied Lines 0.65% $7,784,011 $7,615,238 $4,882,341 $4,907,212 64.44 %
2019 Dwelling Fire & Allied Lines 0.01% $34,048 $32,168 $15,361 $15,870 49.33 %
2019 Commercial Fire & Allied Lines 1.97% $7,749,963 $7,583,070 $4,866,980 $4,891,342 64.50 %
2019 Total Homeowners 0.03% $1,852,017 $1,884,908 $1,981,135 $2,069,469 N/A
2019 Homeowners Multi-Peril 0.03% $1,852,017 $1,884,908 $1,981,135 $2,069,469 N/A
2019 Commercial Multi-Peril 0.18% $3,661,957 $3,609,906 $3,454,595 $3,785,719 N/A
2019 Inland Marine (Incl Auto Cargo) 0.30% $3,755,450 $3,765,008 $3,212,013 $3,286,091 87.28 %
2019 Earthquake 0.06% $152,011 $149,374 $0 $3,182 2.13 %
2019 Direct Workers Compensation 0.12% $3,645,817 $3,863,176 $2,266,059 $2,226,310 57.63 %
2019 Other Liability - Bodily Injury & Property Damage 0.76% $14,190,774 $13,983,145 $1,864,780 $4,680,978 33.48 %
2019 Products Liability 4.50% $4,181,189 $4,174,381 $1,411,883 $1,341,974 32.15 %
2019 Total Private Passenger Automobile 0.02% $1,405,644 $1,404,856 $665,217 $978,924 69.68 %
2019 Private Passenger Auto Liability Bodily Injury 0.01% $284,282 $286,777 $76,928 $113,521 39.59 %
2019 Private Passenger Auto Liability Property Damage 0.01% $181,596 $181,830 $179,947 $183,006 N/A
2019 Private Passenger Auto Medical Payments 0.03% $47,611 $47,814 $19,096 $18,512 38.72 %
2019 Private Passenger Uninsured Motorists 0.02% $74,520 $75,942 $0 $-172 -0.23 %
2019 Private Passenger Underinsured Motorists 0.03% $33,900 $34,446 $55,000 $287,434 N/A
2019 Private Passenger Auto Comprehensive 0.02% $298,970 $297,906 $182,743 $200,129 67.18 %
2019 Private Passenger Auto Collision 0.02% $484,765 $480,141 $151,503 $176,494 36.76 %
2019 Total Commercial Automobile 1.07% $18,925,050 $18,016,543 $8,518,945 $11,437,212 63.48 %
2019 Commercial Auto Liability Bodily Injury 0.74% $6,710,005 $6,350,402 $2,366,367 $4,646,353 73.17 %
2019 Commercial Auto Liability Property Damage 1.98% $5,061,981 $4,790,812 $2,011,881 $2,280,257 47.60 %
2019 Commercial Auto Medical Payments 1.71% $400,188 $364,489 $61,068 $66,895 18.35 %
2019 Commercial Auto Uninsured Motorists 2.44% $1,355,838 $1,343,898 $1,102 $212,567 15.82 %
2019 Commercial Auto Comprehensive 0.81% $1,822,408 $1,729,911 $1,378,027 $1,414,613 81.77 %
2019 Commercial Auto Collision 1.21% $3,574,630 $3,437,031 $2,700,500 $2,816,527 81.95 %
2019 Fidelity 0.01% $5,674 $5,874 $0 $-66 -1.12 %
2019 Surety 0.41% $854,125 $872,938 $-2,000 $-17,779 -2.04 %
2019 Burglary & Theft 0.52% $106,046 $105,590 $0 $2,634 2.49 %
2019 Boiler & Machinery 0.69% $412,386 $406,625 $101,862 $104,574 25.72 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2021 Homeowners 0.04% 2 600
2021 Private Passenger Auto 0.02% 0 0
2020 Private Passenger Auto 0.03% 0 0
2020 Homeowners 0.06% 1 197
2019 Private Passenger Auto 0.03% 0 0
2019 Homeowners 0.07% 0 0


Company Changes


Market Conduct

Date: 02/25/2014

UnitedFireCasualtyInsCo.pdf


Financial Exams

This company does not have any financial exams.