Company Details

  STATE AUTOMOBILE MUTUAL INSURANCE COMPANY License Status :
Active

NAIC Number :

25135


Phone Number:

614-917-5995


Company Address:

518 EAST BROAD STREET 
COLUMBUS, OH  43215

Description:

Property and Casualty


License Number:

B422559


Date Admitted:

1939-08-23


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Property & Casualty 0.17% $47,893,167 $44,331,898 $26,245,239 $28,467,839 64.22 %
2020 Total Fire & Allied Lines 0.34% $4,388,852 $3,941,564 $2,290,388 $3,606,130 91.49 %
2020 Commercial Fire & Allied Lines 0.89% $4,388,852 $3,941,564 $2,290,388 $3,606,130 91.49 %
2020 Farmowners Multi-Peril 0.66% $4,223,106 $3,868,270 $2,363,813 $2,581,792 66.74 %
2020 Total Homeowners 0.35% $17,977,476 $16,289,774 $9,489,652 $10,437,729 64.08 %
2020 Homeowners Multi-Peril 0.36% $17,977,476 $16,289,774 $9,489,652 $10,437,729 64.08 %
2020 Commercial Multi-Peril 0.16% $3,455,594 $2,559,493 $696,665 $855,859 33.44 %
2020 Ocean Marine 0.00% $701 $576 $0 $-1 -0.17 %
2020 Inland Marine (Incl Auto Cargo) 0.01% $164,773 $148,849 $73,168 $76,803 51.60 %
2020 Earthquake 0.26% $680,083 $661,279 $0 $0 0.00 %
2020 Direct Workers Compensation 0.01% $163,382 $149,235 $20,207 $-143,473 -96.14 %
2020 Other Liability - Bodily Injury & Property Damage 0.05% $900,264 $798,360 $109,682 $83,426 10.45 %
2020 Products Liability 0.03% $26,597 $27,158 $0 $-8,657 -31.88 %
2020 Total Private Passenger Automobile 0.15% $11,915,023 $13,123,667 $9,836,712 $8,873,321 67.61 %
2020 Private Passenger Auto Liability Bodily Injury 0.28% $6,301,382 $6,881,821 $6,518,098 $5,697,630 82.79 %
2020 Private Passenger Auto Comprehensive 0.36% $5,613,641 $6,241,846 $3,318,614 $3,175,691 50.88 %
2020 Total Commercial Automobile 0.21% $3,936,810 $2,701,705 $1,364,656 $2,116,253 78.33 %
2020 Commercial Auto Liability Bodily Injury 0.23% $2,247,626 $1,557,836 $491,213 $1,148,374 73.72 %
2020 Commercial Auto Liability Property Damage 0.00% $2,858 $1,309 $0 $89 6.80 %
2020 Commercial Auto Medical Payments 0.46% $99,561 $68,997 $0 $0 0.00 %
2020 Commercial Auto Uninsured Motorists 0.51% $304,037 $210,696 $0 $0 0.00 %
2020 Commercial Auto Comprehensive 0.30% $631,731 $424,948 $873,443 $967,790 N/A
2020 Commercial Auto Collision 0.19% $650,997 $437,919 $0 $0 0.00 %
2020 Fidelity 0.00% $58 $58 $0 $-1,285 -2,215.52 %
2020 Surety 0.00% $0 $54 $296 $-10,188 -18,866.67 %
2020 Burglary & Theft 0.01% $1,354 $1,354 $0 $-43 -3.18 %
2020 Boiler & Machinery 0.08% $58,910 $60,320 $0 $173 0.29 %
2020 Title 0.00% $184 $182 $0 $0 0.00 %
2019 Total Property & Casualty 0.15% $42,416,260 $39,513,768 $23,684,974 $25,139,283 63.62 %
2019 Total Fire & Allied Lines 0.30% $3,530,206 $2,794,244 $1,334,731 $1,402,143 50.18 %
2019 Commercial Fire & Allied Lines 0.91% $3,530,206 $2,794,244 $1,334,731 $1,402,143 50.18 %
2019 Farmowners Multi-Peril 0.57% $3,513,968 $3,542,935 $2,750,484 $1,789,035 50.50 %
2019 Total Homeowners 0.30% $15,115,348 $13,194,326 $6,676,341 $7,593,110 57.55 %
2019 Homeowners Multi-Peril 0.31% $15,115,348 $13,194,326 $6,676,341 $7,593,110 57.55 %
2019 Commercial Multi-Peril 0.08% $1,596,950 $856,405 $512,032 $688,726 80.42 %
2019 Ocean Marine 0.00% $501 $500 $0 $-1 -0.20 %
2019 Inland Marine (Incl Auto Cargo) 0.01% $141,727 $138,938 $17,300 $16,009 11.52 %
2019 Earthquake 0.27% $659,245 $614,198 $0 $0 0.00 %
2019 Direct Workers Compensation 0.01% $171,566 $175,904 $98,084 $33,860 19.25 %
2019 Other Liability - Bodily Injury & Property Damage 0.04% $656,126 $616,131 $4,687 $196,060 31.82 %
2019 Products Liability 0.04% $39,277 $38,930 $0 $585 1.50 %
2019 Total Private Passenger Automobile 0.18% $15,286,365 $16,367,160 $11,882,861 $12,317,500 75.26 %
2019 Private Passenger Auto Liability Property Damage 0.53% $7,953,900 $8,396,615 $6,862,961 $7,447,399 88.70 %
2019 Private Passenger Auto Comprehensive 0.46% $7,332,465 $7,970,545 $5,019,900 $4,870,101 61.10 %
2019 Total Commercial Automobile 0.09% $1,646,884 $1,112,880 $408,454 $1,109,545 99.70 %
2019 Commercial Auto Liability Bodily Injury 0.10% $936,845 $631,772 $142,462 $823,001 N/A
2019 Commercial Auto Medical Payments 0.19% $43,374 $29,248 $0 $0 0.00 %
2019 Commercial Auto Uninsured Motorists 0.27% $146,387 $98,709 $0 $0 0.00 %
2019 Commercial Auto Comprehensive 0.12% $261,721 $177,651 $265,992 $286,544 N/A
2019 Commercial Auto Collision 0.09% $258,557 $175,500 $0 $0 0.00 %
2019 Fidelity 0.00% $58 $2,879 $0 $-2,183 -75.82 %
2019 Surety 0.00% $-100 $172 $0 $-1,842 -1,070.93 %
2019 Burglary & Theft 0.01% $1,354 $1,354 $0 $-110 -8.12 %
2019 Boiler & Machinery 0.10% $56,785 $56,812 $0 $-3,154 -5.55 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2020 Private Passenger Auto 0.33% 5 91
2020 Homeowners 0.72% 7 124
2019 Homeowners 0.54% 5 110
2019 Private Passenger Auto 0.30% 5 91


Company Changes

Effective Date: 08/01/2001

Comments: Meridian Mutual Insurance Co. merged with and into State Automobile Mutual Insurance Co.

Effective Date: 12/09/2008

Comments: Plaza Insurance Co. by State Automobile Mutual Insurance Co.

Effective Date: 07/02/2014

Comments: Effective 07/02/14 Meridian Mutual Insurance Company merged with and into State Automobile Mutual Insurance Company.


Market Conduct

Date: 04/26/2010

StateAutoInsurance.pdf

Date: 01/29/2015

StateAutomobileMutualMC.pdf


Financial Exams

This company does not have any financial exams.