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Company Details
UNITED FIRE AND CASUALTY COMPANY License Status :
Active
NAIC Number :
13021
Phone Number:
8003327977
Company Address:
PO BOX 73909
CEDAR RAPIDS, IA 52407-3909
Description:
Property and Casualty
License Number:
B422566
Date Admitted:
1952-08-12
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2022 | Total Property & Casualty | 0.12% | $43,481,285 | $44,183,829 | $32,303,420 | $41,469,678 | 93.86 % |
| 2022 | Total Fire & Allied Lines | 0.61% | $7,002,642 | $7,013,880 | $4,096,463 | $5,219,044 | 74.41 % |
| 2022 | Dwelling Fire & Allied Lines | 0.00% | $0 | $0 | $0 | $-287 | N/A |
| 2022 | Commercial Fire & Allied Lines | 1.01% | $7,002,642 | $7,013,880 | $4,096,463 | $5,219,331 | 74.41 % |
| 2022 | Total Homeowners | 0.00% | $0 | $0 | $56,115 | $3,654 | N/A |
| 2022 | Homeowners Multi-Peril | 0.00% | $0 | $0 | $56,115 | $3,654 | N/A |
| 2022 | Commercial Multi-Peril | 0.08% | $2,118,118 | $2,279,939 | $2,413,468 | $1,815,523 | 79.63 % |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.19% | $3,019,976 | $3,106,516 | $2,213,471 | $2,561,037 | 82.44 % |
| 2022 | Earthquake | 0.05% | $172,069 | $165,815 | $0 | $2,447 | 1.48 % |
| 2022 | Direct Workers Compensation | 0.07% | $2,126,312 | $2,456,267 | $3,417,484 | $2,917,079 | N/A |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.43% | $9,851,562 | $9,945,191 | $3,871,719 | $9,510,668 | 95.63 % |
| 2022 | Products Liability | 3.00% | $3,298,334 | $3,244,980 | $1,293,256 | $4,741,077 | N/A |
| 2022 | Total Private Passenger Automobile | 0.00% | $0 | $0 | $370,637 | $218,986 | N/A |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.00% | $0 | $0 | $100,000 | $-5,356 | N/A |
| 2022 | Private Passenger Auto Liability Property Damage | 0.00% | $0 | $0 | $0 | $-5,425 | N/A |
| 2022 | Private Passenger Auto Medical Payments | 0.00% | $0 | $0 | $0 | $-2,170 | N/A |
| 2022 | Private Passenger Uninsured Motorists | 0.00% | $0 | $0 | $25,000 | $-1,457 | N/A |
| 2022 | Private Passenger Underinsured Motorists | 0.00% | $0 | $0 | $250,000 | $246,836 | N/A |
| 2022 | Private Passenger Auto Comprehensive | 0.00% | $0 | $0 | $0 | $-3,317 | N/A |
| 2022 | Private Passenger Auto Collision | 0.00% | $0 | $0 | $-4,363 | $-10,125 | N/A |
| 2022 | Total Commercial Automobile | 0.58% | $13,604,690 | $14,100,487 | $14,568,109 | $14,513,069 | N/A |
| 2022 | Commercial Auto Liability Bodily Injury | 0.42% | $4,832,833 | $5,023,112 | $6,084,457 | $7,174,776 | N/A |
| 2022 | Commercial Auto Liability Property Damage | 0.90% | $3,646,006 | $3,789,567 | $1,118,192 | $865,415 | 22.84 % |
| 2022 | Commercial Auto Medical Payments | 0.33% | $60,489 | $63,600 | $18,944 | $7,868 | 12.37 % |
| 2022 | Commercial Auto Uninsured Motorists | 0.55% | $481,621 | $504,651 | $2,720,026 | $2,036,072 | N/A |
| 2022 | Commercial Auto Comprehensive | 0.68% | $1,858,601 | $1,895,606 | $2,541,170 | $2,550,117 | N/A |
| 2022 | Commercial Auto Collision | 0.64% | $2,725,140 | $2,823,951 | $2,085,320 | $1,878,821 | 66.53 % |
| 2022 | Fidelity | 0.01% | $7,394 | $6,633 | $0 | $-322 | -4.85 % |
| 2022 | Surety | 0.94% | $1,880,521 | $1,458,330 | $0 | $-54,344 | -3.73 % |
| 2022 | Burglary & Theft | 0.32% | $67,485 | $69,956 | $0 | $-6 | -0.01 % |
| 2022 | Boiler & Machinery | 0.37% | $332,182 | $335,835 | $2,698 | $21,766 | 6.48 % |
