Company Details

  STATE AUTOMOBILE MUTUAL INSURANCE COMPANY License Status :
Active

NAIC Number :

25135


Phone Number:

614-917-5995


Company Address:

518 EAST BROAD STREET 
COLUMBUS, OH  43215

Description:

Property and Casualty


License Number:

B422559


Date Admitted:

1939-08-23


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Property & Casualty 0.17% $42,416,260 $39,513,768 $23,684,974 $25,139,283 63.62 %
2019 Total Fire & Allied Lines 0.30% $3,530,206 $2,794,244 $1,334,731 $1,402,143 50.18 %
2019 Commercial Fire & Allied Lines 0.92% $3,530,206 $2,794,244 $1,334,731 $1,402,143 50.18 %
2019 Farmowners Multi-Peril 0.67% $3,513,968 $3,542,935 $2,750,484 $1,789,035 50.50 %
2019 Total Homeowners 0.32% $15,115,348 $13,194,326 $6,676,341 $7,593,110 57.55 %
2019 Homeowners Multi-Peril 0.34% $15,115,348 $13,194,326 $6,676,341 $7,593,110 57.55 %
2019 Commercial Multi-Peril 0.09% $1,596,950 $856,405 $512,032 $688,726 80.42 %
2019 Ocean Marine 0.00% $501 $500 $0 $-1 -0.20 %
2019 Inland Marine (Incl Auto Cargo) 0.01% $141,727 $138,938 $17,300 $16,009 11.52 %
2019 Earthquake 0.29% $659,245 $614,198 $0 $0 0.00 %
2019 Direct Workers Compensation 0.01% $171,566 $175,904 $98,084 $33,860 19.25 %
2019 Other Liability - Bodily Injury & Property Damage 0.04% $656,126 $616,131 $4,687 $196,060 31.82 %
2019 Products Liability 0.04% $39,277 $38,930 $0 $585 1.50 %
2019 Total Private Passenger Automobile 0.20% $15,286,365 $16,367,160 $11,882,861 $12,317,500 75.26 %
2019 Private Passenger Auto Liability Property Damage 0.59% $7,953,900 $8,396,615 $6,862,961 $7,447,399 88.70 %
2019 Private Passenger Auto Comprehensive 0.51% $7,332,465 $7,970,545 $5,019,900 $4,870,101 61.10 %
2019 Total Commercial Automobile 0.10% $1,646,884 $1,112,880 $408,454 $1,109,545 99.70 %
2019 Commercial Auto Liability Bodily Injury 0.11% $936,845 $631,772 $142,462 $823,001 N/A
2019 Commercial Auto Medical Payments 0.20% $43,374 $29,248 $0 $0 0.00 %
2019 Commercial Auto Uninsured Motorists 0.28% $146,387 $98,709 $0 $0 0.00 %
2019 Commercial Auto Comprehensive 0.12% $261,721 $177,651 $265,992 $286,544 N/A
2019 Commercial Auto Collision 0.09% $258,557 $175,500 $0 $0 0.00 %
2019 Fidelity 0.00% $58 $2,879 $0 $-2,183 -75.82 %
2019 Surety 0.00% $-100 $172 $0 $-1,842 -1,070.93 %
2019 Burglary & Theft 0.01% $1,354 $1,354 $0 $-110 -8.12 %
2019 Boiler & Machinery 0.10% $56,785 $56,812 $0 $-3,154 -5.55 %
2018 Total Property & Casualty 0.15% $35,576,953 $27,421,619 $24,320,371 $29,625,629 N/A
2018 Total Fire & Allied Lines 0.21% $2,255,065 $1,439,919 $635,779 $1,045,390 72.60 %
2018 Commercial Fire & Allied Lines 0.69% $2,255,065 $1,439,919 $635,779 $1,045,390 72.60 %
2018 Farmowners Multi-Peril 0.70% $3,540,020 $3,440,158 $11,841,116 $12,962,881 N/A
2018 Total Homeowners 0.25% $11,003,729 $7,379,837 $2,526,437 $3,451,170 46.76 %
2018 Homeowners Multi-Peril 0.26% $11,003,729 $7,379,837 $2,526,437 $3,451,170 46.76 %
2018 Commercial Multi-Peril 0.02% $370,125 $113,590 $0 $10,619 9.35 %
2018 Ocean Marine 0.00% $501 $334 $0 $2 0.60 %
2018 Inland Marine (Incl Auto Cargo) 0.01% $122,842 $87,524 $15,744 $18,796 21.48 %
2018 Earthquake 0.25% $545,633 $400,351 $0 $0 0.00 %
2018 Direct Workers Compensation 0.01% $202,690 $214,162 $72,891 $-151,779 -70.87 %
2018 Other Liability - Bodily Injury & Property Damage 0.04% $584,438 $477,865 $9,099 $85,749 17.94 %
2018 Products Liability 0.06% $45,464 $44,970 $0 $3,561 7.92 %
2018 Total Private Passenger Automobile 0.22% $16,140,344 $13,263,937 $8,973,572 $11,946,209 90.07 %
2018 Private Passenger Auto Liability Bodily Injury 0.43% $8,192,993 $6,789,306 $4,874,905 $7,728,373 N/A
2018 Private Passenger Auto Liability Property Damage 0.53% $7,947,351 $6,474,631 $4,098,667 $4,217,836 65.14 %
2018 Total Commercial Automobile 0.05% $693,351 $484,988 $245,733 $232,516 47.94 %
2018 Commercial Auto Liability Bodily Injury 0.06% $474,610 $334,484 $37,878 $14,128 4.22 %
2018 Commercial Auto Liability Property Damage 0.09% $218,741 $150,504 $207,855 $218,388 N/A
2018 Fidelity 0.02% $13,597 $13,597 $0 $3,481 25.60 %
2018 Surety 0.00% $100 $489 $0 $11,967 N/A
2018 Burglary & Theft 0.01% $1,354 $1,354 $0 $172 12.70 %
2018 Boiler & Machinery 0.11% $57,700 $58,544 $0 $4,895 8.36 %
2017 Total Property & Casualty 0.07% $15,849,228 $7,448,236 $3,007,449 $4,668,665 62.68 %
2017 Total Fire & Allied Lines 0.08% $820,819 $530,010 $6,413 $50,363 9.50 %
2017 Commercial Fire & Allied Lines 0.31% $820,819 $530,010 $6,413 $50,363 9.50 %
2017 Farmowners Multi-Peril 0.62% $3,264,572 $2,949,715 $1,825,681 $1,888,385 64.02 %
2017 Total Homeowners 0.09% $3,593,390 $840,832 $95,751 $267,412 31.80 %
2017 Homeowners Multi-Peril 0.09% $3,593,390 $840,832 $95,751 $267,412 31.80 %
2017 Commercial Multi-Peril 0.00% $23,498 $25,389 $0 $7,053 27.78 %
2017 Inland Marine (Incl Auto Cargo) 0.00% $49,000 $17,133 $0 $308 1.80 %
2017 Earthquake 0.12% $242,051 $105,574 $0 $0 0.00 %
2017 Direct Workers Compensation 0.01% $245,426 $274,538 $52,579 $263,225 95.88 %
2017 Other Liability - Bodily Injury & Property Damage 0.02% $359,180 $303,747 $213,794 $151,197 49.78 %
2017 Products Liability 0.05% $39,276 $35,407 $0 $493 1.39 %
2017 Total Private Passenger Automobile 0.10% $6,765,739 $2,009,438 $646,777 $1,826,087 90.88 %
2017 Private Passenger Auto Liability Bodily Injury 0.20% $3,529,598 $1,049,194 $152,611 $1,100,810 N/A
2017 Private Passenger Auto Comprehensive 0.26% $3,236,141 $960,244 $494,166 $725,277 75.53 %
2017 Total Commercial Automobile 0.03% $373,773 $289,275 $158,997 $208,464 72.06 %
2017 Commercial Auto Liability Bodily Injury 0.03% $224,553 $180,414 $90,146 $137,254 76.08 %
2017 Commercial Auto Medical Payments 0.07% $12,415 $9,970 $10,878 $10,878 N/A
2017 Commercial Auto Uninsured Motorists 0.05% $24,177 $19,454 $0 $0 0.00 %
2017 Commercial Auto Comprehensive 0.02% $35,461 $25,104 $8,748 $9,261 36.89 %
2017 Commercial Auto Collision 0.03% $77,167 $54,333 $49,225 $51,071 94.00 %
2017 Fidelity 0.02% $13,597 $13,621 $0 $-1,531 -11.24 %
2017 Surety 0.00% $100 $672 $0 $-304 -45.24 %
2017 Burglary & Theft 0.01% $1,354 $1,354 $0 $-116 -8.57 %
2017 Boiler & Machinery 0.10% $57,453 $51,531 $7,457 $7,629 14.80 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Private Passenger Auto 0.30% 5 91
2019 Homeowners 0.54% 5 110
2018 Private Passenger Auto 0.19% 2 53
2018 Homeowners 0.34% 3 100
2017 Private Passenger Auto 0.06% 1 76
2017 Homeowners 0.17% 0 0


Company Changes

Effective Date: 08/01/2001

Comments: Meridian Mutual Insurance Co. merged with and into State Automobile Mutual Insurance Co.

Effective Date: 12/09/2008

Comments: Plaza Insurance Co. by State Automobile Mutual Insurance Co.

Effective Date: 07/02/2014

Comments: Effective 07/02/14 Meridian Mutual Insurance Company merged with and into State Automobile Mutual Insurance Company.


Market Conduct

Date: 04/26/2010

StateAutoInsurance.pdf

Date: 01/29/2015

StateAutomobileMutualMC.pdf


Financial Exams

This company does not have any financial exams.