| 2021 | Total Property & Casualty | 0.14% | $45,220,422 | $50,339,302 | $34,211,077 | $29,940,247 | 59.48 % |
| 2021 | Total Fire & Allied Lines | 0.43% | $6,691,356 | $7,256,153 | $2,515,385 | $1,768,362 | 24.37 % |
| 2021 | Dwelling Fire & Allied Lines | 0.00% | $-358 | $6,900 | $0 | $-1,164 | -16.87 % |
| 2021 | Commercial Fire & Allied Lines | 1.09% | $6,691,714 | $7,249,253 | $2,515,385 | $1,769,526 | 24.41 % |
| 2021 | Total Homeowners | 0.00% | $-11,098 | $378,949 | $396,986 | $181,683 | 47.94 % |
| 2021 | Homeowners Multi-Peril | 0.00% | $-11,098 | $378,949 | $396,986 | $181,683 | 47.94 % |
| 2021 | Commercial Multi-Peril | 0.11% | $2,588,289 | $3,094,948 | $1,936,027 | $2,337,826 | 75.54 % |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.23% | $3,215,930 | $3,323,499 | $3,292,889 | $2,182,805 | 65.68 % |
| 2021 | Earthquake | 0.05% | $151,550 | $156,038 | $0 | $-222 | -0.14 % |
| 2021 | Direct Workers Compensation | 0.08% | $2,587,082 | $2,921,565 | $4,046,271 | $2,202,459 | 75.39 % |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.45% | $10,072,330 | $11,404,930 | $4,673,850 | $3,743,392 | 32.82 % |
| 2021 | Products Liability | 2.83% | $3,061,680 | $3,328,492 | $3,572,327 | $2,124,371 | 63.82 % |
| 2021 | Total Private Passenger Automobile | 0.00% | $31,023 | $249,424 | $150,533 | $-18,889 | -7.57 % |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.00% | $5,344 | $46,171 | $94,402 | $-37,843 | -81.96 % |
| 2021 | Private Passenger Auto Liability Property Damage | 0.00% | $3,520 | $29,570 | $19,581 | $15,329 | 51.84 % |
| 2021 | Private Passenger Auto Medical Payments | 0.00% | $840 | $8,123 | $5,000 | $3,800 | 46.78 % |
| 2021 | Private Passenger Uninsured Motorists | 0.00% | $1,407 | $12,790 | $0 | $24,832 | N/A |
| 2021 | Private Passenger Underinsured Motorists | 0.00% | $546 | $5,845 | $0 | $-29,077 | -497.47 % |
| 2021 | Private Passenger Auto Comprehensive | 0.00% | $7,342 | $55,806 | $26,654 | $16,235 | 29.09 % |
| 2021 | Private Passenger Auto Collision | 0.00% | $12,024 | $91,119 | $4,896 | $-12,165 | -13.35 % |
| 2021 | Total Commercial Automobile | 0.68% | $14,910,137 | $16,611,678 | $13,567,412 | $15,373,856 | 92.55 % |
| 2021 | Commercial Auto Liability Bodily Injury | 0.47% | $5,347,683 | $5,997,624 | $7,394,746 | $10,040,199 | N/A |
| 2021 | Commercial Auto Liability Property Damage | 1.24% | $4,034,419 | $4,524,592 | $1,730,428 | $936,095 | 20.69 % |
| 2021 | Commercial Auto Medical Payments | 0.42% | $68,036 | $83,074 | $31,946 | $-46,094 | -55.49 % |
| 2021 | Commercial Auto Uninsured Motorists | 0.76% | $551,352 | $649,239 | $1,406,956 | $1,366,936 | N/A |
| 2021 | Commercial Auto Comprehensive | 0.80% | $1,885,136 | $1,988,978 | $1,207,148 | $1,280,157 | 64.36 % |
| 2021 | Commercial Auto Collision | 0.79% | $3,023,511 | $3,368,171 | $1,796,188 | $1,796,563 | 53.34 % |
| 2021 | Fidelity | 0.01% | $6,077 | $6,495 | $0 | $8 | 0.12 % |
| 2021 | Surety | 0.77% | $1,505,711 | $1,145,967 | $0 | $1,147 | 0.10 % |
| 2021 | Burglary & Theft | 0.36% | $72,795 | $85,729 | $10,340 | $8,890 | 10.37 % |
| 2021 | Boiler & Machinery | 0.38% | $337,560 | $375,435 | $49,057 | $34,559 | 9.21 % |
| 2020 | Total Property & Casualty | 0.19% | $59,728,264 | $61,819,507 | $51,753,020 | $59,670,931 | 96.52 % |
| 2020 | Total Fire & Allied Lines | 0.58% | $7,834,936 | $7,968,673 | $7,517,159 | $7,956,250 | 99.84 % |
| 2020 | Dwelling Fire & Allied Lines | 0.01% | $21,252 | $30,652 | $6,929 | $6,773 | 22.10 % |
| 2020 | Commercial Fire & Allied Lines | 1.54% | $7,813,684 | $7,938,021 | $7,510,230 | $7,949,477 | N/A |
| 2020 | Total Homeowners | 0.02% | $1,136,198 | $1,693,665 | $1,898,574 | $1,821,355 | N/A |
| 2020 | Homeowners Multi-Peril | 0.02% | $1,136,198 | $1,693,665 | $1,898,574 | $1,821,355 | N/A |
| 2020 | Commercial Multi-Peril | 0.16% | $3,498,075 | $3,640,790 | $5,239,503 | $5,275,568 | N/A |
| 2020 | Inland Marine (Incl Auto Cargo) | 0.31% | $3,867,754 | $3,920,665 | $4,046,278 | $5,126,458 | N/A |
| 2020 | Earthquake | 0.05% | $155,213 | $158,207 | $0 | $2,864 | 1.81 % |
| 2020 | Direct Workers Compensation | 0.12% | $3,368,108 | $3,562,390 | $1,963,029 | $1,379,626 | 38.73 % |
| 2020 | Other Liability - Bodily Injury & Property Damage | 0.72% | $14,036,570 | $14,348,303 | $14,648,062 | $17,824,014 | N/A |
| 2020 | Products Liability | 4.04% | $3,781,993 | $3,933,218 | $1,313,639 | $3,383,054 | 86.01 % |
| 2020 | Total Private Passenger Automobile | 0.01% | $916,066 | $1,226,826 | $1,068,742 | $1,020,318 | 83.17 % |
| 2020 | Private Passenger Auto Liability Bodily Injury | 0.01% | $170,618 | $237,096 | $133,581 | $164,726 | 69.48 % |
| 2020 | Private Passenger Auto Liability Property Damage | 0.01% | $111,193 | $153,545 | $82,682 | $70,840 | 46.14 % |
| 2020 | Private Passenger Auto Medical Payments | 0.01% | $28,943 | $40,044 | $22,419 | $24,850 | 62.06 % |
| 2020 | Private Passenger Uninsured Motorists | 0.01% | $45,573 | $63,070 | $102,910 | $102,817 | N/A |
| 2020 | Private Passenger Underinsured Motorists | 0.01% | $20,713 | $28,839 | $300,000 | $281,463 | N/A |
| 2020 | Private Passenger Auto Comprehensive | 0.01% | $203,215 | $267,771 | $238,051 | $216,083 | 80.70 % |
| 2020 | Private Passenger Auto Collision | 0.01% | $335,811 | $436,461 | $189,099 | $159,539 | 36.55 % |
| 2020 | Total Commercial Automobile | 1.02% | $19,523,435 | $19,830,829 | $13,999,464 | $15,804,575 | 79.70 % |
| 2020 | Commercial Auto Liability Bodily Injury | 0.72% | $7,086,553 | $7,128,396 | $6,633,968 | $6,990,049 | 98.06 % |
| 2020 | Commercial Auto Liability Property Damage | 1.90% | $5,346,139 | $5,377,668 | $2,077,334 | $2,076,245 | 38.61 % |
| 2020 | Commercial Auto Medical Payments | 0.68% | $149,200 | $279,903 | $20,378 | $16,907 | 6.04 % |
| 2020 | Commercial Auto Uninsured Motorists | 1.49% | $910,075 | $1,156,593 | $1,065,714 | $2,611,531 | N/A |
| 2020 | Commercial Auto Comprehensive | 0.98% | $2,116,080 | $2,034,304 | $1,725,610 | $1,712,108 | 84.16 % |
| 2020 | Commercial Auto Collision | 1.12% | $3,915,388 | $3,853,965 | $2,476,460 | $2,397,735 | 62.21 % |
| 2020 | Fidelity | 0.01% | $6,557 | $5,618 | $0 | $-49 | -0.87 % |
| 2020 | Surety | 0.63% | $1,087,202 | $1,003,658 | $0 | $4,078 | 0.41 % |
| 2020 | Burglary & Theft | 0.56% | $107,748 | $108,186 | $0 | $1,731 | 1.60 % |
| 2020 | Boiler & Machinery | 0.54% | $408,409 | $418,479 | $58,570 | $71,089 | 16.99 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2022 | Homeowners | 0.01% | 2 | 1572 |
| 2021 | Homeowners | 0.04% | 2 | 600 |
| 2021 | Private Passenger Auto | 0.02% | 0 | 0 |
| 2020 | Private Passenger Auto | 0.03% | 0 | 0 |
| 2020 | Homeowners | 0.06% | 1 | 197 |
Company Changes
Market Conduct
Date: 02/25/2014
Financial Exams
This company does not have any financial exams.